HTML has links - PDF has Authentication
296-17B-920  <<  296-17B-930 >>   296-17B-940

Agency filings affecting this section

PDFWAC 296-17B-930

Hazard Group 3 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 3
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8616
.8506
.8406
.8313
.8225
.8143
.8064
.7989
.7916
.7847
.7780
.7715
.7652
2
.8575
.8460
.8354
.8256
.8164
.8077
.7994
.7915
.7839
.7765
.7695
.7626
.7560
3
.8524
.8402
.8289
.8184
.8086
.7993
.7905
.7821
.7740
.7661
.7586
.7513
.7442
4
.8473
.8343
.8223
.8112
.8008
.7909
.7815
.7725
.7639
.7556
.7476
.7398
.7323
5
.8422
.8283
.8157
.8039
.7929
.7824
.7725
.7630
.7538
.7450
.7365
.7283
.7203
6
.8370
.8224
.8090
.7966
.7849
.7739
.7634
.7533
.7436
.7343
.7253
.7166
.7082
7
.8318
.8164
.8023
.7892
.7769
.7653
.7541
.7435
.7333
.7235
.7140
.7048
.6960
8
.8267
.8105
.7956
.7818
.7688
.7566
.7449
.7337
.7229
.7126
.7027
.6930
.6837
9
.8215
.8045
.7889
.7744
.7608
.7479
.7356
.7238
.7126
.7017
.6913
.6812
.6714
10
.8163
.7985
.7822
.7670
.7527
.7391
.7262
.7139
.7022
.6908
.6799
.6693
.6591
11
.8112
.7925
.7754
.7595
.7446
.7304
.7169
.7041
.6917
.6799
.6685
.6575
.6469
12
.8060
.7865
.7686
.7520
.7363
.7215
.7074
.6940
.6812
.6688
.6569
.6455
.6344
13
.8007
.7804
.7617
.7443
.7280
.7125
.6979
.6839
.6705
.6576
.6453
.6334
.6219
14
.7955
.7742
.7547
.7366
.7196
.7035
.6882
.6736
.6597
.6463
.6335
.6211
.6092
15
.7902
.7681
.7478
.7289
.7112
.6944
.6786
.6634
.6490
.6351
.6218
.6090
.5967
16
.7849
.7619
.7408
.7211
.7027
.6853
.6688
.6531
.6381
.6238
.6100
.5968
.5841
17
.7796
.7557
.7337
.7133
.6942
.6761
.6590
.6427
.6272
.6124
.5982
.5845
.5714
18
.7742
.7494
.7266
.7054
.6856
.6669
.6492
.6323
.6163
.6010
.5863
.5723
.5588
19
.7688
.7430
.7194
.6974
.6769
.6575
.6392
.6218
.6053
.5895
.5744
.5599
.5461
20
.7634
.7367
.7122
.6895
.6682
.6482
.6293
.6113
.5943
.5780
.5625
.5477
.5335
21
.7579
.7303
.7049
.6814
.6594
.6387
.6192
.6007
.5832
.5665
.5506
.5354
.5208
22
.7524
.7237
.6975
.6732
.6504
.6291
.6090
.5900
.5720
.5548
.5385
.5229
.5080
23
.7469
.7173
.6901
.6650
.6415
.6196
.5989
.5793
.5608
.5432
.5265
.5106
.4954
24
.7412
.7106
.6826
.6566
.6325
.6098
.5886
.5685
.5495
.5315
.5144
.4981
.4826
25
.7356
.7039
.6750
.6482
.6233
.6000
.5782
.5576
.5381
.5197
.5022
.4856
.4697
26
.7299
.6972
.6674
.6398
.6142
.5902
.5678
.5467
.5268
.5079
.4901
.4731
.4570
27
.7242
.6905
.6597
.6313
.6049
.5804
.5574
.5357
.5154
.4961
.4779
.4607
.4443
28
.7184
.6836
.6519
.6227
.5956
.5704
.5468
.5247
.5039
.4843
.4657
.4481
.4315
29
.7126
.6768
.6442
.6141
.5863
.5605
.5364
.5137
.4925
.4725
.4536
.4357
.4188
30
.7067
.6698
.6362
.6054
.5768
.5503
.5257
.5026
.4809
.4605
.4412
.4231
.4058
31
.7008
.6628
.6282
.5965
.5673
.5402
.5149
.4913
.4692
.4485
.4289
.4104
.3929
32
.6947
.6556
.6201
.5876
.5576
.5298
.5040
.4800
.4574
.4363
.4164
.3977
.3799
33
.6887
.6485
.6120
.5786
.5479
.5195
.4932
.4686
.4457
.4242
.4040
.3849
.3670
34
.6826
.6413
.6038
.5696
.5382
.5092
.4823
.4572
.4339
.4120
.3915
.3722
.3540
35
.6765
.6340
.5955
.5604
.5283
.4986
.4712
.4457
.4219
.3997
.3789
.3593
.3408
36
.6703
.6267
.5872
.5513
.5184
.4881
.4601
.4342
.4100
.3874
.3663
.3464
.3277
37
.6640
.6192
.5787
.5420
.5083
.4774
.4489
.4224
.3978
.3749
.3535
.3333
.3144
38
.6577
.6117
.5702
.5325
.4981
.4666
.4375
.4106
.3856
.3623
.3405
.3201
.3010
39
.6515
.6042
.5617
.5232
.4880
.4558
.4262
.3988
.3734
.3497
.3277
.3070
.2877
40
.6452
.5967
.5532
.5137
.4778
.4450
.4148
.3870
.3611
.3371
.3148
.2939
.2744
41
.6389
.5892
.5446
.5043
.4676
.4341
.4034
.3750
.3488
.3245
.3018
.2808
.2611
42
.6325
.5816
.5359
.4947
.4573
.4231
.3918
.3630
.3363
.3117
.2888
.2676
.2479
43
.6262
.5740
.5273
.4851
.4469
.4121
.3802
.3509
.3239
.2989
.2759
.2545
.2348
44
.6201
.5666
.5188
.4757
.4367
.4012
.3688
.3390
.3116
.2864
.2632
.2418
.2221
45
.6132
.5583
.5093
.4653
.4255
.3893
.3563
.3260
.2983
.2729
.2496
.2282
.2086
46
.6063
.5501
.4999
.4549
.4142
.3773
.3437
.3131
.2851
.2595
.2361
.2148
.1953
47
.5996
.5420
.4906
.4445
.4030
.3654
.3313
.3003
.2720
.2463
.2230
.2018
.1825
48
.5929
.5338
.4811
.4340
.3916
.3534
.3187
.2873
.2589
.2331
.2099
.1888
.1699
49
.5862
.5256
.4717
.4235
.3802
.3412
.3061
.2744
.2458
.2201
.1970
.1762
.1576
50
.5797
.5176
.4624
.4131
.3690
.3294
.2938
.2618
.2332
.2075
.1846
.1642
.1460
51
.5732
.5096
.4531
.4027
.3577
.3175
.2815
.2493
.2206
.1951
.1725
.1525
.1348
52
.5667
.5015
.4436
.3921
.3462
.3053
.2689
.2366
.2079
.1827
.1604
.1409
.1238
53
.5603
.4933
.4340
.3813
.3345
.2931
.2563
.2239
.1954
.1705
.1487
.1296
.1131
54
.5539
.4853
.4245
.3706
.3230
.2809
.2439
.2115
.1832
.1586
.1373
.1188
.1029
55
.5478
.4774
.4151
.3601
.3116
.2690
.2318
.1995
.1714
.1473
.1264
.1086
.0932
56
.5416
.4693
.4055
.3492
.2999
.2568
.2195
.1872
.1595
.1358
.1156
.0983
.0836
57
.5356
.4614
.3960
.3385
.2883
.2448
.2074
.1753
.1480
.1248
.1051
.0886
.0746
58
.5301
.4541
.3870
.3284
.2774
.2335
.1960
.1641
.1372
.1145
.0955
.0796
.0664
59
.5247
.4468
.3781
.3183
.2665
.2223
.1847
.1531
.1266
.1045
.0862
.0710
.0586
60
.5194
.4395
.3692
.3080
.2555
.2109
.1734
.1421
.1161
.0946
.0771
.0627
.0511
61
.5144
.4324
.3604
.2980
.2447
.1998
.1623
.1313
.1058
.0851
.0684
.0549
.0441
62
.5094
.4254
.3516
.2879
.2338
.1885
.1511
.1205
.0957
.0759
.0600
.0475
.0376
63
.5046
.4184
.3426
.2775
.2226
.1770
.1397
.1096
.0856
.0667
.0518
.0403
.0314
64
.5001
.4116
.3338
.2672
.2113
.1655
.1284
.0989
.0758
.0579
.0441
.0337
.0258
65
.4958
.4049
.3251
.2568
.2000
.1539
.1171
.0883
.0662
.0494
.0369
.0276
.0207
66
.4919
.3986
.3165
.2465
.1887
.1423
.1059
.0780
.0570
.0415
.0302
.0221
.0163
67
.4882
.3922
.3074
.2354
.1765
.1298
.0939
.0671
.0475
.0335
.0236
.0168
.0122
68
.4849
.3861
.2984
.2241
.1639
.1170
.0818
.0563
.0383
.0260
.0177
.0123
.0087
69
.4822
.3807
.2901
.2133
.1517
.1046
.0703
.0463
.0302
.0196
.0129
.0087
.0061
70
.4799
.3753
.2808
.2008
.1373
.0901
.0571
.0353
.0215
.0132
.0083
.0055
.0039
71
.4783
.3709
.2725
.1888
.1231
.0760
.0447
.0255
.0143
.0082
.0050
.0033
.0024
72
.4773
.3669
.2630
.1733
.1041
.0572
.0291
.0142
.0069
.0036
.0022
.0015
.0011
73
.4770
.3649
.2558
.1582
.0837
.0376
.0147
.0053
.0020
.0009
.0004
.0002
.0001
74
.4770
.3645
.2532
.1497
.0703
.0252
.0071
.0017
.0004
.0001
.0000
.0000
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 3
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0441
.0899
.1373
.1855
.2842
.3846
.4861
.5886
2
.0000
.0431
.0883
.1351
.1829
.2808
.3805
.4815
.5834
3
.0000
.0419
.0863
.1324
.1797
.2766
.3754
.4757
.5769
4
.0000
.0406
.0842
.1297
.1764
.2723
.3703
.4698
.5703
5
.0000
.0394
.0822
.1270
.1732
.2680
.3652
.4638
.5637
6
.0000
.0382
.0801
.1243
.1699
.2638
.3600
.4579
.5570
7
.0000
.0369
.0781
.1216
.1666
.2595
.3548
.4519
.5503
8
.0000
.0357
.0761
.1189
.1634
.2552
.3497
.4460
.5436
9
.0000
.0346
.0741
.1163
.1601
.2509
.3445
.4400
.5369
10
.0000
.0334
.0721
.1137
.1569
.2466
.3393
.4340
.5302
11
.0000
.0322
.0702
.1111
.1537
.2424
.3342
.4280
.5234
12
.0000
.0311
.0683
.1084
.1505
.2381
.3290
.4220
.5166
13
.0000
.0300
.0663
.1058
.1472
.2338
.3237
.4159
.5097
14
.0000
.0288
.0644
.1032
.1440
.2295
.3185
.4097
.5027
15
.0000
.0277
.0625
.1006
.1408
.2252
.3132
.4036
.4958
16
.0000
.0266
.0606
.0980
.1376
.2209
.3079
.3974
.4888
17
.0000
.0256
.0588
.0955
.1344
.2166
.3026
.3912
.4817
18
.0000
.0245
.0569
.0929
.1312
.2122
.2972
.3849
.4746
19
.0000
.0235
.0551
.0903
.1280
.2078
.2918
.3785
.4674
20
.0000
.0225
.0533
.0878
.1248
.2035
.2864
.3722
.4602
21
.0000
.0215
.0514
.0853
.1216
.1991
.2809
.3658
.4529
22
.0000
.0205
.0496
.0827
.1184
.1947
.2754
.3592
.4455
23
.0000
.0196
.0479
.0802
.1152
.1902
.2699
.3528
.4381
24
.0000
.0187
.0461
.0777
.1119
.1857
.2642
.3461
.4306
25
.0000
.0177
.0443
.0751
.1087
.1812
.2586
.3394
.4230
26
.0000
.0168
.0426
.0726
.1055
.1767
.2529
.3327
.4154
27
.0000
.0159
.0408
.0701
.1022
.1721
.2472
.3260
.4077
28
.0000
.0151
.0391
.0676
.0990
.1675
.2414
.3191
.3999
29
.0000
.0142
.0374
.0651
.0958
.1629
.2356
.3123
.3922
30
.0000
.0134
.0357
.0626
.0925
.1582
.2297
.3053
.3842
31
.0000
.0126
.0340
.0601
.0892
.1535
.2238
.2983
.3762
32
.0000
.0118
.0324
.0576
.0859
.1488
.2177
.2911
.3681
33
.0000
.0110
.0307
.0551
.0826
.1441
.2117
.2840
.3600
34
.0000
.0102
.0291
.0526
.0793
.1393
.2056
.2768
.3518
35
.0000
.0095
.0275
.0502
.0760
.1344
.1995
.2695
.3435
36
.0000
.0088
.0259
.0477
.0727
.1296
.1933
.2622
.3352
37
.0000
.0081
.0243
.0452
.0694
.1247
.1870
.2547
.3267
38
.0000
.0074
.0228
.0428
.0661
.1198
.1807
.2472
.3182
39
.0000
.0068
.0213
.0404
.0628
.1150
.1745
.2397
.3097
40
.0000
.0062
.0198
.0380
.0596
.1101
.1682
.2322
.3012
41
.0000
.0056
.0184
.0357
.0564
.1052
.1619
.2247
.2926
42
.0000
.0051
.0170
.0334
.0532
.1004
.1555
.2171
.2839
43
.0000
.0045
.0156
.0312
.0500
.0955
.1492
.2095
.2753
44
.0000
.0041
.0143
.0290
.0470
.0908
.1431
.2021
.2668
45
.0000
.0035
.0129
.0266
.0436
.0855
.1362
.1938
.2573
46
.0000
.0030
.0115
.0242
.0402
.0803
.1293
.1856
.2479
47
.0000
.0026
.0102
.0220
.0370
.0753
.1226
.1775
.2386
48
.0000
.0022
.0090
.0198
.0338
.0702
.1159
.1693
.2291
49
.0000
.0018
.0079
.0177
.0308
.0652
.1092
.1611
.2197
50
.0000
.0015
.0068
.0158
.0279
.0605
.1027
.1531
.2104
51
.0000
.0012
.0059
.0139
.0251
.0558
.0962
.1451
.2011
52
.0000
.0010
.0049
.0121
.0223
.0511
.0897
.1370
.1916
53
.0000
.0007
.0041
.0105
.0197
.0465
.0833
.1288
.1820
54
.0000
.0006
.0034
.0089
.0173
.0421
.0769
.1208
.1725
55
.0000
.0004
.0027
.0075
.0150
.0378
.0708
.1129
.1631
56
.0000
.0003
.0022
.0062
.0128
.0337
.0646
.1048
.1535
57
.0000
.0002
.0017
.0051
.0108
.0297
.0586
.0969
.1440
58
.0000
.0002
.0013
.0042
.0091
.0262
.0531
.0896
.1350
59
.0000
.0001
.0010
.0033
.0076
.0228
.0477
.0823
.1261
60
.0000
.0001
.0007
.0026
.0062
.0196
.0424
.0750
.1172
61
.0000
.0000
.0005
.0020
.0049
.0166
.0374
.0679
.1084
62
.0000
.0000
.0003
.0014
.0038
.0138
.0324
.0609
.0996
63
.0000
.0000
.0002
.0010
.0028
.0111
.0276
.0539
.0906
64
.0000
.0000
.0001
.0007
.0020
.0087
.0231
.0471
.0818
65
.0000
.0000
.0001
.0004
.0014
.0066
.0188
.0404
.0731
66
.0000
.0000
.0000
.0002
.0009
.0048
.0149
.0341
.0645
67
.0000
.0000
.0000
.0001
.0005
.0032
.0112
.0277
.0554
68
.0000
.0000
.0000
.0000
.0002
.0019
.0079
.0216
.0464
69
.0000
.0000
.0000
.0000
.0001
.0011
.0052
.0162
.0381
70
.0000
.0000
.0000
.0000
.0000
.0004
.0029
.0108
.0288
71
.0000
.0000
.0000
.0000
.0000
.0001
.0013
.0064
.0205
72
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0024
.0110
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0038
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0012
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 3
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.6965
.6511
.6101
.5728
.5386
.5072
.4781
.4516
.4372
.4250
.4145
.4055
.3976
37
$120
.6899
.6434
.6013
.5631
.5281
.4960
.4664
.4457
.4317
.4197
.4094
.4006
.3933
38
$120
.6834
.6356
.5924
.5533
.5176
.4848
.4564
.4400
.4262
.4145
.4044
.3961
.3896
39
$120
.6769
.6278
.5836
.5436
.5071
.4736
.4505
.4344
.4208
.4093
.3998
.3923
.3864
40
$120
.6703
.6200
.5747
.5338
.4965
.4638
.4448
.4289
.4155
.4045
.3958
.3889
.3834
 
