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PDFWAC 296-17B-950

Hazard Group 5 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 5
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8751
.8662
.8578
.8500
.8426
.8356
.8289
.8224
.8162
.8101
.8043
.7986
.7930
2
.8717
.8622
.8534
.8452
.8373
.8299
.8228
.8159
.8093
.8029
.7967
.7907
.7848
3
.8674
.8572
.8478
.8389
.8305
.8226
.8149
.8076
.8005
.7936
.7870
.7805
.7743
4
.8630
.8522
.8421
.8326
.8236
.8151
.8069
.7991
.7915
.7842
.7771
.7702
.7635
5
.8586
.8470
.8363
.8262
.8166
.8076
.7989
.7905
.7825
.7747
.7671
.7598
.7527
6
.8542
.8418
.8304
.8197
.8096
.7999
.7907
.7818
.7733
.7650
.7570
.7493
.7417
7
.8496
.8366
.8245
.8131
.8024
.7922
.7824
.7730
.7639
.7552
.7467
.7385
.7305
8
.8451
.8313
.8185
.8065
.7951
.7843
.7740
.7641
.7545
.7453
.7364
.7277
.7193
9
.8405
.8259
.8124
.7998
.7878
.7764
.7655
.7551
.7450
.7353
.7259
.7168
.7080
10
.8359
.8206
.8064
.7931
.7805
.7685
.7570
.7460
.7355
.7253
.7155
.7059
.6967
11
.8313
.8152
.8003
.7863
.7731
.7605
.7485
.7370
.7259
.7153
.7050
.6950
.6853
12
.8266
.8097
.7940
.7794
.7655
.7523
.7398
.7277
.7162
.7050
.6942
.6838
.6737
13
.8218
.8041
.7878
.7724
.7579
.7441
.7310
.7184
.7063
.6947
.6834
.6726
.6621
14
.8170
.7985
.7813
.7653
.7501
.7357
.7220
.7089
.6963
.6842
.6725
.6612
.6503
15
.8122
.7929
.7749
.7582
.7424
.7274
.7131
.6994
.6863
.6737
.6616
.6499
.6386
16
.8073
.7871
.7684
.7510
.7345
.7189
.7040
.6898
.6762
.6631
.6505
.6384
.6268
17
.8024
.7813
.7619
.7437
.7265
.7103
.6948
.6801
.6660
.6524
.6394
.6269
.6149
18
.7974
.7755
.7552
.7363
.7185
.7017
.6856
.6703
.6557
.6417
.6283
.6154
.6030
19
.7923
.7696
.7485
.7289
.7104
.6929
.6763
.6604
.6453
.6309
.6171
.6038
.5910
20
.7873
.7636
.7418
.7214
.7022
.6841
.6669
.6506
.6350
.6201
.6059
.5922
.5791
21
.7821
.7576
.7349
.7138
.6939
.6752
.6575
.6406
.6246
.6092
.5946
.5806
.5672
22
.7769
.7514
.7279
.7060
.6855
.6661
.6478
.6304
.6139
.5982
.5831
.5688
.5550
23
.7716
.7453
.7210
.6983
.6771
.6571
.6382
.6203
.6034
.5872
.5718
.5571
.5430
24
.7663
.7390
.7138
.6904
.6685
.6479
.6284
.6100
.5926
.5760
.5602
.5452
.5308
25
.7609
.7326
.7065
.6823
.6597
.6385
.6185
.5996
.5818
.5648
.5486
.5332
.5185
26
.7554
.7262
.6993
.6743
.6510
.6292
.6087
.5893
.5710
.5536
.5371
.5213
.5063
27
.7499
.7197
.6919
.6662
.6422
.6198
.5987
.5788
.5601
.5423
.5254
.5094
.4941
28
.7443
.7131
.6844
.6579
.6333
.6102
.5886
.5683
.5491
.5309
.5137
.4974
.4818
29
.7387
.7065
.6770
.6497
.6244
.6007
.5786
.5578
.5381
.5196
.5020
.4854
.4695
30
.7329
.6997
.6693
.6412
.6152
.5910
.5683
.5470
.5270
.5080
.4901
.4732
.4570
31
.7271
.6929
.6615
.6327
.6060
.5812
.5579
.5362
.5157
.4964
.4782
.4609
.4445
32
.7212
.6859
.6537
.6240
.5967
.5712
.5475
.5252
.5043
.4847
.4661
.4485
.4318
33
.7153
.6789
.6458
.6154
.5873
.5612
.5369
.5143
.4930
.4729
.4540
.4361
.4192
34
.7092
.6718
.6378
.6066
.5778
.5511
.5263
.5032
.4815
.4611
.4418
.4236
.4064
35
.7031
.6646
.6296
.5976
.5682
.5409
.5156
.4919
.4698
.4490
.4294
.4110
.3934
36
.6970
.6574
.6215
.5887
.5585
.5307
.5048
.4807
.4582
.4370
.4171
.3983
.3805
37
.6907
.6500
.6132
.5795
.5487
.5202
.4938
.4692
.4462
.4247
.4044
.3853
.3672
38
.6843
.6425
.6047
.5703
.5387
.5096
.4826
.4576
.4342
.4122
.3916
.3722
.3538
39
.6780
.6351
.5963
.5610
.5287
.4990
.4715
.4459
.4221
.3998
.3788
.3590
.3403
40
.6716
.6276
.5878
.5517
.5187
.4883
.4603
.4342
.4099
.3872
.3659
.3458
.3268
41
.6652
.6200
.5793
.5423
.5086
.4776
.4489
.4224
.3977
.3745
.3528
.3324
.3133
42
.6587
.6123
.5706
.5328
.4983
.4666
.4374
.4103
.3851
.3616
.3396
.3189
.2996
43
.6523
.6047
.5619
.5232
.4880
.4556
.4259
.3983
.3726
.3487
.3263
.3055
.2859
44
.6459
