HTML has links - PDF has Authentication
296-17B-930  <<  296-17B-940 >>   296-17B-950

Agency filings affecting this section

PDFWAC 296-17B-940

Hazard Group 4 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 4
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8659
.8558
.8465
.8378
.8297
.8220
.8147
.8077
.8010
.7945
.7883
.7822
.7764
2
.8622
.8515
.8417
.8325
.8240
.8159
.8082
.8008
.7938
.7869
.7804
.7740
.7678
3
.8574
.8460
.8356
.8258
.8167
.8081
.7999
.7920
.7845
.7772
.7702
.7634
.7568
4
.8526
.8405
.8294
.8191
.8094
.8002
.7915
.7831
.7751
.7674
.7599
.7527
.7456
5
.8478
.8350
.8232
.8123
.8020
.7923
.7830
.7742
.7657
.7575
.7495
.7418
.7344
6
.8430
.8294
.8170
.8054
.7946
.7843
.7745
.7651
.7561
.7475
.7391
.7309
.7231
7
.8381
.8238
.8107
.7985
.7871
.7762
.7659
.7560
.7465
.7373
.7284
.7199
.7116
8
.8333
.8182
.8044
.7916
.7795
.7681
.7572
.7467
.7367
.7271
.7178
.7088
.7001
9
.8284
.8126
.7981
.7846
.7719
.7599
.7484
.7375
.7270
.7168
.7071
.6977
.6885
10
.8236
.8070
.7918
.7776
.7643
.7517
.7397
.7282
.7172
.7066
.6964
.6865
.6770
11
.8188
.8014
.7855
.7706
.7567
.7435
.7309
.7189
.7074
.6963
.6857
.6754
.6654
12
.8138
.7957
.7790
.7635
.7489
.7351
.7220
.7094
.6974
.6859
.6747
.6640
.6536
13
.8089
.7900
.7726
.7563
.7411
.7267
.7130
.6999
.6874
.6753
.6638
.6526
.6418
14
.8039
.7842
.7660
.7490
.7331
.7181
.7038
.6902
.6772
.6647
.6526
.6411
.6299
15
.7989
.7783
.7594
.7418
.7252
.7096
.6947
.6806
.6670
.6541
.6416
.6296
.6181
16
.7939
.7725
.7527
.7344
.7172
.7009
.6855
.6708
.6568
.6433
.6305
.6181
.6061
17
.7889
.7666
.7460
.7270
.7091
.6922
.6762
.6610
.6465
.6326
.6193
.6065
.5942
18
.7838
.7606
.7393
.7195
.7010
.6835
.6669
.6511
.6361
.6218
.6080
.5949
.5822
19
.7786
.7546
.7325
.7119
.6927
.6746
.6574
.6411
.6256
.6109
.5967
.5832
.5702
20
.7735
.7485
.7256
.7044
.6845
.6657
.6480
.6312
.6152
.6000
.5855
.5716
.5582
21
.7683
.7424
.7187
.6967
.6761
.6567
.6385
.6212
.6047
.5891
.5741
.5599
.5462
22
.7630
.7362
.7116
.6889
.6676
.6476
.6288
.6109
.5940
.5780
.5626
.5480
.5340
23
.7577
.7300
.7046
.6811
.6591
.6385
.6191
.6008
.5834
.5669
.5513
.5363
.5220
24
.7523
.7236
.6974
.6731
.6504
.6292
.6093
.5905
.5726
.5558
.5397
.5244
.5098
25
.7468
.7172
.6901
.6650
.6417
.6199
.5994
.5800
.5618
.5445
.5281
.5125
.4976
26
.7414
.7108
.6828
.6570
.6330
.6105
.5895
.5697
.5510
.5333
.5165
.5006
.4854
27
.7359
.7043
.6754
.6488
.6241
.6011
.5795
.5592
.5401
.5220
.5049
.4887
.4732
28
.7303
.6977
.6680
.6406
.6152
.5916
.5694
.5487
.5291
.5107
.4932
.4767
.4609
29
.7247
.6911
.6605
.6324
.6063
.5820
.5594
.5382
.5182
.4994
.4816
.4648
.4488
30
.7190
.6844
.6529
.6239
.5972
.5723
.5491
.5275
.5071
.4879
.4698
.4526
.4363
31
.7132
.6776
.6451
.6154
.5880
.5625
.5388
.5167
.4959
.4763
.4579
.4404
.4239
32
.7073
.6706
.6373
.6068
.5787
.5526
.5284
.5058
.4846
.4646
.4459
.4281
.4113
33
.7015
.6637
.6295
.5982
.5693
.5427
.5179
.4949
.4732
.4530
.4338
.4158
.3987
34
.6955
.6567
.6215
.5894
.5599
.5327
.5074
.4839
.4618
.4412
.4217
.4034
.3860
35
.6895
.6496
.6135
.5805
.5504
.5225
.4967
.4727
.4502
.4292
.4094
.3908
.3731
36
.6835
.6424
.6054
.5717
.5408
.5123
.4860
.4615
.4387
.4173
.3972
.3782
.3603
37
.6773
.6352
.5972
.5626
.5310
.5019
.4751
.4501
.4268
.4051
.3846
.3653
.3471
38
.6711
.6278
.5888
.5534
.5211
.4914
.4640
.4386
.4149
.3927
.3719
.3523
.3338
39
.6649
.6205
.5805
.5443
.5113
.4809
.4530
.4271
.4029
.3804
.3592
.3393
.3206
40
.6587
.6131
.5721
.5351
.5013
.4704
.4419
.4154
.3909
.3679
.3464
.3262
.3073
41
.6524
.6057
.5637
.5258
.4913
.4597
.4306
.4037
.3787
.3553
.3335
.3131
.2939
42
.6461
.5981
.5552
.5164
.4812
.4489
.4192
.3918
.3663
.3426
.3205
.2998
.2805
43
.6398
.5907
.5467
.5070
.4710
.4381
.4078
.3798
.3539
.3298
.3075
.2866
.2672
44
.6336
.5833
.5382
.4977
.4609
.4273
.3964
.3680
.3416
.3172
.2946
.2736
.2541
45
.6267
.5750
.5288
.4873
.4497
.4154
.3839
.3549
.3282
.3035
.2807
.2596
.2401
46
.6197
.5667
.5194
.4769
.4385
.4034
.3713
.3419
.3148
.2899
.2669
.2458
.2263
47
.6129
.5585
.5101
.4666
.4272
.3915
.3588
.3289
.3015
.2764
.2533
.2322
.2128
48
.6060
.5502
.5006
.4560
.4158
.3793
.3460
.3157
.2880
.2628
.2397
.2186
.1994
49
.5991
.5419
.4910
.4454
.4043
.3670
.3332
.3025
.2746
.2492
.2261
.2052
.1863
50
.5925
.5337
.4816
.4349
.3929
.3550
.3206
.2896
.2615
.2360
.2131
.1923
.1737
51
.5858
.5256
.4721
.4243
.3814
.3428
.3080
.2767
.2484
.2230
.2002
.1797
.1614
52
.5790
.5172
.4624
.4134
.3696
.3303
.2950
.2634
.2351
.2098
.1872
.1671
.1492
53
.5723
.5088
.4525
.4024
.3577
.3177
.2820
.2502
.2219
.1967
.1744
.1547
.1372
54
.5656
.5004
.4427
.3914
.3457
.3051
.2691
.2371
.2089
.1839
.1620
.1427
.1257
55
.5591
.4922
.4330
.3805
.3340
.2928
.2564
.2244
.1962
.1716
.1501
.1312
.1148
56
.5525
.4837
.4229
.3692
.3217
.2800
.2433
.2113
.1834
.1591
.1380
.1197
.1039
57
.5460
.4754
.4130
.3580
.3097
.2674
.2305
.1985
.1708
.1470
.1264
.1087
.0936
58
.5401
.4676
.4036
.3474
.2982
.2554
.2184
.1865
.1591
.1357
.1156
.0986
.0841
59
.5342
.4598
.3942
.3367
.2867
.2435
.2063
.1746
.1475
.1246
.1051
.0888
.0750
60
.5284
.4519
.3846
.3259
.2751
.2314
.1942
.1626
.1359
.1136
.0948
.0792
.0662
61
.5227
.4442
.3752
.3152
.2636
.2195
.1822
.1509
.1247
.1029
.0849
.0701
.0580
62
.5172
.4366
.3658
.3044
.2519
.2075
.1702
.1391
.1135
.0925
.0753
.0614
.0502
63
.5117
.4288
.3561
.2933
.2399
.1951
.1578
.1272
.1023
.0821
.0659
.0530
.0427
64
.5065
.4212
.3465
.2822
.2279
.1827
.1456
.1155
.0913
.0721
.0569
.0450
.0358
65
.5015
.4138
.3369
.2710
.2158
.1702
.1333
.1038
.0805
.0624
.0484
.0376
.0294
66
.4968
.4066
.3275
.2599
.2036
.1578
.1211
.0924
.0701
.0532
.0404
.0308
.0237
67
.4922
.3992
.3175
.2479
.1904
.1442
.1080
.0802
.0593
.0438
.0324
.0242
.0183
68
.4881
.3921
.3074
.2356
.1768
.1304
.0948
.0681
.0487
.0348
.0251
.0183
.0136
69
.4846
.3857
.2980
.2238
.1637
.1170
.0821
.0569
.0392
.0270
.0189
.0135
.0099
70
.4814
.3791
.2875
.2100
.1481
.1012
.0675
.0443
.0289
.0190
.0128
.0089
.0066
71
.4792
.3736
.2779
.1968
.1328
.0859
.0537
.0329
.0200
.0125
.0081
.0056
.0042
72
.4776
.3682
.2666
.1795
.1121
.0653
.0360
.0193
.0104
.0059
.0037
.0026
.0019
73
.4770
.3652
.2575
.1624
.0898
.0436
.0191
.0079
.0034
.0016
.0008
.0004
.0002
74
.4770
.3646
.2539
.1526
.0752
.0298
.0097
.0028
.0007
.0002
.0000
.0000
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 4
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0448
.0913
.1393
.1881
.2877
.3889
.4913
.5945
2
.0000
.0439
.0898
.1373
.1856
.2845
.3852
.4870
.5897
3
.0000
.0428
.0879
.1347
.1826
.2806
.3804
.4815
.5836
4
.0000
.0416
.0860
.1321
.1795
.2766
.3756
.4760
.5774
5
.0000
.0404
.0841
.1296
.1765
.2726
.3708
.4705
.5712
6
.0000
.0392
.0821
.1271
.1734
.2686
.3660
.4649
.5650
7
.0000
.0381
.0802
.1246
.1703
.2646
.3611
.4593
.5587
8
.0000
.0369
.0783
.1220
.1673
.2605
.3563
.4537
.5524
9
.0000
.0358
.0764
.1195
.1642
.2565
.3514
.4481
.5461
10
.0000
.0347
.0745
.1171
.1612
.2525
.3466
.4425
.5398
11
.0000
.0336
.0727
.1146
.1582
.2485
.3418
.4369
.5335
12
.0000
.0325
.0708
.1121
.1551
.2445
.3368
.4312
.5270
13
.0000
.0314
.0690
.1096
.1521
.2404
.3319
.4255
.5206
14
.0000
.0303
.0672
.1071
.1490
.2363
.3269
.4197
.5140
15
.0000
.0292
.0654
.1047
.1460
.2323
.3219
.4138
.5074
16
.0000
.0282
.0636
.1022
.1429
.2282
.3169
.4080
.5007
17
.0000
.0272
.0618
.0998
.1399
.2241
.3119
.4021
.4940
18
.0000
.0262
.0600
.0973
.1368
.2200
.3068
.3961
.4873
19
.0000
.0252
.0582
.0949
.1337
.2158
.3016
.3901
.4805
20
.0000
.0242
.0565
.0924
.1307
.2116
.2965
.3840
.4736
21
.0000
.0232
.0547
.0900
.1276
.2074
.2913
.3779
.4667
22
.0000
.0222
.0529
.0875
.1245
.2032
.2860
.3717
.4596
23
.0000
.0213
.0512
.0851
.1214
.1989
.2807
.3655
.4526
24
.0000
.0204
.0495
.0826
.1183
.1946
.2753
.3591
.4454
25
.0000
.0194
.0477
.0801
.1152
.1902
.2698
.3527
.4381
26
.0000
.0185
.0460
.0777
.1120
.1858
.2644
.3463
.4308
27
.0000
.0176
.0443
.0752
.1089
.1814
.2589
.3398
.4234
28
.0000
.0168
.0426
.0728
.1057
.1770
.2533
.3332
.4160
29
.0000
.0159
.0409
.0703
.1025
.1725
.2477
.3266
.4085
30
.0000
.0151
.0392
.0679
.0993
.1680
.2420
.3199
.4009
31
.0000
.0142
.0376
.0654
.0961
.1634
.2362
.3131
.3931
32
.0000
.0134
.0359
.0629
.0928
.1587
.2303
.3061
.3853
33
.0000
.0126
.0342
.0604
.0896
.1541
.2245
.2992
.3775
34
.0000
.0118
.0326
.0579
.0863
.1494
.2185
.2922
.3695
35
.0000
.0110
.0309
.0554
.0830
.1446
.2125
.2851
.3615
36
.0000
.0103
.0293
.0530
.0798
.1399
.2065
.2779
.3534
37
.0000
.0096
.0277
.0505
.0764
.1350
.2003
.2707
.3452
38
.0000
.0088
.0261
.0480
.0731
.1302
.1941
.2633
.3368
39
.0000
.0082
.0245
.0455
.0698
.1253
.1879
.2560
.3285
40
.0000
.0075
.0230
.0431
.0665
.1204
.1817
.2486
.3201
41
.0000
.0069
.0215
.0407
.0632
.1156
.1754
.2412
.3117
42
.0000
.0063
.0200
.0383
.0599
.1106
.1691
.2336
.3032
43
.0000
.0057
.0185
.0360
.0567
.1058
.1628
.2262
.2947
44
.0000
.0051
.0172
.0337
.0535
.1010
.1566
.2188
.2862
45
.0000
.0045
.0156
.0311
.0499
.0956
.1497
.2105
.2768
46
.0000
.0039
.0141
.0286
.0464
.0902
.1427
.2022
.2674
47
.0000
.0034
.0126
.0261
.0430
.0850
.1359
.1940
.2581
48
.0000
.0029
.0112
.0238
.0396
.0798
.1290
.1857
.2486
49
.0000
.0025
.0099
.0215
.0364
.0746
.1221
.1774
.2390
50
.0000
.0021
.0087
.0193
.0332
.0695
.1155
.1692
.2296
51
.0000
.0017
.0076
.0172
.0302
.0646
.1088
.1611
.2201
52
.0000
.0014
.0065
.0152
.0272
.0596
.1020
.1527
.2104
53
.0000
.0011
.0055
.0133
.0243
.0547
.0953
.1443
.2005
54
.0000
.0009
.0046
.0115
.0215
.0500
.0886
.1359
.1907
55
.0000
.0007
.0038
.0099
.0189
.0454
.0821
.1277
.1810
56
.0000
.0005
.0031
.0083
.0164
.0408
.0755
.1192
.1709
57
.0000
.0004
.0025
.0069
.0141
.0364
.0690
.1109
.1610
58
.0000
.0003
.0020
.0058
.0121
.0325
.0631
.1031
.1516
59
.0000
.0002
.0015
.0047
.0102
.0287
.0572
.0953
.1422
60
.0000
.0001
.0012
.0038
.0085
.0250
.0514
.0874
.1326
61
.0000
.0001
.0009
.0030
.0069
.0215
.0457
.0797
.1232
62
.0000
.0001
.0006
.0023
.0055
.0182
.0402
.0721
.1138
63
.0000
.0000
.0004
.0016
.0042
.0150
.0347
.0643
.1041
64
.0000
.0000
.0003
.0011
.0031
.0121
.0295
.0567
.0945
65
.0000
.0000
.0001
.0007
.0022
.0094
.0245
.0493
.0849
66
.0000
.0000
.0001
.0005
.0015
.0071
.0198
.0421
.0755
67
.0000
.0000
.0000
.0002
.0009
.0049
.0152
.0347
.0655
68
.0000
.0000
.0000
.0001
.0005
.0031
.0111
.0276
.0554
69
.0000
.0000
.0000
.0000
.0002
.0019
.0076
.0212
.0460
70
.0000
.0000
.0000
.0000
.0001
.0008
.0044
.0146
.0355
71
.0000
.0000
.0000
.0000
.0000
.0003
.0022
.0091
.0259
72
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0037
.0146
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0007
.0055
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0019
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 4
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7127
.6699
.6313
.5961
.5639
.5342
.5068
.4813
.4659
.4546
.4450
.4367
.4294
37
$120
.7062
.6623
.6227
.5867
.5537
.5234
.4954
.4735
.4606
.4496
.4402
.4321
.4254
38
$120
.6998
.6546
.6140
.5771
.5434
.5124
.4838
.4681
.4554
.4447
.4355
.4279
.4219
39
$120
.6933
.6470
.6053
.5676
.5331
.5015
.4776
.4628
.4504
.4398
.4311
.4243
.4189
40
$120
.6868
.6393
.5966
.5580
.5228
.4905
.4722
.4576
.4454
.4353
.4274
.4212
.4161
 