$160
.6657
.6157
.5707
.5301
.4930
.4592
.4280
.4010
.3841
.3698
.3575
.3470
.3379
41
$120
.6638
.6122
.5658
.5239
.4859
.4579
.4391
.4235
.4104
.4002
.3922
.3858
.3807
 
$160
.6592
.6079
.5619
.5203
.4825
.4479
.4162
.3944
.3778
.3638
.3519
.3416
.3330
42
$120
.6572
.6043
.5568
.5140
.4751
.4521
.4335
.4180
.4059
.3964
.3889
.3829
.3781
 
$160
.6526
.6001
.5530
.5104
.4718
.4366
.4071
.3879
.3717
.3579
.3463
.3365
.3287
43
$120
.6507
.5964
.5479
.5041
.4687
.4464
.4279
.4132
.4017
.3928
.3857
.3802
.3758
 
$160
.6462
.5923
.5441
.5006
.4612
.4252
.4005
.3816
.3657
.3522
.3410
.3320
.3248
44
$120
.6442
.5887
.5390
.4943
.4630
.4407
.4227
.4088
.3979
.3895
.3829
.3777
.3738
 
$160
.6398
.5846
.5353
.4908
.4506
.4165
.3941
.3755
.3598
.3468
.3364
.3281
.3214
45
$120
.6371
.5801
.5292
.4835
.4564
.4344
.4172
.4040
.3938
.3859
.3798
.3752
.3718
 
$160
.6327
.5761
.5255
.4801
.4390
.4090
.3870
.3686
.3534
.3412
.3316
.3239
.3177
46
$120
.6300
.5715
.5194
.4770
.4499
.4285
.4121
.3996
.3900
.3826
.3771
.3730
.3700
 
$160
.6256
.5676
.5158
.4693
.4282
.4018
.3800
.3620
.3475
.3362
.3272
.3200
.3144
47
$120
.6230
.5631
.5097
.4705
.4437
.4230
.4074
.3954
.3864
.3797
.3747
.3711
.3684
 
$160
.6187
.5592
.5062
.4587
.4209
.3947
.3732
.3558
.3422
.3315
.3231
.3165
.3114
 
$250
.6119
.5531
.5007
.4537
.4113
.3729
.3381
.3132
.2926
.2753
.2606
.2482
.2377
48
$120
.6160
.5546
.4999
.4641
.4377
.4178
.4028
.3915
.3831
.3770
.3726
.3694
.3671
 
$160
.6117
.5507
.4964
.4478
.4136
.3876
.3666
.3500
.3372
.3271
.3193
.3133
.3087
 
$250
.6050
.5447
.4910
.4429
.3997
.3606
.3286
.3046
.2846
.2678
.2536
.2417
.2319
 
$275
.6036
.5435
.4899
.4419
.3988
.3598
.3245
.2978
.2762
.2581
.2428
.2298
.2188
49
$120
.6090
.5461
.4914
.4577
.4321
.4129
.3984
.3878
.3802
.3746
.3707
.3679
.3659
 
$160
.6048
.5423
.4867
.4382
.4065
.3807
.3604
.3446
.3325
.3230
.3158
.3104
.3063
 
$250
.5982
.5364
.4814
.4322
.3880
.3483
.3199
.2964
.2768
.2605
.2468
.2356
.2266
 
$275
.5968
.5351
.4802
.4312
.3871
.3475
.3140
.2889
.2679
.2503
.2355
.2230
.2127
50
$120
.6023
.5378
.4851
.4518
.4268
.4082
.3944
.3846
.3775
.3725
.3690
.3666
.3650
 
$160
.5981
.5340
.4771
.4312
.3995
.3742
.3546
.3396
.3281
.3193
.3128
.3079
.3043
 
$250
.5916
.5282
.4719
.4216
.3766
.3393
.3115
.2885
.2694
.2535
.2406
.2302
.2219
 
$275
.5902
.5270
.4708
.4207
.3757
.3354
.3051
.2805
.2600
.2429
.2285
.2167
.2072
51
$120
.5956
.5295
.4790
.4461
.4217
.4037
.3907
.3815
.3751
.3707
.3676
.3656
.3642
 
$160
.5915
.5258
.4675
.4242
.3926
.3680
.3492
.3348
.3240
.3159
.3100
.3057
.3025
 
$250
.5850
.5201
.4624
.4110
.3651
.3308
.3034
.2808
.2621
.2470
.2349
.2253
.2176
 
$275
.5837
.5189
.4613
.4101
.3642
.3255
.2964
.2723
.2523
.2356
.2220
.2110
.2022
52
$120
.5888
.5210
.4729
.4405
.4166
.3993
.3871
.3787
.3729
.3690
.3664
.3647
.3636
 
$160
.5847
.5174
.4577
.4171
.3859
.3620
.3439
.3302
.3201
.3128
.3075
.3036
.3009
 
$250
.5784
.5118
.4527
.4001
.3552
.3223
.2953
.2730
.2551
.2408
.2295
.2206
.2136
 
$275
.5770
.5106
.4516
.3992
.3525
.3164
.2878
.2641
.2445
.2286
.2158
.2056
.1975
 
$380
.5728
.5069
.4484
.3963
.3499
.3086
.2718
.2419
.2176
.1973
.1802
.1659
.1539
53
$120
.5821
.5126
.4670
.4350
.4117
.3952
.3838
.3761
.3709
.3675
.3653
.3639
.3630
 
$160
.5781
.5090
.4497
.4101
.3794
.3562
.3388
.3259
.3166
.3099
.3052
.3019
.2996
 
$250
.5718
.5035
.4429
.3892
.3466
.3139
.2872
.2656
.2484
.2350
.2244
.2162
.2099
 
$275
.5705
.5023
.4419
.3883
.3420
.3075
.2792
.2560
.2371
.2220
.2100
.2006
.1932
 
$380
.5663
.4987
.4387
.3854
.3382
.2962
.2602
.2319
.2083
.1886
.1721
.1584
.1471
54
$120
.5755
.5044
.4613
.4296
.4070
.3914
.3808
.3738
.3692
.3663
.3645
.3633
.3626
 
$160
.5716
.5007
.4429
.4033
.3732
.3506
.3339
.3219
.3134
.3074
.3032
.3004
.2985
 
$250
.5653
.4952
.4332
.3782
.3381
.3056
.2793
.2585
.2422
.2295
.2198
.2123
.2066
 
$275
.5640
.4941
.4322
.3774
.3331
.2989
.2709
.2482
.2301
.2158
.2047
.1960
.1892
 
$380
.5599
.4905
.4291
.3746
.3265
.2840
.2500
.2223
.1993
.1802
.1643
.1514
.1408
55
$120
.5692
.4988
.4558
.4245
.4027
.3878
.3780
.3717
.3677
.3653
.3638
.3629
.3623
 
$160
.5652
.4926
.4362
.3969
.3672
.3453
.3295
.3183
.3105
.3052
.3016
.2992
.2976
 
$250
.5591
.4872
.4236
.3697
.3299
.2976
.2720
.2519
.2364
.2245
.2155
.2088
.2037
 
$275
.5578
.4861
.4227
.3666
.3244
.2904
.2628
.2409
.2236
.2102
.1998
.1918
.1858
 
$380
.5537
.4825
.4196
.3640
.3150
.2732
.2403
.2131
.1906
.1721
.1571
.1449
.1352
 
$500
.5511
.4802
.4176
.3622
.3135
.2706
.2332
.2015
.1757
.1540
.1360
.1210
.1086
56
$120
.5627
.4932
.4502
.4194
.3984
.3844
.3755
.3698
.3664
.3644
.3632
.3625
.3621
 
$160
.5588
.4843
.4295
.3904
.3612
.3401
.3252
.3148
.3078
.3031
.3001
.2981
.2968
 
$250
.5527
.4790
.4138
.3614
.3215
.2896
.2647
.2454
.2308
.2198
.2116
.2055
.2011
 
$275
.5514
.4779
.4128
.3573
.3157
.2818
.2548
.2337
.2173
.2047
.1951
.1880
.1826
 
$380
.5474
.4744
.4098
.3530
.3031
.2630
.2306
.2038
.1819
.1642
.1500
.1388
.1299
 
$500
.5448
.4721
.4079
.3513
.3017
.2584
.2209
.1907
.1655
.1446
.1273
.1131
.1014
 
$550
.5442
.4716
.4074
.3509
.3013
.2580
.2205
.1881
.1621
.1404
.1223
.1074
.0951
57
$120
.5565
.4878
.4447
.4146
.3943
.3813
.3732
.3682
.3653
.3637
.3627
.3622
.3619
 
$160
.5526
.4761
.4230
.3841
.3555
.3352
.3212
.3117
.3055
.3014
.2988
.2972
.2962
 
$250
.5466
.4709
.4041
.3531
.3133
.2819
.2577
.2393
.2256
.2154
.2080
.2027
.1989
 
$275
.5453
.4698
.4032
.3488
.3070
.2735
.2472
.2269
.2114
.1997
.1910
.1845
.1799
 
$380
.5414
.4664
.4002
.3421
.2923
.2532
.2210
.1948
.1737
.1568
.1436
.1332
.1251
 
$500
.5388
.4642
.3983
.3405
.2900
.2463
.2100
.1803
.1558
.1356
.1191
.1056
.0949
 
$550
.5381
.4636
.3978
.3401
.2897
.2460
.2084
.1773
.1519
.1309
.1137
.0995
.0880
58
$120
.5508
.4829
.4399
.4104
.3909
.3787
.3713
.3670
.3645
.3632
.3624
.3620
.3618
 
$160
.5470
.4688
.4172
.3784
.3505
.3311
.3179
.3092
.3036
.3001
.2979
.2966
.2958
 
$250
.5410
.4634
.3955
.3456
.3059
.2750
.2515
.2340
.2211
.2118
.2051
.2004
.1972
 
$275
.5397
.4623
.3941
.3409
.2991
.2661
.2404
.2209
.2062
.1954
.1875
.1817
.1777
 
$380
.5358
.4590
.3912
.3319
.2831
.2441
.2123
.1866
.1663
.1503
.1379
.1284
.1211
 
$500
.5333
.4568
.3894
.3303
.2791
.2353
.1999
.1708
.1468
.1274
.1117
.0991
.0892
 
$550
.5326
.4562
.3889
.3299
.2787
.2346
.1974
.1674
.1426
.1223
.1059
.0925
.0819
59
$120
.5452
.4781
.4352
.4063
.3877
.3763
.3697
.3659
.3638
.3627
.3622
.3619
.3618
 
$160
.5414
.4634
.4114
.3729
.3457
.3271
.3147
.3069
.3019
.2989
.2971
.2961
.2955
 
$250
.5355
.4560
.3884
.3381
.2986
.2683
.2456
.2289
.2169
.2084
.2025
.1984
.1957
 
$275
.5343
.4549
.3853
.3331
.2913
.2588
.2339
.2152
.2014
.1914
.1843
.1792
.1757
 
$380
.5304
.4516
.3822
.3217
.2740
.2351
.2037
.1787
.1593
.1442
.1327
.1240
.1174
 
$500
.5279
.4495
.3804
.3201
.2681
.2251
.1901
.1614
.1381
.1195
.1047
.0930
.0840
 
$550
.5272
.4489
.3799
.3198
.2678
.2233
.1872
.1577
.1336
.1140
.0984
.0860
.0762
60
$120
.5397
.4733
.4305
.4022
.3846
.3741
.3682
.3649
.3633
.3624
.3620
.3618
.3617
 
$160
.5359
.4579
.4056
.3675
.3409
.3232
.3118
.3047
.3005
.2979
.2965
.2957
.2953
 
$250
.5301
.4485
.3812
.3306
.2914
.2617
.2398
.2241
.2130
.2053
.2001
.1967
.1944
 
$275
.5289
.4475
.3779
.3252
.2836
.2516
.2274
.2096
.1968
.1877
.1814
.1770
.1741
 
$380
.5250
.4443
.3732
.3126
.2648
.2260
.1952
.1710
.1524
.1383
.1277
.1199
.1141
 
$500
.5225
.4421
.3714
.3099
.2573
.2149
.1802
.1521
.1296
.1119
.0980
.0873
.0791
 
$550
.5219
.4416
.3709
.3095
.2567
.2127
.1770
.1480
.1246
.1060
.0913
.0798
.0710
 
$800
.5205
.4404
.3699
.3086
.2560
.2114
.1737
.1423
.1168
.0960
.0793
.0659
.0552
61
$120
.5344
.4686
.4260
.3984
.3816
.3721
.3669
.3642
.3628
.3622
.3619
.3617
.3617
 
$160
.5307
.4526
.3999
.3621
.3364
.3196
.3091
.3029
.2992
.2971
.2960
.2954
.2951
 
$250
.5249
.4413
.3742
.3233
.2843
.2553
.2343
.2195
.2094
.2026
.1981
.1952
.1934
 
$275
.5237
.4403
.3706
.3175
.2761
.2446
.2213
.2045
.1926
.1844
.1789
.1751
.1727
 
$380
.5199
.4371
.3643
.3039
.2558
.2172
.1870
.1637
.1460
.1329
.1232
.1162
.1113
 
$500
.5174
.4350
.3625
.2998
.2474
.2050
.1706
.1431
.1215
.1048
.0919
.0821
.0748
 
$550
.5168
.4345
.3621
.2994
.2459
.2024
.1671
.1387
.1161
.0984
.0847
.0742
.0663
 
$800
.5154
.4333
.3611
.2986
.2452
.2002
.1626
.1318
.1071
.0872
.0714
.0590
.0492
62
$120
.5293
.4638
.4214
.3946
.3789
.3702
.3657
.3635
.3625
.3620
.3618
.3617
.3616
 
$160
.5256
.4472
.3943
.3568
.3319
.3162
.3067
.3012
.2981
.2965
.2956
.2952
.2950
 
$250
.5199
.4341
.3672
.3160
.2773
.2490
.2290
.2153
.2061
.2001
.1963
.1940
.1925
 
$275
.5187
.4331
.3634
.3099
.2685
.2377
.2153
.1995
.1887
.1814
.1766
.1735
.1716
 
$380
.5149
.4300
.3554
.2951
.2467
.2085
.1789
.1565
.1399
.1278
.1191
.1130
.1087
 
$500
.5125
.4279
.3537
.2896
.2374
.1950
.1611
.1344
.1137
.0980
.0861
.0774
.0709
 
$550
.5119
.4274
.3532
.2892
.2355
.1922
.1572
.1295
.1078
.0912
.0785
.0690
.0620
 
$800
.5104
.4262
.3523
.2884
.2343
.1889
.1515
.1216
.0976
.0787
.0639
.0525
.0437
 
$1,000
.5101
.4259
.3520
.2882
.2341
.1888
.1513
.1207
.0960
.0765
.0611
.0490
.0397
63
$120
.5243
.4590
.4168
.3909
.3762
.3685
.3647
.3630
.3622
.3618
.3617
.3617
.3616
 
$160
.5207
.4418
.3885
.3515
.3276
.3129
.3044
.2997
.2972
.2959
.2953
.2950
.2949
 
$250
.5150
.4270
.3600
.3086
.2702
.2427
.2238
.2112
.2031
.1979
.1948
.1929
.1918
 
$275
.5138
.4260
.3560
.3020
.2609
.2308
.2094
.1948
.1850
.1787
.1747
.1722
.1706
 
$380
.5101
.4229
.3466
.2861
.2375
.1996
.1708
.1494
.1339
.1229
.1153
.1101
.1065
 
$500
.5076
.4209
.3447
.2797
.2272
.1849
.1514
.1256
.1060
.0914
.0807
.0729
.0674
 