.5971
.5533
.5138
.4777
.4447
.4144
.3862
.3601
.3358
.3132
.2922
.2725
45
.6387
.5886
.5437
.5032
.4664
.4326
.4016
.3730
.3464
.3218
.2990
.2777
.2580
46
.6315
.5801
.5341
.4926
.4549
.4204
.3888
.3596
.3327
.3078
.2847
.2634
.2436
47
.6244
.5717
.5245
.4820
.4435
.4083
.3760
.3464
.3191
.2939
.2707
.2493
.2296
48
.6173
.5631
.5148
.4712
.4318
.3959
.3630
.3329
.3052
.2799
.2565
.2351
.2156
49
.6101
.5545
.5049
.4604
.4200
.3833
.3499
.3193
.2914
.2658
.2425
.2212
.2018
50
.6031
.5461
.4953
.4496
.4084
.3710
.3369
.3060
.2778
.2521
.2289
.2077
.1886
51
.5961
.5376
.4855
.4388
.3966
.3585
.3239
.2926
.2642
.2386
.2154
.1945
.1757
52
.5890
.5290
.4755
.4276
.3845
.3456
.3105
.2789
.2504
.2248
.2018
.1812
.1627
53
.5819
.5202
.4653
.4162
.3722
.3326
.2971
.2652
.2367
.2112
.1884
.1681
.1501
54
.5749
.5115
.4552
.4049
.3599
.3196
.2837
.2516
.2231
.1978
.1754
.1555
.1379
55
.5680
.5029
.4451
.3936
.3477
.3068
.2705
.2384
.2099
.1849
.1628
.1433
.1263
56
.5610
.4940
.4346
.3819
.3351
.2936
.2570
.2248
.1965
.1717
.1501
.1312
.1147
57
.5541
.4853
.4243
.3703
.3225
.2805
.2437
.2115
.1834
.1590
.1378
.1195
.1036
58
.5478
.4771
.4145
.3593
.3107
.2682
.2311
.1989
.1711
.1471
.1264
.1087
.0935
59
.5415
.4689
.4047
.3482
.2988
.2558
.2186
.1865
.1590
.1354
.1154
.0983
.0838
60
.5352
.4606
.3947
.3370
.2867
.2433
.2059
.1740
.1469
.1239
.1044
.0881
.0744
61
.5291
.4525
.3849
.3259
.2748
.2309
.1935
.1618
.1351
.1127
.0940
.0784
.0655
62
.5231
.4443
.3750
.3146
.2627
.2184
.1810
.1496
.1234
.1016
.0837
.0691
.0571
63
.5171
.4361
.3648
.3031
.2503
.2056
.1682
.1371
.1115
.0906
.0737
.0599
.0489
64
.5113
.4279
.3547
.2915
.2378
.1927
.1554
.1248
.1000
.0800
.0640
.0513
.0413
65
.5058
.4200
.3446
.2799
.2252
.1798
.1426
.1126
.0886
.0697
.0548
.0432
.0343
66
.5006
.4122
.3347
.2683
.2126
.1669
.1299
.1006
.0776
.0598
.0461
.0358
.0279
67
.4954
.4042
.3241
.2557
.1989
.1528
.1163
.0878
.0661
.0497
.0374
.0284
.0218
68
.4906
.3964
.3134
.2428
.1848
.1384
.1024
.0751
.0548
.0400
.0293
.0218
.0165
69
.4866
.3894
.3034
.2305
.1711
.1245
.0892
.0632
.0445
.0314
.0224
.0163
.0121
70
.4828
.3820
.2921
.2160
.1549
.1081
.0739
.0497
.0333
.0225
.0154
.0109
.0081
71
.4801
.3757
.2817
.2021
.1390
.0921
.0593
.0374
.0236
.0151
.0100
.0070
.0051
72
.4779
.3694
.2693
.1839
.1175
.0707
.0405
.0226
.0127
.0074
.0047
.0032
.0023
73
.4771
.3656
.2590
.1656
.0942
.0478
.0221
.0098
.0044
.0021
.0010
.0005
.0003
74
.4770
.3647
.2546
.1549
.0788
.0331
.0117
.0036
.0010
.0003
.0001
.0000
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 5
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0467
.0949
.1441
.1940
.2954
.3981
.5017
.6058
2
.0000
.0459
.0935
.1424
.1919
.2926
.3947
.4977
.6014
3
.0000
.0449
.0919
.1401
.1892
.2891
.3904
.4927
.5958
4
.0000
.0439
.0902
.1378
.1865
.2855
.3860
.4877
.5901
5
.0000
.0429
.0885
.1356
.1837
.2819
.3816
.4825
.5843
6
.0000
.0419
.0868
.1333
.1810
.2782
.3772
.4773
.5784
7
.0000
.0408
.0850
.1311
.1782
.2745
.3726
.4721
.5725
8
.0000
.0398
.0833
.1288
.1754
.2707
.3681
.4668
.5665
9
.0000
.0388
.0816
.1265
.1725
.2670
.3635
.4614
.5604
10
.0000
.0378
.0799
.1242
.1697
.2632
.3589
.4561
.5544
11
.0000
.0368
.0782
.1219
.1669
.2594
.3543
.4507
.5483
12
.0000
.0358
.0765
.1196
.1640
.2556
.3496
.4452
.5420
13
.0000
.0347
.0748
.1173
.1611
.2517
.3448
.4396
.5358
14
.0000
.0337
.0731
.1149
.1582
.2478
.3400
.4340
.5293
15
.0000
.0327
.0714
.1126
.1553
.2439
.3352
.4284
.5229
16
.0000
.0317
.0697
.1102
.1524
.2399
.3303
.4226
.5164
17
.0000
.0308
.0679
.1078
.1494
.2359
.3254
.4168
.5099
18
.0000
.0298
.0662
.1055
.1465
.2319
.3204
.4110
.5032
19
.0000
.0288
.0645
.1031
.1435
.2278
.3153
.4051
.4965
20
.0000