$160
.6823
.6350
.5926
.5543
.5193
.4872
.4577
.4303
.4145
.4014
.3901
.3804
.3721
41
$120
.6803
.6315
.5878
.5483
.5123
.4840
.4668
.4525
.4406
.4313
.4241
.4183
.4136
 
$160
.6758
.6274
.5839
.5447
.5089
.4762
.4461
.4238
.4086
.3958
.3848
.3754
.3675
42
$120
.6737
.6237
.5789
.5385
.5017
.4785
.4615
.4474
.4363
.4277
.4209
.4155
.4112
 
$160
.6692
.6196
.5751
.5349
.4984
.4650
.4353
.4177
.4028
.3902
.3795
.3706
.3634
43
$120
.6671
.6159
.5700
.5287
.4935
.4731
.4562
.4428
.4325
.4244
.4181
.4130
.4091
 
$160
.6627
.6118
.5663
.5252
.4879
.4538
.4290
.4117
.3971
.3848
.3746
.3664
.3598
44
$120
.6607
.6082
.5612
.5190
.4880
.4677
.4513
.4387
.4290
.4214
.4154
.4108
.4072
 
$160
.6563
.6042
.5575
.5155
.4774
.4435
.4230
.4059
.3916
.3797
.3702
.3627
.3566
45
$120
.6534
.5995
.5514
.5082
.4818
.4617
.4462
.4343
.4251
.4180
.4125
.4084
.4053
 
$160
.6491
.5956
.5478
.5048
.4658
.4363
.4162
.3994
.3855
.3745
.3657
.3587
.3532
46
$120
.6462
.5909
.5416
.5002
.4755
.4561
.4414
.4301
.4215
.4149
.4100
.4064
.4037
 
$160
.6419
.5870
.5380
.4940
.4542
.4294
.4095
.3931
.3800
.3697
.3616
.3552
.3500
47
$120
.6391
.5824
.5319
.4940
.4696
.4510
.4369
.4263
.4182
.4122
.4078
.4046
.4022
 
$160
.6349
.5785
.5283
.4833
.4465
.4226
.4030
.3873
.3750
.3654
.3578
.3519
.3472
 
$250
.6281
.5723
.5227
.4781
.4378
.4012
.3677
.3435
.3245
.3085
.2950
.2835
.2737
48
$120
.6319
.5737
.5220
.4877
.4639
.4461
.4327
.4226
.4152
.4098
.4059
.4030
.4010
 
$160
.6277
.5699
.5185
.4724
.4395
.4159
.3967
.3818
.3703
.3613
.3543
.3489
.3448
 
$250
.6210
.5638
.5130
.4673
.4261
.3887
.3574
.3353
.3168
.3013
.2882
.2772
.2682
 
$275
.6196
.5625
.5118
.4662
.4251
.3878
.3538
.3279
.3079
.2911
.2769
.2649
.2546
49
$120
.6247
.5651
.5122
.4817
.4586
.4414
.4286
.4192
.4124
.4076
.4041
.4017
.3999
 
$160
.6206
.5613
.5086
.4616
.4326
.4092
.3909
.3767
.3659
.3575
.3510
.3462
.3426
 
$250
.6140
.5553
.5032
.4564
.4143
.3761
.3490
.3274
.3093
.2943
.2817
.2714
.2631
 
$275
.6126
.5540
.5020
.4554
.4133
.3753
.3426
.3193
.2999
.2836
.2699
.2583
.2487
50
$120
.6178
.5566
.5062
.4760
.4536
.4370
.4249
.4162
.4100
.4057
.4026
.4005
.3991
 
$160
.6137
.5529
.4989
.4548
.4259
.4030
.3855
.3721
.3618
.3540
.3482
.3439
.3407
 
$250
.6071
.5470
.4935
.4457
.4026
.3666
.3410
.3198
.3022
.2876
.2758
.2663
.2587
 
$275
.6057
.5457
.4924
.4446
.4017
.3629
.3339
.3112
.2923
.2764
.2631
.2522
.2434
51
$120
.6108
.5480
.5002
.4706
.4488
.4328
.4214
.4134
.4078
.4040
.4014
.3996
.3984
 
$160
.6068
.5444
.4891
.4480
.4193
.3972
.3804
.3676
.3580
.3509
.3457
.3419
.3391
 
$250
.6003
.5386
.4838
.4349
.3909
.3583
.3332
.3124
.2952
.2814
.2703
.2616
.2546
 
$275
.5989
.5373
.4827
.4338
.3900
.3524
.3255
.3033
.2848
.2694
.2569
.2467
.2386
52
$120
.6038
.5393
.4943
.4653
.4440
.4288
.4182
.4108
.4058
.4025
.4002
.3988
.3978
 
$160
.5998
.5358
.4789
.4411
.4129
.3915
.3754
.3633
.3545
.3480
.3434
.3400
.3377
 
$250
.5934
.5300
.4738
.4237
.3804
.3501
.3253
.3049
.2885
.2755
.2652
.2572
.2508
 
$275
.5920
.5288
.4727
.4227
.3779
.3436
.3172
.2954
.2773
.2627
.2509
.2416
.2342
 
$380
.5875
.5248
.4691
.4195
.3750
.3351
.2993
.2705
.2476
.2285
.2124
.1988
.1874
53
$120
.5967
.5305
.4886
.4600
.4394
.4251
.4152
.4085
.4041
.4012
.3993
.3981
.3973
 
$160
.5928
.5270
.4704
.4343
.4068
.3861
.3707
.3594
.3512
.3454
.3413
.3384
.3365
 
$250
.5864
.5214
.4637
.4124
.3720
.3420
.3175
.2977
.2822
.2700
.2605
.2531
.2473
 
$275
.5851
.5202
.4627
.4114
.3668
.3350
.3090
.2875
.2702
.2564
.2455
.2369
.2301
 
$380
.5806
.5162
.4591
.4083
.3629
.3223
.2872
.2607
.2385
.2200
.2045
.1915
.1807
54
$120
.5898
.5220
.4831
.4550
.4351
.4216
.4124
.4064
.4025
.4001
.3985
.3976
.3970
 
$160
.5859
.5184
.4637
.4279
.4009
.3809
.3662
.3557
.3483
.3431
.3395
.3371
.3355
 
$250
.5796
.5128
.4537
.4011
.3637
.3340
.3100
.2910
.2763
.2649
.2561
.2494
.2443
 
$275
.5782
.5116
.4526
.4001
.3581
.3266
.3009
.2800
.2635
.2506
.2404
.2325
.2264
 
$380
.5738
.5077
.4492
.3971
.3508
.3096
.2773
.2513
.2297
.2117
.1968
.1845
.1746
55
$120
.5830
.5165
.4778
.4502
.4311
.4183
.4100
.4046
.4012
.3992
.3979
.3972
.3967
 
$160
.5791
.5098
.4571
.4217
.3953
.3759
.3621
.3524
.3457
.3411
.3380
.3360
.3347
 
$250
.5729
.5044
.4437
.3923
.3557
.3262
.3029
.2848
.2709
.2602
.2521
.2461
.2416
 
$275
.5716
.5032
.4427
.3890
.3496
.3184
.2931
.2730
.2574
.2452
.2358
.2286
.2232
 
$380
.5673
.4994
.4393
.3860
.3388
.2985
.2677
.2423
.2212
.2038
.1896
.1782
.1691
 
$500
.5641
.4966
.4369
.3839
.3370
.2954
.2587
.2276
.2028
.1820
.1646
.1500
.1378
56
$120
.5761
.5109
.4724
.4454
.4272
.4153
.4077
.4030
.4001
.3984
.3974
.3968
.3965
 
$160
.5723
.5011
.4505
.4154
.3896
.3712
.3582
.3493
.3433
.3393
.3367
.3351
.3340
 
$250
.5661
.4957
.4334
.3840
.3475
.3185
.2960
.2787
.2656
.2558
.2485
.2431
.2392
 
$275
.5648
.4945
.4324
.3794
.3410
.3100
.2854
.2662
.2514
.2401
.2315
.2250
.2202
 
$380
.5605
.4908
.4291
.3746
.3264
.2885
.2582
.2332
.2127
.1961
.1828
.1723
.1639
 
$500
.5574
.4881
.4268
.3725
.3246
.2825
.2458
.2168
.1926
.1725
.1558
.1419
.1305
 
$550
.5566
.4873
.4261
.3719
.3241
.2821
.2452
.2132
.1879
.1668
.1492
.1345
.1222
57
$120
.5693
.5056
.4672
.4409
.4235
.4125
.4056
.4016
.3992
.3978
.3970
.3966
.3964
 
$160
.5656
.4924
.4442
.4094
.3843
.3667
.3546
.3465
.3412
.3378
.3357
.3343
.3335
 
$250
.5595
.4871
.4232
.3759
.3395
.3111
.2894
.2730
.2607
.2517
.2452
.2405
.2372
 
$275
.5582
.4860
.4222
.3710
.3326
.3020
.2781
.2598
.2458
.2353
.2275
.2218
.2177
 
$380
.5540
.4823
.4190
.3632
.3153
.2788
.2488
.2243
.2046
.1889
.1765
.1668
.1593
 
$500
.5509
.4796
.4167
.3612
.3124
.2698
.2348
.2064
.1829
.1635
.1475
.1344
.1238
 
$550
.5501
.4789
.4161
.3607
.3120
.2694
.2322
.2022
.1777
.1573
.1404
.1264
.1150
58
$120
.5631
.5008
.4627
.4370
.4205
.4102
.4041
.4005
.3985
.3974
.3968
.3965
.3963
 
$160
.5594
.4853
.4385
.4041
.3797
.3629
.3516
.3443
.3396
.3367
.3349
.3338
.3331
 
$250
.5534
.4791
.4144
.3685
.3324
.3046
.2836
.2680
.2566
.2484
.2425
.2384
.2356
 
$275
.5521
.4780
.4126
.3632
.3249
.2948
.2717
.2542
.2410
.2314
.2243
.2193
.2156
 
$380
.5479
.4744
.4095
.3524
.3062
.2699
.2402
.2164
.1974
.1826
.1711
.1622
.1554
 
$500
.5449
.4718
.4072
.3505
.3009
.2584
.2248
.1969
.1740
.1552
.1400
.1278
.1181
 
$550
.5441
.4711
.4066
.3500
.3004
.2573
.2212
.1923
.1683
.1486
.1324
.1192
.1086
59
$120
.5570
.4961
.4583
.4333
.4176
.4081
.4026
.3996
.3979
.3970
.3966
.3963
.3962
 
$160
.5534
.4798
.4329
.3989
.3752
.3593
.3489
.3423
.3382
.3357
.3342
.3334
.3329
 
$250
.5474
.4712
.4072
.3612
.3254
.2982
.2780
.2633
.2528
.2453
.2402
.2367
.2343
 
$275
.5462
.4701
.4036
.3555
.3173
.2879
.2655
.2488
.2366
.2277
.2214
.2170
.2139
 
$380
.5420
.4665
.3999
.3416
.2972
.2610
.2318
.2087
.1907
.1767
.1660
.1579
.1519
 
$500
.5390
.4639
.3977
.3398
.2893
.2482
.2149
.1876
.1653
.1473
.1330
.1217
.1128
 
$550
.5382
.4632
.3971
.3392
.2889
.2453
.2109
.1825
.1592
.1401
.1248
.1125
.1028
60
$120
.5510
.4914
.4539
.4296
.4148
.4062
.4014
.3988
.3974
.3968
.3964
.3963
.3962
 
$160
.5473
.4744
.4273
.3938
.3709
.3558
.3463
.3404
.3369
.3348
.3337
.3330
.3327
 
$250
.5415
.4631
.4000
.3539
.3185
.2920
.2727
.2589
.2492
.2426
.2381
.2351
.2331
 
$275
.5402
.4620
.3961
.3477
.3099
.2810
.2595
.2437
.2324
.2243
.2188
.2150
.2124
 
$380
.5361
.4585
.3903
.3326
.2881
.2521
.2235
.2012
.1841
.1711
.1613
.1540
.1487
 
$500
.5331
.4560
.3881
.3288
.2782
.2380
.2051
.1783
.1568
.1397
.1264
.1160
.1079
 
$550
.5323
.4553
.3875
.3283
.2771
.2347
.2006
.1727
.1501
.1320
.1176
.1062
.0974
 
$800
.5301
.4534
.3859
.3270
.2760
.2322
.1948
.1631
.1374
.1163
.0990
.0849
.0735
61
$120
.5451
.4868
.4496
.4262
.4123
.4045
.4003
.3981
.3971
.3966
.3963
.3962
.3962
 
$160
.5415
.4690
.4219
.3888
.3668
.3527
.3440
.3388
.3358
.3342
.3333
.3328
.3325
 
$250
.5357
.4552
.3930
.3467
.3117
.2860
.2676
.2547
.2460
.2401
.2363
.2338
.2322
 
$275
.5344
.4542
.3887
.3401
.3026
.2744
.2537
.2389
.2285
.2213
.2165
.2133
.2111
 
$380
.5304
.4507
.3807
.3238
.2791
.2434
.2156
.1941
.1779
.1659
.1570
.1506
.1459
 
$500
.5275
.4482
.3786
.3181
.2682
.2280
.1954
.1693
.1487
.1326
.1202
.1107
.1036
 
$550
.5266
.4476
.3780
.3176
.2656
.2244
.1906
.1633
.1415
.1243
.1109
.1005
.0925
 
$800
.5245
.4457
.3765
.3162
.2644
.2202
.1828
.1521
.1272
.1069
.0904
.0773
.0668
62
$120
.5393
.4821
.4454
.4228
.4099
.4029
.3993
.3976
.3968
.3964
.3962
.3962
.3961
 
$160
.5357
.4636
.4164
.3839
.3628
.3497
.3419
.3374
.3349
.3336
.3329
.3326
.3324
 
$250
.5300
.4474
.3859
.3396
.3051
.2801
.2627
.2509
.2430
.2379
.2347
.2327
.2315
 
$275
.5288
.4463
.3814
.3326
.2954
.2679
.2482
.2344
.2249
.2186
.2145
.2118
.2101
 
$380
.5248
.4429
.3711
.3149
.2701
.2349
.2077
.1873
.1721
.1610
.1531
.1475
.1435
 
$500
.5219
.4405
.3691
.3072
.2581
.2180
.1859
.1606
.1409
.1258
.1145
.1059
.0996
 
$550
.5211
.4398
.3685
.3067
.2552
.2140
.1806
.1540
.1331
.1170
.1046
.0952
.0881
 
$800
.5189
.4380
.3670
.3054
.2527
.2081
.1712
.1413
.1171
.0977
.0823
.0701
.0606
 
$1,000
.5182
.4374
.3665
.3050
.2524
.2079
.1705
.1394
.1142
.0938
.0774
.0643
.0539
63
$120
.5336
.4774
.4411
.4195
.4076
.4015
.3985
.3972
.3966
.3963
.3962
.3962
.3961
 
$160
.5300
.4581
.4109
.3790
.3589
.3468
.3399
.3362
.3342
.3332
.3327
.3325
.3323
 
$250
.5244
.4394
.3787
.3323
.2983
.2743
.2580
.2472
.2403
.2360
.2334
.2318
.2309
 
$275
.5232
.4384
.3739
.3248
.2881
.2614
.2428
.2300
.2216
.2162
.2127
.2106
.2093
 
$380
.5192
.4351
.3622
.3059
.2610
.2262
.1999
.1805
.1664
.1564
.1495
.1447
.1415
 
$500
.5163
.4327
.3593
.2972
.2477
.2078
.1763
.1519
.1333
.1193
.1090
.1015
.0961
 
$550
.5155
.4320
.3587
.2955
.2446
.2034
.1705
.1448
.1249
.1098
.0985
.0902
.0841
 