$550
.5070
.4204
.3443
.2788
.2250
.1817
.1472
.1203
.0997
.0841
.0726
.0642
.0581
 
$800
.5056
.4192
.3433
.2781
.2230
.1773
.1406
.1113
.0882
.0704
.0567
.0463
.0386
 
$1,000
.5052
.4189
.3430
.2778
.2228
.1772
.1399
.1099
.0862
.0677
.0534
.0424
.0341
64
$120
.5196
.4542
.4123
.3873
.3738
.3670
.3639
.3625
.3620
.3618
.3617
.3616
.3616
 
$160
.5160
.4364
.3827
.3463
.3234
.3099
.3024
.2985
.2965
.2955
.2951
.2949
.2948
 
$250
.5104
.4201
.3529
.3011
.2632
.2367
.2189
.2075
.2004
.1961
.1936
.1921
.1913
 
$275
.5092
.4190
.3486
.2942
.2534
.2241
.2038
.1904
.1817
.1763
.1730
.1711
.1699
 
$380
.5055
.4160
.3386
.2772
.2284
.1909
.1629
.1427
.1284
.1186
.1119
.1076
.1047
 
$500
.5031
.4140
.3358
.2701
.2170
.1748
.1420
.1172
.0987
.0853
.0757
.0690
.0644
 
$550
.5025
.4135
.3354
.2686
.2146
.1713
.1374
.1114
.0919
.0776
.0672
.0598
.0547
 
$800
.5011
.4124
.3345
.2677
.2118
.1661
.1297
.1012
.0792
.0625
.0500
.0408
.0341
 
$1,000
.5007
.4120
.3342
.2675
.2116
.1657
.1286
.0994
.0767
.0594
.0462
.0364
.0292
65
$120
.5152
.4494
.4078
.3839
.3715
.3657
.3632
.3622
.3618
.3617
.3616
.3616
.3616
 
$160
.5116
.4310
.3770
.3411
.3193
.3071
.3006
.2974
.2959
.2952
.2950
.2948
.2948
 
$250
.5060
.4143
.3458
.2937
.2563
.2308
.2143
.2041
.1980
.1945
.1926
.1915
.1910
 
$275
.5048
.4123
.3413
.2864
.2459
.2175
.1985
.1863
.1788
.1743
.1717
.1702
.1694
 
$380
.5012
.4093
.3307
.2683
.2193
.1823
.1553
.1363
.1233
.1146
.1090
.1055
.1033
 
$500
.4988
.4074
.3270
.2605
.2069
.1648
.1327
.1090
.0918
.0797
.0713
.0656
.0619
 
$550
.4982
.4069
.3266
.2588
.2042
.1610
.1277
.1028
.0845
.0715
.0623
.0561
.0518
 
$800
.4968
.4057
.3257
.2573
.2004
.1549
.1190
.0913
.0705
.0551
.0438
.0358
.0302
 
$1,000
.4964
.4054
.3255
.2571
.2003
.1541
.1175
.0892
.0676
.0515
.0396
.0310
.0248
66
$120
.5111
.4446
.4033
.3806
.3695
.3646
.3627
.3620
.3617
.3617
.3616
.3616
.3616
 
$160
.5076
.4257
.3712
.3361
.3156
.3045
.2991
.2966
.2955
.2950
.2949
.2948
.2948
 
$250
.5020
.4085
.3388
.2863
.2495
.2252
.2100
.2011
.1960
.1932
.1918
.1911
.1907
 
$275
.5009
.4062
.3341
.2786
.2385
.2112
.1935
.1826
.1762
.1726
.1706
.1696
.1690
 
$380
.4973
.4029
.3229
.2594
.2102
.1738
.1479
.1302
.1186
.1112
.1066
.1038
.1021
 
$500
.4949
.4010
.3184
.2509
.1968
.1549
.1237
.1012
.0854
.0746
.0674
.0628
.0598
 
$550
.4943
.4005
.3180
.2491
.1939
.1508
.1183
.0945
.0776
.0659
.0580
.0528
.0495
 
$800
.4929
.3994
.3171
.2470
.1894
.1438
.1084
.0818
.0622
.0482
.0383
.0315
.0268
 
$1,000
.4925
.3991
.3169
.2468
.1890
.1426
.1066
.0792
.0589
.0441
.0336
.0262
.0211
67
$120
.5072
.4394
.3986
.3773
.3676
.3637
.3623
.3618
.3617
.3616
.3616
.3616
.3616
 
$160
.5037
.4200
.3651
.3308
.3117
.3021
.2978
.2959
.2952
.2949
.2948
.2948
.2948
 
$250
.4982
.4025
.3312
.2784
.2423
.2194
.2058
.1982
.1942
.1922
.1912
.1908
.1906
 
$275
.4971
.4002
.3263
.2702
.2307
.2046
.1885
.1791
.1739
.1712
.1698
.1691
.1688
 
$380
.4934
.3964
.3146
.2498
.2004
.1648
.1403
.1242
.1141
.1080
.1044
.1024
.1013
 
$500
.4911
.3945
.3097
.2406
.1858
.1443
.1142
.0931
.0789
.0697
.0638
.0603
.0581
 
$550
.4905
.3941
.3089
.2386
.1827
.1398
.1083
.0860
.0707
.0606
.0541
.0500
.0475
 
$800
.4891
.3930
.3080
.2359
.1775
.1318
.0972
.0719
.0539
.0414
.0330
.0275
.0239
 
$1,000
.4888
.3927
.3078
.2357
.1767
.1303
.0950
.0688
.0500
.0369
.0278
.0218
.0178
68
$120
.5038
.4341
.3939
.3741
.3659
.3629
.3620
.3617
.3616
.3616
.3616
.3616
.3616
 
$160
.5003
.4142
.3588
.3255
.3081
.3000
.2967
.2954
.2950
.2948
.2948
.2948
.2948
 
$250
.4948
.3966
.3235
.2703
.2351
.2139
.2020
.1958
.1928
.1914
.1908
.1906
.1905
 
$275
.4937
.3942
.3184
.2616
.2228
.1982
.1839
.1761
.1720
.1701
.1692
.1688
.1686
 
$380
.4901
.3903
.3062
.2400
.1905
.1558
.1329
.1186
.1101
.1053
.1027
.1014
.1007
 
$500
.4878
.3884
.3011
.2301
.1747
.1336
.1048
.0855
.0731
.0654
.0609
.0583
.0568
 
$550
.4872
.3879
.3000
.2280
.1712
.1287
.0984
.0778
.0643
.0558
.0507
.0477
.0460
 
$800
.4858
.3868
.2990
.2247
.1653
.1196
.0860
.0622
.0460
.0353
.0285
.0242
.0217
 
$1,000
.4854
.3865
.2988
.2244
.1643
.1178
.0834
.0587
.0416
.0302
.0228
.0181
.0152
69
$120
.5010
.4289
.3894
.3713
.3645
.3624
.3618
.3617
.3616
.3616
.3616
.3616
.3616
 
$160
.4976
.4086
.3527
.3206
.3050
.2984
.2959
.2951
.2949
.2948
.2948
.2948
.2948
 
$250
.4921
.3911
.3160
.2625
.2284
.2089
.1988
.1939
.1918
.1910
.1906
.1905
.1905
 
$275
.4910
.3888
.3108
.2534
.2153
.1924
.1799
.1736
.1707
.1694
.1688
.1686
.1686
 
$380
.4874
.3848
.2984
.2306
.1809
.1473
.1262
.1138
.1069
.1033
.1016
.1007
.1003
 
$500
.4851
.3830
.2931
.2201
.1639
.1235
.0961
.0787
.0681
.0620
.0587
.0569
.0561
 
$550
.4845
.3825
.2920
.2178
.1602
.1181
.0892
.0704
.0588
.0520
.0482
.0461
.0450
 
$800
.4832
.3815
.2907
.2142
.1535
.1080
.0755
.0534
.0391
.0302
.0249
.0219
.0202
 
$1,000
.4828
.3812
.2904
.2136
.1523
.1059
.0724
.0494
.0343
.0247
.0189
.0154
.0135
70
$120
.4986
.4228
.3843
.3684
.3633
.3620
.3617
.3616
.3616
.3616
.3616
.3616
.3616
 
$160
.4951
.4021
.3456
.3151
.3017
.2968
.2953
.2949
.2948
.2948
.2948
.2948
.2948
 
$250
.4897
.3850
.3074
.2534
.2208
.2036
.1957
.1923
.1911
.1906
.1905
.1905
.1905
 
$275
.4886
.3828
.3020
.2436
.2067
.1862
.1760
.1714
.1696
.1689
.1686
.1686
.1685
 
$380
.4850
.3793
.2894
.2195
.1698
.1378
.1190
.1090
.1040
.1017
.1007
.1003
.1002
 
$500
.4827
.3775
.2841
.2084
.1513
.1117
.0865
.0715
.0633
.0590
.0569
.0560
.0555
 
$550
.4821
.3770
.2829
.2060
.1472
.1059
.0790
.0627
.0535
.0486
.0461
.0449
.0444
 
$800
.4808
.3760
.2814
.2019
.1397
.0944
.0636
.0439
.0321
.0254
.0218
.0200
.0190
 
$1,000
.4804
.3757
.2812
.2011
.1382
.0918
.0599
.0393
.0267
.0194
.0153
.0132
.0121
71
$120
.4970
.4169
.3796
.3661
.3625
.3618
.3616
.3616
.3616
.3616
.3616
.3616
.3616
 
$160
.4935
.3959
.3387
.3101
.2992
.2958
.2950
.2948
.2948
.2948
.2948
.2948
.2948
 
$250
.4881
.3795
.2989
.2445
.2138
.1992
.1934
.1913
.1907
.1905
.1905
.1904
.1904
 
$275
.4870
.3777
.2935
.2342
.1987
.1808
.1729
.1699
.1689
.1686
.1685
.1685
.1685
 
$380
.4835
.3749
.2811
.2088
.1590
.1290
.1129
.1053
.1020
.1007
.1003
.1001
.1001
 
$500
.4812
.3731
.2758
.1971
.1390
.1006
.0779
.0657
.0597
.0570
.0559
.0555
.0553
 
$550
.4806
.3727
.2748
.1946
.1346
.0942
.0697
.0562
.0494
.0462
.0449
.0443
.0441
 
$800
.4793
.3716
.2731
.1902
.1262
.0813
.0526
.0357
.0266
.0220
.0199
.0189
.0185
 
$1,000
.4789
.3714
.2729
.1893
.1244
.0784
.0484
.0305
.0206
.0155
.0131
.0120
.0115
72
$120
.4959
.4088
.3736
.3637
.3619
.3616
.3616
.3616
.3616
.3616
.3616
.3616
.3616
 
$160
.4925
.3877
.3294
.3041
.2966
.2950
.2948
.2948
.2948
.2948
.2948
.2948
.2948
 
$250
.4871
.3744
.2878
.2326
.2052
.1946
.1914
.1906
.1905
.1905
.1904
.1904
.1904
 
$275
.4860
.3736
.2824
.2214
.1887
.1748
.1702
.1689
.1686
.1685
.1685
.1685
.1685
 
$380
.4824
.3708
.2707
.1943
.1447
.1182
.1064
.1020
.1006
.1002
.1001
.1001
.1001
 
$500
.4801
.3691
.2660
.1822
.1225
.0864
.0679
.0598
.0567
.0557
.0554
.0553
.0552
 
$550
.4795
.3686
.2651
.1796
.1176
.0792
.0588
.0495
.0459
.0446
.0442
.0440
.0440
 
$800
.4782
.3676
.2636
.1750
.1081
.0642
.0393
.0269
.0214
.0193
.0186
.0183
.0183
 
$1,000
.4779
.3673
.2634
.1740
.1059
.0606
.0343
.0209
.0149
.0125
.0116
.0113
.0112
73
$120
.4956
.3998
.3680
.3622
.3617
.3616
.3616
.3616
.3616
.3616
.3616
.3616
.3616
 
$160
.4922
.3792
.3194
.2990
.2952
.2948
.2948
.2948
.2948
.2948
.2948
.2948
.2948
 
$250
.4868
.3724
.2761
.2200
.1975
.1916
.1906
.1905
.1904
.1904
.1904
.1904
.1904
 
$275
.4857
.3715
.2711
.2077
.1792
.1706
.1688
.1685
.1685
.1685
.1685
.1685
.1685
 
$380
.4822
.3688
.2612
.1790
.1299
.1086
.1019
.1004
.1001
.1001
.1001
.1001
.1001
 
$500
.4799
.3671
.2578
.1669
.1049
.0727
.0601
.0563
.0554
.0553
.0552
.0552
.0552
 
$550
.4793
.3666
.2572
.1645
.0995
.0644
.0500
.0454
.0443
.0440
.0440
.0440
.0440
 
$800
.4780
.3656
.2563
.1600
.0887
.0469
.0277
.0208
.0188
.0184
.0183
.0182
.0182
 
$1,000
.4776
.3653
.2561
.1590
.0862
.0425
.0218
.0142
.0119
.0113
.0112
.0111
.0111
74
$120
.4956
.3938
.3650
.3618
.3616
.3616
.3616
.3616
.3616
.3616
.3616
.3616
.3616
 
$160
.4922
.3761
.3128
.2966
.2948
.2948
.2948
.2948
.2948
.2948
.2948
.2948
.2948
 
$250
.4868
.3720
.2687
.2119
.1938
.1907
.1905
.1904
.1904
.1904
.1904
.1904
.1904
 
$275
.4857
.3712
.2642
.1987
.1742
.1691
.1686
.1685
.1685
.1685
.1685
.1685
.1685
 
$380
.4822
.3685
.2565
.1690
.1205
.1040
.1006
.1001
.1001
.1001
.1001
.1001
.1001
 
$500
.4798
.3667
.2547
.1575
.0934
.0650
.0570
.0555
.0553
.0552
.0552
.0552
.0552
 
$550
.4793
.3663
.2544
.1553
.0876
.0559
.0463
.0443
.0440
.0440
.0440
.0440
.0440
 
$800
.4779
.3653
.2537
.1514
.0761
.0365
.0223
.0189
.0183
.0183
.0182
.0182
.0182
 
$1,000
.4776
.3650
.2535
.1506
.0734
.0315
.0159
.0120
.0112
.0112
.0111
.0111
.0111
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 3
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0091
.0269
.0496
.0756
.1347
.2009
.2724
.3483
37
$120
.0084
.0253
.0470
.0721
.1296
.1943
.2646
.3395
38
$120
.0077
.0237
.0445
.0687
.1245
.1878
.2568
.3306
39
$120
.0071
.0221
.0420
.0653
.1194
.1813
.2491
.3218
40
$120
.0064
.0206
.0395
.0619
.1144
.1747
.2413
.3129
 
$160
.0064
.0204
.0393
.0615
.1136
.1735
.2396
.3107
41
$120
.0058
.0191
.0371
.0586
.1093
.1682
.2335
.3040
 
$160
.0058
.0190
.0369
.0582
.1086
.1670
.2318
.3019
42
$120
.0053
.0176
.0347
.0552
.1043
.1616
.2256
.2950
 
$160
.0052
.0175
.0345
.0549
.1035
.1605
.2240
.2929
43
$120
.0047
.0162
.0324
.0520
.0993
.1551
.2177
.2860
 
$160
.0047
.0161
.0321
.0516
.0986
.1540
.2162
.2840
44
$120
.0042
.0149
.0301
.0488
.0944
.1486
.2100
.2772
 
$160
.0042
.0148
.0299
.0485
.0937
.1476
.2085
.2752
45
$120
.0037
.0134
.0276
.0453
.0889
.1415
.2014
.2674
 
$160
.0036
.0133
.0274
.0449
.0883
.1405
.2000
.2655
46
$120
.0031
.0120
.0251
.0418
.0835
.1344
.1928
.2585
 
$160
.0031
.0119
.0250
.0415
.0829
.1334
.1915
.2558
47
$120
.0027
.0106
.0228
.0384
.0782
.1274
.1844
.2521
 
$160
.0027
.0106
.0227
.0382
.0777
.1265
.1831
.2462
 
$250
.0026
.0104
.0224
.0378
.0768
.1251
.1811
.2435
48
$120
.0023
.0094
.0206
.0352
.0729
.1204
.1759
.2457
 