.0278
.0628
.1007
.1405
.2237
.3103
.3991
.4898
21
.0000
.0269
.0611
.0983
.1375
.2196
.3051
.3931
.4829
22
.0000
.0259
.0593
.0959
.1344
.2154
.2999
.3869
.4759
23
.0000
.0250
.0576
.0934
.1313
.2112
.2946
.3808
.4690
24
.0000
.0240
.0558
.0910
.1282
.2069
.2893
.3745
.4618
25
.0000
.0231
.0541
.0885
.1251
.2025
.2839
.3681
.4545
26
.0000
.0222
.0523
.0860
.1219
.1981
.2784
.3617
.4473
27
.0000
.0212
.0506
.0836
.1188
.1937
.2729
.3552
.4399
28
.0000
.0203
.0489
.0810
.1156
.1892
.2673
.3486
.4324
29
.0000
.0194
.0471
.0786
.1124
.1847
.2617
.3420
.4250
30
.0000
.0185
.0454
.0760
.1091
.1802
.2559
.3352
.4173
31
.0000
.0176
.0436
.0735
.1058
.1755
.2501
.3284
.4095
32
.0000
.0167
.0418
.0709
.1024
.1708
.2442
.3214
.4017
33
.0000
.0158
.0401
.0683
.0991
.1661
.2383
.3144
.3938
34
.0000
.0150
.0383
.0657
.0957
.1613
.2322
.3073
.3858
35
.0000
.0141
.0366
.0631
.0923
.1564
.2261
.3001
.3776
36
.0000
.0133
.0348
.0605
.0889
.1515
.2200
.2929
.3695
37
.0000
.0124
.0331
.0579
.0854
.1466
.2137
.2855
.3612
38
.0000
.0116
.0313
.0552
.0819
.1415
.2073
.2780
.3527
39
.0000
.0108
.0296
.0526
.0785
.1365
.2010
.2706
.3443
40
.0000
.0100
.0279
.0500
.0750
.1315
.1946
.2631
.3358
41
.0000
.0093
.0262
.0474
.0715
.1264
.1882
.2555
.3273
42
.0000
.0085
.0246
.0448
.0680
.1213
.1817
.2478
.3186
43
.0000
.0078
.0229
.0422
.0646
.1162
.1753
.2402
.3099
44
.0000
.0071
.0214
.0398
.0612
.1113
.1689
.2326
.3013
45
.0000
.0064
.0196
.0369
.0574
.1056
.1617
.2241
.2917
46
.0000
.0056
.0178
.0341
.0536
.1000
.1545
.2156
.2821
47
.0000
.0050
.0162
.0314
.0499
.0945
.1474
.2072
.2725
48
.0000
.0043
.0146
.0288
.0462
.0889
.1403
.1986
.2628
49
.0000
.0037
.0130
.0262
.0426
.0834
.1331
.1900
.2529
50
.0000
.0032
.0116
.0238
.0392
.0781
.1261
.1816
.2433
51
.0000
.0027
.0102
.0214
.0358
.0728
.1191
.1731
.2335
52
.0000
.0022
.0089
.0191
.0325
.0675
.1120
.1645
.2235
53
.0000
.0018
.0076
.0169
.0292
.0622
.1049
.1557
.2133
54
.0000
.0015
.0065
.0148
.0261
.0571
.0979
.1470
.2032
55
.0000
.0012
.0054
.0128
.0231
.0521
.0910
.1384
.1931
56
.0000
.0009
.0045
.0109
.0203
.0471
.0840
.1295
.1826
57
.0000
.0007
.0036
.0092
.0176
.0423
.0771
.1208
.1723
58
.0000
.0005
.0030
.0078
.0152
.0380
.0708
.1126
.1625
59
.0000
.0004
.0024
.0065
.0130
.0338
.0645
.1044
.1527
60
.0000
.0003
.0018
.0053
.0110
.0297
.0582
.0961
.1427
61
.0000
.0002
.0014
.0042
.0091
.0258
.0521
.0880
.1329
62
.0000
.0001
.0010
.0033
.0073
.0220
.0461
.0798
.1230
63
.0000
.0001
.0007
.0024
.0057
.0184
.0401
.0716
.1128
64
.0000
.0000
.0005
.0017
.0044
.0150
.0343
.0634
.1027
65
.0000
.0000
.0003
.0012
.0032
.0119
.0288
.0555
.0926
66
.0000
.0000
.0002
.0008
.0022
.0091
.0236
.0477
.0827
67
.0000
.0000
.0001
.0004
.0014
.0065
.0184
.0397
.0721
68
.0000
.0000
.0000
.0002
.0008
.0043
.0136
.0319
.0614
69
.0000
.0000
.0000
.0001
.0004
.0026
.0096
.0249
.0514
70
.0000
.0000
.0000
.0000
.0001
.0013
.0058
.0175
.0401
71
.0000
.0000
.0000
.0000
.0000
.0005
.0031
.0112
.0297
72
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0049
.0173
73
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0011
.0070
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0026
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 5
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7284
.6870
.6495
.6152
.5837
.5546
.5276
.5024
.4871
.4761
.4667
.4585
.4514
37
$120
.7218
.6793
.6408
.6056
.5734
.5436
.5160
.4944
.4818
.4711
.4619
.4539
.4473
38
$120
.7152
.6715
.6320
.5960
.5630
.5325
.5044
.4890
.4767
.4662
.4571
.4497
.4439
39
$120
.7086
.6637
.6232
.5863
.5525
.5215
.4980
.4837
.4716
.4613
.4528
.4462
.4409
40
$120
.7019
.6558
.6143
.5766
.5420
.5103
.4926
.4786
.4666
.4568
.4492
.4431
.4381
 
