MEDICARE BENEFITS | YOUR MEDICARE SUPPLEMENT COVERAGE |
Medicare Now Pays Per Benefit Period | Effective January 1, 1989 medicare Will Pay Per Calendar Year | Your 1988 Coverage Per Benefit Period | Effective Jan. 1, 1989 Your Coverage Will Pay Per Calendar Year |
MEDICARE PART A: SERVICES AND SUPPLIES |
First 60 days - all but $540 | Unlimited number of hospital days after $564 deductible | | |
61st to 90th day - all but $135/day | | | |
91st to 150th day - all but $270/day (if individual chooses to use 60 nonrenewable lifetime days) | | | |
Beyond 150th day - nothing | | | |
SKILLED NURSING FACILITY CARE |
Requires a 3-day prior stay and enter the facility generally within 30 days after hospital discharge | There is no prior confinement requirement for this benefit | | |
First 20 days - 100% of costs | First 8 days - All but $(_22.00_) a day | | |
21st through 100th day - all but $67.50 a day | 9th through 150th 100% of costs | | |
Beyond 100 days - Nothing | Beyond 150 days - Nothing | | |
MEDICARE PART B: SERVICES AND SUPPLIES |
80% of allowable charges (after $75.00 deductible) | In 1989 medicare Part B pays the same as in 1989 | | |
| note: Medicare benefits changes on January 1, 1990 as follows: 80% of allowable charges (after $75.00 deductible) until an annual medicare catastrophic limit is met. 100% of allowable charges for the remainder of the calendar year. The limit in 1990 is $1370* and will be adjusted on an annual basis. | | |
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*Expenses that count toward the Part B medicare catastrophic limit include: The Part B deductible and copayment charges and the Part B blood deductible charges. | | |
PRESCRIPTION DRUGS | | | |
Inpatient prescription drugs only | In 1989 medicare covers inpatient prescription drugs only | | |
| note: Effective January 1, 1990, per calendar year — 80% of allowable charges for home intravenous (IV) therapy drugs and 50% of allowable charges for immunosuppressive drugs after calendar year deductible is met ($550 in 1990). | |
| Effective January 1, 1991, per calendar year — Inpatient prescription drugs: 50% of allowable charges for all other outpatient prescription drugs after a $600 calendar year deductible is met. (The deductible will change.) Coverage will increase to 60% of allowable charges in 1992 and to 80% of allowable charges from 1993 on. | |
(ANY ADDITIONAL BENEFITS) | |
(Describe any coverage provisions changing due to medicare modifications.) |
(Include information about premium adjustments that may be necessary due to changes in medicare benefits or when premium information will be sent.) |