$160
.0022
.0093
.0204
.0349
.0724
.1196
.1746
.2364
 
$250
.0022
.0092
.0202
.0345
.0717
.1183
.1727
.2338
 
$275
.0022
.0092
.0201
.0344
.0715
.1180
.1723
.2333
49
$120
.0019
.0082
.0184
.0320
.0678
.1134
.1693
.2394
 
$160
.0019
.0081
.0183
.0317
.0673
.1126
.1662
.2267
 
$250
.0018
.0080
.0181
.0314
.0666
.1114
.1644
.2242
 
$275
.0018
.0080
.0180
.0313
.0664
.1112
.1640
.2237
50
$120
.0015
.0071
.0164
.0290
.0628
.1067
.1634
.2331
 
$160
.0015
.0070
.0163
.0288
.0624
.1059
.1579
.2185
 
$250
.0015
.0070
.0161
.0284
.0617
.1048
.1562
.2147
 
$275
.0015
.0069
.0160
.0284
.0616
.1045
.1559
.2142
51
$120
.0012
.0061
.0145
.0261
.0579
.1000
.1576
.2270
 
$160
.0012
.0060
.0144
.0259
.0575
.0993
.1497
.2116
 
$250
.0012
.0060
.0142
.0256
.0569
.0982
.1481
.2052
 
$275
.0012
.0060
.0142
.0255
.0568
.0980
.1477
.2048
52
$120
.0010
.0051
.0126
.0232
.0531
.0943
.1516
.2209
 
$160
.0010
.0051
.0125
.0231
.0527
.0926
.1414
.2047
 
$250
.0010
.0050
.0124
.0228
.0521
.0916
.1398
.1955
 
$275
.0010
.0050
.0124
.0227
.0520
.0914
.1395
.1951
 
$380
.0010
.0050
.0123
.0226
.0516
.0907
.1384
.1936
53
$120
.0008
.0043
.0109
.0205
.0483
.0891
.1457
.2150
 
$160
.0008
.0042
.0108
.0204
.0480
.0859
.1349
.1977
 
$250
.0008
.0042
.0107
.0201
.0474
.0850
.1315
.1857
 
$275
.0008
.0042
.0107
.0201
.0473
.0848
.1312
.1853
 
$380
.0008
.0042
.0106
.0199
.0470
.0842
.1302
.1840
54
$120
.0006
.0035
.0093
.0179
.0437
.0841
.1399
.2093
 
$160
.0006
.0035
.0092
.0178
.0434
.0794
.1286
.1909
 
$250
.0006
.0035
.0091
.0176
.0429
.0785
.1233
.1760
 
$275
.0006
.0034
.0091
.0176
.0428
.0783
.1230
.1756
 
$380
.0006
.0034
.0090
.0175
.0425
.0778
.1221
.1743
55
$120
.0004
.0028
.0078
.0156
.0393
.0791
.1343
.2038
 
$160
.0004
.0028
.0078
.0155
.0391
.0731
.1224
.1842
 
$250
.0004
.0028
.0077
.0153
.0386
.0723
.1152
.1665
 
$275
.0004
.0028
.0077
.0153
.0385
.0721
.1149
.1661
 
$380
.0004
.0028
.0076
.0152
.0383
.0716
.1141
.1649
 
$500
.0004
.0028
.0076
.0151
.0381
.0712
.1136
.1641
56
$120
.0003
.0022
.0065
.0133
.0355
.0741
.1287
.1982
 
$160
.0003
.0022
.0064
.0132
.0347
.0678
.1161
.1775
 
$250
.0003
.0022
.0064
.0131
.0344
.0659
.1070
.1585
 
$275
.0003
.0022
.0064
.0130
.0343
.0658
.1067
.1563
 
$380
.0003
.0022
.0063
.0129
.0340
.0653
.1060
.1551
 
$500
.0003
.0022
.0063
.0129
.0339
.0650
.1055
.1544
 
$550
.0003
.0022
.0063
.0129
.0338
.0649
.1053
.1542
57
$120
.0002
.0017
.0053
.0112
.0320
.0693
.1233
.1927
 
$160
.0002
.0017
.0053
.0111
.0306
.0627
.1099
.1710
 
$250
.0002
.0017
.0052
.0110
.0303
.0598
.0989
.1507
 
$275
.0002
.0017
.0052
.0110
.0302
.0596
.0987
.1480
 
$380
.0002
.0017
.0051
.0109
.0300
.0592
.0980
.1455
 
$500
.0002
.0017
.0051
.0109
.0299
.0589
.0975
.1448
 
$550
.0002
.0017
.0051
.0109
.0298
.0589
.0974
.1446
58
$120
.0002
.0014
.0043
.0095
.0290
.0650
.1184
.1879
 
$160
.0002
.0013
.0043
.0094
.0270
.0581
.1043
.1652
 
$250
.0002
.0013
.0042
.0093
.0267
.0542
.0922
.1435
 
$275
.0002
.0013
.0042
.0093
.0267
.0541
.0912
.1406
 
$380
.0002
.0013
.0042
.0092
.0265
.0537
.0905
.1365
 
$500
.0002
.0013
.0042
.0092
.0263
.0534
.0901
.1358
 
$550
.0002
.0013
.0042
.0092
.0263
.0533
.0900
.1357
59
$120
.0001
.0010
.0035
.0079
.0261
.0608
.1136
.1832
 
$160
.0001
.0010
.0034
.0078
.0237
.0536
.0989
.1594
 
$250
.0001
.0010
.0034
.0077
.0233
.0487
.0860
.1364
 
$275
.0001
.0010
.0034
.0077
.0232
.0486
.0844
.1333
 
$380
.0001
.0010
.0034
.0077
.0231
.0482
.0832
.1275
 
$500
.0001
.0010
.0033
.0076
.0230
.0480
.0828
.1269
 
$550
.0001
.0010
.0033
.0076
.0229
.0480
.0827
.1267
60
$120
.0001
.0007
.0027
.0064
.0232
.0566
.1088
.1785
 
$160
.0001
.0007
.0027
.0063
.0208
.0492
.0934
.1536
 
$250
.0001
.0007
.0026
.0063
.0200
.0433
.0798
.1292
 
$275
.0001
.0007
.0026
.0063
.0199
.0432
.0781
.1259
 
$380
.0001
.0007
.0026
.0062
.0198
.0429
.0758
.1186
 
$500
.0001
.0007
.0026
.0062
.0197
.0427
.0755
.1179
 
$550
.0001
.0007
.0026
.0062
.0197
.0426
.0754
.1177
 
$800
.0001
.0007
.0026
.0062
.0196
.0425
.0752
.1174
61
$120
.0000
.0005
.0020
.0052
.0205
.0526
.1041
.1740
 
$160
.0000
.0005
.0020
.0051
.0181
.0449
.0881
.1479
 
$250
.0000
.0005
.0020
.0050
.0169
.0387
.0737
.1222
 
$275
.0000
.0005
.0020
.0050
.0169
.0381
.0719
.1186
 
$380
.0000
.0005
.0020
.0050
.0168
.0378
.0687
.1106
 
$500
.0000
.0005
.0020
.0049
.0167
.0376
.0683
.1090
 
$550
.0000
.0005
.0020
.0049
.0167
.0375
.0682
.1089
 
$800
.0000
.0005
.0020
.0049
.0166
.0374
.0681
.1086
62
$120
.0000
.0004
.0015
.0041
.0179
.0485
.0993
.1694
 
$160
.0000
.0004
.0015
.0039
.0155
.0407
.0827
.1423
 
$250
.0000
.0004
.0015
.0039
.0141
.0343
.0677
.1152
 
$275
.0000
.0004
.0015
.0039
.0140
.0335
.0657
.1114
 
$380
.0000
.0004
.0015
.0038
.0139
.0328
.0616
.1027
 
$500
.0000
.0003
.0015
.0038
.0139
.0326
.0613
.1002
 
$550
.0000
.0003
.0015
.0038
.0138
.0326
.0612
.1000
 
$800
.0000
.0003
.0014
.0038
.0138
.0325
.0610
.0998
 
$1,000
.0000
.0003
.0014
.0038
.0138
.0325
.0610
.0997
63
$120
.0000
.0002
.0010
.0032
.0154
.0445
.0945
.1648
 
$160
.0000
.0002
.0010
.0029
.0130
.0365
.0773
.1365
 
$250
.0000
.0002
.0010
.0029
.0113
.0299
.0616
.1080
 
$275
.0000
.0002
.0010
.0029
.0113
.0291
.0595
.1040
 
$380
.0000
.0002
.0010
.0029
.0112
.0279
.0550
.0946
 
$500
.0000
.0002
.0010
.0028
.0112
.0278
.0542
.0913
 
$550
.0000
.0002
.0010
.0028
.0112
.0278
.0541
.0911
 
$800
.0000
.0002
.0010
.0028
.0111
.0277
.0540
.0908
 
$1,000
.0000
.0002
.0010
.0028
.0111
.0277
.0539
.0907
64
$120
.0000
.0001
.0007
.0024
.0131
.0405
.0897
.1603
 
$160
.0000
.0001
.0007
.0021
.0107
.0324
.0719
.1307
 
$250
.0000
.0001
.0007
.0021
.0090
.0257
.0556
.1009
 
$275
.0000
.0001
.0007
.0020
.0089
.0249
.0534
.0966
 
$380
.0000
.0001
.0007
.0020
.0088
.0233
.0486
.0866
 
$500
.0000
.0001
.0007
.0020
.0088
.0232
.0473
.0829
 
$550
.0000
.0001
.0007
.0020
.0088
.0232
.0473
.0822
 
$800
.0000
.0001
.0007
.0020
.0087
.0231
.0471
.0820
 
$1,000
.0000
.0001
.0007
.0020
.0087
.0231
.0471
.0819
65
$120
.0000
.0001
.0005
.0017
.0109
.0365
.0849
.1558
 
$160
.0000
.0001
.0004
.0015
.0086
.0284
.0665
.1250
 
$250
.0000
.0001
.0004
.0014
.0070
.0217
.0498
.0938
 
$275
.0000
.0001
.0004
.0014
.0069
.0209
.0475
.0893
 
$380
.0000
.0001
.0004
.0014
.0067
.0192
.0424
.0787
 
$500
.0000
.0001
.0004
.0014
.0067
.0189
.0408
.0745
 
$550
.0000
.0001
.0004
.0014
.0066
.0189
.0406
.0737
 
$800
.0000
.0001
.0004
.0014
.0066
.0189
.0405
.0732
 
$1,000
.0000
.0001
.0004
.0014
.0066
.0188
.0405
.0732
66
$120
.0000
.0000
.0003
.0012
.0088
.0327
.0801
.1513
 
$160
.0000
.0000
.0002
.0010
.0068
.0246
.0612
.1192
 
$250
.0000
.0000
.0002
.0009
.0053
.0180
.0440
.0868
 
$275
.0000
.0000
.0002
.0009
.0051
.0172
.0417
.0821
 
$380
.0000
.0000
.0002
.0009
.0049
.0154
.0365
.0709
 
$500
.0000
.0000
.0002
.0009
.0048
.0150
.0347
.0664
 
$550
.0000
.0000
.0002
.0009
.0048
.0150
.0343
.0654
 
$800
.0000
.0000
.0002
.0009
.0048
.0150
.0342
.0646
 
$1,000
.0000
.0000
.0002
.0009
.0048
.0150
.0342
.0646
67
$120
.0000
.0000
.0001
.0007
.0069
.0286
.0749
.1466
 
$160
.0000
.0000
.0001
.0006
.0050
.0207
.0555
.1131
 
$250
.0000
.0000
.0001
.0005
.0037
.0143
.0380
.0792
 
$275
.0000
.0000
.0001
.0005
.0035
.0135
.0357
.0743
 
$380
.0000
.0000
.0001
.0005
.0032
.0118
.0304
.0626
 
$500
.0000
.0000
.0001
.0005
.0032
.0113
.0284
.0577
 
$550
.0000
.0000
.0001
.0005
.0032
.0112
.0280
.0567
 
$800
.0000
.0000
.0001
.0005
.0032
.0112
.0278
.0555
 
$1,000
.0000
.0000
.0001
.0005
.0032
.0112
.0277
.0555
68
$120
.0000
.0000
.0001
.0004
.0051
.0245
.0696
.1419
 
$160
.0000
.0000
.0001
.0003
.0035
.0168
.0497
.1068
 
$250
.0000
.0000
.0000
.0002
.0024
.0108
.0321
.0715
 
$275
.0000
.0000
.0000
.0002
.0022
.0101
.0297
.0664
 
$380
.0000
.0000
.0000
.0002
.0020
.0085
.0244
.0542
 
$500
.0000
.0000
.0000
.0002
.0020
.0080
.0224
.0491
 
$550
.0000
.0000
.0000
.0002
.0020
.0079
.0220
.0480
 
$800
.0000
.0000
.0000
.0002
.0019
.0079
.0216
.0466
 
$1,000
.0000
.0000
.0000
.0002
.0019
.0079
.0216
.0465
69
$120
.0000
.0000
.0000
.0002
.0036
.0207
.0644
.1374
 
$160
.0000
.0000
.0000
.0001
.0023
.0134
.0441
.1007
 
$250
.0000
.0000
.0000
.0001
.0014
.0079
.0266
.0640
 
$275
.0000
.0000
.0000
.0001
.0013
.0073
.0243
.0588
 
$380
.0000
.0000
.0000
.0001
.0011
.0059
.0192
.0464
 
$500
.0000
.0000
.0000
.0001
.0011
.0054
.0172
.0411
 
$550
.0000
.0000
.0000
.0001
.0011
.0053
.0167
.0400
 
$800
.0000
.0000
.0000
.0001
.0011
.0052
.0163
.0383
 
$1,000
.0000
.0000
.0000
.0001
.0011
.0052
.0162
.0381
70
$120
.0000
.0000
.0000
.0001
.0022
.0165
.0583
.1323
 
$160
.0000
.0000
.0000
.0000
.0013
.0098
.0376
.0936
 
$250
.0000
.0000
.0000
.0000
.0007
.0051
.0205
.0554
 
$275
.0000
.0000
.0000
.0000
.0006
.0045
.0183
.0500
 
$380
.0000
.0000
.0000
.0000
.0005
.0034
.0136
.0374
 
$500
.0000
.0000
.0000
.0000
.0005
.0030
.0117
.0321
 
$550
.0000
.0000
.0000
.0000
.0004
.0029
.0113
.0309
 
$800
.0000
.0000
.0000
.0000
.0004
.0029
.0108
.0292
 
$1,000
.0000
.0000
.0000
.0000
.0004
.0029
.0108
.0289
71
$120
.0000
.0000
.0000
.0000
.0012
.0125
.0524
.1276
 
$160
.0000
.0000
.0000
.0000
.0006
.0066
.0314
.0867
 
$250
.0000
.0000
.0000
.0000
.0003
.0029
.0150
.0469
 
$275
.0000
.0000
.0000
.0000
.0002
.0025
.0130
.0415
 
$380
.0000
.0000
.0000
.0000
.0002
.0017
.0089
.0291
 
$500
.0000
.0000
.0000
.0000
.0001
.0014
.0073
.0238
 
$550
.0000
.0000
.0000
.0000
.0001
.0014
.0070
.0228
 
$800
.0000
.0000
.0000
.0000
.0001
.0013
.0065
.0210
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0013
.0064
.0207
72
$120
.0000
.0000
.0000
.0000
.0004
.0078
.0443
.1216
 
$160
.0000
.0000
.0000
.0000
.0001
.0033
.0232
.0774
 
$250
.0000
.0000
.0000
.0000
.0000
.0010
.0086
.0358
 
$275
.0000
.0000
.0000
.0000
.0000
.0008
.0071
.0304
 
$380
.0000
.0000
.0000
.0000
.0000
.0005
.0040
.0187
 
$500
.0000
.0000
.0000
.0000
.0000
.0003
.0030
.0140
 
$550
.0000
.0000
.0000
.0000
.0000
.0003
.0028
.0131
 
$800
.0000
.0000
.0000
.0000
.0000
.0003
.0025
.0115
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0003
.0024
.0112
73
$120
.0000
.0000
.0000
.0000
.0001
.0036
.0353
.1160
 
$160
.0000
.0000
.0000
.0000
.0000
.0010
.0147
.0674
 
$250
.0000
.0000
.0000
.0000
.0000
.0002
.0034
.0241
 
$275
.0000
.0000
.0000
.0000
.0000
.0001
.0025
.0191
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0010
.0092
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0058
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0005
.0052
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0042
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0040
74
$120
.0000
.0000
.0000
.0000
.0000
.0017
.0293
.1130
 