$160
.6972
.6515
.6102
.5727
.5384
.5069
.4778
.4508
.4353
.4224
.4114
.4018
.3936
41
$120
.6952
.6479
.6054
.5667
.5315
.5039
.4873
.4734
.4619
.4529
.4458
.4402
.4356
 
$160
.6906
.6436
.6013
.5630
.5279
.4957
.4660
.4441
.4294
.4168
.4060
.3967
.3889
42
$120
.6884
.6399
.5963
.5568
.5207
.4984
.4820
.4683
.4577
.4494
.4427
.4374
.4332
 
$160
.6838
.6357
.5923
.5531
.5172
.4844
.4551
.4380
.4236
.4113
.4007
.3919
.3849
43
$120
.6817
.6319
.5872
.5468
.5126
.4930
.4767
.4638
.4539
.4461
.4398
.4349
.4310
 
$160
.6771
.6277
.5833
.5432
.5066
.4730
.4489
.4321
.4179
.4058
.3958
.3878
.3813
44
$120
.6750
.6240
.5783
.5369
.5071
.4876
.4719
.4598
.4504
.4430
.4372
.4326
.4291
 
$160
.6705
.6199
.5744
.5333
.4959
.4626
.4429
.4263
.4124
.4007
.3915
.3841
.3781
45
$120
.6675
.6151
.5682
.5259
.5009
.4816
.4668
.4554
.4466
.4396
.4343
.4303
.4272
 
$160
.6630
.6110
.5644
.5224
.4841
.4555
.4360
.4198
.4062
.3955
.3870
.3801
.3746
46
$120
.6600
.6062
.5582
.5182
.4946
.4761
.4621
.4513
.4429
.4366
.4318
.4282
.4255
 
$160
.6556
.6022
.5544
.5114
.4722
.4486
.4293
.4134
.4007
.3907
.3828
.3764
.3714
47
$120
.6526
.5974
.5481
.5120
.4887
.4711
.4577
.4474
.4396
.4339
.4296
.4264
.4240
 
$160
.6482
.5935
.5445
.5004
.4648
.4418
.4228
.4076
.3957
.3864
.3790
.3731
.3685
 
$250
.6412
.5871
.5386
.4950
.4554
.4193
.3861
.3627
.3442
.3285
.3152
.3039
.2942
48
$120
.6451
.5885
.5380
.5057
.4832
.4662
.4534
.4438
.4366
.4314
.4276
.4248
.4227
 
$160
.6408
.5846
.5344
.4892
.4578
.4350
.4165
.4022
.3910
.3823
.3754
.3701
.3660
 
$250
.6339
.5783
.5286
.4839
.4434
.4065
.3759
.3545
.3365
.3212
.3084
.2975
.2886
 
$275
.6324
.5769
.5273
.4828
.4424
.4055
.3719
.3467
.3272
.3108
.2968
.2849
.2747
49
$120
.6376
.5795
.5287
.4997
.4779
.4616
.4494
.4404
.4339
.4292
.4258
.4234
.4217
 
$160
.6334
.5757
.5242
.4787
.4509
.4283
.4108
.3972
.3866
.3784
.3721
.3674
.3638
 
$250
.6265
.5695
.5185
.4728
.4313
.3936
.3675
.3465
.3289
.3141
.3017
.2917
.2835
 
$275
.6250
.5681
.5173
.4716
.4303
.3927
.3607
.3381
.3192
.3032
.2897
.2782
.2687
50
$120
.6303
.5707
.5226
.4941
.4730
.4573
.4457
.4374
.4315
.4273
.4243
.4222
.4208
 
$160
.6261
.5669
.5141
.4718
.4441
.4222
.4054
.3925
.3825
.3750
.3693
.3650
.3619
 
$250
.6194
.5608
.5086
.4617
.4194
.3843
.3595
.3389
.3217
.3074
.2958
.2865
.2790
 
$275
.6179
.5595
.5074
.4606
.4184
.3800
.3521
.3300
.3115
.2959
.2828
.2721
.2634
51
$120
.6230
.5619
.5167
.4888
.4682
.4531
.4424
.4347
.4293
.4256
.4230
.4213
.4201
 
$160
.6189
.5581
.5040
.4650
.4376
.4165
.4004
.3881
.3788
.3718
.3667
.3630
.3602
 
$250
.6122
.5521
.4986
.4506
.4073
.3760
.3517
.3314
.3147
.3012
.2904
.2818
.2749
 
$275
.6107
.5508
.4974
.4495
.4063
.3697
.3437
.3220
.3040
.2889
.2765
.2666
.2585
52
$120
.6156
.5528
.5108
.4835
.4635
.4492
.4391
.4321
.4273
.4241
.4219
.4204
.4195
 
$160
.6115
.5491
.4936
.4580
.4312
.4108
.3954
.3838
.3752
.3690
.3644
.3611
.3587
 
$250
.6049
.5432
.4883
.4391
.3970
.3678
.3437
.3239
.3080
.2953
.2852
.2773
.2710
 
$275
.6034
.5419
.4871
.4380
.3939
.3609
.3353
.3141
.2964
.2821
.2706
.2614
.2540
 
$380
.5987
.5376
.4833
.4346
.3908
.3513
.3156
.2875
.2651
.2462
.2302
.2167
.2053
53
$120
.6081
.5437
.5052
.4784
.4591
.4455
.4362
.4298
.4256
.4228
.4209
.4198
.4190
 
$160
.6041
.5400
.4856
.4513
.4251
.4054
.3907
.3798
.3720
.3663
.3623
.3595
.3575
 
$250
.5976
.5342
.4778
.4274
.3886
.3596
.3359
.3168
.3017
.2898
.2805
.2731
.2675
 
$275
.5962
.5329
.4767
.4264
.3830
.3523
.3270
.3062
.2893
.2758
.2651
.2566
.2499
 
$380
.5914
.5287
.4729
.4230
.3783
.3381
.3036
.2776
.2558
.2376
.2222
.2092
.1984
54
$120
.6008
.5361
.4998
.4734
.4548
.4421
.4335
.4278
.4241
.4217
.4202
.4192
.4186
 
$160
.5968
.5310
.4788
.4449
.4193
.4002
.3863
.3762
.3691
.3640
.3605
.3581
.3565
 
$250
.5904
.5253
.4674
.4157
.3803
.3516
.3284
.3101
.2958
.2847
.2760
.2694
.2643
 
$275
.5890
.5240
.4663
.4148
.3742
.3438
.3189
.2987
.2826
.2699
.2600
.2522
.2461
 