$800
.5134
.4302
.3572
.2943
.2407
.1958
.1596
.1304
.1071
.0887
.0743
.0633
.0548
 
$1,000
.5127
.4297
.3568
.2939
.2404
.1955
.1582
.1278
.1035
.0841
.0687
.0567
.0474
64
$120
.5289
.4727
.4369
.4164
.4055
.4003
.3978
.3968
.3964
.3962
.3962
.3961
.3961
 
$160
.5246
.4526
.4053
.3742
.3552
.3442
.3382
.3351
.3336
.3329
.3325
.3324
.3323
 
$250
.5190
.4331
.3716
.3251
.2917
.2688
.2536
.2439
.2380
.2344
.2323
.2311
.2304
 
$275
.5178
.4306
.3664
.3172
.2809
.2552
.2376
.2261
.2187
.2141
.2113
.2096
.2087
 
$380
.5138
.4274
.3539
.2968
.2520
.2178
.1924
.1741
.1612
.1523
.1463
.1423
.1397
 
$500
.5110
.4250
.3496
.2873
.2374
.1977
.1669
.1435
.1260
.1133
.1041
.0976
.0930
 
$550
.5102
.4244
.3491
.2851
.2339
.1929
.1606
.1358
.1171
.1032
.0931
.0858
.0806
 
$800
.5081
.4226
.3476
.2831
.2286
.1840
.1482
.1197
.0974
.0801
.0670
.0570
.0496
 
$1,000
.5075
.4221
.3472
.2828
.2283
.1831
.1461
.1165
.0931
.0748
.0606
.0497
.0415
65
$120
.5247
.4680
.4328
.4134
.4037
.3992
.3973
.3966
.3963
.3962
.3961
.3961
.3961
 
$160
.5194
.4472
.3998
.3695
.3517
.3418
.3368
.3343
.3331
.3326
.3324
.3323
.3323
 
$250
.5139
.4268
.3644
.3179
.2853
.2634
.2495
.2409
.2359
.2330
.2314
.2306
.2301
 
$275
.5127
.4239
.3590
.3095
.2737
.2491
.2328
.2224
.2161
.2123
.2101
.2089
.2082
 
$380
.5088
.4198
.3456
.2878
.2430
.2094
.1851
.1680
.1564
.1486
.1436
.1404
.1384
 
$500
.5060
.4175
.3400
.2774
.2271
.1877
.1577
.1354
.1192
.1077
.0996
.0941
.0904
 
$550
.5052
.4169
.3394
.2749
.2233
.1824
.1509
.1272
.1097
.0971
.0881
.0819
.0776
 
$800
.5031
.4152
.3380
.2719
.2167
.1723
.1369
.1093
.0881
.0721
.0601
.0514
.0451
 
$1,000
.5025
.4146
.3376
.2716
.2162
.1706
.1342
.1055
.0831
.0660
.0531
.0434
.0363
66
$120
.5206
.4633
.4288
.4106
.4020
.3983
.3969
.3964
.3962
.3962
.3961
.3961
.3961
 
$160
.5146
.4417
.3944
.3650
.3484
.3397
.3355
.3336
.3328
.3325
.3323
.3323
.3323
 
$250
.5091
.4207
.3573
.3108
.2789
.2583
.2457
.2383
.2342
.2320
.2308
.2302
.2299
 
$275
.5079
.4177
.3516
.3019
.2668
.2433
.2283
.2192
.2139
.2108
.2092
.2083
.2079
 
$380
.5041
.4126
.3374
.2788
.2340
.2012
.1781
.1624
.1520
.1454
.1413
.1388
.1373
 
$500
.5013
.4103
.3310
.2675
.2168
.1778
.1487
.1277
.1128
.1026
.0958
.0913
.0884
 
$550
.5005
.4097
.3299
.2648
.2127
.1721
.1414
.1189
.1027
.0914
.0837
.0785
.0751
 
$800
.4984
.4080
.3286
.2608
.2051
.1606
.1258
.0992
.0792
.0645
.0540
.0465
.0412
 
$1,000
.4978
.4074
.3281
.2604
.2040
.1585
.1225
.0947
.0735
.0577
.0461
.0378
.0318
67
$120
.5161
.4582
.4246
.4078
.4004
.3976
.3966
.3963
.3962
.3961
.3961
.3961
.3961
 
$160
.5099
.4358
.3885
.3603
.3451
.3378
.3345
.3331
.3326
.3324
.3323
.3323
.3323
 
$250
.5044
.4142
.3495
.3032
.2723
.2532
.2420
.2359
.2327
.2311
.2303
.2300
.2298
 
$275
.5032
.4111
.3435
.2937
.2594
.2373
.2239
.2161
.2119
.2096
.2085
.2079
.2077
 
$380
.4994
.4051
.3286
.2691
.2244
.1926
.1709
.1567
.1478
.1425
.1393
.1375
.1365
 
$500
.4967
.4028
.3217
.2568
.2058
.1673
.1394
.1198
.1065
.0978
.0922
.0887
.0866
 
$550
.4959
.4022
.3201
.2539
.2013
.1611
.1315
.1104
.0958
.0860
.0796
.0756
.0730
 
$800
.4938
.4005
.3185
.2488
.1925
.1481
.1140
.0886
.0702
.0571
.0480
.0419
.0377
 
$1,000
.4932
.4000
.3181
.2484
.1909
.1454
.1101
.0834
.0637
.0495
.0394
.0325
.0277
68
$120
.5116
.4531
.4204
.4052
.3991
.3970
.3964
.3962
.3961
.3961
.3961
.3961
.3961
 
$160
.5056
.4298
.3826
.3557
.3421
.3361
.3336
.3327
.3324
.3323
.3323
.3323
.3323
 
$250
.5002
.4076
.3417
.2954
.2657
.2483
.2388
.2339
.2315
.2305
.2300
.2298
.2297
 
$275
.4990
.4045
.3354
.2854
.2521
.2316
.2198
.2135
.2103
.2087
.2080
.2077
.2075
 
$380
.4952
.3978
.3197
.2592
.2147
.1840
.1640
.1515
.1442
.1400
.1378
.1366
.1359
 
$500
.4925
.3956
.3124
.2459
.1945
.1567
.1301
.1123
.1008
.0936
.0893
.0868
.0853
 
$550
.4917
.3950
.3107
.2428
.1896
.1499
.1216
.1022
.0894
.0812
.0762
.0732
.0714
 
$800
.4897
.3934
.3084
.2369
.1797
.1353
.1022
.0783
.0616
.0503
.0428
.0380
.0350
 
$1,000
.4890
.3929
.3080
.2360
.1777
.1321
.0976
.0723
.0544
.0419
.0335
.0280
.0244
69
$120
.5074
.4481
.4165
.4029
.3981
.3966
.3962
.3962
.3961
.3961
.3961
.3961
.3961
 
$160
.5020
.4240
.3769
.3514
.3396
.3348
.3330
.3325
.3323
.3323
.3323
.3323
.3323
 
$250
.4967
.4014
.3340
.2879
.2597
.2440
.2361
.2324
.2307
.2301
.2298
.2297
.2297
 
$275
.4955
.3983
.3275
.2773
.2452
.2265
.2164
.2114
.2091
.2081
.2077
.2075
.2075
 
$380
.4917
.3914
.3113
.2496
.2054
.1760
.1578
.1472
.1413
.1382
.1367
.1360
.1356
 
$500
.4890
.3892
.3036
.2354
.1836
.1466
.1217
.1057
.0960
.0903
.0871
.0854
.0845
 
$550
.4883
.3886
.3018
.2321
.1784
.1393
.1125
.0949
.0840
.0774
.0736
.0715
.0704
 
$800
.4862
.3870
.2990
.2255
.1673
.1231
.0911
.0689
.0541
.0446
.0387
.0351
.0330
 
$1,000
.4856
.3865
.2986
.2243
.1649
.1193
.0858
.0622
.0461
.0355
.0287
.0245
.0220
70
$120
.5024
.4422
.4122
.4007
.3972
.3964
.3962
.3961
.3961
.3961
.3961
.3961
.3961
 
$160
.4987
.4172
.3703
.3468
.3370
.3336
.3326
.3323
.3323
.3323
.3323
.3323
.3323
 
$250
.4934
.3944
.3251
.2793
.2529
.2396
.2335
.2311
.2301
.2298
.2297
.2297
.2297
 
$275
.4922
.3913
.3183
.2680
.2374
.2210
.2131
.2096
.2082
.2077
.2075
.2075
.2075
 
$380
.4885
.3846
.3015
.2383
.1946
.1671
.1513
.1429
.1387
.1368
.1359
.1356
.1355
 
$500
.4858
.3825
.2935
.2231
.1709
.1351
.1123
.0988
.0913
.0873
.0853
.0844
.0840
 
$550
.4850
.3819
.2917
.2196
.1652
.1271
.1024
.0873
.0786
.0739
.0715
.0703
.0697
 
$800
.4830
.3803
.2884
.2123
.1527
.1089
.0786
.0587
.0464
.0391
.0350
.0328
.0316
 
$1,000
.4824
.3798
.2880
.2108
.1499
.1044
.0724
.0511
.0374
.0292
.0243
.0216
.0201
71
$120
.4997
.4364
.4082
.3989
.3966
.3962
.3961
.3961
.3961
.3961
.3961
.3961
.3961
 
$160
.4964
.4105
.3640
.3427
.3351
.3329
.3324
.3323
.3323
.3323
.3323
.3323
.3323
 
$250
.4911
.3878
.3163
.2710
.2469
.2360
.2317
.2303
.2298
.2297
.2297
.2297
.2297
 
$275
.4899
.3849
.3093
.2589
.2303
.2165
.2107
.2085
.2078
.2075
.2075
.2075
.2075
 
$380
.4862
.3791
.2922
.2273
.1843
.1591
.1459
.1397
.1370
.1359
.1356
.1354
.1354
 
$500
.4835
.3770
.2842
.2112
.1585
.1243
.1041
.0933
.0879
.0854
.0843
.0839
.0837
 
$550
.4828
.3764
.2824
.2074
.1523
.1156
.0933
.0809
.0746
.0715
.0702
.0696
.0694
 
$800
.4808
.3748
.2789
.1996
.1385
.0952
.0670
.0499
.0403
.0351
.0326
.0314
.0308
 
$1,000
.4802
.3744
.2785
.1979
.1352
.0901
.0600
.0413
.0304
.0245
.0214
.0199
.0191
72
$120
.4980
.4286
.4035
.3973
.3963
.3961
.3961
.3961
.3961
.3961
.3961
.3961
.3961
 
$160
.4947
.4015
.3556
.3381
.3333
.3324
.3323
.3323
.3323
.3323
.3323
.3323
.3323
 
$250
.4894
.3797
.3045
.2601
.2397
.2324
.2303
.2298
.2297
.2297
.2297
.2297
.2297
 
$275
.4883
.3771
.2972
.2468
.2217
.2118
.2086
.2077
.2075
.2075
.2075
.2075
.2075
 
$380
.4845
.3736
.2801
.2125
.1708
.1494
.1403
.1369
.1358
.1355
.1354
.1354
.1354
 
$500
.4819
.3715
.2726
.1953
.1420
.1107
.0948
.0877
.0850
.0841
.0838
.0837
.0836
 
$550
.4811
.3710
.2710
.1913
.1351
.1009
.0828
.0745
.0711
.0698
.0694
.0693
.0693
 
$800
.4791
.3694
.2677
.1829
.1194
.0774
.0529
.0402
.0344
.0319
.0309
.0306
.0305
 
$1,000
.4785
.3690
.2671
.1810
.1155
.0712
.0447
.0304
.0235
.0205
.0193
.0188
.0186
73
$120
.4974
.4200
.3995
.3964
.3961
.3961
.3961
.3961
.3961
.3961
.3961
.3961
.3961
 
$160
.4941
.3917
.3470
.3345
.3325
.3323
.3323
.3323
.3323
.3323
.3323
.3323
.3323
 
$250
.4889
.3743
.2917
.2489
.2339
.2303
.2298
.2297
.2297
.2297
.2297
.2297
.2297
 
$275
.4877
.3734
.2843
.2341
.2141
.2087
.2076
.2075
.2075
.2075
.2075
.2075
.2075
 
$380
.4840
.3706
.2683
.1964
.1572
.1414
.1367
.1356
.1354
.1354
.1354
.1354
.1354
 
$500
.4813
.3685
.2621
.1784
.1246
.0979
.0877
.0846
.0838
.0837
.0836
.0836
.0836
 
$550
.4806
.3680
.2608
.1745
.1168
.0867
.0745
.0706
.0695
.0693
.0693
.0692
.0692
 
$800
.4786
.3664
.2584
.1661
.0989
.0594
.0406
.0335
.0312
.0306
.0304
.0304
.0304
 
$1,000
.4780
.3660
.2580
.1641
.0944
.0519
.0309
.0225
.0196
.0188
.0186
.0186
.0186
74
$120
.4974
.4143
.3976
.3962
.3961
.3961
.3961
.3961
.3961
.3961
.3961
.3961
.3961
 
$160
.4941
.3852
.3418
.3331
.3323
.3323
.3323
.3323
.3323
.3323
.3323
.3323
.3323
 
$250
.4888
.3736
.2832
.2421
.2314
.2298
.2297
.2297
.2297
.2297
.2297
.2297
.2297
 
$275
.4877
.3728
.2759
.2260
.2105
.2078
.2075
.2075
.2075
.2075
.2075
.2075
.2075
 
$380
.4840
.3699
.2615
.1858
.1491
.1379
.1357
.1354
.1354
.1354
.1354
.1354
.1354
 
$500
.4813
.3679
.2568
.1676
.1134
.0911
.0850
.0838
.0837
.0836
.0836
.0836
.0836
 
$550
.4806
.3673
.2560
.1638
.1049
.0789
.0711
.0695
.0693
.0693
.0692
.0692
.0692
 
$800
.4786
.3658
.2547
.1561
.0855
.0486
.0349
.0313
.0305
.0304
.0304
.0304
.0304
 
$1,000
.4780
.3653
.2544
.1543
.0806
.0402
.0243
.0197
.0188
.0186
.0186
.0186
.0186
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 4
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0107
.0306
.0552
.0832
.1459
.2153
.2898
.3685
37
$120
.0100
.0289
.0526
.0797
.1408
.2089
.2822
.3599
38
$120
.0092
.0272
.0500
.0762
.1357
.2024
.2745
.3512
39
$120
.0085
.0256
.0475
.0728
.1306
.1959
.2669
.3425
40
$120
.0078
.0240
.0450
.0693
.1256
.1894
.2592
.3338
 
$160
.0078
.0238
.0447
.0689
.1247
.1882
.2575
.3316
41
$120
.0072
.0224
.0424
.0659
.1205
.1829
.2515
.3251
 
$160
.0071
.0223
.0422
.0655
.1197
.1817
.2498
.3229
42
$120
.0065
.0208
.0399
.0625
.1154
.1763
.2436
.3162
 
$160
.0065
.0207
.0397
.0621
.1146
.1752
.2420
.3141
43
$120
.0059
.0193
.0375
.0591
.1103
.1698
.2358
.3073
 
$160
.0059
.0192
.0372
.0587
.1096
.1686
.2343
.3052
44
$120
.0053
.0179
.0351
.0558
.1053
.1633
.2281
.2985
 
$160
.0053
.0178
.0349
.0554
.1046
.1622
.2266
.2965
45
$120
.0047
.0162
.0324
.0521
.0997
.1561
.2195
.2887
 
$160
.0047
.0161
.0322
.0517
.0990
.1550
.2180
.2868
46
$120
.0041
.0147
.0298
.0484
.0941
.1488
.2108
.2789
 
$160
.0041
.0146
.0296
.0481
.0935
.1478
.2095
.2770
47
$120
.0035
.0132
.0273
.0449
.0886
.1417
.2023
.2726
 
$160
.0035
.0131
.0271
.0446
.0880
.1408
.2010
.2673
 
$250
.0035
.0129
.0268
.0441
.0871
.1393
.1988
.2645
48
$120
.0030
.0117
.0248
.0413
.0832
.1345
.1936
.2664
 
$160
.0030
.0116
.0246
.0411
.0826
.1336
.1924
.2575
 
$250
.0030
.0115
.0243
.0406
.0817
.1322
.1903
.2547
 
$275
.0030
.0115
.0243
.0405
.0815
.1319
.1899
.2541
49
$120
.0026
.0104
.0224
.0379
.0778
.1274
.1865
.2602
 