$160
.0000
.0000
.0000
.0000
.0000
.0003
.0096
.0608
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0013
.0167
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0122
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0045
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0023
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0019
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0014
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0013
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 3
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9294
.9176
.9068
.8967
.8873
.8784
.8699
.8618
.8540
.8465
.8392
.8322
.8254
2
.9251
.9126
.9012
.8906
.8807
.8713
.8623
.8538
.8456
.8377
.8301
.8227
.8155
3
.9196
.9063
.8942
.8829
.8723
.8623
.8528
.8436
.8349
.8265
.8183
.8105
.8028
4
.9140
.9000
.8871
.8751
.8638
.8532
.8431
.8334
.8241
.8151
.8065
.7981
.7899
5
.9085
.8936
.8799
.8672
.8553
.8440
.8333
.8230
.8132
.8037
.7945
.7856
.7770
6
.9029
.8872
.8727
.8593
.8467
.8348
.8235
.8126
.8022
.7922
.7825
.7731
.7640
7
.8973
.8807
.8655
.8514
.8381
.8255
.8135
.8021
.7911
.7805
.7702
.7604
.7508
8
.8918
.8743
.8583
.8434
.8294
.8161
.8035
.7915
.7799
.7687
.7580
.7476
.7376
9
.8862
.8678
.8510
.8354
.8207
.8068
.7935
.7808
.7687
.7570
.7457
.7348
.7243
10
.8806
.8614
.8438
.8274
.8119
.7973
.7834
.7702
.7574
.7452
.7334
.7221
.7110
11
.8751
.8550
.8365
.8193
.8032
.7879
.7734
.7595
.7462
.7335
.7211
.7093
.6978
12
.8694
.8484
.8291
.8112
.7943
.7783
.7631
.7487
.7348
.7215
.7087
.6963
.6843
13
.8638
.8419
.8217
.8029
.7853
.7687
.7528
.7378
.7233
.7094
.6961
.6832
.6708
14
.8581
.8352
.8142
.7946
.7762
.7589
.7424
.7267
.7117
.6972
.6834
.6701
.6572
15
.8524
.8286
.8067
.7863
.7672
.7491
.7320
.7157
.7001
.6851
.6708
.6570
.6437
16
.8467
.8219
.7991
.7779
.7580
.7393
.7215
.7046
.6884
.6729
.6581
.6438
.6301
17
.8409
.8152
.7915
.7694
.7488
.7293
.7109
.6934
.6766
.6606
.6453
.6306
.6164
18
.8352
.8084
.7838
.7610
.7396
.7194
.7003
.6821
.6648
.6483
.6325
.6174
.6028
19
.8293
.8015
.7760
.7523
.7302
.7093
.6895
.6708
.6529
.6359
.6196
.6040
.5891
20
.8235
.7947
.7683
.7437
.7208
.6992
.6788
.6595
.6411
.6236
.6068
.5908
.5755
21
.8176
.7878
.7604
.7350
.7113
.6890
.6680
.6481
.6291
.6111
.5940
.5776
.5619
22
.8116
.7807
.7524
.7262
.7017
.6787
.6570
.6365
.6170
.5985
.5809
.5641
.5480
23
.8057
.7737
.7445
.7173
.6921
.6684
.6460
.6249
.6050
.5860
.5680
.5508
.5344
24
.7996
.7666
.7363
.7083
.6823
.6579
.6349
.6132
.5928
.5733
.5549
.5373
.5206
25
.7935
.7594
.7281
.6993
.6724
.6473
.6237
.6015
.5805
.5606
.5417
.5238
.5067
26
.7874
.7521
.7199
.6902
.6625
.6367
.6125
.5897
.5683
.5479
.5287
.5104
.4930
27
.7812
.7448
.7116
.6810
.6526
.6261
.6013
.5779
.5560
.5352
.5156
.4969
.4792
28
.7750
.7375
.7033
.6717
.6425
.6153
.5899
.5660
.5436
.5224
.5024
.4834
.4654
29
.7687
.7301
.6949
.6625
.6325
.6046
.5786
.5542
.5313
.5097
.4893
.4700
.4517
30
.7624
.7226
.6863
.6530
.6223
.5937
.5670
.5421
.5187
.4967
.4760
.4564
.4378
31
.7559
.7150
.6777
.6435
.6120
.5827
.5555
.5300
.5062
.4838
.4627
.4427
.4239
32
.7494
.7073
.6689
.6338
.6015
.5716
.5437
.5178
.4935
.4707
.4492
.4290
.4098
33
.7429
.6996
.6602
.6242
.5911
.5605
.5320
.5056
.4808
.4576
.4358
.4153
.3959
34
.7364
.6918
.6514
.6145
.5805
.5493
.5202
.4932
.4681
.4445
.4223
.4015
.3818
35
.7297
.6839
.6424
.6046
.5699
.5379
.5083
.4808
.4551
.4312
.4087
.3876
.3676
36
.7231
.6760
.6335
.5947
.5592
.5266
.4964
.4684
.4423
.4179
.3951
.3737
.3535
37
.7163
.6680
.6243
.5846
.5483
.5150
.4842
.4557
.4292
.4044
.3813
.3596
.3391
38
.7095
.6599
.6151
.5745
.5374
.5033
.4720
.4429
.4160
.3908
.3673
.3453
.3247
39
.7028
.6518
.6059
.5644
.5265
.4917
.4597
.4302
.4028
.3773
.3535
.3312
.3103
40
.6960
.6437
.5967
.5542
.5155
.4800
.4475
.4174
.3896
.3637
.3395
.3170
.2960
41
.6892
.6356
.5875
.5440
.5044
.4683
.4352
.4046
.3763
.3500
.3256
.3029
.2817
42
.6823
.6274
.5781
.5337
.4933
.4564
.4227
.3916
.3628
.3362
.3115
.2886
.2674
43
.6756
.6192
.5688
.5234
.4821
.4446
.4102
.3786
.3494
.3225
.2976
.2746
.2533
44
.6689
.6112
.5596
.5132
.4711
.4328
.3978
.3657
.3362
.3090
.2839
.2608
.2396
45
.6615
.6023
.5494
.5019
.4590
.4199
.3843
.3517
.3218
.2944
.2692
.2461
.2250
46
.6541
.5934
.5393
.4907
.4468
.4070
.3708
.3377
.3075
.2799
.2547
.2317
.2107
47
.6468
.5846
.5292
.4795
.4347
.3942
.3574
.3239
.2934
.2657
.2405
.2176
.1969
48
.6396
.5758
.5190
.4682
.4225
.3812
.3438
.3099
.2793
.2515
.2264
.2037
.1833
49
.6323
.5670
.5088
.4568
.4102
.3681
.3302
.2960
.2652
.2374
.2125
.1901
.1701
50
.6253
.5583
.4988
.4457
.3981
.3553
.3169
.2824
.2515
.2238
.1991
.1771
.1575
51
.6184
.5497
.4888
.4345
.3859
.3425
.3036
.2689
.2380
.2105
.1861
.1645
.1455
52
.6114
.5410
.4785
.4229
.3734
.3293
.2901
.2552
.2243
.1971
.1731
.1520
.1335
53
.6044
.5322
.4682
.4113
.3609
.3161
.2765
.2416
.2108
.1839
.1604
.1398
.1220
54
.5976
.5235
.4579
.3998
.3484
.3030
.2631
.2282
.1976
.1711
.1481
.1282
.1110
55
.5909
.5150
.4478
.3884
.3361
.2902
.2501
.2152
.1849
.1588
.1364
.1171
.1006
56
.5842
.5063
.4374
.3767
.3235
.2770
.2367
.2020
.1721
.1465
.1247
.1061
.0902
57
.5778
.4978
.4271
.3651
.3110
.2641
.2237
.1891
.1596
.1346
.1134
.0955
.0805
58
.5718
.4898
.4175
.3542
.2993
.2519
.2114
.1771
.1480
.1235
.1030
.0859
.0716
59
.5660
.4820
.4079
.3433
.2875
.2398
.1993
.1652
.1366
.1127
.0930
.0766
.0632
60
.5603
.4741
.3982
.3323
.2757
.2276
.1871
.1532
.1252
.1021
.0831
.0677
.0551
61
.5549
.4665
.3888
.3214
.2640
.2155
.1751
.1416
.1142
.0918
.0738
.0592
.0476
62
.5496
.4589
.3793
.3105
.2522
.2034
.1630
.1300
.1033
.0818
.0647
.0512
.0406
63
.5444
.4513
.3696
.2994
.2401
.1909
.1507
.1183
.0924
.0719
.0559
.0435
.0339
64
.5395
.4440
.3601
.2882
.2280
.1785
.1385
.1067
.0817
.0624
.0476
.0363
.0278
65
.5349
.4368
.3507
.2771
.2158
.1660
.1263
.0953
.0714
.0533
.0398
.0297
.0224
66
.5307
.4300
.3414
.2660
.2036
.1535
.1142
.0841
.0615
.0447
.0326
.0238
.0176
67
.5266
.4231
.3316
.2540
.1904
.1400
.1013
.0724
.0512
.0361
.0255
.0182
.0131
68
.5230
.4165
.3219
.2418
.1768
.1262
.0882
.0607
.0414
.0281
.0191
.0133
.0094
69
.5202
.4107
.3129
.2301
.1636
.1128
.0758
.0500
.0325
.0212
.0139
.0094
.0066
70
.5176
.4048
.3029
.2166
.1481
.0972
.0616
.0381
.0232
.0142
.0090
.0059
.0042
71
.5160
.4001
.2940
.2036
.1328
.0820
.0482
.0275
.0155
.0089
.0054
.0036
.0026
72
.5149
.3958
.2838
.1869
.1123
.0617
.0314
.0153
.0075
.0039
.0023
.0016
.0012
73
.5146
.3936
.2759
.1706
.0903
.0405
.0158
.0057
.0022
.0010
.0005
.0002
.0001
74
.5146
.3933
.2731
.1615
.0758
.0272
.0076
.0018
.0004
.0001
.0000
.0000
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 3
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0475
.0970
.1481
.2002
.3066
.4148
.5244
.6350
2
.0000
.0465
.0953
.1458
.1974
.3029
.4105
.5194
.6294
3
.0000
.0452
.0931
.1428
.1939
.2984
.4050
.5131
.6223
4
.0000
.0438
.0909
.1399
.1903
.2938
.3995
.5068
.6152
5
.0000
.0425
.0887
.1370
.1868
.2891
.3939
.5004
.6081
6
.0000
.0412
.0864
.1341
.1833
.2845
.3884
.4940
.6009
7
.0000
.0398
.0842
.1312
.1797
.2799
.3828
.4875
.5937
8
.0000
.0385
.0821
.1283
.1762
.2753
.3772
.4811
.5864
9
.0000
.0373
.0799
.1255
.1727
.2707
.3716
.4746
.5792
10
.0000
.0360
.0778
.1226
.1693
.2661
.3660
.4682
.5719
11
.0000
.0348
.0757
.1198
.1658
.2615
.3605
.4618
.5647
12
.0000
.0335
.0736
.1170
.1623
.2569
.3549
.4552
.5573
13
.0000
.0323
.0716
.1142
.1588
.2522
.3492
.4487
.5499
14
.0000
.0311
.0695
.1113
.1553
.2476
.3435
.4420
.5423
15
.0000
.0299
.0674
.1086
.1519
.2429
.3379
.4354
.5348
16
.0000
.0287
.0654
.1058
.1484
.2383
.3321
.4287
.5273
17
.0000
.0276
.0634
.1030
.1450
.2336
.3264
.4220
.5196
18
.0000
.0265
.0614
.1002
.1415
.2289
.3206
.4152
.5119
19
.0000
.0254
.0594
.0975
.1381
.2242
.3148
.4083
.5042
20
.0000
.0243
.0574
.0947
.1346
.2195
.3090
.4015
.4964
21
.0000
.0232
.0555
.0920
.1312
.2148
.3031
.3946
.4886
22
.0000
.0222
.0535
.0892
.1277
.2100
.2971
.3875
.4806
23
.0000
.0211
.0516
.0865
.1242
.2052
.2911
.3805
.4726
24
.0000
.0201
.0497
.0838
.1208
.2003
.2850
.3734
.4645
25
.0000
.0191
.0478
.0810
.1172
.1954
.2789
.3662
.4563
26
.0000
.0181
.0459
.0783
.1138
.1906
.2728
.3589
.4481
27
.0000
.0172
.0440
.0756
.1103
.1856
.2666
.3516
.4398
28
.0000
.0162
.0422
.0729
.1068
.1807
.2604
.3443
.4314
29
.0000
.0153
.0404
.0702
.1033
.1757
.2542
.3369
.4230
30
.0000
.0144
.0385
.0675
.0998
.1707
.2478
.3294
.4145
31
.0000
.0136
.0367
.0648
.0962
.1656
.2414
.3218
.4058
32
.0000
.0127
.0349
.0621
.0926
.1605
.2349
.3141
.3971
33
.0000
.0119
.0331
.0595
.0891
.1554
.2284
.3064
.3883
34
.0000
.0110
.0314
.0568
.0856
.1502
.2218
.2986
.3795
35
.0000
.0102
.0296
.0541
.0820
.1450
.2152
.2907
.3706
36
.0000
.0095
.0279
.0515
.0785
.1398
.2085
.2828
.3616
37
.0000
.0087
.0262
.0488
.0749
.1346
.2018
.2748
.3525
38
.0000
.0080
.0246
.0462
.0713
.1293
.1950
.2667
.3433
39
.0000
.0073
.0230
.0436
.0678
.1240
.1882
.2586
.3341
40
.0000
.0067
.0214
.0410
.0643
.1188
.1814
.2505
.3249
41
.0000
.0061
.0198
.0385
.0608
.1135
.1746
.2424
.3156
42
.0000
.0055
.0183
.0360
.0574
.1083
.1678
.2342
.3063
43
.0000
.0049
.0169
.0336
.0540
.1031
.1610
.2260
.2970
44
.0000
.0044
.0155
.0313
.0507
.0980
.1543
.2180
.2878
45
.0000
.0038
.0139
.0286
.0470
.0923
.1469
.2091
.2776
46
.0000
.0033
.0124
.0261
.0434
.0867
.1395
.2002
.2674
47
.0000
.0028
.0110
.0237
.0399
.0812
.1323
.1914
.2574
48
.0000
.0023
.0097
.0213
.0365
.0757
.1250
.1826
.2472
49
.0000
.0019
.0085
.0191
.0332
.0704
.1178
.1737
.2370
50
.0000
.0016
.0074
.0170
.0301
.0652
.1108
.1651
.2270
51
.0000
.0013
.0063
.0150
.0271
.0602
.1038
.1565
.2169
52
.0000
.0010
.0053
.0131
.0241
.0551
.0968
.1477
.2067
53
.0000
.0008
.0044
.0113
.0213
.0502
.0898
.1390
.1963
54
.0000
.0006
.0036
.0096
.0186
.0454
.0830
.1303
.1861
55
.0000
.0005
.0030
.0081
.0162
.0408
.0764
.1218
.1760
56
.0000
.0003
.0023
.0067
.0138
.0363
.0697
.1131
.1656
57
.0000
.0002
.0018
.0055
.0117
.0320
.0632
.1046
.1553
58
.0000
.0002
.0014
.0045
.0098
.0282
.0573
.0966
.1457
59
.0000
.0001
.0011
.0036
.0082
.0246
.0515
.0888
.1361
60
.0000
.0001
.0008
.0028
.0066
.0211
.0458
.0809
.1264
61
.0000
.0000
.0006
.0021
.0053
.0179
.0403
.0733
.1169
62
.0000
.0000
.0004
.0016
.0041
.0149
.0350
.0657
.1074
63
.0000
.0000
.0002
.0011
.0030
.0120
.0298
.0581
.0978
64
.0000
.0000
.0001
.0007
.0022
.0094
.0249
.0508
.0882
65
.0000
.0000
.0001
.0004
.0015
.0071
.0203
.0436
.0788
66
.0000
.0000
.0000
.0003
.0009
.0052
.0161
.0368
.0696
67
.0000
.0000
.0000
.0001
.0005
.0035
.0121
.0299
.0598
68
.0000
.0000
.0000
.0001
.0003
.0021
.0085
.0233
.0501
69
.0000
.0000
.0000
.0000
.0001
.0012
.0056
.0175
.0411
70
.0000
.0000
.0000
.0000
.0000
.0005
.0031
.0116
.0311
71
.0000
.0000
.0000
.0000
.0000
.0002
.0014
.0069
.0222
72
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0026
.0119
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0041
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0012
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 3
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7513
.7024
.6582
.6179
.5810
.5471
.5157
.4872
.4717
.4585
.4472
.4374
.4290
37
$120
.7443
.6940
.6487
.6074
.5697
.5351
.5031
.4808
.4657
.4528
.4417
.4322
.4243
38
$120
.7372
.6856
.6391
.5969
.5583
.5230
.4923
.4747
.4598
.4471
.4363
.4273
.4203
39
$120
.7302
.6772
.6296
.5864
.5470
.5109
.4860
.4686
.4540
.4415
.4313
.4232
.4168
40
$120
.7231
.6688
.6200
.5758
.5356
.5003
.4798
.4627
.4483
.4363
.4270
.4196
.4136
 