$380
.5843
.5199
.4626
.4115
.3658
.3249
.2936
.2682
.2469
.2292
.2143
.2021
.1921
55
$120
.5936
.5307
.4945
.4687
.4509
.4389
.4311
.4260
.4228
.4208
.4196
.4188
.4184
 
$160
.5897
.5221
.4722
.4387
.4137
.3954
.3822
.3730
.3665
.3620
.3590
.3570
.3557
 
$250
.5833
.5165
.4571
.4074
.3722
.3438
.3213
.3039
.2904
.2800
.2721
.2661
.2616
 
$275
.5819
.5152
.4560
.4032
.3658
.3356
.3111
.2917
.2765
.2646
.2553
.2482
.2428
 
$380
.5773
.5111
.4524
.4000
.3534
.3140
.2840
.2591
.2383
.2211
.2071
.1957
.1865
 
$500
.5739
.5081
.4497
.3977
.3513
.3100
.2733
.2426
.2180
.1972
.1798
.1651
.1527
56
$120
.5863
.5251
.4891
.4640
.4471
.4359
.4288
.4244
.4217
.4200
.4190
.4185
.4182
 
$160
.5824
.5129
.4657
.4325
.4081
.3907
.3784
.3699
.3641
.3603
.3577
.3560
.3550
 
$250
.5761
.5073
.4463
.3991
.3639
.3361
.3144
.2978
.2851
.2755
.2683
.2631
.2592
 
$275
.5747
.5061
.4453
.3940
.3571
.3272
.3034
.2849
.2705
.2594
.2509
.2446
.2398
 
$380
.5702
.5021
.4418
.3881
.3405
.3039
.2743
.2499
.2297
.2133
.2001
.1896
.1813
 
$500
.5668
.4991
.4391
.3858
.3385
.2966
.2602
.2316
.2076
.1876
.1708
.1568
.1451
 
$550
.5658
.4983
.4384
.3852
.3379
.2961
.2592
.2275
.2023
.1812
.1634
.1485
.1360
57
$120
.5791
.5197
.4840
.4596
.4435
.4332
.4268
.4230
.4207
.4194
.4187
.4182
.4180
 
$160
.5752
.5038
.4593
.4265
.4029
.3862
.3748
.3671
.3620
.3587
.3566
.3553
.3544
 
$250
.5690
.4983
.4357
.3909
.3560
.3288
.3079
.2921
.2802
.2715
.2651
.2604
.2571
 
$275
.5677
.4971
.4347
.3855
.3486
.3191
.2962
.2784
.2649
.2547
.2470
.2414
.2372
 
$380
.5632
.4932
.4312
.3763
.3297
.2942
.2649
.2409
.2215
.2060
.1937
.1841
.1765
 
$500
.5598
.4903
.4287
.3741
.3259
.2834
.2491
.2211
.1977
.1783
.1622
.1489
.1382
 
$550
.5589
.4895
.4279
.3734
.3253
.2829
.2458
.2163
.1918
.1714
.1543
.1402
.1284
58
$120
.5725
.5149
.4796
.4559
.4406
.4310
.4253
.4220
.4200
.4190
.4184
.4181
.4179
 
$160
.5686
.4978
.4537
.4213
.3984
.3825
.3719
.3649
.3604
.3576
.3558
.3547
.3541
 
$250
.5625
.4899
.4274
.3834
.3489
.3223
.3022
.2872
.2761
.2681
.2624
.2584
.2555
 
$275
.5612
.4888
.4247
.3777
.3409
.3121
.2898
.2729
.2601
.2507
.2438
.2388
.2352
 
$380
.5567
.4849
.4213
.3651
.3205
.2852
.2563
.2329
.2143
.1997
.1883
.1793
.1725
 
$500
.5534
.4820
.4188
.3630
.3139
.2721
.2390
.2114
.1887
.1699
.1545
.1422
.1322
 
$550
.5525
.4812
.4181
.3624
.3134
.2705
.2349
.2062
.1823
.1625
.1461
.1327
.1219
59
$120
.5659
.5103
.4753
.4522
.4378
.4290
.4240
.4211
.4195
.4186
.4182
.4180
.4178
 
$160
.5621
.4923
.4481
.4162
.3940
.3790
.3692
.3629
.3590
.3566
.3552
.3543
.3538
 
$250
.5561
.4815
.4201
.3761
.3420
.3161
.2967
.2825
.2723
.2651
.2600
.2565
.2542
 
$275
.5547
.4804
.4161
.3699
.3334
.3052
.2837
.2676
.2557
.2471
.2409
.2365
.2334
 
$380
.5504
.4766
.4113
.3544
.3114
.2762
.2478
.2252
.2075
.1937
.1831
.1750
.1689
 
$500
.5471
.4737
.4089
.3518
.3019
.2618
.2290
.2020
.1798
.1618
.1474
.1359
.1268
 
$550
.5462
.4729
.4082
.3512
.3014
.2585
.2245
.1962
.1730
.1538
.1383
.1258
.1158
60
$120
.5594
.5056
.4710
.4487
.4351
.4272
.4227
.4203
.4190
.4184
.4180
.4179
.4178
 
$160
.5556
.4867
.4426
.4112
.3898
.3757
.3667
.3611
.3578
.3558
.3546
.3540
.3536
 
$250
.5496
.4730
.4128
.3688
.3351
.3099
.2914
.2781
.2688
.2623
.2579
.2550
.2530
 
$275
.5483
.4719
.4085
.3622
.3260
.2984
.2777
.2625
.2515
.2437
.2382
.2344
.2319
 
$380
.5440
.4682
.4012
.3454
.3022
.2673
.2395
.2178
.2009
.1881
.1783
.1710
.1656
 
$500
.5408
.4654
.3988
.3405
.2909
.2515
.2190
.1925
.1711
.1540
.1405
.1300
.1217
 
$550
.5398
.4646
.3981
.3399
.2892
.2477
.2140
.1863
.1637
.1454
.1308
.1193
.1102
 