$160
.0025
.0103
.0222
.0377
.0772
.1265
.1838
.2476
 
$250
.0025
.0102
.0220
.0373
.0764
.1252
.1818
.2449
 
$275
.0025
.0102
.0219
.0372
.0762
.1249
.1814
.2444
50
$120
.0021
.0091
.0201
.0346
.0725
.1204
.1808
.2542
 
$160
.0021
.0090
.0200
.0344
.0720
.1196
.1753
.2388
 
$250
.0021
.0089
.0198
.0340
.0713
.1183
.1734
.2353
 
$275
.0021
.0089
.0197
.0340
.0711
.1180
.1730
.2347
51
$120
.0018
.0079
.0180
.0315
.0674
.1134
.1750
.2482
 
$160
.0018
.0079
.0179
.0313
.0669
.1127
.1669
.2320
 
$250
.0017
.0078
.0177
.0309
.0662
.1115
.1651
.2256
 
$275
.0017
.0078
.0176
.0308
.0660
.1112
.1647
.2251
52
$120
.0014
.0068
.0159
.0283
.0622
.1074
.1691
.2423
 
$160
.0014
.0068
.0158
.0281
.0618
.1057
.1582
.2252
 
$250
.0014
.0067
.0156
.0278
.0611
.1045
.1565
.2156
 
$275
.0014
.0067
.0156
.0278
.0610
.1043
.1561
.2151
 
$380
.0014
.0066
.0155
.0276
.0605
.1035
.1549
.2134
53
$120
.0012
.0058
.0139
.0253
.0571
.1022
.1632
.2366
 
$160
.0011
.0057
.0138
.0251
.0567
.0987
.1515
.2184
 
$250
.0011
.0057
.0137
.0249
.0561
.0976
.1479
.2055
 
$275
.0011
.0057
.0136
.0248
.0559
.0974
.1475
.2050
 
$380
.0011
.0056
.0135
.0246
.0555
.0966
.1464
.2035
54
$120
.0009
.0048
.0120
.0224
.0521
.0970
.1575
.2311
 
$160
.0009
.0048
.0120
.0223
.0517
.0918
.1452
.2117
 
$250
.0009
.0047
.0118
.0220
.0512
.0908
.1393
.1954
 
$275
.0009
.0047
.0118
.0220
.0511
.0906
.1390
.1950
 
$380
.0009
.0047
.0117
.0218
.0507
.0899
.1379
.1935
55
$120
.0007
.0040
.0103
.0197
.0473
.0919
.1520
.2258
 
$160
.0007
.0040
.0103
.0196
.0470
.0850
.1390
.2051
 
$250
.0007
.0039
.0101
.0194
.0465
.0841
.1309
.1855
 
$275
.0007
.0039
.0101
.0193
.0464
.0839
.1306
.1850
 
$380
.0007
.0039
.0100
.0192
.0460
.0833
.1296
.1836
 
$500
.0007
.0039
.0100
.0191
.0458
.0828
.1289
.1826
56
$120
.0005
.0032
.0087
.0171
.0432
.0868
.1464
.2204
 
$160
.0005
.0032
.0086
.0170
.0422
.0796
.1326
.1985
 
$250
.0005
.0032
.0086
.0168
.0418
.0773
.1222
.1773
 
$275
.0005
.0032
.0085
.0168
.0417
.0771
.1219
.1748
 
$380
.0005
.0031
.0085
.0166
.0414
.0766
.1210
.1734
 
$500
.0005
.0031
.0084
.0165
.0411
.0761
.1203
.1725
 
$550
.0005
.0031
.0084
.0165
.0411
.0760
.1201
.1722
57
$120
.0004
.0026
.0072
.0147
.0394
.0818
.1411
.2152
 
$160
.0004
.0025
.0072
.0146
.0377
.0742
.1263
.1922
 
$250
.0004
.0025
.0071
.0144
.0373
.0707
.1136
.1695
 
$275
.0004
.0025
.0071
.0144
.0372
.0705
.1133
.1664
 
$380
.0004
.0025
.0070
.0143
.0369
.0700
.1125
.1633
 
$500
.0004
.0025
.0070
.0142
.0367
.0696
.1119
.1624
 
$550
.0004
.0025
.0070
.0142
.0367
.0695
.1117
.1622
58
$120
.0003
.0020
.0060
.0126
.0362
.0774
.1363
.2107
 
$160
.0003
.0020
.0060
.0125
.0336
.0695
.1208
.1865
 
$250
.0003
.0020
.0059
.0124
.0333
.0646
.1067
.1624
 
$275
.0003
.0020
.0059
.0123
.0332
.0645
.1054
.1589
 
$380
.0003
.0020
.0059
.0122
.0329
.0640
.1046
.1538
 
$500
.0003
.0020
.0058
.0122
.0328
.0636
.1040
.1530
 
$550
.0003
.0020
.0058
.0122
.0327
.0635
.1038
.1527
59
$120
.0002
.0016
.0049
.0107
.0329
.0731
.1316
.2063
 
$160
.0002
.0016
.0049
.0106
.0300
.0648
.1153
.1809
 
$250
.0002
.0016
.0049
.0105
.0294
.0586
.1003
.1552
 
$275
.0002
.0016
.0048
.0104
.0293
.0585
.0983
.1516
 
$380
.0002
.0015
.0048
.0104
.0291
.0580
.0967
.1443
 
$500
.0002
.0015
.0048
.0103
.0289
.0577
.0961
.1435
 
$550
.0002
.0015
.0048
.0103
.0289
.0576
.0960
.1432
60
$120
.0001
.0012
.0040
.0088
.0298
.0688
.1269
.2019
 
$160
.0001
.0012
.0039
.0088
.0267
.0601
.1099
.1753
 
$250
.0001
.0012
.0039
.0087
.0256
.0527
.0939
.1480
 
$275
.0001
.0012
.0039
.0087
.0255
.0525
.0917
.1441
 
$380
.0001
.0012
.0038
.0086
.0253
.0521
.0887
.1349
 
$500
.0001
.0012
.0038
.0086
.0252
.0518
.0882
.1338
 
$550
.0001
.0012
.0038
.0085
.0252
.0518
.0881
.1336
 
$800
.0001
.0012
.0038
.0085
.0251
.0515
.0877
.1331
61
$120
.0001
.0009
.0031
.0074
.0268
.0646
.1223
.1976
 
$160
.0001
.0009
.0031
.0072
.0236
.0555
.1045
.1699
 
$250
.0001
.0009
.0030
.0071
.0220
.0478
.0875
.1410
 
$275
.0001
.0009
.0030
.0071
.0220
.0469
.0853
.1367
 
$380
.0001
.0009
.0030
.0070
.0218
.0464
.0809
.1267
 
$500
.0001
.0009
.0030
.0070
.0217
.0462
.0805
.1243
 
$550
.0001
.0009
.0030
.0070
.0217
.0461
.0803
.1241
 
$800
.0001
.0009
.0030
.0069
.0216
.0459
.0800
.1236
62
$120
.0001
.0006
.0023
.0061
.0239
.0604
.1176
.1934
 
$160
.0001
.0006
.0023
.0057
.0207
.0510
.0991
.1644
 
$250
.0001
.0006
.0023
.0056
.0186
.0429
.0812
.1339
 
$275
.0001
.0006
.0023
.0056
.0186
.0419
.0788
.1294
 
$380
.0001
.0006
.0023
.0056
.0184
.0408
.0733
.1185
 
$500
.0001
.0006
.0023
.0056
.0183
.0406
.0727
.1148
 
$550
.0001
.0006
.0023
.0055
.0183
.0405
.0726
.1146
 
$800
.0001
.0006
.0023
.0055
.0182
.0403
.0723
.1141
 
$1,000
.0001
.0006
.0023
.0055
.0182
.0403
.0722
.1140
63
$120
.0000
.0004
.0017
.0048
.0210
.0562
.1129
.1891
 
$160
.0000
.0004
.0017
.0044
.0178
.0465
.0936
.1589
 
$250
.0000
.0004
.0017
.0043
.0154
.0380
.0749
.1267
 
$275
.0000
.0004
.0017
.0043
.0153
.0370
.0722
.1219
 
$380
.0000
.0004
.0017
.0043
.0152
.0352
.0663
.1102
 
$500
.0000
.0004
.0016
.0043
.0151
.0350
.0649
.1054
 
$550
.0000
.0004
.0016
.0043
.0151
.0350
.0648
.1049
 
$800
.0000
.0004
.0016
.0042
.0150
.0348
.0645
.1044
 
$1,000
.0000
.0004
.0016
.0042
.0150
.0348
.0644
.1043
64
$120
.0000
.0003
.0012
.0038
.0183
.0519
.1082
.1849
 
$160
.0000
.0003
.0012
.0033
.0151
.0421
.0881
.1533
 
$250
.0000
.0003
.0012
.0032
.0126
.0333
.0686
.1196
 
$275
.0000
.0003
.0012
.0032
.0124
.0322
.0658
.1144
 
$380
.0000
.0003
.0012
.0032
.0122
.0299
.0594
.1019
 
$500
.0000
.0003
.0011
.0032
.0122
.0297
.0572
.0965
 
$550
.0000
.0003
.0011
.0032
.0121
.0297
.0571
.0953
 
$800
.0000
.0003
.0011
.0031
.0121
.0295
.0569
.0948
 
$1,000
.0000
.0003
.0011
.0031
.0121
.0295
.0568
.0947
65
$120
.0000
.0002
.0008
.0028
.0156
.0477
.1035
.1808
 
$160
.0000
.0002
.0008
.0024
.0125
.0377
.0827
.1478
 
$250
.0000
.0002
.0008
.0023
.0101
.0288
.0623
.1124
 
$275
.0000
.0002
.0008
.0023
.0098
.0277
.0594
.1070
 
$380
.0000
.0002
.0008
.0022
.0095
.0252
.0526
.0936
 
$500
.0000
.0002
.0008
.0022
.0095
.0247
.0500
.0877
 
$550
.0000
.0002
.0007
.0022
.0095
.0246
.0497
.0863
 
$800
.0000
.0001
.0007
.0022
.0094
.0245
.0495
.0852
 
$1,000
.0000
.0001
.0007
.0022
.0094
.0245
.0494
.0851
66
$120
.0000
.0001
.0005
.0021
.0132
.0436
.0988
.1768
 
$160
.0000
.0001
.0005
.0017
.0102
.0334
.0772
.1424
 
$250
.0000
.0001
.0005
.0015
.0079
.0245
.0562
.1053
 
$275
.0000
.0001
.0005
.0015
.0076
.0234
.0532
.0996
 
$380
.0000
.0001
.0005
.0015
.0072
.0208
.0461
.0854
 
$500
.0000
.0001
.0005
.0015
.0071
.0200
.0432
.0790
 
$550
.0000
.0001
.0005
.0015
.0071
.0200
.0426
.0775
 
$800
.0000
.0001
.0005
.0015
.0071
.0199
.0423
.0757
 
$1,000
.0000
.0001
.0005
.0015
.0071
.0199
.0422
.0756
67
$120
.0000
.0000
.0003
.0014
.0107
.0391
.0937
.1726
 
$160
.0000
.0000
.0003
.0011
.0079
.0289
.0713
.1365
 
$250
.0000
.0000
.0002
.0009
.0058
.0201
.0497
.0975
 
$275
.0000
.0000
.0002
.0009
.0055
.0190
.0466
.0915
 
$380
.0000
.0000
.0002
.0009
.0050
.0164
.0392
.0766
 
$500
.0000
.0000
.0002
.0009
.0049
.0155
.0362
.0697
 
$550
.0000
.0000
.0002
.0009
.0049
.0153
.0355
.0681
 
$800
.0000
.0000
.0002
.0009
.0049
.0153
.0348
.0657
 
$1,000
.0000
.0000
.0002
.0009
.0049
.0153
.0348
.0656
68
$120
.0000
.0000
.0002
.0009
.0083
.0346
.0886
.1684
 
$160
.0000
.0000
.0001
.0006
.0059
.0245
.0653
.1306
 
$250
.0000
.0000
.0001
.0005
.0040
.0160
.0431
.0897
 
$275
.0000
.0000
.0001
.0005
.0037
.0149
.0400
.0834
 
$380
.0000
.0000
.0001
.0005
.0033
.0124
.0325
.0677
 
$500
.0000
.0000
.0001
.0005
.0032
.0114
.0293
.0604
 
$550
.0000
.0000
.0001
.0005
.0032
.0112
.0286
.0587
 
$800
.0000
.0000
.0001
.0005
.0031
.0111
.0277
.0558
 
$1,000
.0000
.0000
.0001
.0005
.0031
.0111
.0276
.0555
69
$120
.0000
.0000
.0001
.0005
.0063
.0304
.0836
.1645
 
$160
.0000
.0000
.0001
.0003
.0042
.0204
.0595
.1249
 
$250
.0000
.0000
.0000
.0002
.0026
.0123
.0369
.0820
 
$275
.0000
.0000
.0000
.0002
.0024
.0113
.0338
.0755
 
$380
.0000
.0000
.0000
.0002
.0020
.0090
.0264
.0593
 
$500
.0000
.0000
.0000
.0002
.0019
.0081
.0232
.0516
 
$550
.0000
.0000
.0000
.0002
.0019
.0079
.0225
.0498
 
$800
.0000
.0000
.0000
.0002
.0019
.0077
.0214
.0467
 
$1,000
.0000
.0000
.0000
.0002
.0019
.0077
.0213
.0462
70
$120
.0000
.0000
.0000
.0002
.0043
.0254
.0777
.1602
 
$160
.0000
.0000
.0000
.0001
.0025
.0159
.0527
.1183
 
$250
.0000
.0000
.0000
.0001
.0014
.0085
.0299
.0731
 
$275
.0000
.0000
.0000
.0001
.0012
.0076
.0268
.0663
 
$380
.0000
.0000
.0000
.0001
.0010
.0056
.0197
.0495
 
$500
.0000
.0000
.0000
.0001
.0009
.0049
.0166
.0415
 
$550
.0000
.0000
.0000
.0001
.0009
.0047
.0159
.0397
 
$800
.0000
.0000
.0000
.0001
.0008
.0045
.0148
.0363
 
$1,000
.0000
.0000
.0000
.0001
.0008
.0044
.0146
.0357
71
$120
.0000
.0000
.0000
.0001
.0026
.0207
.0719
.1562
 
$160
.0000
.0000
.0000
.0000
.0014
.0118
.0460
.1120
 
$250
.0000
.0000
.0000
.0000
.0006
.0054
.0233
.0643
 
$275
.0000
.0000
.0000
.0000
.0005
.0047
.0204
.0573
 
$380
.0000
.0000
.0000
.0000
.0004
.0032
.0138
.0402
 
$500
.0000
.0000
.0000
.0000
.0003
.0026
.0110
.0322
 
$550
.0000
.0000
.0000
.0000
.0003
.0024
.0104
.0304
 
$800
.0000
.0000
.0000
.0000
.0003
.0022
.0094
.0269
 
$1,000
.0000
.0000
.0000
.0000
.0003
.0022
.0092
.0263
72
$120
.0000
.0000
.0000
.0000
.0011
.0146
.0641
.1515
 
$160
.0000
.0000
.0000
.0000
.0004
.0069
.0370
.1036
 
$250
.0000
.0000
.0000
.0000
.0001
.0023
.0152
.0525
 
$275
.0000
.0000
.0000
.0000
.0001
.0019
.0126
.0452
 
$380
.0000
.0000
.0000
.0000
.0001
.0010
.0073
.0281
 
$500
.0000
.0000
.0000
.0000
.0000
.0007
.0052
.0206
 
$550
.0000
.0000
.0000
.0000
.0000
.0007
.0048
.0190
 
$800
.0000
.0000
.0000
.0000
.0000
.0006
.0040
.0157
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0006
.0038
.0150
73
$120
.0000
.0000
.0000
.0000
.0002
.0086
.0555
.1475
 
$160
.0000
.0000
.0000
.0000
.0001
.0029
.0272
.0950
 
$250
.0000
.0000
.0000
.0000
.0000
.0005
.0077
.0397
 
$275
.0000
.0000
.0000
.0000
.0000
.0004
.0058
.0323
 
$380
.0000
.0000
.0000
.0000
.0000
.0001
.0024
.0163
 
$500
.0000
.0000
.0000
.0000
.0000
.0001
.0014
.0101
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0012
.0088
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0064
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0059
74
$120
.0000
.0000
.0000
.0000
.0000
.0051
.0498
.1456
 
