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Chapter 19.52 RCW

INTEREST—USURY

Sections

HTMLPDF 19.52.005Declaration of policy.
HTMLPDF 19.52.010Rate in absence of agreement—Exception for prejudgment interest—Application to consumer leases.
HTMLPDF 19.52.020Highest rate permissible—Setup charges.
HTMLPDF 19.52.025Computation of rates—Publication in the Washington State Register.
HTMLPDF 19.52.030Usury—Penalty upon suit on contract—Costs and attorneys' fees.
HTMLPDF 19.52.032Declaratory judgment action to establish usury—Time limitations for commencing.
HTMLPDF 19.52.034Application of chapter 19.52 RCW to loan or forbearance made outside state.
HTMLPDF 19.52.036Application of consumer protection act.
HTMLPDF 19.52.060Interest on charges in excess of published rates.
HTMLPDF 19.52.080Defense of usury or maintaining action thereon prohibited if transaction primarily agricultural, commercial, investment, or business—Exception.
HTMLPDF 19.52.090Defense of usury or maintaining action thereon prohibited for certain types of transactions after May 1, 1980, and prior to March 1, 1981.
HTMLPDF 19.52.100Chapter not applicable to retail installment transactions.
HTMLPDF 19.52.110Limitations in chapter not applicable to interest charged by broker-dealers—When.
HTMLPDF 19.52.120Sales contract providing for deferred payment of purchase price not subject to chapter.
HTMLPDF 19.52.130Charge made by assignee of retail installment contract or charge agreement to seller-assignor not limited by chapter—No agreement between credit card issuing bank and retailer shall prohibit discounts for cash payment.
HTMLPDF 19.52.140Chapter not applicable to interest, penalties, or costs on delinquent property taxes.
HTMLPDF 19.52.160Chapter not applicable to mobile homes.
HTMLPDF 19.52.170Chapter not applicable to certain loans from tax-qualified retirement plan.
HTMLPDF 19.52.900Application—Construction—1981 c 78.

NOTES:

Interest
rates on pledged property: RCW 19.60.060.
rates on warrants: Chapter 39.56 RCW.
Retail installment sales of goods and services: Chapter 63.14 RCW.