$160
.7181
.6642
.6157
.5718
.5319
.4953
.4617
.4326
.4144
.3989
.3856
.3743
.3645
41
$120
.7161
.6604
.6104
.5652
.5241
.4940
.4737
.4568
.4428
.4317
.4231
.4162
.4107
 
$160
.7111
.6558
.6062
.5613
.5205
.4832
.4490
.4254
.4076
.3925
.3796
.3685
.3592
42
$120
.7090
.6519
.6007
.5545
.5125
.4877
.4676
.4510
.4378
.4276
.4195
.4130
.4079
 
$160
.7040
.6473
.5965
.5506
.5090
.4710
.4392
.4184
.4009
.3861
.3736
.3630
.3546
43
$120
.7019
.6434
.5910
.5438
.5056
.4815
.4616
.4457
.4334
.4237
.4161
.4101
.4054
 
$160
.6970
.6389
.5869
.5400
.4975
.4587
.4320
.4116
.3944
.3800
.3679
.3582
.3504
44
$120
.6950
.6350
.5814
.5332
.4994
.4754
.4560
.4409
.4293
.4202
.4130
.4075
.4033
 
$160
.6901
.6306
.5774
.5295
.4861
.4493
.4251
.4050
.3882
.3741
.3629
.3539
.3467
45
$120
.6873
.6258
.5709
.5216
.4924
.4686
.4501
.4358
.4248
.4163
.4097
.4048
.4010
 
$160
.6825
.6214
.5669
.5179
.4736
.4412
.4175
.3977
.3812
.3681
.3577
.3494
.3427
46
$120
.6796
.6165
.5603
.5145
.4854
.4622
.4446
.4311
.4207
.4127
.4068
.4024
.3991
 
$160
.6749
.6123
.5564
.5063
.4619
.4334
.4099
.3905
.3749
.3626
.3529
.3452
.3391
47
$120
.6721
.6074
.5499
.5076
.4786
.4564
.4395
.4266
.4168
.4096
.4042
.4003
.3974
 
$160
.6674
.6032
.5460
.4948
.4540
.4258
.4026
.3838
.3692
.3576
.3486
.3414
.3359
 
$250
.6601
.5966
.5401
.4894
.4437
.4023
.3647
.3378
.3156
.2970
.2812
.2678
.2565
48
$120
.6645
.5982
.5393
.5006
.4722
.4507
.4345
.4223
.4133
.4067
.4019
.3985
.3960
 
$160
.6599
.5941
.5355
.4831
.4462
.4182
.3954
.3776
.3637
.3529
.3445
.3380
.3330
 
$250
.6527
.5876
.5297
.4778
.4312
.3890
.3545
.3286
.3070
.2889
.2736
.2607
.2502
 
$275
.6512
.5862
.5285
.4767
.4302
.3881
.3500
.3212
.2980
.2784
.2619
.2479
.2361
49
$120
.6570
.5891
.5301
.4938
.4661
.4454
.4298
.4184
.4101
.4041
.3999
.3969
.3947
 
$160
.6524
.5850
.5250
.4727
.4385
.4107
.3887
.3718
.3586
.3485
.3407
.3348
.3304
 
$250
.6453
.5786
.5193
.4662
.4186
.3757
.3450
.3197
.2986
.2810
.2662
.2542
.2445
 
$275
.6438
.5773
.5181
.4651
.4176
.3748
.3387
.3117
.2890
.2700
.2540
.2406
.2294
50
$120
.6497
.5801
.5234
.4874
.4604
.4403
.4255
.4148
.4072
.4019
.3981
.3955
.3937
 
$160
.6452
.5761
.5147
.4652
.4309
.4037
.3826
.3664
.3539
.3445
.3374
.3321
.3282
 
$250
.6382
.5698
.5091
.4548
.4062
.3660
.3361
.3112
.2906
.2735
.2596
.2484
.2394
 
$275
.6367
.5685
.5079
.4538
.4053
.3618
.3291
.3026
.2805
.2620
.2465
.2338
.2235
51
$120
.6425
.5712
.5167
.4813
.4549
.4354
.4215
.4116
.4046
.3998
.3966
.3944
.3929
 
$160
.6381
.5672
.5043
.4576
.4235
.3970
.3767
.3612
.3495
.3408
.3344
.3297
.3263
 
$250
.6311
.5610
.4988
.4434
.3938
.3569
.3273
.3029
.2828
.2664
.2534
.2430
.2348
 
$275
.6296
.5597
.4977
.4424
.3929
.3511
.3197
.2937
.2721
.2542
.2395
.2276
.2181
52
$120
.6352
.5621
.5102
.4752
.4494
.4308
.4176
.4085
.4022
.3980
.3952
.3934
.3922
 
$160
.6308
.5582
.4937
.4499
.4163
.3905
.3709
.3562
.3454
.3374
.3317
.3276
.3246
 
$250
.6239
.5521
.4883
.4316
.3832
.3477
.3185
.2945
.2752
.2597
.2475
.2380
.2304
 
$275
.6225
.5508
.4872
.4306
.3802
.3413
.3104
.2849
.2638
.2466
.2328
.2218
.2130
 
$380
.6180
.5468
.4837
.4275
.3775
.3329
.2932
.2609
.2348
.2128
.1944
.1790
.1660
53
$120
.6280
.5529
.5038
.4693
.4441
.4264
.4141
.4057
.4001
.3965
.3941
.3926
.3916
 
$160
.6236
.5491
.4851
.4424
.4093
.3842
.3654
.3516
.3415
.3343
.3292
.3257
.3232
 
$250
.6168
.5431
.4778
.4198
.3739
.3386
.3098
.2865
.2680
.2535
.2421
.2333
.2264
 
$275
.6154
.5418
.4767
.4188
.3689
.3318
.3012
.2761
.2557
.2394
.2265
.2164
.2084
 
$380
.6109
.5379
.4732
.4158
.3648
.3195
.2807
.2502
.2247
.2034
.1857
.1709
.1586
54
$120
.6209
.5441
.4976
.4635
.4391
.4222
.4108
.4032
.3983
.3951
.3932
.3919
.3912
 
$160
.6166
.5401
.4777
.4351
.4026
.3782
.3602
.3473
.3381
.3316
.3271
.3241
.3220
 
$250
.6098
.5342
.4673
.4080
.3648
.3297
.3013
.2789
.2613
.2476
.2371
.2290
.2229
 
$275
.6084
.5330
.4662
.4071
.3593
.3224
.2922
.2677
.2482
.2328
.2208
.2114
.2041
 
$380
.6040
.5291
.4628
.4041
.3522
.3063
.2697
.2398
.2150
.1944
.1773
.1633
.1519
55
$120
.6140
.5381
.4917
.4580
.4344
.4184
.4078
.4010
.3967
.3940
.3924
.3914
.3909
 
$160
.6097
.5314
.4705
.4281
.3962
.3725
.3554
.3434
.3350
.3292
.3253
.3227
.3210
 
$250
.6031
.5256
.4570
.3989
.3559
.3210
.2934
.2718
.2550
.2422
.2325
.2252
.2198
 
$275
.6017
.5244
.4559
.3955
.3500
.3133
.2835
.2598
.2412
.2267
.2155
.2069
.2004
 
$380
.5973
.5205
.4526
.3926
.3398
.2947
.2593
.2299
.2056
.1857
.1694
.1563
.1459
 
$500
.5945
.5181
.4505
.3908
.3381
.2919
.2516
.2174
.1895
.1662
.1467
.1306
.1171
56
$120
.6070
.5321
.4856
.4525
.4298
.4147
.4050
.3990
.3953
.3931
.3918
.3910
.3906
 
$160
.6028
.5224
.4633
.4211
.3897
.3669
.3508
.3396
.3321
.3270
.3237
.3216
.3202
 
$250
.5962
.5167
.4464
.3898
.3468
.3124
.2855
.2648
.2490
.2371
.2282
.2217
.2170
 
$275
.5949
.5155
.4453
.3855
.3405
.3040
.2749
.2521
.2344
.2208
.2105
.2028
.1970
 
$380
.5906
.5118
.4421
.3808
.3270
.2837
.2487
.2199
.1963
.1771
.1618
.1497
.1402
 
$500
.5877
.5093
.4400
.3790
.3254
.2787
.2383
.2057
.1785
.1560
.1373
.1220
.1094
 
$550
.5870
.5087
.4395
.3785
.3250
.2784
.2379
.2029
.1748
.1514
.1320
.1158
.1026
57
$120
.6003
.5262
.4797
.4472
.4254
.4113
.4025
.3972
.3941
.3923
.3913
.3907
.3904
 
$160
.5961
.5136
.4563
.4143
.3835
.3616
.3465
.3363
.3295
.3251
.3224
.3206
.3196
 
$250
.5896
.5080
.4359
.3810
.3379
.3041
.2780
.2582
.2433
.2324
.2244
.2187
.2146
 
$275
.5883
.5068
.4349
.3763
.3312
.2951
.2667
.2448
.2280
.2154
.2060
.1991
.1940
 
$380
.5840
.5031
.4318
.3691
.3153
.2731
.2385
.2102
.1873
.1692
.1549
.1437
.1350
 
$500
.5812
.5007
.4297
.3673
.3129
.2657
.2265
.1945
.1680
.1462
.1284
.1140
.1023
 
$550
.5805
.5001
.4292
.3669
.3125
.2654
.2248
.1913
.1639
.1412
.1226
.1074
.0950
58
$120
.5941
.5209
.4746
.4427
.4217
.4085
.4006
.3959
.3932
.3918
.3910
.3905
.3903
 
$160
.5900
.5057
.4500
.4082
.3781
.3571
.3429
.3335
.3275
.3237
.3214
.3200
.3191
 
$250
.5836
.4999
.4267
.3728
.3299
.2967
.2714
.2524
.2385
.2284
.2213
.2162
.2127
 
$275
.5822
.4987
.4251
.3678
.3227
.2870
.2594
.2383
.2225
.2108
.2022
.1960
.1917
 
$380
.5780
.4951
.4220
.3580
.3054
.2633
.2290
.2013
.1794
.1622
.1488
.1385
.1306
 
$500
.5752
.4928
.4200
.3563
.3010
.2538
.2157
.1842
.1584
.1374
.1205
.1069
.0962
 
$550
.5746
.4922
.4195
.3559
.3007
.2531
.2130
.1806
.1538
.1320
.1142
.0998
.0884
59
$120
.5881
.5158
.4695
.4383
.4182
.4060
.3988
.3947
.3925
.3913
.3907
.3904
.3902
 
$160
.5840
.4999
.4438
.4023
.3729
.3528
.3395
.3310
.3257
.3225
.3205
.3194
.3188
 
$250
.5777
.4919
.4190
.3647
.3221
.2894
.2649
.2469
.2340
.2248
.2184
.2140
.2111
 
$275
.5763
.4907
.4156
.3593
.3143
.2792
.2523
.2321
.2173
.2065
.1988
.1934
.1896
 
$380
.5722
.4872
.4123
.3470
.2956
.2536
.2197
.1928
.1718
.1555
.1431
.1337
.1267
 
$500
.5694
.4849
.4104
.3454
.2892
.2428
.2050
.1741
.1490
.1289
.1129
.1004
.0906
 
$550
.5687
.4843
.4099
.3449
.2889
.2409
.2020
.1701
.1441
.1230
.1062
.0928
.0822
60
$120
.5822
.5106
.4645
.4339
.4148
.4035
.3972
.3937
.3919
.3910
.3905
.3903
.3902
 
$160
.5782
.4940
.4375
.3964
.3678
.3487
.3364
.3287
.3241
.3214
.3199
.3190
.3185
 
$250
.5718
.4839
.4112
.3567
.3143
.2823
.2587
.2417
.2297
.2215
.2159
.2122
.2097
 
$275
.5705
.4827
.4076
.3508
.3059
.2714
.2453
.2262
.2123
.2025
.1957
.1910
.1878
 
$380
.5664
.4792
.4025
.3373
.2857
.2438
.2105
.1845
.1644
.1492
.1378
.1293
.1231
 
$500
.5637
.4769
.4006
.3343
.2776
.2319
.1944
.1641
.1398
.1207
.1058
.0942
.0854
 
$550
.5630
.4764
.4001
.3339
.2770
.2294
.1910
.1597
.1344
.1143
.0985
.0861
.0766
 
$800
.5614
.4751
.3990
.3329
.2762
.2280
.1874
.1535
.1260
.1036
.0855
.0711
.0595
61
$120
.5765
.5055
.4595
.4297
.4117
.4014
.3958
.3928
.3914
.3907
.3904
.3902
.3902
 
$160
.5725
.4882
.4314
.3906
.3629
.3448
.3335
.3267
.3228
.3205
.3193
.3187
.3183
 
$250
.5663
.4761
.4037
.3488
.3067
.2754
.2527
.2368
.2259
.2185
.2137
.2106
.2086
 
$275
.5650
.4750
.3998
.3425
.2978
.2638
.2387
.2206
.2078
.1989
.1929
.1889
.1863
 
$380
.5609
.4715
.3929
.3278
.2759
.2343
.2017
.1766
.1575
.1433
.1329
.1254
.1200
 
$500
.5582
.4693
.3911
.3234
.2669
.2211
.1840
.1544
.1311
.1130
.0991
.0886
.0807
 
$550
.5575
.4687
.3906
.3230
.2652
.2184
.1803
.1496
.1252
.1062
.0914
.0801
.0715
 
$800
.5560
.4674
.3895
.3221
.2645
.2159
.1754
.1422
.1155
.0941
.0770
.0636
.0531
62
$120
.5710
.5004
.4546
.4257
.4087
.3994
.3945
.3921
.3910
.3905
.3903
.3902
.3901
 
$160
.5670
.4825
.4253
.3849
.3581
.3411
.3308
.3249
.3216
.3198
.3189
.3184
.3182
 
$250
.5609
.4683
.3961
.3409
.2991
.2686
.2470
.2322
.2223
.2159
.2118
.2092
.2077
 
$275
.5596
.4672
.3920
.3343
.2897
.2564
.2323
.2152
.2035
.1957
.1905
.1872
.1851
 
$380
.5555
.4639
.3834
.3184
.2662
.2249
.1930
.1688
.1509
.1378
.1285
.1219
.1173
 
$500
.5528
.4616
.3815
.3124
.2561
.2104
.1737
.1449
.1227
.1057
.0929
.0834
.0765
 
$550
.5522
.4611
.3811
.3120
.2540
.2073
.1696
.1397
.1163
.0983
.0847
.0744
.0668
 
$800
.5506
.4598
.3800
.3111
.2527
.2038
.1635
.1312
.1053
.0849
.0689
.0566
.0471
 
$1,000
.5502
.4595
.3797
.3109
.2525
.2036
.1632
.1302
.1036
.0825
.0659
.0529
.0428
63
$120
.5656
.4952
.4496
.4217
.4058
.3975
.3934
.3915
.3907
.3903
.3902
.3901
.3901
 
$160
.5617
.4766
.4191
.3792
.3533
.3375
.3284
.3233
.3206
.3192
.3186
.3182
.3181
 
$250
.5555
.4606
.3884
.3328
.2915
.2618
.2414
.2278
.2190
.2135
.2102
.2081
.2070
 
$275
.5543
.4595
.3840
.3258
.2815
.2490
.2259
.2101
.1996
.1927
.1884
.1857
.1841
 
$380
.5502
.4562
.3739
.3087
.2562
.2153
.1842
.1612
.1445
.1326
.1244
.1187
.1149
 