$160
.0000
.0000
.0000
.0000
.0000
.0012
.0207
.0898
 
$250
.0000
.0000
.0000
.0000
.0000
.0001
.0038
.0312
 
$275
.0000
.0000
.0000
.0000
.0000
.0001
.0026
.0239
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0007
.0095
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0048
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0040
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0025
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0021
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 4
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9341
.9232
.9131
.9038
.8950
.8867
.8789
.8713
.8641
.8571
.8504
.8439
.8375
2
.9300
.9185
.9079
.8981
.8889
.8801
.8718
.8639
.8563
.8489
.8418
.8349
.8282
3
.9249
.9126
.9014
.8909
.8810
.8717
.8629
.8544
.8463
.8384
.8309
.8235
.8164
4
.9198
.9067
.8947
.8836
.8731
.8632
.8538
.8448
.8362
.8278
.8197
.8119
.8043
5
.9146
.9007
.8880
.8762
.8652
.8547
.8447
.8351
.8260
.8171
.8085
.8003
.7922
6
.9094
.8948
.8813
.8689
.8572
.8461
.8355
.8254
.8157
.8063
.7973
.7885
.7800
7
.9042
.8887
.8746
.8614
.8491
.8373
.8262
.8155
.8052
.7953
.7858
.7766
.7676
8
.8989
.8827
.8678
.8539
.8409
.8286
.8168
.8055
.7947
.7843
.7743
.7646
.7552
9
.8937
.8766
.8610
.8464
.8327
.8197
.8074
.7955
.7842
.7733
.7628
.7526
.7428
10
.8884
.8706
.8542
.8389
.8245
.8109
.7979
.7855
.7737
.7622
.7512
.7406
.7303
11
.8832
.8645
.8473
.8313
.8163
.8020
.7884
.7755
.7631
.7512
.7396
.7285
.7178
12
.8779
.8584
.8404
.8236
.8079
.7930
.7788
.7653
.7523
.7399
.7279
.7163
.7051
13
.8726
.8522
.8334
.8159
.7994
.7839
.7691
.7550
.7415
.7285
.7160
.7040
.6924
14
.8672
.8459
.8263
.8080
.7909
.7747
.7593
.7446
.7305
.7170
.7040
.6916
.6795
15
.8619
.8396
.8192
.8002
.7823
.7655
.7494
.7342
.7196
.7056
.6921
.6792
.6667
16
.8564
.8333
.8120
.7922
.7737
.7561
.7395
.7236
.7085
.6940
.6801
.6667
.6539
17
.8510
.8269
.8048
.7842
.7649
.7467
.7295
.7130
.6974
.6824
.6680
.6542
.6410
18
.8455
.8205
.7975
.7762
.7562
.7373
.7194
.7024
.6862
.6707
.6559
.6417
.6281
19
.8399
.8140
.7901
.7680
.7472
.7277
.7092
.6916
.6749
.6590
.6437
.6291
.6151
20
.8344
.8075
.7828
.7598
.7384
.7181
.6990
.6809
.6637
.6473
.6316
.6166
.6022
21
.8288
.8009
.7753
.7516
.7293
.7085
.6888
.6701
.6523
.6355
.6193
.6040
.5892
22
.8231
.7942
.7677
.7431
.7202
.6986
.6783
.6590
.6408
.6235
.6069
.5912
.5761
23
.8174
.7875
.7601
.7347
.7110
.6888
.6679
.6481
.6294
.6116
.5947
.5785
.5631
24
.8115
.7806
.7523
.7261
.7017
.6788
.6573
.6370
.6177
.5995
.5822
.5657
.5500
25
.8057
.7737
.7445
.7174
.6922
.6687
.6466
.6257
.6060
.5874
.5697
.5528
.5368
26
.7998
.7668
.7366
.7087
.6828
.6586
.6359
.6145
.5944
.5753
.5572
.5400
.5237
27
.7938
.7598
.7286
.6999
.6733
.6484
.6251
.6033
.5826
.5631
.5447
.5272
.5105
28
.7878
.7527
.7206
.6910
.6637
.6381
.6143
.5919
.5708
.5509
.5321
.5142
.4972
29
.7818
.7455
.7125
.6822
.6540
.6279
.6035
.5806
.5590
.5387
.5195
.5014
.4841
30
.7756
.7383
.7043
.6730
.6442
.6174
.5924
.5690
.5470
.5263
.5068
.4883
.4707
31
.7694
.7309
.6960
.6639
.6343
.6068
.5813
.5574
.5349
.5138
.4939
.4751
.4573
32
.7630
.7235
.6875
.6546
.6242
.5961
.5700
.5456
.5227
.5012
.4810
.4618
.4437
33
.7567
.7160
.6790
.6453
.6142
.5854
.5587
.5338
.5105
.4886
.4680
.4485
.4301
34
.7503
.7084
.6705
.6358
.6040
.5746
.5474
.5220
.4982
.4759
.4549
.4352
.4164
35
.7438
.7007
.6618
.6263
.5937
.5636
.5358
.5099
.4857
.4630
.4417
.4216
.4025
36
.7373
.6930
.6531
.6167
.5834
.5527
.5243
.4979
.4732
.4501
.4285
.4080
.3887
37
.7306
.6852
.6442
.6069
.5728
.5415
.5125
.4856
.4605
.4370
.4149
.3941
.3745
38
.7239
.6772
.6352
.5970
.5622
.5301
.5006
.4731
.4475
.4236
.4012
.3800
.3601
39
.7172
.6693
.6262
.5872
.5515
.5188
.4886
.4607
.4346
.4103
.3875
.3660
.3458
40
.7105
.6614
.6172
.5772
.5408
.5074
.4766
.4482
.4216
.3969
.3737
.3519
.3315
41
.7038
.6534
.6081
.5672
.5300
.4959
.4646
.4355
.4085
.3833
.3598
.3377
.3171
42
.6970
.6453
.5989
.5571
.5191
.4843
.4522
.4226
.3951
.3696
.3457
.3234
.3026
43
.6902
.6372
.5897
.5469
.5081
.4726
.4399
.4097
.3818
.3558
.3317
.3092
.2882
44
.6835
.6292
.5806
.5369
.4972
.4609
.4276
.3969
.3685
.3422
.3178
.2952
.2741
45
.6760
.6203
.5705
.5257
.4851
.4481
.4141
.3829
.3541
.3274
.3028
.2801
.2590
46
.6685
.6113
.5603
.5145
.4730
.4352
.4006
.3688
.3396
.3127
.2879
.2651
.2441
47
.6612
.6025
.5502
.5033
.4609
.4223
.3870
.3548
.3252
.2981
.2733
.2505
.2296
48
.6537
.5935
.5400
.4919
.4485
.4092
.3733
.3406
.3107
.2835
.2585
.2358
.2151
49
.6463
.5846
.5297
.4805
.4361
.3959
.3595
.3264
.2962
.2688
.2439
.2214
.2009
50
.6391
.5758
.5195
.4692
.4238
.3829
.3459
.3124
.2821
.2546
.2298
.2075
.1874
51
.6319
.5670
.5093
.4578
.4115
.3698
.3323
.2984
.2680
.2406
.2160
.1939
.1741
52
.6246
.5579
.4988
.4460
.3987
.3563
.3183
.2842
.2536
.2263
.2019
.1802
.1609
53
.6173
.5489
.4882
.4341
.3858
.3427
.3042
.2699
.2393
.2122
.1882
.1669
.1480
54
.6101
.5398
.4776
.4222
.3730
.3292
.2903
.2558
.2253
.1984
.1748
.1539
.1357
55
.6031
.5310
.4671
.4105
.3602
.3158
.2766
.2420
.2117
.1851
.1619
.1416
.1239
56
.5960
.5218
.4562
.3983
.3471
.3020
.2625
.2279
.1978
.1716
.1489
.1292
.1121
57
.5890
.5128
.4455
.3862
.3340
.2884
.2487
.2142
.1843
.1585
.1364
.1173
.1010
58
.5826
.5044
.4354
.3747
.3217
.2755
.2356
.2012
.1716
.1463
.1247
.1064
.0907
59
.5763
.4960
.4252
.3632
.3093
.2627
.2226
.1883
.1591
.1344
.1134
.0958
.0809
60
.5700
.4875
.4149
.3516
.2967
.2496
.2095
.1754
.1466
.1225
.1023
.0854
.0714
61
.5639
.4792
.4048
.3400
.2843
.2368
.1966
.1627
.1345
.1110
.0916
.0757
.0626
62
.5579
.4709
.3946
.3284
.2717
.2238
.1836
.1501
.1225
.0998
.0813
.0663
.0542
63
.5520
.4626
.3841
.3164
.2588
.2104
.1703
.1372
.1103
.0886
.0711
.0571
.0461
64
.5463
.4544
.3738
.3044
.2458
.1971
.1570
.1245
.0985
.0777
.0614
.0486
.0386
65
.5409
.4464
.3634
.2924
.2328
.1836
.1438
.1120
.0869
.0673
.0522
.0406
.0317
66
.5359
.4387
.3533
.2804
.2197
.1702
.1307
.0996
.0756
.0573
.0436
.0332
.0256
67
.5310
.4307
.3425
.2674
.2054
.1556
.1165
.0865
.0640
.0472
.0350
.0261
.0198
68
.5265
.4230
.3316
.2541
.1908
.1407
.1022
.0735
.0526
.0376
.0271
.0198
.0147
69
.5228
.4161
.3215
.2414
.1765
.1262
.0886
.0614
.0423
.0292
.0204
.0146
.0107
70
.5194
.4089
.3101
.2265
.1597
.1092
.0728
.0478
.0312
.0205
.0138
.0096
.0071
71
.5170
.4030
.2998
.2123
.1433
.0927
.0579
.0354
.0216
.0135
.0087
.0061
.0045
72
.5152
.3972
.2876
.1937
.1210
.0705
.0389
.0208
.0112
.0064
.0040
.0028
.0021
73
.5146
.3940
.2778
.1752
.0969
.0471
.0206
.0086
.0037
.0017
.0009
.0004
.0002
74
.5146
.3933
.2739
.1646
.0811
.0321
.0105
.0030
.0008
.0002
.0001
.0000
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 4
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0484
.0985
.1503
.2029
.3103
.4195
.5300
.6413
2
.0000
.0474
.0969
.1481
.2003
.3069
.4155
.5253
.6361
3
.0000
.0461
.0948
.1453
.1970
.3027
.4104
.5194
.6295
4
.0000
.0449
.0928
.1425
.1937
.2984
.4052
.5135
.6229
5
.0000
.0436
.0907
.1398
.1904
.2940
.4000
.5075
.6162
6
.0000
.0423
.0886
.1371
.1871
.2897
.3948
.5015
.6095
7
.0000
.0411
.0865
.1344
.1837
.2854
.3896
.4955
.6027
8
.0000
.0398
.0844
.1316
.1804
.2810
.3843
.4895
.5959
9
.0000
.0386
.0824
.1289
.1771
.2767
.3791
.4834
.5891
10
.0000
.0374
.0804
.1263
.1739
.2724
.3739
.4774
.5823
11
.0000
.0362
.0784
.1236
.1706
.2681
.3687
.4713
.5755
12
.0000
.0350
.0764
.1209
.1673
.2637
.3634
.4652
.5686
13
.0000
.0339
.0744
.1183
.1640
.2594
.3580
.4590
.5616
14
.0000
.0327
.0725
.1156
.1607
.2550
.3527
.4527
.5544
15
.0000
.0315
.0705
.1129
.1574
.2506
.3473
.4464
.5474
16
.0000
.0304
.0686
.1103
.1542
.2462
.3419
.4401
.5402
17
.0000
.0293
.0666
.1076
.1509
.2417
.3364
.4337
.5329
18
.0000
.0282
.0647
.1050
.1476
.2373
.3309
.4273
.5257
19
.0000
.0271
.0628
.1023
.1443
.2328
.3254
.4208
.5183
20
.0000
.0261
.0609
.0997
.1410
.2283
.3198
.4143
.5109
21
.0000
.0250
.0590
.0971
.1377
.2238
.3142
.4077
.5035
22
.0000
.0240
.0571
.0944
.1343
.2192
.3085
.4010
.4958
23
.0000
.0230
.0552
.0918
.1310
.2146
.3028
.3943
.4882
24
.0000
.0220
.0534
.0891
.1276
.2099
.2970
.3874
.4805
25
.0000
.0210
.0515
.0865
.1242
.2052
.2911
.3805
.4726
26
.0000
.0200
.0496
.0838
.1209
.2005
.2852
.3736
.4648
27
.0000
.0190
.0478
.0812
.1175
.1957
.2793
.3666
.4568
28
.0000
.0181
.0460
.0785
.1140
.1909
.2732
.3595
.4487
29
.0000
.0172
.0442
.0759
.1106
.1861
.2672
.3523
.4407
30
.0000
.0162
.0423
.0732
.1071
.1812
.2610
.3451
.4324
31
.0000
.0153
.0405
.0705
.1037
.1763
.2548
.3377
.4241
32
.0000
.0145
.0387
.0678
.1001
.1712
.2485
.3303
.4157
33
.0000
.0136
.0369
.0652
.0966
.1662
.2421
.3228
.4072
34
.0000
.0127
.0351
.0625
.0931
.1612
.2357
.3152
.3986
35
.0000
.0119
.0334
.0598
.0896
.1560
.2292
.3075
.3899
36
.0000
.0111
.0316
.0571
.0860
.1509
.2227
.2998
.3812
37
.0000
.0103
.0299
.0545
.0824
.1457
.2161
.2920
.3723
38
.0000
.0095
.0282
.0518
.0788
.1404
.2094
.2840
.3633
39
.0000
.0088
.0265
.0491
.0753
.1352
.2027
.2761
.3544
40
.0000
.0081
.0248
.0465
.0717
.1299
.1960
.2682
.3454
41
.0000
.0074
.0232
.0439
.0682
.1247
.1892
.2601
.3363
42
.0000
.0067
.0216
.0413
.0646
.1194
.1824
.2520
.3271
43
.0000
.0061
.0200
.0388
.0612
.1141
.1756
.2440
.3179
44
.0000
.0055
.0185
.0363
.0577
.1089
.1689
.2360
.3088
45
.0000
.0049
.0168
.0335
.0539
.1031
.1614
.2271
.2986
46
.0000
.0042
.0152
.0308
.0501
.0973
.1540
.2181
.2885
47
.0000
.0037
.0136
.0282
.0464
.0917
.1466
.2093
.2784
48
.0000
.0031
.0121
.0256
.0428
.0860
.1392
.2003
.2681
49
.0000
.0027
.0107
.0232
.0392
.0804
.1318
.1914
.2578
50
.0000
.0022
.0094
.0208
.0358
.0750
.1245
.1826
.2477
51
.0000
.0018
.0082
.0186
.0325
.0697
.1174
.1738
.2375
52
.0000
.0015
.0070
.0164
.0293
.0643
.1100
.1647
.2269
53
.0000
.0012
.0060
.0144
.0262
.0590
.1028
.1557
.2163
54
.0000
.0009
.0050
.0124
.0232
.0539
.0956
.1466
.2057
55
.0000
.0007
.0041
.0107
.0204
.0489
.0886
.1378
.1952
56
.0000
.0005
.0033
.0090
.0177
.0440
.0814
.1286
.1844
57
.0000
.0004
.0026
.0075
.0152
.0392
.0744
.1196
.1737
58
.0000
.0003
.0021
.0062
.0130
.0350
.0680
.1112
.1635
59
.0000
.0002
.0016
.0051
.0110
.0309
.0617
.1028
.1534
60
.0000
.0001
.0012
.0041
.0092
.0269
.0554
.0943
.1431
61
.0000
.0001
.0009
.0032
.0075
.0232
.0493
.0860
.1329
62
.0000
.0001
.0006
.0024
.0059
.0196
.0434
.0777
.1227
63
.0000
.0000
.0004
.0018
.0046
.0162
.0374
.0694
.1123
64
.0000
.0000
.0003
.0012
.0034
.0130
.0318
.0612
.1019
65
.0000
.0000
.0002
.0008
.0024
.0101
.0264
.0532
.0916
66
.0000
.0000
.0001
.0005
.0016
.0076
.0214
.0455
.0814
67
.0000
.0000
.0000
.0003
.0010
.0053
.0164
.0375
.0706
68
.0000
.0000
.0000
.0001
.0005
.0034
.0119
.0298
.0598
69
.0000
.0000
.0000
.0000
.0002
.0020
.0082
.0229
.0496
70
.0000
.0000
.0000
.0000
.0001
.0009
.0048
.0157
.0383
71
.0000
.0000
.0000
.0000
.0000
.0003
.0024
.0098
.0279
72
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0040
.0157
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0059
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0020
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 4
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7688
.7227
.6810
.6431
.6083
.5763
.5467
.5192
.5025
.4904
.4800
.4710
.4632
37
$120
.7619
.7145
.6717
.6329
.5973
.5646
.5344
.5108
.4969
.4850
.4749
.4661
.4589
38
$120
.7549
.7062
.6623
.6225
.5862
.5528
.5219
.5050
.4913
.4797
.4697
.4616
.4551
39
$120
.7479
.6979
.6530
.6123
.5751
.5410
.5152
.4993
.4859
.4745
.4651
.4577
.4519
40
$120
.7409
.6896
.6436
.6019
.5639
.5291
.5094
.4937
.4805
.4696
.4611
.4543
.4489
 