$800
.5373
.4624
.3962
.3383
.2878
.2442
.2067
.1749
.1489
.1273
.1095
.0949
.0830
61
$120
.5530
.5010
.4668
.4454
.4327
.4256
.4217
.4197
.4187
.4182
.4179
.4178
.4178
 
$160
.5493
.4813
.4372
.4064
.3858
.3726
.3645
.3596
.3567
.3551
.3542
.3537
.3534
 
$250
.5434
.4647
.4057
.3617
.3285
.3040
.2864
.2741
.2656
.2599
.2561
.2536
.2521
 
$275
.5421
.4635
.4010
.3546
.3188
.2918
.2720
.2578
.2477
.2407
.2359
.2327
.2306
 
$380
.5378
.4599
.3912
.3365
.2932
.2586
.2316
.2107
.1947
.1828
.1740
.1675
.1628
 
$500
.5346
.4571
.3889
.3292
.2807
.2414
.2092
.1834
.1629
.1468
.1342
.1245
.1171
 
$550
.5337
.4564
.3882
.3287
.2777
.2372
.2038
.1767
.1549
.1376
.1239
.1133
.1051
 
$800
.5312
.4542
.3864
.3271
.2758
.2318
.1942
.1635
.1383
.1175
.1006
.0869
.0758
62
$120
.5475
.4963
.4627
.4422
.4304
.4241
.4208
.4192
.4184
.4180
.4179
.4178
.4178
 
$160
.5431
.4758
.4317
.4016
.3819
.3697
.3624
.3582
.3558
.3545
.3539
.3535
.3533
 
$250
.5372
.4563
.3986
.3546
.3219
.2982
.2816
.2703
.2627
.2577
.2546
.2525
.2513
 
$275
.5359
.4552
.3936
.3470
.3116
.2854
.2665
.2533
.2442
.2380
.2339
.2313
.2295
 
$380
.5317
.4516
.3812
.3275
.2842
.2501
.2237
.2038
.1888
.1779
.1700
.1643
.1603
 
$500
.5285
.4489
.3788
.3184
.2704
.2312
.1996
.1745
.1549
.1398
.1283
.1195
.1130
 
$550
.5276
.4482
.3782
.3173
.2671
.2266
.1937
.1672
.1463
.1300
.1174
.1077
.1004
 
$800
.5251
.4460
.3764
.3158
.2637
.2193
.1824
.1524
.1278
.1079
.0920
.0792
.0692
 
$1,000
.5243
.4454
.3758
.3154
.2633
.2189
.1814
.1499
.1242
.1033
.0862
.0725
.0614
63
$120
.5431
.4916
.4586
.4390
.4283
.4227
.4200
.4187
.4182
.4179
.4178
.4178
.4177
 
$160
.5368
.4702
.4262
.3968
.3782
.3670
.3605
.3570
.3551
.3541
.3536
.3534
.3533
 
$250
.5310
.4490
.3913
.3474
.3152
.2925
.2770
.2667
.2600
.2558
.2532
.2516
.2507
 
$275
.5298
.4467
.3859
.3393
.3043
.2790
.2612
.2490
.2409
.2356
.2321
.2300
.2287
 
$380
.5256
.4432
.3726
.3183
.2750
.2414
.2159
.1970
.1832
.1733
.1663
.1615
.1582
 
$500
.5225
.4406
.3686
.3082
.2599
.2208
.1898
.1657
.1471
.1331
.1226
.1149
.1093
 
$550
.5216
.4398
.3680
.3058
.2563
.2158
.1834
.1578
.1379
.1227
.1112
.1025
.0961
 
$800
.5191
.4377
.3662
.3042
.2512
.2067
.1705
.1411
.1174
.0985
.0836
.0720
.0630
 
$1,000
.5183
.4371
.3657
.3038
.2508
.2061
.1686
.1379
.1131
.0931
.0770
.0644
.0544
64
$120
.5387
.4870
.4546
.4361
.4263
.4216
.4194
.4184
.4180
.4178
.4178
.4177
.4177
 
$160
.5308
.4647
.4208
.3921
.3746
.3645
.3589
.3560
.3545
.3538
.3534
.3533
.3532
 
$250
.5251
.4425
.3841
.3402
.3087
.2870
.2727
.2634
.2577
.2542
.2521
.2509
.2502
 
$275
.5238
.4393
.3784
.3316
.2972
.2728
.2562
.2451
.2379
.2334
.2307
.2290
.2280
 
$380
.5197
.4349
.3640
.3091
.2659
.2329
.2084
.1906
.1779
.1691
.1631
.1590
.1564
 
$500
.5166
.4324
.3584
.2980
.2494
.2106
.1803
.1572
.1398
.1269
.1175
.1108
.1060
 
$550
.5157
.4316
.3578
.2954
.2454
.2051
.1734
.1487
.1299
.1158
.1054
.0978
.0924
 
$800
.5133
.4296
.3561
.2926
.2387
.1946
.1588
.1301
.1073
.0895
.0758
.0653
.0574
 
$1,000
.5125
.4289
.3555
.2922
.2383
.1932
.1561
.1262
.1023
.0833
.0684
.0569
.0480
65
$120
.5343
.4823
.4506
.4333
.4246
.4206
.4189
.4182
.4179
.4178
.4178
.4177
.4177
 
$160
.5251
.4591
.4154
.3876
.3712
.3622
.3575
.3551
.3540
.3535
.3533
.3532
.3532
 
$250
.5194
.4360
.3768
.3330
.3024
.2818
.2686
.2605
.2556
.2528
.2512
.2504
.2499
 
$275
.5182
.4326
.3708
.3240
.2902
.2669
.2514
.2415
.2354
.2317
.2295
.2282
.2275
 
$380
.5141
.4268
.3555
.3000
.2569
.2246
.2011
.1845
.1730
.1653
.1603
.1570
.1549
 
$500
.5110
.4243
.3484
.2878
.2389
.2005
.1710
.1489
.1328
.1211
.1129
.1072
.1033
 