$500
.5476
.4540
.3718
.3017
.2451
.1994
.1634
.1355
.1144
.0986
.0870
.0787
.0727
 
$550
.5469
.4535
.3714
.3008
.2428
.1960
.1588
.1298
.1075
.0908
.0783
.0692
.0626
 
$800
.5454
.4522
.3703
.3000
.2406
.1913
.1516
.1200
.0952
.0759
.0612
.0500
.0416
 
$1,000
.5450
.4519
.3701
.2997
.2404
.1912
.1509
.1185
.0930
.0730
.0576
.0458
.0368
64
$120
.5605
.4900
.4447
.4178
.4032
.3959
.3925
.3911
.3905
.3902
.3902
.3901
.3901
 
$160
.5566
.4708
.4129
.3736
.3488
.3343
.3262
.3220
.3198
.3188
.3183
.3181
.3180
 
$250
.5505
.4532
.3807
.3248
.2839
.2553
.2362
.2238
.2161
.2115
.2088
.2073
.2064
 
$275
.5493
.4520
.3761
.3173
.2733
.2417
.2199
.2054
.1960
.1902
.1866
.1845
.1833
 
$380
.5453
.4488
.3653
.2990
.2464
.2059
.1758
.1539
.1385
.1279
.1208
.1160
.1130
 
$500
.5427
.4466
.3622
.2914
.2341
.1886
.1532
.1264
.1065
.0920
.0817
.0745
.0695
 
$550
.5420
.4461
.3618
.2897
.2315
.1848
.1482
.1202
.0992
.0837
.0725
.0646
.0590
 
$800
.5405
.4448
.3608
.2888
.2284
.1791
.1399
.1092
.0854
.0674
.0539
.0440
.0368
 
$1,000
.5401
.4445
.3605
.2886
.2283
.1787
.1387
.1073
.0828
.0640
.0499
.0393
.0315
65
$120
.5557
.4848
.4399
.4141
.4008
.3945
.3918
.3907
.3903
.3902
.3901
.3901
.3901
 
$160
.5519
.4650
.4066
.3680
.3445
.3313
.3243
.3208
.3192
.3185
.3182
.3181
.3180
 
$250
.5459
.4469
.3731
.3168
.2765
.2490
.2312
.2201
.2136
.2098
.2077
.2066
.2060
 
$275
.5446
.4448
.3682
.3089
.2652
.2346
.2141
.2010
.1929
.1880
.1852
.1836
.1827
 
$380
.5406
.4415
.3567
.2894
.2365
.1966
.1675
.1470
.1330
.1236
.1176
.1138
.1114
 
$500
.5381
.4394
.3528
.2810
.2232
.1778
.1432
.1176
.0990
.0859
.0769
.0708
.0667
 
$550
.5374
.4389
.3523
.2792
.2203
.1737
.1378
.1109
.0912
.0771
.0673
.0605
.0559
 
$800
.5359
.4377
.3514
.2776
.2162
.1671
.1284
.0985
.0760
.0594
.0473
.0386
.0325
 
$1,000
.5355
.4374
.3511
.2774
.2161
.1662
.1268
.0962
.0729
.0555
.0427
.0334
.0268
66
$120
.5514
.4796
.4351
.4106
.3986
.3933
.3913
.3905
.3902
.3901
.3901
.3901
.3901
 
$160
.5476
.4592
.4005
.3626
.3404
.3285
.3227
.3199
.3188
.3183
.3181
.3180
.3180
 
$250
.5416
.4407
.3655
.3089
.2692
.2429
.2266
.2169
.2114
.2085
.2069
.2061
.2058
 
$275
.5403
.4382
.3604
.3005
.2573
.2278
.2088
.1970
.1901
.1862
.1841
.1829
.1823
 
$380
.5364
.4347
.3483
.2798
.2268
.1875
.1596
.1405
.1279
.1199
.1149
.1120
.1102
 
$500
.5338
.4326
.3435
.2707
.2123
.1671
.1334
.1091
.0921
.0804
.0727
.0677
.0645
 
$550
.5332
.4321
.3430
.2687
.2091
.1626
.1276
.1019
.0837
.0711
.0626
.0570
.0534
 
$800
.5317
.4309
.3421
.2665
.2043
.1551
.1170
.0883
.0672
.0520
.0413
.0340
.0290
 
$1,000
.5313
.4306
.3418
.2663
.2039
.1539
.1150
.0855
.0636
.0476
.0362
.0283
.0228
67
$120
.5472
.4740
.4300
.4070
.3965
.3923
.3908
.3903
.3902
.3901
.3901
.3901
.3901
 
$160
.5434
.4531
.3938
.3568
.3363
.3259
.3212
.3192
.3184
.3181
.3180
.3180
.3180
 
$250
.5374
.4342
.3573
.3003
.2614
.2367
.2220
.2138
.2095
.2073
.2063
.2058
.2056
 
$275
.5362
.4317
.3520
.2915
.2488
.2207
.2034
.1932
.1876
.1846
.1831
.1824
.1821
 
$380
.5323
.4276
.3394
.2695
.2162
.1777
.1513
.1340
.1231
.1165
.1126
.1104
.1092
 
$500
.5298
.4256
.3341
.2596
.2005
.1557
.1232
.1005
.0852
.0752
.0689
.0650
.0627
 
$550
.5291
.4251
.3332
.2574
.1970
.1508
.1168
.0927
.0763
.0653
.0583
.0539
.0512
 
$800
.5277
.4239
.3323
.2545
.1915
.1422
.1049
.0775
.0581
.0447
.0356
.0297
.0258
 
$1,000
.5273
.4236
.3320
.2543
.1906
.1406
.1025
.0743
.0540
.0398
.0300
.0235
.0192
68
$120
.5435
.4682
.4249
.4036
.3947
.3915
.3905
.3902
.3901
.3901
.3901
.3901
.3901
 
$160
.5397
.4468
.3870
.3512
.3324
.3237
.3200
.3187
.3182
.3180
.3180
.3180
.3180
 
$250
.5338
.4278
.3489
.2916
.2537
.2307
.2179
.2112
.2080
.2065
.2059
.2056
.2055
 
$275
.5326
.4253
.3434
.2822
.2403
.2138
.1984
.1899
.1856
.1835
.1825
.1821
.1819
 
$380
.5287
.4210
.3304
.2589
.2055
.1680
.1433
.1279
.1188
.1136
.1108
.1093
.1086
 
$500
.5262
.4190
.3248
.2483
.1884
.1442
.1130
.0922
.0788
.0706
.0657
.0629
.0613
 
$550
.5255
.4185
.3237
.2460
.1847
.1388
.1061
.0839
.0694
.0602
.0547
.0515
.0496
 
$800
.5241
.4173
.3226
.2424
.1783
.1290
.0928
.0671
.0496
.0381
.0307
.0262
.0234
 
$1,000
.5237
.4170
.3223
.2421
.1772
.1271
.0899
.0633
.0449
.0326
.0246
.0196
.0165
69
$120
.5405
.4627
.4201
.4006
.3932
.3909
.3903
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5367
.4408
.3805
.3459
.3290
.3218
.3192
.3183
.3181
.3180
.3180
.3180
.3180
 
$250
.5309
.4219
.3409
.2832
.2464
.2253
.2144
.2092
.2069
.2060
.2056
.2055
.2055
 
$275
.5297
.4194
.3353
.2733
.2322
.2076
.1941
.1873
.1841
.1827
.1821
.1819
.1818
 
$380
.5258
.4151
.3219
.2488
.1952
.1589
.1361
.1227
.1153
.1115
.1096
.1087
.1083
 
$500
.5233
.4132
.3162
.2374
.1768
.1332
.1037
.0848
.0735
.0669
.0633
.0614
.0605
 
$550
.5227
.4127
.3149
.2350
.1728
.1274
.0962
.0760
.0635
.0561
.0520
.0498
.0486
 
$800
.5212
.4115
.3136
.2310
.1656
.1165
.0814
.0576
.0422
.0326
.0269
.0236
.0217
 
$1,000
.5208
.4112
.3133
.2304
.1643
.1142
.0781
.0533
.0370
.0266
.0203
.0166
.0145
70
$120
.5378
.4561
.4146
.3974
.3919
.3905
.3902
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5341
.4338
.3728
.3400
.3255
.3202
.3186
.3181
.3180
.3180
.3180
.3180
.3180
 
$250
.5283
.4153
.3316
.2733
.2382
.2197
.2111
.2075
.2061
.2057
.2055
.2055
.2054
 
$275
.5271
.4130
.3258
.2628
.2230
.2008
.1898
.1849
.1829
.1822
.1819
.1818
.1818
 
$380
.5232
.4092
.3122
.2368
.1832
.1486
.1284
.1176
.1122
.1097
.1086
.1082
.1080
 
$500
.5207
.4072
.3064
.2248
.1632
.1205
.0933
.0772
.0683
.0637
.0614
.0604
.0599
 
$550
.5201
.4067
.3052
.2222
.1588
.1142
.0852
.0676
.0577
.0524
.0497
.0485
.0479
 
$800
.5187
.4056
.3035
.2178
.1507
.1018
.0686
.0474
.0347
.0274
.0235
.0215
.0205
 
$1,000
.5183
.4053
.3033
.2170
.1491
.0991
.0647
.0424
.0288
.0209
.0166
.0142
.0131
71
$120
.5361
.4497
.4095
.3949
.3910
.3902
.3901
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5324
.4270
.3653
.3346
.3227
.3191
.3182
.3180
.3180
.3180
.3180
.3180
.3180
 
$250
.5266
.4094
.3225
.2637
.2306
.2149
.2086
.2064
.2057
.2055
.2055
.2054
.2054
 
$275
.5254
.4074
.3166
.2526
.2144
.1950
.1865
.1833
.1822
.1819
.1818
.1818
.1818
 
$380
.5216
.4044
.3032
.2252
.1715
.1391
.1218
.1136
.1101
.1087
.1082
.1080
.1080
 
$500
.5191
.4025
.2976
.2126
.1499
.1086
.0840
.0709
.0644
.0615
.0603
.0598
.0597
 
$550
.5184
.4020
.2964
.2099
.1452
.1016
.0752
.0606
.0533
.0499
.0484
.0478
.0476
 
$800
.5170
.4009
.2946
.2051
.1362
.0877
.0567
.0385
.0287
.0237
.0214
.0204
.0200
 
$1,000
.5166
.4006
.2944
.2042
.1342
.0845
.0522
.0329
.0223
.0168
.0141
.0129
.0124
72
$120
.5350
.4410
.4030
.3923
.3904
.3901
.3901
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5312
.4182
.3553
.3281
.3200
.3183
.3180
.3180
.3180
.3180
.3180
.3180
.3180
 
$250
.5254
.4039
.3104
.2509
.2213
.2100
.2065
.2057
.2055
.2054
.2054
.2054
.2054
 
$275
.5242
.4030
.3046
.2389
.2035
.1886
.1836
.1822
.1819
.1818
.1818
.1818
.1818
 
$380
.5204
.4000
.2920
.2097
.1561
.1275
.1148
.1100
.1085
.1081
.1080
.1080
.1080
 
$500
.5179
.3981
.2870
.1965
.1321
.0932
.0733
.0645
.0612
.0600
.0597
.0596
.0596
 
$550
.5173
.3977
.2860
.1938
.1269
.0854
.0635
.0534
.0495
.0481
.0476
.0475
.0475
 
$800
.5159
.3966
.2843
.1888
.1166
.0693
.0424
.0290
.0231
.0208
.0200
.0198
.0197
 
$1,000
.5155
.3963
.2841
.1877
.1143
.0654
.0370
.0226
.0161
.0134
.0125
.0122
.0121
73
$120
.5347
.4313
.3970
.3907
.3901
.3901
.3901
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5309
.4091
.3445
.3226
.3184
.3180
.3180
.3180
.3180
.3180
.3180
.3180
.3180
 
$250
.5252
.4017
.2978
.2373
.2131
.2067
.2056
.2055
.2054
.2054
.2054
.2054
.2054
 
$275
.5239
.4008
.2924
.2241
.1933
.1840
.1821
.1818
.1818
.1818
.1818
.1818
.1818
 
$380
.5201
.3979
.2818
.1931
.1401
.1172
.1100
.1083
.1080
.1080
.1080
.1080
.1080
 
$500
.5176
.3960
.2782
.1800
.1131
.0784
.0648
.0608
.0598
.0596
.0596
.0596
.0596
 
$550
.5170
.3955
.2775
.1774
.1073
.0695
.0539
.0490
.0478
.0475
.0475
.0475
.0475
 
$800
.5156
.3944
.2765
.1726
.0957
.0506
.0299
.0224
.0203
.0198
.0197
.0197
.0197
 
$1,000
.5152
.3941
.2763
.1715
.0930
.0458
.0236
.0153
.0128
.0122
.0120
.0120
.0120
74
$120
.5346
.4248
.3937
.3902
.3901
.3901
.3901
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5309
.4058
.3375
.3200
.3181
.3180
.3180
.3180
.3180
.3180
.3180
.3180
.3180
 
$250
.5251
.4013
.2898
.2286
.2090
.2058
.2055
.2054
.2054
.2054
.2054
.2054
.2054
 
$275
.5239
.4004
.2850
.2144
.1879
.1825
.1818
.1818
.1818
.1818
.1818
.1818
.1818
 
$380
.5201
.3975
.2767
.1823
.1300
.1122
.1085
.1080
.1080
.1080
.1080
.1080
.1080
 
$500
.5176
.3956
.2747
.1699
.1007
.0702
.0614
.0598
.0596
.0596
.0596
.0596
.0596
 
$550
.5170
.3951
.2744
.1676
.0945
.0603
.0499
.0478
.0475
.0475
.0475
.0475
.0475
 
$800
.5156
.3940
.2736
.1634
.0821
.0393
.0241
.0204
.0198
.0197
.0197
.0197
.0197
 
$1,000
.5152
.3937
.2734
.1624
.0791
.0340
.0172
.0129
.0121
.0120
.0120
.0120
.0120
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 3
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0099
.0290
.0535
.0815
.1453
.2167
.2938
.3757
37
$120
.0091
.0273
.0507
.0778
.1398
.2096
.2855
.3662
38
$120
.0083
.0255
.0480
.0741
.1343
.2026
.2771
.3566
39
$120
.0076
.0239
.0453
.0704
.1288
.1955
.2687
.3471
40
$120
.0069
.0222
.0426
.0668
.1234
.1885
.2603
.3375
 
$160
.0069
.0221
.0423
.0663
.1225
.1872
.2585
.3352
41
$120
.0063
.0206
.0400
.0632
.1179
.1814
.2518
.3279
 
$160
.0062
.0205
.0398
.0628
.1171
.1802
.2501
.3257
42
$120
.0057
.0190
.0374
.0596
.1125
.1743
.2433
.3182
 
$160
.0056
.0189
.0372
.0592
.1117
.1731
.2416
.3160
43
$120
.0051
.0175
.0349
.0561
.1071
.1673
.2349
.3085
 
$160
.0051
.0174
.0347
.0557
.1063
.1661
.2332
.3064
44
$120
.0045
.0161
.0325
.0526
.1018
.1603
.2265
.2990
 
$160
.0045
.0160
.0323
.0523
.1011
.1592
.2249
.2969
45
$120
.0039
.0145
.0298
.0488
.0959
.1526
.2172
.2884
 
$160
.0039
.0144
.0296
.0485
.0952
.1516
.2157
.2864
46
$120
.0034
.0129
.0271
.0451
.0900
.1450
.2080
.2788
 
$160
.0034
.0128
.0269
.0448
.0894
.1440
.2066
.2759
47
$120
.0029
.0115
.0246
.0415
.0844
.1374
.1989
.2719
 
$160
.0029
.0114
.0244
.0412
.0838
.1365
.1975
.2655
 
$250
.0028
.0113
.0242
.0407
.0829
.1350
.1954
.2627
48
$120
.0024
.0101
.0222
.0379
.0787
.1299
.1897
.2651
 
$160
.0024
.0100
.0220
.0377
.0781
.1290
.1884
.2550
 
$250
.0024
.0099
.0218
.0372
.0773
.1276
.1863
.2523
 
$275
.0024
.0099
.0217
.0372
.0771
.1273
.1859
.2517
49
$120
.0020
.0088
.0198
.0345
.0731
.1224
.1826
.2582
 