$160
.7360
.6851
.6393
.5979
.5602
.5256
.4937
.4642
.4472
.4330
.4208
.4104
.4014
41
$120
.7339
.6813
.6341
.5915
.5527
.5221
.5036
.4881
.4753
.4653
.4574
.4512
.4462
 
$160
.7290
.6768
.6299
.5876
.5490
.5137
.4812
.4572
.4408
.4269
.4151
.4050
.3964
42
$120
.7268
.6728
.6245
.5809
.5412
.5162
.4978
.4826
.4707
.4614
.4541
.4483
.4436
 
$160
.7220
.6684
.6204
.5771
.5377
.5016
.4696
.4505
.4345
.4210
.4094
.3998
.3920
43
$120
.7197
.6644
.6149
.5703
.5323
.5103
.4922
.4777
.4666
.4578
.4510
.4455
.4413
 
$160
.7149
.6600
.6109
.5665
.5263
.4895
.4628
.4441
.4284
.4151
.4041
.3952
.3882
44
$120
.7127
.6561
.6054
.5598
.5265
.5046
.4869
.4733
.4628
.4545
.4481
.4431
.4393
 
$160
.7080
.6517
.6014
.5561
.5150
.4784
.4563
.4379
.4225
.4096
.3994
.3912
.3847
45
$120
.7049
.6468
.5949
.5482
.5197
.4981
.4813
.4685
.4586
.4509
.4450
.4406
.4372
 
$160
.7002
.6425
.5909
.5446
.5025
.4707
.4490
.4309
.4159
.4040
.3945
.3870
.3810
46
$120
.6971
.6375
.5843
.5396
.5130
.4920
.4761
.4640
.4547
.4476
.4423
.4384
.4354
 
$160
.6925
.6332
.5804
.5329
.4899
.4632
.4418
.4241
.4099
.3988
.3901
.3831
.3776
47
$120
.6894
.6282
.5737
.5329
.5065
.4865
.4713
.4598
.4511
.4447
.4400
.4365
.4339
 
$160
.6849
.6241
.5700
.5214
.4817
.4559
.4347
.4178
.4045
.3941
.3860
.3796
.3746
 
$250
.6775
.6174
.5639
.5158
.4723
.4328
.3966
.3705
.3500
.3328
.3182
.3058
.2953
48
$120
.6817
.6189
.5631
.5261
.5005
.4812
.4667
.4559
.4479
.4421
.4378
.4348
.4326
 
$160
.6772
.6148
.5593
.5096
.4742
.4486
.4280
.4119
.3994
.3897
.3822
.3763
.3719
 
$250
.6699
.6082
.5534
.5041
.4597
.4193
.3856
.3617
.3418
.3250
.3109
.2990
.2893
 
$275
.6684
.6068
.5521
.5029
.4586
.4183
.3817
.3537
.3321
.3140
.2987
.2857
.2747
49
$120
.6739
.6096
.5526
.5196
.4947
.4762
.4624
.4522
.4449
.4397
.4359
.4333
.4314
 
$160
.6695
.6055
.5487
.4980
.4667
.4414
.4216
.4064
.3947
.3856
.3787
.3735
.3696
 
$250
.6623
.5991
.5428
.4924
.4469
.4058
.3765
.3531
.3337
.3174
.3038
.2928
.2839
 
$275
.6608
.5977
.5415
.4912
.4459
.4048
.3695
.3444
.3235
.3059
.2911
.2786
.2682
50
$120
.6664
.6004
.5460
.5135
.4893
.4714
.4583
.4490
.4423
.4376
.4343
.4321
.4305
 
$160
.6620
.5964
.5381
.4906
.4595
.4348
.4158
.4014
.3903
.3819
.3756
.3710
.3675
 
$250
.6549
.5900
.5324
.4808
.4343
.3954
.3678
.3450
.3260
.3102
.2975
.2872
.2791
 
$275
.6534
.5887
.5311
.4797
.4333
.3915
.3602
.3357
.3153
.2982
.2839
.2721
.2626
51
$120
.6589
.5912
.5396
.5077
.4841
.4669
.4546
.4460
.4399
.4358
.4330
.4310
.4298
 
$160
.6546
.5873
.5276
.4833
.4524
.4285
.4103
.3966
.3862
.3785
.3729
.3688
.3658
 
$250
.6476
.5810
.5219
.4691
.4217
.3866
.3594
.3370
.3185
.3035
.2916
.2822
.2747
 
$275
.6461
.5797
.5207
.4680
.4207
.3802
.3512
.3272
.3072
.2907
.2771
.2662
.2574
52
$120
.6513
.5818
.5333
.5019
.4790
.4626
.4511
.4432
.4378
.4342
.4318
.4302
.4291
 
$160
.6470
.5779
.5167
.4759
.4455
.4224
.4050
.3920
.3824
.3754
.3704
.3668
.3642
 
$250
.6401
.5718
.5111
.4570
.4103
.3777
.3509
.3289
.3112
.2972
.2861
.2774
.2706
 
$275
.6386
.5704
.5099
.4560
.4076
.3707
.3422
.3186
.2992
.2834
.2707
.2606
.2526
 
$380
.6337
.5661
.5061
.4525
.4045
.3615
.3229
.2917
.2671
.2465
.2291
.2145
.2022
53
$120
.6437
.5723
.5271
.4963
.4741
.4585
.4479
.4407
.4359
.4328
.4307
.4295
.4286
 
$160
.6394
.5685
.5075
.4686
.4388
.4165
.3998
.3877
.3789
.3726
.3682
.3651
.3629
 
$250
.6326
.5625
.5003
.4449
.4013
.3689
.3425
.3212
.3044
.2913
.2810
.2730
.2668
 
$275
.6311
.5612
.4991
.4438
.3956
.3614
.3333
.3102
.2915
.2766
.2648
.2555
.2482
 
$380
.6263
.5569
.4953
.4404
.3915
.3477
.3099
.2812
.2573
.2373
.2206
.2065
.1949
54
$120
.6362
.5631
.5212
.4908
.4694
.4547
.4449
.4384
.4342
.4316
.4299
.4289
.4283
 
$160
.6320
.5592
.5002
.4616
.4325
.4109
.3951
.3837
.3757
.3701
.3663
.3637
.3619
 
$250
.6252
.5532
.4894
.4327
.3924
.3603
.3344
.3140
.2981
.2858
.2763
.2690
.2635
 
$275
.6238
.5519
.4883
.4317
.3863
.3523
.3246
.3021
.2843
.2703
.2594
.2508
.2442
 
$380
.6190
.5477
.4845
.4284
.3784
.3340
.2991
.2711
.2478
.2284
.2123
.1991
.1883
55
$120
.6289
.5572
.5154
.4856
.4651
.4513
.4422
.4365
.4328
.4306
.4293
.4284
.4280
 
$160
.6247
.5500
.4931
.4549
.4264
.4055
.3907
.3802
.3729
.3680
.3647
.3625
.3610
 
$250
.6181
.5441
.4787
.4232
.3837
.3519
.3267
.3072
.2922
.2807
.2720
.2655
.2606
 
$275
.6166
.5428
.4775
.4196
.3772
.3434
.3162
.2945
.2776
.2645
.2544
.2466
.2407
 
$380
.6119
.5387
.4739
.4164
.3655
.3220
.2888
.2614
.2387
.2199
.2046
.1923
.1824
 
$500
.6086
.5358
.4713
.4142
.3635
.3187
.2791
.2456
.2188
.1963
.1775
.1618
.1486
56
$120
.6214
.5512
.5096
.4805
.4608
.4480
.4398
.4347
.4316
.4298
.4287
.4281
.4278
 
$160
.6173
.5405
.4860
.4482
.4203
.4004
.3864
.3768
.3704
.3661
.3633
.3614
.3603
 
$250
.6107
.5347
.4675
.4143
.3748
.3435
.3193
.3006
.2865
.2759
.2680
.2623
.2581
 
$275
.6093
.5335
.4665
.4093
.3679
.3344
.3079
.2872
.2712
.2590
.2497
.2427
.2375
 
$380
.6047
.5294
.4629
.4041
.3521
.3112
.2785
.2516
.2294
.2115
.1972
.1858
.1768
 
$500
.6013
.5265
.4604
.4019
.3502
.3047
.2651
.2339
.2078
.1861
.1681
.1531
.1408
 
$550
.6004
.5257
.4596
.4012
.3497
.3043
.2645
.2300
.2027
.1799
.1609
.1451
.1319
57
$120
.6142
.5454
.5040
.4756
.4569
.4449
.4376
.4332
.4306
.4291
.4283
.4278
.4276
 
$160
.6101
.5312
.4791
.4417
.4146
.3955
.3825
.3738
.3681
.3644
.3621
.3606
.3597
 
$250
.6036
.5255
.4565
.4055
.3662
.3356
.3122
.2944
.2812
.2715
.2645
.2595
.2559
 
$275
.6022
.5243
.4555
.4002
.3587
.3257
.3000
.2802
.2652
.2539
.2455
.2393
.2348
 
$380
.5976
.5203
.4520
.3918
.3401
.3007
.2684
.2420
.2207
.2038
.1904
.1800
.1718
 
$500
.5943
.5174
.4495
.3897
.3371
.2910
.2533
.2227
.1973
.1763
.1591
.1450
.1336
 
$550
.5934
.5166
.4488
.3891
.3365
.2906
.2505
.2182
.1917
.1696
.1514
.1364
.1240
58
$120
.6075
.5402
.4991
.4714
.4536
.4425
.4359
.4320
.4299
.4287
.4280
.4277
.4275
 
$160
.6035
.5235
.4731
.4359
.4096
.3914
.3793
.3714
.3663
.3632
.3612
.3601
.3594
 
$250
.5970
.5169
.4470
.3975
.3585
.3286
.3059
.2891
.2768
.2679
.2616
.2572
.2542
 
$275
.5956
.5157
.4451
.3918
.3505
.3180
.2931
.2742
.2600
.2496
.2420
.2365
.2326
 
$380
.5911
.5118
.4417
.3802
.3303
.2911
.2591
.2334
.2130
.1970
.1846
.1750
.1676
 
$500
.5878
.5089
.4393
.3781
.3246
.2788
.2425
.2124
.1877
.1675
.1510
.1379
.1274
 
$550
.5869
.5082
.4386
.3775
.3241
.2776
.2386
.2074
.1816
.1603
.1428
.1286
.1172
59
$120
.6009
.5352
.4944
.4674
.4505
.4402
.4343
.4310
.4292
.4283
.4278
.4276
.4274
 
$160
.5969
.5176
.4670
.4304
.4048
.3876
.3763
.3692
.3648
.3621
.3605
.3596
.3591
 
$250
.5906
.5083
.4393
.3896
.3510
.3217
.2999
.2841
.2727
.2647
.2591
.2553
.2527
 
$275
.5892
.5071
.4353
.3834
.3423
.3106
.2864
.2684
.2552
.2457
.2389
.2341
.2307
 
$380
.5847
.5032
.4314
.3685
.3206
.2815
.2501
.2251
.2057
.1906
.1791
.1704
.1638
 
$500
.5815
.5005
.4291
.3665
.3121
.2678
.2318
.2023
.1783
.1589
.1435
.1313
.1217
 
$550
.5806
.4997
.4284
.3659
.3116
.2647
.2275
.1968
.1717
.1512
.1346
.1214
.1109
60
$120
.5943
.5301
.4896
.4635
.4475
.4382
.4330
.4302
.4287
.4280
.4276
.4275
.4274
 
$160
.5904
.5117
.4610
.4248
.4001
.3839
.3736
.3672
.3634
.3612
.3600
.3592
.3589
 
$250
.5841
.4996
.4315
.3817
.3435
.3150
.2941
.2793
.2688
.2617
.2568
.2536
.2515
 
$275
.5827
.4984
.4273
.3751
.3343
.3031
.2799
.2629
.2507
.2420
.2360
.2319
.2291
 
$380
.5783
.4946
.4210
.3588
.3108
.2719
.2411
.2171
.1986
.1845
.1740
.1662
.1604
 
$500
.5751
.4919
.4187
.3547
.3001
.2568
.2212
.1923
.1691
.1507
.1363
.1251
.1164
 
$550
.5742
.4912
.4180
.3542
.2990
.2532
.2164
.1863
.1619
.1424
.1268
.1146
.1051
 
$800
.5719
.4891
.4163
.3527
.2977
.2505
.2102
.1760
.1483
.1255
.1068
.0916
.0793
61
$120
.5880
.5251
.4850
.4597
.4447
.4363
.4318
.4295
.4283
.4278
.4275
.4274
.4274
 
$160
.5841
.5059
.4551
.4195
.3957
.3804
.3711
.3655
.3623
.3605
.3595
.3590
.3587
 
$250
.5779
.4911
.4239
.3740
.3363
.3085
.2887
.2748
.2654
.2590
.2549
.2522
.2505
 
$275
.5765
.4899
.4193
.3669
.3264
.2960
.2737
.2577
.2465
.2388
.2335
.2301
.2278
 
$380
.5721
.4862
.4107
.3493
.3011
.2626
.2325
.2094
.1920
.1789
.1694
.1624
.1574
 
$500
.5690
.4835
.4084
.3431
.2893
.2460
.2108
.1826
.1604
.1431
.1297
.1195
.1117
 
$550
.5681
.4828
.4078
.3426
.2866
.2420
.2056
.1762
.1526
.1341
.1196
.1084
.0998
 
$800
.5658
.4808
.4061
.3411
.2852
.2376
.1972
.1641
.1372
.1153
.0976
.0834
.0721
62
$120
.5818
.5201
.4805
.4561
.4421
.4346
.4308
.4289
.4280
.4276
.4274
.4274
.4273
 
$160
.5779
.5001
.4492
.4142
.3914
.3772
.3688
.3640
.3613
.3599
.3592
.3588
.3586
 
$250
.5718
.4826
.4163
.3663
.3291
.3022
.2834
.2706
.2622
.2567
.2532
.2510
.2497
 
$275
.5704
.4815
.4114
.3588
.3186
.2890
.2677
.2528
.2427
.2358
.2314
.2285
.2267
 
$380
.5661
.4778
.4003
.3398
.2914
.2534
.2241
.2020
.1856
.1737
.1651
.1591
.1549
 
$500
.5630
.4752
.3981
.3314
.2784
.2352
.2005
.1732
.1520
.1358
.1235
.1143
.1075
 
$550
.5621
.4745
.3975
.3308
.2753
.2308
.1948
.1661
.1436
.1262
.1128
.1026
.0950
 
$800
.5598
.4725
.3959
.3295
.2726
.2245
.1847
.1524
.1263
.1054
.0887
.0756
.0654
 
$1,000
.5590
.4719
.3954
.3290
.2723
.2242
.1839
.1504
.1232
.1011
.0834
.0693
.0581
63
$120
.5756
.5150
.4758
.4525
.4397
.4331
.4299
.4284
.4278
.4275
.4274
.4273
.4273
 
$160
.5718
.4942
.4432
.4089
.3871
.3741
.3667
.3626
.3605
.3594
.3589
.3586
.3585
 
$250
.5657
.4740
.4085
.3585
.3218
.2960
.2783
.2667
.2593
.2546
.2518
.2501
.2491
 
$275
.5644
.4729
.4033
.3504
.3107
.2820
.2619
.2482
.2391
.2332
.2295
.2272
.2258
 
$380
.5601
.4693
.3907
.3300
.2816
.2441
.2157
.1947
.1795
.1688
.1612
.1561
.1526
 
$500
.5570
.4668
.3876
.3206
.2672
.2241
.1902
.1638
.1438
.1287
.1176
.1095
.1036
 