$550
.5101
.4236
.3476
.2849
.2346
.1945
.1635
.1399
.1223
.1095
.1002
.0937
.0892
 
$800
.5077
.4216
.3460
.2809
.2265
.1825
.1471
.1192
.0976
.0810
.0685
.0592
.0524
 
$1,000
.5070
.4209
.3454
.2805
.2257
.1803
.1438
.1147
.0918
.0740
.0603
.0500
.0422
66
$120
.5299
.4777
.4468
.4306
.4230
.4198
.4185
.4180
.4178
.4178
.4177
.4177
.4177
 
$160
.5197
.4535
.4100
.3832
.3681
.3602
.3563
.3545
.3537
.3534
.3532
.3532
.3532
 
$250
.5141
.4296
.3696
.3260
.2962
.2769
.2649
.2579
.2539
.2518
.2506
.2500
.2497
 
$275
.5128
.4261
.3632
.3164
.2833
.2612
.2470
.2383
.2332
.2302
.2286
.2277
.2272
 
$380
.5088
.4190
.3470
.2909
.2479
.2164
.1941
.1788
.1686
.1621
.1579
.1553
.1538
 
$500
.5058
.4165
.3393
.2777
.2285
.1905
.1620
.1411
.1262
.1159
.1088
.1041
.1010
 
$550
.5049
.4158
.3376
.2746
.2238
.1841
.1538
.1314
.1152
.1036
.0956
.0902
.0865
 
$800
.5025
.4138
.3360
.2693
.2145
.1705
.1357
.1088
.0883
.0731
.0619
.0538
.0481
 
$1,000
.5018
.4132
.3355
.2689
.2131
.1678
.1317
.1035
.0817
.0652
.0529
.0438
.0372
67
$120
.5252
.4726
.4428
.4280
.4216
.4191
.4182
.4179
.4178
.4177
.4177
.4177
.4177
 
$160
.5143
.4475
.4043
.3787
.3650
.3583
.3553
.3540
.3535
.3533
.3532
.3532
.3532
 
$250
.5087
.4227
.3618
.3184
.2897
.2718
.2614
.2555
.2524
.2509
.2501
.2497
.2496
 
$275
.5075
.4191
.3551
.3082
.2761
.2554
.2427
.2353
.2312
.2290
.2278
.2272
.2270
 
$380
.5035
.4108
.3380
.2810
.2383
.2078
.1869
.1732
.1644
.1590
.1558
.1540
.1529
 
$500
.5005
.4084
.3296
.2668
.2173
.1798
.1525
.1331
.1198
.1109
.1051
.1014
.0991
 
$550
.4997
.4077
.3277
.2633
.2122
.1729
.1437
.1227
.1080
.0980
.0913
.0870
.0842
 
$800
.4973
.4058
.3253
.2569
.2016
.1576
.1235
.0978
.0788
.0651
.0555
.0488
.0442
 
$1,000
.4966
.4052
.3248
.2563
.1996
.1543
.1188
.0917
.0713
.0564
.0456
.0379
.0326
68
$120
.5205
.4675
.4388
.4256
.4204
.4185
.4180
.4178
.4177
.4177
.4177
.4177
.4177
 
$160
.5093
.4414
.3985
.3743
.3622
.3567
.3545
.3536
.3533
.3532
.3532
.3532
.3532
 
$250
.5038
.4158
.3538
.3107
.2833
.2671
.2582
.2536
.2513
.2502
.2498
.2496
.2495
 
$275
.5026
.4121
.3467
.2999
.2689
.2498
.2387
.2327
.2296
.2280
.2273
.2270
.2268
 
$380
.4987
.4030
.3287
.2709
.2286
.1993
.1800
.1680
.1607
.1566
.1542
.1530
.1523
 
$500
.4957
.4005
.3199
.2556
.2059
.1691
.1431
.1254
.1138
.1065
.1020
.0993
.0977
 
$550
.4949
.3998
.3178
.2519
.2003
.1615
.1336
.1143
.1013
.0929
.0876
.0844
.0824
 
$800
.4925
.3979
.3146
.2446
.1884
.1445
.1113
.0870
.0698
.0579
.0498
.0445
.0410
 
$1,000
.4918
.3973
.3141
.2434
.1859
.1406
.1059
.0801
.0614
.0482
.0391
.0329
.0288
69
$120
.5159
.4626
.4352
.4236
.4195
.4182
.4178
.4178
.4177
.4177
.4177
.4177
.4177
 
$160
.5052
.4354
.3929
.3703
.3598
.3555
.3539
.3534
.3532
.3532
.3532
.3532
.3532
 
$250
.4997
.4092
.3460
.3034
.2774
.2630
.2556
.2521
.2505
.2498
.2496
.2495
.2494
 
$275
.4986
.4054
.3387
.2919
.2622
.2448
.2354
.2307
.2284
.2274
.2270
.2268
.2268
 
$380
.4946
.3963
.3199
.2612
.2193
.1914
.1739
.1636
.1578
.1547
.1531
.1523
.1519
 
$500
.4917
.3934
.3106
.2448
.1948
.1590
.1345
.1187
.1088
.1030
.0996
.0977
.0967
 
$550
.4908
.3928
.3084
.2409
.1888
.1508
.1244
.1068
.0957
.0889
.0848
.0825
.0813
 
$800
.4885
.3909
.3046
.2328
.1756
.1319
.0998
.0772
.0618
.0517
.0452
.0412
.0388
 
$1,000
.4878
.3903
.3041
.2312
.1727
.1274
.0936
.0694
.0525
.0412
.0337
.0290
.0260
70
$120
.5105
.4568
.4312
.4216
.4187
.4179
.4178
.4177
.4177
.4177
.4177
.4177
.4177
 
$160
.5012
.4284
.3865
.3659
.3574
.3544
.3535
.3532
.3532
.3532
.3532
.3532
.3532
 
$250
.4958
.4016
.3369
.2949
.2709
.2587
.2531
.2508
.2499
.2496
.2495
.2494
.2494
 