$160
.0020
.0088
.0197
.0342
.0726
.1215
.1793
.2445
 
$250
.0020
.0087
.0195
.0339
.0718
.1202
.1773
.2418
 
$275
.0020
.0086
.0194
.0338
.0717
.1199
.1769
.2413
50
$120
.0017
.0076
.0177
.0312
.0678
.1151
.1763
.2515
 
$160
.0016
.0076
.0175
.0310
.0673
.1143
.1704
.2357
 
$250
.0016
.0075
.0173
.0307
.0666
.1130
.1685
.2316
 
$275
.0016
.0075
.0173
.0306
.0664
.1128
.1681
.2311
51
$120
.0013
.0066
.0156
.0281
.0625
.1079
.1700
.2449
 
$160
.0013
.0065
.0155
.0279
.0621
.1071
.1615
.2283
 
$250
.0013
.0064
.0153
.0276
.0614
.1060
.1597
.2214
 
$275
.0013
.0064
.0153
.0275
.0613
.1057
.1594
.2209
52
$120
.0011
.0055
.0136
.0250
.0572
.1017
.1636
.2383
 
$160
.0011
.0055
.0135
.0249
.0569
.0999
.1525
.2208
 
$250
.0011
.0054
.0134
.0246
.0562
.0988
.1508
.2109
 
$275
.0010
.0054
.0133
.0245
.0561
.0986
.1504
.2104
 
$380
.0010
.0054
.0132
.0244
.0557
.0978
.1493
.2089
53
$120
.0008
.0046
.0117
.0221
.0521
.0961
.1572
.2320
 
$160
.0008
.0046
.0117
.0220
.0517
.0927
.1455
.2133
 
$250
.0008
.0045
.0115
.0217
.0512
.0917
.1418
.2004
 
$275
.0008
.0045
.0115
.0217
.0511
.0915
.1415
.1999
 
$380
.0008
.0045
.0114
.0215
.0507
.0908
.1405
.1984
54
$120
.0006
.0038
.0100
.0194
.0471
.0907
.1509
.2258
 
$160
.0006
.0038
.0099
.0192
.0468
.0856
.1387
.2059
 
$250
.0006
.0037
.0098
.0190
.0463
.0847
.1330
.1899
 
$275
.0006
.0037
.0098
.0190
.0462
.0845
.1327
.1894
 
$380
.0006
.0037
.0097
.0188
.0459
.0839
.1317
.1881
55
$120
.0005
.0031
.0085
.0168
.0424
.0854
.1449
.2198
 
$160
.0005
.0030
.0084
.0167
.0421
.0788
.1320
.1987
 
$250
.0005
.0030
.0083
.0165
.0417
.0779
.1243
.1796
 
$275
.0005
.0030
.0083
.0165
.0416
.0778
.1240
.1792
 
$380
.0005
.0030
.0082
.0163
.0413
.0772
.1231
.1779
 
$500
.0005
.0030
.0082
.0163
.0411
.0768
.1225
.1770
56
$120
.0003
.0024
.0070
.0144
.0383
.0799
.1389
.2138
 
$160
.0003
.0024
.0069
.0143
.0375
.0731
.1252
.1914
 
$250
.0003
.0024
.0069
.0141
.0371
.0711
.1154
.1710
 
$275
.0003
.0024
.0069
.0141
.0370
.0709
.1151
.1686
 
$380
.0003
.0024
.0068
.0140
.0367
.0704
.1143
.1673
 
$500
.0003
.0023
.0068
.0139
.0365
.0701
.1138
.1665
 
$550
.0003
.0023
.0068
.0139
.0365
.0700
.1136
.1663
57
$120
.0002
.0019
.0057
.0121
.0345
.0747
.1330
.2079
 
$160
.0002
.0019
.0057
.0120
.0330
.0676
.1185
.1844
 
$250
.0002
.0018
.0056
.0119
.0327
.0645
.1067
.1625
 
$275
.0002
.0018
.0056
.0119
.0326
.0643
.1065
.1597
 
$380
.0002
.0018
.0055
.0118
.0324
.0639
.1057
.1570
 
$500
.0002
.0018
.0055
.0117
.0322
.0636
.1052
.1562
 
$550
.0002
.0018
.0055
.0117
.0322
.0635
.1050
.1560
58
$120
.0002
.0015
.0047
.0102
.0313
.0701
.1277
.2027
 
$160
.0002
.0014
.0046
.0101
.0291
.0627
.1125
.1782
 
$250
.0002
.0014
.0046
.0100
.0288
.0585
.0995
.1548
 
$275
.0002
.0014
.0046
.0100
.0287
.0583
.0984
.1517
 
$380
.0002
.0014
.0045
.0099
.0285
.0579
.0977
.1473
 
$500
.0002
.0014
.0045
.0099
.0284
.0576
.0972
.1465
 
$550
.0002
.0014
.0045
.0099
.0284
.0575
.0971
.1464
59
$120
.0001
.0011
.0037
.0085
.0281
.0656
.1226
.1977
 
$160
.0001
.0011
.0037
.0084
.0256
.0578
.1067
.1719
 
$250
.0001
.0011
.0037
.0083
.0251
.0525
.0928
.1471
 
$275
.0001
.0011
.0037
.0083
.0251
.0524
.0911
.1438
 
$380
.0001
.0011
.0036
.0083
.0249
.0520
.0897
.1375
 
$500
.0001
.0011
.0036
.0082
.0248
.0518
.0893
.1369
 
$550
.0001
.0011
.0036
.0082
.0247
.0517
.0892
.1367
60
$120
.0001
.0008
.0029
.0069
.0250
.0611
.1174
.1926
 
$160
.0001
.0008
.0029
.0068
.0224
.0530
.1008
.1657
 
$250
.0001
.0008
.0029
.0068
.0216
.0467
.0860
.1394
 
$275
.0001
.0008
.0028
.0068
.0215
.0466
.0842
.1358
 
$380
.0001
.0008
.0028
.0067
.0214
.0463
.0818
.1279
 
$500
.0001
.0008
.0028
.0067
.0213
.0460
.0814
.1272
 
$550
.0001
.0008
.0028
.0067
.0212
.0460
.0813
.1270
 
$800
.0001
.0008
.0028
.0066
.0212
.0459
.0811
.1266
61
$120
.0000
.0006
.0022
.0056
.0221
.0567
.1123
.1877
 
$160
.0000
.0006
.0022
.0055
.0195
.0484
.0950
.1596
 
$250
.0000
.0006
.0022
.0054
.0183
.0418
.0795
.1318
 
$275
.0000
.0006
.0022
.0054
.0182
.0411
.0775
.1280
 
$380
.0000
.0006
.0021
.0053
.0181
.0407
.0741
.1193
 
$500
.0000
.0006
.0021
.0053
.0180
.0405
.0737
.1176
 
$550
.0000
.0006
.0021
.0053
.0180
.0405
.0736
.1175
 
$800
.0000
.0006
.0021
.0053
.0179
.0404
.0734
.1171
62
$120
.0000
.0004
.0016
.0044
.0193
.0524
.1072
.1828
 
$160
.0000
.0004
.0016
.0042
.0167
.0439
.0893
.1535
 
$250
.0000
.0004
.0016
.0042
.0152
.0369
.0730
.1243
 
$275
.0000
.0004
.0016
.0042
.0151
.0362
.0709
.1201
 
$380
.0000
.0004
.0016
.0041
.0150
.0354
.0664
.1108
 
$500
.0000
.0004
.0016
.0041
.0149
.0352
.0661
.1081
 
$550
.0000
.0004
.0016
.0041
.0149
.0352
.0660
.1079
 
$800
.0000
.0004
.0016
.0041
.0149
.0351
.0658
.1076
 
$1,000
.0000
.0004
.0016
.0041
.0149
.0350
.0658
.1075
63
$120
.0000
.0002
.0011
.0034
.0166
.0480
.1019
.1778
 
$160
.0000
.0002
.0011
.0031
.0140
.0393
.0834
.1472
 
$250
.0000
.0002
.0011
.0031
.0122
.0322
.0664
.1165
 
$275
.0000
.0002
.0011
.0031
.0122
.0314
.0642
.1121
 
$380
.0000
.0002
.0011
.0031
.0121
.0301
.0593
.1020
 
$500
.0000
.0002
.0011
.0031
.0121
.0300
.0585
.0985
 
$550
.0000
.0002
.0011
.0031
.0121
.0299
.0584
.0982
 
$800
.0000
.0002
.0011
.0030
.0120
.0299
.0582
.0980
 
$1,000
.0000
.0002
.0011
.0030
.0120
.0298
.0582
.0979
64
$120
.0000
.0001
.0008
.0026
.0141
.0437
.0968
.1729
 
$160
.0000
.0001
.0007
.0023
.0116
.0349
.0776
.1410
 
$250
.0000
.0001
.0007
.0022
.0098
.0277
.0600
.1089
 
$275
.0000
.0001
.0007
.0022
.0096
.0268
.0576
.1042
 
$380
.0000
.0001
.0007
.0022
.0095
.0252
.0525
.0934
 
$500
.0000
.0001
.0007
.0022
.0095
.0250
.0511
.0894
 
$550
.0000
.0001
.0007
.0022
.0095
.0250
.0510
.0887
 
$800
.0000
.0001
.0007
.0022
.0094
.0249
.0509
.0884
 
$1,000
.0000
.0001
.0007
.0022
.0094
.0249
.0508
.0884
65
$120
.0000
.0001
.0005
.0019
.0117
.0394
.0916
.1680
 
$160
.0000
.0001
.0005
.0016
.0093
.0306
.0718
.1348
 
$250
.0000
.0001
.0005
.0015
.0076
.0234
.0537
.1012
 
$275
.0000
.0001
.0005
.0015
.0074
.0225
.0512
.0963
 
$380
.0000
.0001
.0005
.0015
.0072
.0207
.0458
.0849
 
$500
.0000
.0001
.0005
.0015
.0072
.0204
.0440
.0804
 
$550
.0000
.0001
.0004
.0015
.0072
.0204
.0438
.0795
 
$800
.0000
.0001
.0004
.0015
.0072
.0203
.0437
.0790
 
$1,000
.0000
.0001
.0004
.0015
.0071
.0203
.0437
.0789
66
$120
.0000
.0000
.0003
.0013
.0095
.0352
.0864
.1633
 
$160
.0000
.0000
.0003
.0011
.0073
.0265
.0660
.1286
 
$250
.0000
.0000
.0003
.0010
.0057
.0194
.0475
.0936
 
$275
.0000
.0000
.0003
.0010
.0055
.0185
.0450
.0885
 
$380
.0000
.0000
.0003
.0009
.0052
.0166
.0394
.0765
 
$500
.0000
.0000
.0003
.0009
.0052
.0162
.0374
.0716
 
$550
.0000
.0000
.0003
.0009
.0052
.0162
.0370
.0706
 
$800
.0000
.0000
.0003
.0009
.0052
.0161
.0369
.0697
 
$1,000
.0000
.0000
.0003
.0009
.0052
.0161
.0369
.0697
67
$120
.0000
.0000
.0002
.0008
.0074
.0308
.0808
.1582
 
$160
.0000
.0000
.0001
.0006
.0054
.0223
.0599
.1220
 
$250
.0000
.0000
.0001
.0005
.0040
.0154
.0410
.0854
 
$275
.0000
.0000
.0001
.0005
.0038
.0145
.0385
.0801
 
$380
.0000
.0000
.0001
.0005
.0035
.0127
.0327
.0675
 
$500
.0000
.0000
.0001
.0005
.0035
.0122
.0306
.0623
 
$550
.0000
.0000
.0001
.0005
.0035
.0121
.0302
.0612
 
$800
.0000
.0000
.0001
.0005
.0035
.0121
.0299
.0599
 
$1,000
.0000
.0000
.0001
.0005
.0035
.0121
.0299
.0599
68
$120
.0000
.0000
.0001
.0005
.0055
.0265
.0750
.1531
 
$160
.0000
.0000
.0001
.0003
.0038
.0182
.0536
.1152
 
$250
.0000
.0000
.0001
.0003
.0026
.0117
.0346
.0771
 
$275
.0000
.0000
.0001
.0003
.0024
.0109
.0321
.0716
 
$380
.0000
.0000
.0001
.0003
.0022
.0092
.0264
.0585
 
$500
.0000
.0000
.0001
.0003
.0021
.0086
.0242
.0530
 
$550
.0000
.0000
.0001
.0003
.0021
.0085
.0237
.0518
 
$800
.0000
.0000
.0001
.0003
.0021
.0085
.0233
.0503
 
$1,000
.0000
.0000
.0001
.0003
.0021
.0085
.0233
.0502
69
$120
.0000
.0000
.0000
.0002
.0039
.0224
.0695
.1483
 
$160
.0000
.0000
.0000
.0002
.0025
.0145
.0476
.1086
 
$250
.0000
.0000
.0000
.0001
.0015
.0085
.0287
.0691
 
$275
.0000
.0000
.0000
.0001
.0014
.0078
.0262
.0634
 
$380
.0000
.0000
.0000
.0001
.0012
.0063
.0207
.0500
 
$500
.0000
.0000
.0000
.0001
.0012
.0058
.0185
.0443
 
$550
.0000
.0000
.0000
.0001
.0012
.0057
.0181
.0431
 
$800
.0000
.0000
.0000
.0001
.0012
.0056
.0175
.0414
 
$1,000
.0000
.0000
.0000
.0001
.0012
.0056
.0175
.0411
70
$120
.0000
.0000
.0000
.0001
.0024
.0177
.0629
.1428
 
$160
.0000
.0000
.0000
.0001
.0014
.0105
.0406
.1010
 
$250
.0000
.0000
.0000
.0000
.0007
.0055
.0221
.0597
 
$275
.0000
.0000
.0000
.0000
.0007
.0049
.0198
.0539
 
$380
.0000
.0000
.0000
.0000
.0005
.0037
.0146
.0404
 
$500
.0000
.0000
.0000
.0000
.0005
.0033
.0126
.0346
 
$550
.0000
.0000
.0000
.0000
.0005
.0032
.0122
.0334
 
$800
.0000
.0000
.0000
.0000
.0005
.0031
.0117
.0315
 
$1,000
.0000
.0000
.0000
.0000
.0005
.0031
.0116
.0312
71
$120
.0000
.0000
.0000
.0000
.0013
.0135
.0565
.1376
 
$160
.0000
.0000
.0000
.0000
.0006
.0072
.0338
.0935
 
$250
.0000
.0000
.0000
.0000
.0003
.0031
.0162
.0506
 
$275
.0000
.0000
.0000
.0000
.0002
.0027
.0141
.0448
 
$380
.0000
.0000
.0000
.0000
.0002
.0019
.0096
.0313
 
$500
.0000
.0000
.0000
.0000
.0002
.0016
.0079
.0257
 
$550
.0000
.0000
.0000
.0000
.0002
.0015
.0075
.0246
 
$800
.0000
.0000
.0000
.0000
.0002
.0014
.0070
.0227
 
$1,000
.0000
.0000
.0000
.0000
.0002
.0014
.0069
.0223
72
$120
.0000
.0000
.0000
.0000
.0004
.0084
.0478
.1312
 
$160
.0000
.0000
.0000
.0000
.0001
.0036
.0250
.0834
 
$250
.0000
.0000
.0000
.0000
.0000
.0011
.0093
.0386
 
$275
.0000
.0000
.0000
.0000
.0000
.0009
.0076
.0328
 
$380
.0000
.0000
.0000
.0000
.0000
.0005
.0044
.0202
 
$500
.0000
.0000
.0000
.0000
.0000
.0004
.0032
.0151
 
$550
.0000
.0000
.0000
.0000
.0000
.0003
.0030
.0141
 
$800
.0000
.0000
.0000
.0000
.0000
.0003
.0027
.0124
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0003
.0026
.0121
73
$120
.0000
.0000
.0000
.0000
.0001
.0039
.0381
.1251
 
$160
.0000
.0000
.0000
.0000
.0000
.0011
.0159
.0727
 
$250
.0000
.0000
.0000
.0000
.0000
.0002
.0037
.0260
 
$275
.0000
.0000
.0000
.0000
.0000
.0001
.0027
.0206
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0011
.0099
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0007
.0063
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0056
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0005
.0045
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0043
74
$120
.0000
.0000
.0000
.0000
.0000
.0018
.0316
.1219
 
$160
.0000
.0000
.0000
.0000
.0000
.0003
.0103
.0656
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0014
.0180
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0009
.0132
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0048
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0025
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0021
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0015
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0014
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-930, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-930, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-930, filed 10/19/10, effective 11/19/10.]