$550
.5561
.4660
.3870
.3188
.2638
.2194
.1840
.1562
.1348
.1185
.1063
.0973
.0907
 
$800
.5538
.4641
.3854
.3174
.2597
.2112
.1722
.1407
.1155
.0957
.0802
.0683
.0591
 
$1,000
.5531
.4635
.3849
.3170
.2593
.2109
.1706
.1379
.1116
.0907
.0741
.0612
.0511
64
$120
.5706
.5099
.4713
.4491
.4375
.4318
.4292
.4281
.4276
.4274
.4274
.4273
.4273
 
$160
.5659
.4883
.4373
.4037
.3831
.3713
.3649
.3615
.3599
.3591
.3587
.3585
.3585
 
$250
.5599
.4672
.4008
.3507
.3147
.2899
.2736
.2631
.2567
.2528
.2506
.2493
.2486
 
$275
.5586
.4646
.3953
.3421
.3030
.2752
.2563
.2439
.2359
.2309
.2279
.2261
.2251
 
$380
.5543
.4610
.3817
.3202
.2718
.2349
.2075
.1878
.1739
.1643
.1578
.1535
.1507
 
$500
.5513
.4585
.3771
.3099
.2561
.2133
.1800
.1548
.1359
.1222
.1123
.1052
.1003
 
$550
.5504
.4578
.3766
.3075
.2524
.2081
.1733
.1465
.1263
.1113
.1004
.0925
.0869
 
$800
.5481
.4559
.3750
.3054
.2466
.1985
.1599
.1292
.1051
.0864
.0722
.0615
.0536
 
$1,000
.5474
.4553
.3745
.3050
.2463
.1975
.1576
.1257
.1005
.0807
.0654
.0537
.0448
65
$120
.5660
.5048
.4669
.4459
.4354
.4306
.4286
.4278
.4275
.4274
.4273
.4273
.4273
 
$160
.5603
.4824
.4313
.3986
.3794
.3688
.3633
.3606
.3594
.3588
.3586
.3585
.3584
 
$250
.5544
.4604
.3931
.3430
.3077
.2842
.2691
.2599
.2545
.2514
.2497
.2487
.2483
 
$275
.5531
.4573
.3872
.3339
.2953
.2687
.2511
.2400
.2331
.2290
.2267
.2253
.2246
 
$380
.5488
.4529
.3728
.3105
.2621
.2259
.1997
.1813
.1687
.1603
.1549
.1514
.1493
 
$500
.5458
.4504
.3667
.2992
.2450
.2025
.1701
.1460
.1286
.1161
.1075
.1016
.0976
 
$550
.5450
.4497
.3662
.2966
.2409
.1968
.1628
.1372
.1183
.1047
.0950
.0883
.0837
 
$800
.5427
.4478
.3646
.2933
.2337
.1859
.1477
.1179
.0950
.0777
.0649
.0555
.0486
 
$1,000
.5420
.4473
.3642
.2930
.2332
.1840
.1448
.1138
.0897
.0712
.0572
.0468
.0391
66
$120
.5616
.4998
.4626
.4429
.4337
.4297
.4282
.4276
.4274
.4273
.4273
.4273
.4273
 
$160
.5551
.4765
.4255
.3938
.3758
.3665
.3620
.3599
.3590
.3586
.3585
.3584
.3584
 
$250
.5492
.4538
.3854
.3353
.3009
.2787
.2651
.2571
.2526
.2502
.2490
.2484
.2480
 
$275
.5479
.4506
.3792
.3257
.2878
.2624
.2463
.2365
.2307
.2274
.2257
.2247
.2243
 
$380
.5438
.4451
.3640
.3008
.2525
.2171
.1921
.1752
.1640
.1568
.1524
.1497
.1481
 
$500
.5408
.4426
.3570
.2885
.2339
.1918
.1605
.1377
.1217
.1107
.1033
.0985
.0953
 
$550
.5399
.4419
.3559
.2856
.2295
.1857
.1526
.1283
.1108
.0986
.0903
.0847
.0810
 
$800
.5377
.4401
.3544
.2813
.2212
.1733
.1357
.1070
.0855
.0696
.0582
.0501
.0445
 
$1,000
.5370
.4395
.3540
.2809
.2201
.1710
.1322
.1022
.0793
.0623
.0498
.0407
.0343
67
$120
.5568
.4943
.4580
.4399
.4320
.4289
.4278
.4275
.4274
.4273
.4273
.4273
.4273
 
$160
.5500
.4702
.4191
.3887
.3723
.3644
.3608
.3593
.3587
.3585
.3585
.3584
.3584
 
$250
.5441
.4468
.3771
.3270
.2938
.2731
.2611
.2545
.2510
.2493
.2485
.2481
.2479
 
$275
.5429
.4435
.3706
.3168
.2798
.2560
.2415
.2331
.2286
.2261
.2249
.2243
.2240
 
$380
.5387
.4370
.3545
.2903
.2421
.2077
.1843
.1691
.1595
.1537
.1503
.1483
.1472
 
$500
.5358
.4345
.3470
.2770
.2220
.1805
.1503
.1292
.1149
.1055
.0995
.0957
.0934
 
$550
.5349
.4339
.3453
.2739
.2171
.1738
.1418
.1191
.1033
.0928
.0859
.0815
.0788
 
$800
.5327
.4321
.3436
.2683
.2077
.1597
.1230
.0956
.0757
.0616
.0518
.0452
.0407
 
$1,000
.5320
.4315
.3431
.2679
.2060
.1569
.1188
.0900
.0687
.0534
.0426
.0350
.0299
68
$120
.5519
.4887
.4535
.4371
.4306
.4283
.4276
.4274
.4273
.4273
.4273
.4273
.4273
 
$160
.5454
.4637
.4127
.3837
.3691
.3625
.3599
.3589
.3586
.3585
.3584
.3584
.3584
 
$250
.5395
.4397
.3686
.3186
.2867
.2678
.2576
.2523
.2498
.2486
.2481
.2479
.2478
 
$275
.5383
.4363
.3618
.3078
.2719
.2498
.2371
.2303
.2268
.2252
.2244
.2240
.2239
 
$380
.5342
.4291
.3449
.2796
.2316
.1985
.1769
.1635
.1556
.1511
.1486
.1473
.1467
 
$500
.5313
.4268
.3370
.2653
.2098
.1690
.1404
.1211
.1087
.1010
.0963
.0936
.0920
 
$550
.5304
.4261
.3351
.2619
.2045
.1617
.1312
.1102
.0964
.0876
.0822
.0790
.0771
 
$800
.5282
.4244
.3327
.2556
.1938
.1460
.1102
.0845
.0665
.0543
.0462
.0410
.0377
 
$1,000
.5276
.4238
.3323
.2546
.1917
.1425
.1053
.0780
.0586
.0452
.0361
.0302
.0263
69
$120
.5473
.4833
.4493
.4347
.4295
.4279
.4274
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5416
.4574
.4066
.3791
.3663
.3611
.3593
.3587
.3585
.3584
.3584
.3584
.3584
 
$250
.5358
.4330
.3604
.3106
.2801
.2632
.2547
.2506
.2489
.2482
.2479
.2478
.2478
 
$275
.5345
.4297
.3533
.2992
.2645
.2443
.2335
.2281
.2256
.2245
.2241
.2239
.2238
 
$380
.5304
.4222
.3358
.2692
.2216
.1899
.1702
.1588
.1524
.1491
.1475
.1467
.1463
 
$500
.5275
.4199
.3275
.2540
.1981
.1582
.1312
.1140
.1035
.0974
.0940
.0921
.0912
 
$550
.5267
.4192
.3256
.2504
.1924
.1503
.1213
.1024
.0906
.0835
.0794
.0772
.0760
 
$800
.5245
.4175
.3225
.2433
.1805
.1328
.0983
.0743
.0584
.0481
.0417
.0379
.0356
 
$1,000
.5239
.4169
.3221
.2419
.1779
.1287
.0926
.0671
.0497
.0383
.0310
.0265
.0237
70
$120
.5420
.4770
.4446
.4323
.4285
.4276
.4274
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5380
.4500
.3995
.3741
.3636
.3599
.3588
.3585
.3584
.3584
.3584
.3584
.3584
 
$250
.5322
.4255
.3507
.3013
.2728
.2584
.2519
.2493
.2483
.2479
.2478
.2478
.2478
 
$275
.5310
.4221
.3433
.2891
.2561
.2384
.2299
.2261
.2246
.2241
.2239
.2238
.2238
 
$380
.5269
.4149
.3252
.2571
.2100
.1803
.1632
.1541
.1496
.1476
.1466
.1463
.1461
 
$500
.5240
.4126
.3167
.2407
.1844
.1457
.1212
.1066
.0985
.0942
.0921
.0910
.0906
 
$550
.5232
.4120
.3147
.2369
.1782
.1371
.1104
.0941
.0848
.0797
.0771
.0758
.0752
 
$800
.5211
.4103
.3111
.2290
.1647
.1175
.0848
.0634
.0501
.0422
.0378
.0353
.0341
 
$1,000
.5204
.4097
.3107
.2274
.1617
.1127
.0781
.0551
.0404
.0315
.0262
.0233
.0217
71
$120
.5390
.4707
.4404
.4304
.4279
.4274
.4273
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5355
.4428
.3926
.3697
.3615
.3591
.3586
.3584
.3584
.3584
.3584
.3584
.3584
 
$250
.5298
.4184
.3413
.2923
.2663
.2546
.2500
.2484
.2479
.2478
.2478
.2478
.2478
 
$275
.5285
.4152
.3336
.2793
.2485
.2336
.2273
.2249
.2241
.2239
.2238
.2238
.2238
 
$380
.5245
.4089
.3152
.2452
.1988
.1716
.1574
.1507
.1478
.1467
.1462
.1461
.1461
 
$500
.5216
.4067
.3066
.2278
.1710
.1341
.1123
.1006
.0948
.0921
.0910
.0905
.0903
 
$550
.5208
.4060
.3047
.2238
.1643
.1247
.1007
.0873
.0805
.0772
.0757
.0751
.0748
 
$800
.5186
.4043
.3009
.2153
.1494
.1027
.0723
.0538
.0434
.0379
.0351
.0338
.0332
 
$1,000
.5180
.4038
.3004
.2134
.1458
.0972
.0647
.0446
.0328
.0264
.0231
.0214
.0206
72
$120
.5372
.4623
.4353
.4286
.4275
.4273
.4273
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5336
.4331
.3836
.3647
.3596
.3586
.3584
.3584
.3584
.3584
.3584
.3584
.3584
 
$250
.5279
.4096
.3285
.2805
.2586
.2507
.2485
.2479
.2478
.2478
.2478
.2478
.2478
 
$275
.5267
.4068
.3206
.2662
.2392
.2284
.2250
.2241
.2238
.2238
.2238
.2238
.2238
 
$380
.5227
.4030
.3022
.2292
.1842
.1612
.1513
.1476
.1465
.1461
.1461
.1460
.1460
 
$500
.5198
.4008
.2941
.2106
.1532
.1194
.1022
.0947
.0917
.0907
.0903
.0903
.0902
 
$550
.5190
.4002
.2923
.2064
.1458
.1088
.0894
.0804
.0767
.0753
.0749
.0748
.0747
 
$800
.5169
.3985
.2888
.1973
.1288
.0835
.0571
.0434
.0371
.0344
.0334
.0330
.0329
 
$1,000
.5162
.3980
.2882
.1952
.1246
.0768
.0482
.0328
.0254
.0221
.0208
.0203
.0201
73
$120
.5366
.4531
.4309
.4276
.4273
.4273
.4273
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5331
.4225
.3744
.3608
.3586
.3584
.3584
.3584
.3584
.3584
.3584
.3584
.3584
 
$250
.5274
.4038
.3147
.2685
.2523
.2485
.2479
.2478
.2478
.2478
.2478
.2478
.2478
 
$275
.5261
.4028
.3067
.2525
.2310
.2251
.2240
.2238
.2238
.2238
.2238
.2238
.2238
 
$380
.5221
.3997
.2894
.2119
.1696
.1525
.1474
.1463
.1461
.1460
.1460
.1460
.1460
 
$500
.5193
.3976
.2827
.1925
.1344
.1056
.0946
.0912
.0904
.0903
.0902
.0902
.0902
 
$550
.5185
.3969
.2814
.1882
.1260
.0936
.0804
.0761
.0750
.0748
.0747
.0747
.0747
 
$800
.5163
.3953
.2788
.1792
.1067
.0640
.0438
.0361
.0336
.0330
.0328
.0328
.0328
 
$1,000
.5156
.3948
.2783
.1771
.1018
.0560
.0334
.0242
.0212
.0203
.0201
.0200
.0200
74
$120
.5366
.4469
.4289
.4274
.4273
.4273
.4273
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5330
.4155
.3687
.3593
.3585
.3584
.3584
.3584
.3584
.3584
.3584
.3584
.3584
 
$250
.5273
.4031
.3055
.2612
.2496
.2479
.2478
.2478
.2478
.2478
.2478
.2478
.2478
 
$275
.5261
.4021
.2976
.2438
.2271
.2241
.2238
.2238
.2238
.2238
.2238
.2238
.2238
 
$380
.5221
.3991
.2821
.2005
.1608
.1487
.1464
.1461
.1460
.1460
.1460
.1460
.1460
 
$500
.5192
.3969
.2770
.1808
.1223
.0983
.0917
.0904
.0902
.0902
.0902
.0902
.0902
 
$550
.5184
.3963
.2761
.1767
.1132
.0852
.0768
.0750
.0747
.0747
.0747
.0747
.0747
 
$800
.5163
.3946
.2748
.1683
.0923
.0524
.0377
.0337
.0329
.0328
.0328
.0328
.0328
 
$1,000
.5156
.3941
.2744
.1664
.0870
.0434
.0262
.0213
.0202
.0201
.0200
.0200
.0200
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 4
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0116
.0330
.0596
.0897
.1574
.2322
.3126
.3975
37
$120
.0108
.0312
.0568
.0860
.1519
.2253
.3044
.3882
38
$120
.0100
.0294
.0540
.0822
.1464
.2183
.2962
.3789
39
$120
.0092
.0276
.0512
.0785
.1409
.2113
.2879
.3695
40
$120
.0084
.0259
.0485
.0748
.1355
.2043
.2796
.3601
 
$160
.0084
.0257
.0482
.0743
.1346
.2030
.2778
.3577
41
$120
.0077
.0242
.0458
.0711
.1300
.1973
.2713
.3506
 
$160
.0077
.0240
.0455
.0706
.1291
.1960
.2695
.3483
42
$120
.0070
.0225
.0431
.0674
.1245
.1902
.2628
.3411
 
$160
.0070
.0223
.0428
.0670
.1236
.1889
.2611
.3388
43
$120
.0064
.0209
.0404
.0638
.1190
.1831
.2544
.3315
 
$160
.0063
.0207
.0402
.0633
.1182
.1819
.2527
.3293
44
$120
.0058
.0193
.0379
.0602
.1136
.1762
.2461
.3220
 
$160
.0057
.0192
.0376
.0598
.1128
.1750
.2444
.3199
45
$120
.0051
.0175
.0350
.0562
.1075
.1683
.2368
.3114
 
$160
.0050
.0174
.0347
.0558
.1068
.1672
.2352
.3094
46
$120
.0044
.0158
.0321
.0522
.1015
.1605
.2274
.3008
 
$160
.0044
.0157
.0319
.0519
.1008
.1595
.2259
.2988
47
$120
.0038
.0142
.0294
.0484
.0956
.1529
.2182
.2941
 
$160
.0038
.0141
.0292
.0481
.0950
.1519
.2168
.2884
 
$250
.0038
.0140
.0289
.0476
.0940
.1502
.2145
.2853
48
$120
.0033
.0127
.0267
.0446
.0897
.1451
.2089
.2874
 
$160
.0032
.0126
.0265
.0443
.0891
.1442
.2075
.2777
 
$250
.0032
.0124
.0263
.0438
.0882
.1426
.2053
.2748
 
$275
.0032
.0124
.0262
.0437
.0880
.1423
.2048
.2741
49
$120
.0028
.0112
.0241
.0409
.0839
.1374
.2012
.2807
 
$160
.0027
.0111
.0240
.0406
.0833
.1365
.1982
.2671
 
$250
.0027
.0110
.0237
.0402
.0824
.1350
.1961
.2642
 
$275
.0027
.0110
.0237
.0401
.0822
.1347
.1957
.2636
50
$120
.0023
.0098
.0217
.0374
.0782
.1299
.1950
.2742
 
