Chapter 63.14 RCW

RETAIL INSTALLMENT SALES OF GOODS AND SERVICES

Sections

HTMLPDF 63.14.010Definitions.
HTMLPDF 63.14.020Retail installment contractsNumber of documentsPromissory notesDateSignaturesCompletionType size.
HTMLPDF 63.14.030Retail installment contractsDelivery to buyer of copyAcknowledgment of delivery.
HTMLPDF 63.14.040Retail installment contractsContents.
HTMLPDF 63.14.043Retail installment contractsPurchase of motor vehicleSecondary products.
HTMLPDF 63.14.050Retail installment contractsMultiple documents permissible where original applies to purchases from time to time.
HTMLPDF 63.14.060Retail installment contractsMail orders based on catalog or other printed solicitation.
HTMLPDF 63.14.070Retail installment contractsSeller not to obtain buyer's signature when essential blank spaces not filledExceptions.
HTMLPDF 63.14.080Retail installment contractsPrepayment in full of unpaid time balanceRefund of unearned service charge"Rule of seventy-eighths."
HTMLPDF 63.14.090Retail installment contracts, retail charge agreements, and lender credit card agreementsDelinquency or collection chargesAttorney's fees, court costsOther provisions not inconsistent with chapter are permissible.
HTMLPDF 63.14.100Receipt for cash paymentRetail installment contracts, statement of payment schedule and total amount unpaid.
HTMLPDF 63.14.110Consolidation of subsequent purchases with previous contract.
HTMLPDF 63.14.120Retail charge agreements and lender credit card agreementsInformation to be furnished by seller.
HTMLPDF 63.14.123Restrictions on electronically printed credit and debit card receipts.
HTMLPDF 63.14.125Lender credit card agreementsSecurity interests prohibited.
HTMLPDF 63.14.127Retail installment contractsDog or cat as security interest.
HTMLPDF 63.14.130Retail installment contracts, retail charge agreements, and lender credit card agreementsService charge agreed to by contractOther fees and charges prohibited.
HTMLPDF 63.14.136Retail installment transactionUnconscionableJudicial action.
HTMLPDF 63.14.140Retail installment contracts, retail charge agreements, and lender credit card agreementsInsurance.
HTMLPDF 63.14.145Retail installment contracts and charge agreementsSale, transfer, or assignment.
HTMLPDF 63.14.150Retail installment contracts, retail charge agreements, and lender credit card agreementsAgreements by buyer not to assert claim or defense or to submit to suit in another county invalid.
HTMLPDF 63.14.151Retail installment contracts, retail charge agreements, and lender credit card agreementsCompliance with disclosure requirements of federal consumer protection act deemed compliance with chapter 63.14 RCW.
HTMLPDF 63.14.152Declaratory judgment action to establish if service charge is excessive.
HTMLPDF 63.14.154Cancellation of transaction by buyerProcedure.
HTMLPDF 63.14.156Extension or deferment of paymentsAgreement, charges.
HTMLPDF 63.14.158Refinancing agreementsCostsContents.
HTMLPDF 63.14.159New payment scheduleWhen authorized.
HTMLPDF 63.14.160Conduct or agreement of buyer does not waive remedies.
HTMLPDF 63.14.165Financial institution credit card agreement not subject to chapter 63.14 RCW, but subject to chapter 19.52 RCW.
HTMLPDF 63.14.167Lender credit card agreements and financial institution credit card agreementsCredit to account for returned goods or forgiveness of a debit for servicesStatement of credit to card issuerNotice to cardholder.
HTMLPDF 63.14.170ViolationsPenalties.
HTMLPDF 63.14.175ViolationsRemedies.
HTMLPDF 63.14.180Noncomplying person barred from recovery of service charge, etc.Remedy of buyerExtent of recovery.
HTMLPDF 63.14.190Restraint of violations.
HTMLPDF 63.14.200Assurance of discontinuance of unlawful practices.
HTMLPDF 63.14.210Violation of order or injunctionPenalty.
HTMLPDF 63.14.903Application, saving1981 c 77.
HTMLPDF 63.14.910Saving1963 c 236.
HTMLPDF 63.14.920Effective date1963 c 236.
HTMLPDF 63.14.921Effective dateSaving1967 c 234.
HTMLPDF 63.14.922Effective date1993 sp.s. c 5.
HTMLPDF 63.14.924Application1995 c 249.
HTMLPDF 63.14.925Savings1995 c 249.
HTMLPDF 63.14.926Effective date1995 c 249.

NOTES:

Consumer leases: Chapter 63.10 RCW.
InterestUsury: Chapter 19.52 RCW.