$160
.0023
.0098
.0216
.0371
.0777
.1290
.1891
.2576
 
$250
.0023
.0097
.0213
.0367
.0769
.1276
.1871
.2538
 
$275
.0023
.0096
.0213
.0366
.0767
.1273
.1867
.2532
51
$120
.0019
.0085
.0194
.0339
.0727
.1224
.1888
.2677
 
$160
.0019
.0085
.0193
.0337
.0722
.1216
.1800
.2503
 
$250
.0019
.0084
.0191
.0334
.0714
.1203
.1781
.2433
 
$275
.0019
.0084
.0190
.0333
.0712
.1200
.1777
.2428
52
$120
.0016
.0073
.0171
.0306
.0671
.1158
.1824
.2614
 
$160
.0015
.0073
.0170
.0304
.0666
.1140
.1706
.2430
 
$250
.0015
.0072
.0168
.0300
.0659
.1128
.1688
.2326
 
$275
.0015
.0072
.0168
.0300
.0658
.1125
.1684
.2320
 
$380
.0015
.0071
.0167
.0297
.0653
.1116
.1671
.2303
53
$120
.0012
.0062
.0150
.0273
.0616
.1102
.1761
.2553
 
$160
.0012
.0062
.0149
.0271
.0611
.1064
.1635
.2356
 
$250
.0012
.0061
.0147
.0268
.0605
.1053
.1595
.2217
 
$275
.0012
.0061
.0147
.0268
.0603
.1051
.1592
.2212
 
$380
.0012
.0060
.0146
.0266
.0599
.1043
.1579
.2195
54
$120
.0010
.0052
.0130
.0242
.0562
.1046
.1699
.2493
 
$160
.0010
.0052
.0129
.0240
.0558
.0990
.1566
.2283
 
$250
.0010
.0051
.0128
.0238
.0552
.0979
.1503
.2108
 
$275
.0010
.0051
.0127
.0237
.0551
.0977
.1499
.2103
 
$380
.0009
.0051
.0126
.0235
.0547
.0970
.1488
.2087
55
$120
.0008
.0043
.0111
.0213
.0510
.0992
.1639
.2436
 
$160
.0007
.0043
.0111
.0211
.0507
.0917
.1499
.2212
 
$250
.0007
.0042
.0109
.0209
.0502
.0907
.1412
.2001
 
$275
.0007
.0042
.0109
.0209
.0500
.0905
.1408
.1996
 
$380
.0007
.0042
.0108
.0207
.0497
.0898
.1398
.1981
 
$500
.0007
.0042
.0108
.0206
.0494
.0894
.1390
.1970
56
$120
.0006
.0035
.0094
.0184
.0466
.0936
.1580
.2378
 
$160
.0006
.0035
.0093
.0183
.0456
.0858
.1430
.2142
 
$250
.0006
.0034
.0092
.0181
.0451
.0834
.1318
.1913
 
$275
.0005
.0034
.0092
.0181
.0450
.0832
.1315
.1885
 
$380
.0005
.0034
.0091
.0179
.0446
.0826
.1305
.1871
 
$500
.0005
.0034
.0091
.0178
.0444
.0821
.1298
.1861
 
$550
.0005
.0034
.0091
.0178
.0443
.0820
.1296
.1858
57
$120
.0004
.0028
.0078
.0158
.0425
.0882
.1522
.2322
 
$160
.0004
.0027
.0078
.0157
.0407
.0801
.1363
.2073
 
$250
.0004
.0027
.0077
.0155
.0402
.0763
.1226
.1829
 
$275
.0004
.0027
.0077
.0155
.0401
.0761
.1223
.1795
 
$380
.0004
.0027
.0076
.0154
.0398
.0755
.1213
.1762
 
$500
.0004
.0027
.0076
.0153
.0396
.0751
.1207
.1752
 
$550
.0004
.0027
.0075
.0153
.0395
.0750
.1205
.1749
58
$120
.0003
.0022
.0065
.0136
.0390
.0835
.1470
.2273
 
$160
.0003
.0022
.0065
.0135
.0363
.0749
.1303
.2012
 
$250
.0003
.0022
.0064
.0133
.0359
.0697
.1151
.1752
 
$275
.0003
.0022
.0064
.0133
.0358
.0696
.1137
.1715
 
$380
.0003
.0021
.0063
.0132
.0355
.0690
.1128
.1659
 
$500
.0003
.0021
.0063
.0131
.0353
.0686
.1122
.1650
 
$550
.0003
.0021
.0063
.0131
.0353
.0685
.1120
.1648
59
$120
.0002
.0017
.0053
.0115
.0355
.0789
.1420
.2225
 
$160
.0002
.0017
.0053
.0114
.0323
.0699
.1244
.1952
 
$250
.0002
.0017
.0052
.0113
.0317
.0632
.1082
.1674
 
$275
.0002
.0017
.0052
.0113
.0316
.0631
.1061
.1635
 
$380
.0002
.0017
.0052
.0112
.0314
.0626
.1043
.1556
 
$500
.0002
.0017
.0052
.0111
.0312
.0623
.1037
.1548
 
$550
.0002
.0017
.0051
.0111
.0312
.0622
.1036
.1545
60
$120
.0001
.0013
.0043
.0095
.0321
.0742
.1369
.2178
 
$160
.0001
.0013
.0042
.0095
.0288
.0648
.1185
.1892
 
$250
.0001
.0013
.0042
.0094
.0276
.0569
.1012
.1597
 
$275
.0001
.0013
.0042
.0094
.0276
.0567
.0989
.1554
 
$380
.0001
.0013
.0041
.0093
.0273
.0562
.0957
.1455
 
$500
.0001
.0013
.0041
.0092
.0272
.0559
.0952
.1444
 
$550
.0001
.0013
.0041
.0092
.0271
.0558
.0950
.1442
 
$800
.0001
.0013
.0041
.0092
.0270
.0556
.0946
.1436
61
$120
.0001
.0010
.0033
.0079
.0289
.0697
.1319
.2132
 
$160
.0001
.0010
.0033
.0077
.0255
.0599
.1127
.1833
 
$250
.0001
.0009
.0033
.0077
.0238
.0515
.0944
.1521
 
$275
.0001
.0009
.0033
.0076
.0237
.0506
.0920
.1475
 
$380
.0001
.0009
.0032
.0076
.0235
.0501
.0873
.1367
 
$500
.0001
.0009
.0032
.0075
.0234
.0498
.0868
.1341
 
$550
.0001
.0009
.0032
.0075
.0234
.0497
.0867
.1339
 
$800
.0001
.0009
.0032
.0075
.0233
.0495
.0863
.1334
62
$120
.0001
.0007
.0025
.0065
.0258
.0652
.1269
.2086
 
$160
.0001
.0007
.0025
.0062
.0223
.0550
.1069
.1774
 
$250
.0001
.0007
.0025
.0061
.0201
.0463
.0876
.1445
 
$275
.0001
.0007
.0025
.0061
.0200
.0452
.0850
.1396
 
$380
.0001
.0007
.0025
.0060
.0199
.0440
.0791
.1279
 
$500
.0001
.0007
.0024
.0060
.0198
.0438
.0784
.1238
 
$550
.0001
.0007
.0024
.0060
.0198
.0437
.0783
.1236
 
$800
.0001
.0007
.0024
.0060
.0197
.0435
.0780
.1231
 
$1,000
.0001
.0007
.0024
.0060
.0196
.0435
.0779
.1230
63
$120
.0000
.0005
.0018
.0052
.0227
.0606
.1218
.2040
 
$160
.0000
.0004
.0018
.0047
.0192
.0502
.1010
.1714
 
$250
.0000
.0004
.0018
.0047
.0166
.0410
.0808
.1367
 
$275
.0000
.0004
.0018
.0047
.0165
.0399
.0779
.1315
 
$380
.0000
.0004
.0018
.0046
.0164
.0380
.0715
.1189
 
$500
.0000
.0004
.0018
.0046
.0163
.0378
.0700
.1137
 
$550
.0000
.0004
.0018
.0046
.0163
.0377
.0699
.1131
 
$800
.0000
.0004
.0018
.0046
.0162
.0376
.0696
.1126
 
$1,000
.0000
.0004
.0018
.0046
.0162
.0375
.0695
.1125
64
$120
.0000
.0003
.0013
.0041
.0197
.0560
.1167
.1995
 
$160
.0000
.0003
.0013
.0036
.0163
.0454
.0951
.1654
 
$250
.0000
.0003
.0013
.0035
.0136
.0360
.0740
.1290
 
$275
.0000
.0003
.0013
.0035
.0133
.0348
.0710
.1234
 
$380
.0000
.0003
.0012
.0034
.0132
.0322
.0641
.1099
 
$500
.0000
.0003
.0012
.0034
.0131
.0321
.0617
.1041
 
$550
.0000
.0003
.0012
.0034
.0131
.0320
.0616
.1028
 
$800
.0000
.0003
.0012
.0034
.0130
.0319
.0614
.1022
 
$1,000
.0000
.0003
.0012
.0034
.0130
.0318
.0613
.1021
65
$120
.0000
.0002
.0009
.0031
.0169
.0515
.1116
.1951
 
$160
.0000
.0002
.0008
.0026
.0135
.0407
.0892
.1595
 
$250
.0000
.0002
.0008
.0024
.0109
.0311
.0672
.1212
 
$275
.0000
.0002
.0008
.0024
.0106
.0299
.0641
.1154
 
$380
.0000
.0002
.0008
.0024
.0103
.0271
.0568
.1010
 
$500
.0000
.0002
.0008
.0024
.0102
.0266
.0540
.0946
 
$550
.0000
.0002
.0008
.0024
.0102
.0266
.0536
.0931
 
$800
.0000
.0002
.0008
.0024
.0102
.0265
.0533
.0919
 
$1,000
.0000
.0002
.0008
.0024
.0102
.0264
.0533
.0918
66
$120
.0000
.0001
.0006
.0022
.0142
.0470
.1066
.1907
 
$160
.0000
.0001
.0005
.0018
.0110
.0361
.0833
.1536
 
$250
.0000
.0001
.0005
.0016
.0085
.0265
.0606
.1135
 
$275
.0000
.0001
.0005
.0016
.0082
.0252
.0574
.1074
 
$380
.0000
.0001
.0005
.0016
.0077
.0224
.0497
.0921
 
$500
.0000
.0001
.0005
.0016
.0077
.0216
.0466
.0852
 
$550
.0000
.0001
.0005
.0016
.0077
.0215
.0459
.0836
 
$800
.0000
.0001
.0005
.0016
.0076
.0214
.0456
.0817
 
$1,000
.0000
.0001
.0005
.0016
.0076
.0214
.0455
.0816
67
$120
.0000
.0000
.0003
.0015
.0115
.0422
.1011
.1862
 
$160
.0000
.0000
.0003
.0012
.0085
.0312
.0770
.1473
 
$250
.0000
.0000
.0003
.0010
.0062
.0217
.0536
.1052
 
$275
.0000
.0000
.0003
.0010
.0060
.0205
.0503
.0988
 
$380
.0000
.0000
.0003
.0010
.0054
.0177
.0423
.0827
 
$500
.0000
.0000
.0003
.0010
.0053
.0167
.0390
.0752
 
$550
.0000
.0000
.0003
.0010
.0053
.0165
.0383
.0734
 
$800
.0000
.0000
.0003
.0010
.0053
.0165
.0376
.0708
 
$1,000
.0000
.0000
.0003
.0010
.0053
.0165
.0375
.0707
68
$120
.0000
.0000
.0002
.0009
.0090
.0374
.0955
.1817
 
$160
.0000
.0000
.0001
.0007
.0063
.0265
.0705
.1409
 
$250
.0000
.0000
.0001
.0005
.0043
.0172
.0465
.0967
 
$275
.0000
.0000
.0001
.0005
.0040
.0160
.0431
.0899
 
$380
.0000
.0000
.0001
.0005
.0035
.0133
.0351
.0731
 
$500
.0000
.0000
.0001
.0005
.0034
.0123
.0317
.0651
 
$550
.0000
.0000
.0001
.0005
.0034
.0121
.0309
.0633
 
$800
.0000
.0000
.0001
.0005
.0034
.0120
.0299
.0602
 
$1,000
.0000
.0000
.0001
.0005
.0034
.0120
.0298
.0599
69
$120
.0000
.0000
.0001
.0005
.0068
.0327
.0901
.1775
 
$160
.0000
.0000
.0001
.0004
.0045
.0220
.0642
.1348
 
$250
.0000
.0000
.0000
.0003
.0028
.0133
.0398
.0885
 
$275
.0000
.0000
.0000
.0003
.0026
.0122
.0365
.0815
 
$380
.0000
.0000
.0000
.0002
.0022
.0097
.0285
.0639
 
$500
.0000
.0000
.0000
.0002
.0020
.0087
.0250
.0556
 
$550
.0000
.0000
.0000
.0002
.0020
.0085
.0242
.0537
 
$800
.0000
.0000
.0000
.0002
.0020
.0083
.0230
.0503
 
$1,000
.0000
.0000
.0000
.0002
.0020
.0083
.0229
.0498
70
$120
.0000
.0000
.0000
.0002
.0046
.0274
.0838
.1728
 
$160
.0000
.0000
.0000
.0001
.0027
.0171
.0568
.1276
 
$250
.0000
.0000
.0000
.0001
.0015
.0092
.0323
.0788
 
$275
.0000
.0000
.0000
.0001
.0013
.0082
.0289
.0715
 
$380
.0000
.0000
.0000
.0001
.0010
.0061
.0212
.0534
 
$500
.0000
.0000
.0000
.0001
.0009
.0052
.0179
.0448
 
$550
.0000
.0000
.0000
.0001
.0009
.0050
.0172
.0429
 
$800
.0000
.0000
.0000
.0001
.0009
.0048
.0159
.0392
 
$1,000
.0000
.0000
.0000
.0001
.0009
.0048
.0157
.0385
71
$120
.0000
.0000
.0000
.0001
.0029
.0223
.0775
.1685
 
$160
.0000
.0000
.0000
.0000
.0015
.0127
.0496
.1208
 
$250
.0000
.0000
.0000
.0000
.0007
.0058
.0252
.0694
 
$275
.0000
.0000
.0000
.0000
.0006
.0051
.0220
.0618
 
$380
.0000
.0000
.0000
.0000
.0004
.0034
.0149
.0433
 
$500
.0000
.0000
.0000
.0000
.0004
.0028
.0119
.0347
 
$550
.0000
.0000
.0000
.0000
.0003
.0026
.0113
.0328
 
$800
.0000
.0000
.0000
.0000
.0003
.0024
.0101
.0291
 
$1,000
.0000
.0000
.0000
.0000
.0003
.0024
.0099
.0283
72
$120
.0000
.0000
.0000
.0000
.0012
.0158
.0691
.1634
 
$160
.0000
.0000
.0000
.0000
.0005
.0075
.0399
.1118
 
$250
.0000
.0000
.0000
.0000
.0001
.0025
.0164
.0567
 
$275
.0000
.0000
.0000
.0000
.0001
.0020
.0136
.0488
 
$380
.0000
.0000
.0000
.0000
.0001
.0011
.0078
.0303
 
$500
.0000
.0000
.0000
.0000
.0000
.0008
.0056
.0222
 
$550
.0000
.0000
.0000
.0000
.0000
.0007
.0051
.0205
 
$800
.0000
.0000
.0000
.0000
.0000
.0006
.0043
.0170
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0006
.0041
.0162
73
$120
.0000
.0000
.0000
.0000
.0003
.0093
.0599
.1591
 
$160
.0000
.0000
.0000
.0000
.0001
.0031
.0293
.1025
 
$250
.0000
.0000
.0000
.0000
.0000
.0006
.0083
.0428
 
$275
.0000
.0000
.0000
.0000
.0000
.0004
.0063
.0348
 
$380
.0000
.0000
.0000
.0000
.0000
.0002
.0026
.0176
 
$500
.0000
.0000
.0000
.0000
.0000
.0001
.0015
.0109
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0013
.0095
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0069
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0064
74
$120
.0000
.0000
.0000
.0000
.0000
.0055
.0537
.1570
 
$160
.0000
.0000
.0000
.0000
.0000
.0013
.0223
.0969
 
$250
.0000
.0000
.0000
.0000
.0000
.0001
.0041
.0336
 
$275
.0000
.0000
.0000
.0000
.0000
.0001
.0028
.0258
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0103
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0052
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0043
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0026
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0023
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-940, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-940, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-940, filed 10/19/10, effective 11/19/10.]