$275
.4946
.3979
.3292
.2826
.2547
.2396
.2322
.2289
.2275
.2270
.2268
.2268
.2267
 
$380
.4907
.3889
.3096
.2498
.2086
.1826
.1675
.1593
.1551
.1532
.1523
.1519
.1517
 
$500
.4878
.3859
.3000
.2322
.1819
.1473
.1251
.1116
.1040
.0998
.0977
.0966
.0961
 
$550
.4870
.3852
.2977
.2280
.1754
.1384
.1141
.0989
.0901
.0851
.0824
.0811
.0804
 
$800
.4847
.3834
.2933
.2190
.1606
.1173
.0868
.0665
.0536
.0457
.0410
.0384
.0370
 
$1,000
.4839
.3829
.2928
.2171
.1571
.1120
.0797
.0576
.0432
.0342
.0287
.0255
.0237
71
$120
.5053
.4512
.4276
.4200
.4182
.4178
.4177
.4177
.4177
.4177
.4177
.4177
.4177
 
$160
.4983
.4215
.3805
.3622
.3557
.3538
.3533
.3532
.3532
.3532
.3532
.3532
.3532
 
$250
.4930
.3944
.3280
.2868
.2651
.2553
.2514
.2500
.2496
.2495
.2494
.2494
.2494
 
$275
.4918
.3908
.3199
.2737
.2478
.2352
.2298
.2278
.2270
.2268
.2268
.2267
.2267
 
$380
.4879
.3823
.2998
.2386
.1983
.1746
.1621
.1560
.1534
.1523
.1519
.1517
.1517
 
$500
.4850
.3796
.2900
.2199
.1694
.1365
.1167
.1059
.1004
.0977
.0965
.0960
.0958
 
$550
.4842
.3790
.2877
.2154
.1623
.1267
.1048
.0924
.0858
.0825
.0810
.0803
.0800
 
$800
.4819
.3772
.2832
.2057
.1459
.1032
.0748
.0571
.0468
.0412
.0382
.0367
.0360
 
$1,000
.4812
.3766
.2824
.2035
.1420
.0971
.0667
.0472
.0355
.0289
.0253
.0234
.0225
72
$120
.4994
.4437
.4235
.4186
.4178
.4177
.4177
.4177
.4177
.4177
.4177
.4177
.4177
 
$160
.4961
.4121
.3726
.3580
.3541
.3533
.3532
.3532
.3532
.3532
.3532
.3532
.3532
 
$250
.4907
.3852
.3159
.2762
.2584
.2519
.2500
.2495
.2494
.2494
.2494
.2494
.2494
 
$275
.4896
.3819
.3074
.2619
.2396
.2307
.2278
.2270
.2268
.2267
.2267
.2267
.2267
 
$380
.4857
.3754
.2868
.2235
.1850
.1652
.1565
.1532
.1521
.1518
.1517
.1516
.1516
 
$500
.4828
.3732
.2773
.2033
.1527
.1228
.1072
.1002
.0973
.0962
.0958
.0957
.0957
 
$550
.4820
.3726
.2752
.1986
.1448
.1118
.0941
.0856
.0820
.0806
.0801
.0799
.0799
 
$800
.4797
.3708
.2709
.1882
.1262
.0848
.0600
.0467
.0402
.0373
.0361
.0357
.0355
 
$1,000
.4790
.3703
.2699
.1858
.1216
.0776
.0505
.0354
.0277
.0242
.0226
.0220
.0218
73
$120
.4986
.4356
.4201
.4179
.4177
.4177
.4177
.4177
.4177
.4177
.4177
.4177
.4177
 
$160
.4953
.4018
.3647
.3549
.3533
.3532
.3532
.3532
.3532
.3532
.3532
.3532
.3532
 
$250
.4899
.3762
.3027
.2657
.2530
.2500
.2495
.2494
.2494
.2494
.2494
.2494
.2494
 
$275
.4887
.3745
.2938
.2496
.2325
.2278
.2269
.2267
.2267
.2267
.2267
.2267
.2267
 
$380
.4849
.3716
.2737
.2072
.1717
.1574
.1530
.1519
.1517
.1516
.1516
.1516
.1516
 
$500
.4820
.3694
.2654
.1857
.1351
.1099
.0999
.0968
.0959
.0957
.0957
.0957
.0957
 
$550
.4812
.3687
.2637
.1809
.1262
.0975
.0855
.0813
.0802
.0799
.0798
.0798
.0798
 
$800
.4789
.3670
.2603
.1703
.1051
.0661
.0470
.0392
.0365
.0357
.0355
.0355
.0354
 
$1,000
.4782
.3665
.2596
.1678
.0997
.0575
.0358
.0265
.0231
.0220
.0217
.0217
.0216
74
$120
.4985
.4304
.4187
.4178
.4177
.4177
.4177
.4177
.4177
.4177
.4177
.4177
.4177
 
$160
.4952
.3948
.3601
.3537
.3532
.3532
.3532
.3532
.3532
.3532
.3532
.3532
.3532
 
$250
.4898
.3745
.2938
.2594
.2508
.2495
.2494
.2494
.2494
.2494
.2494
.2494
.2494
 
$275
.4887
.3736
.2848
.2420
.2293
.2270
.2267
.2267
.2267
.2267
.2267
.2267
.2267
 
$380
.4848
.3707
.2658
.1963
.1638
.1540
.1520
.1517
.1516
.1516
.1516
.1516
.1516
 
$500
.4819
.3685
.2590
.1742
.1239
.1031
.0971
.0959
.0957
.0957
.0957
.0957
.0957
 
$550
.4811
.3678
.2578
.1695
.1142
.0896
.0819
.0802
.0799
.0798
.0798
.0798
.0798
 
$800
.4788
.3661
.2556
.1594
.0912
.0549
.0407
.0366
.0356
.0355
.0354
.0354
.0354
 
$1,000
.4781
.3655
.2552
.1571
.0854
.0452
.0285
.0232
.0219
.0217
.0216
.0216
.0216
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 5
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0139
.0364
.0632
.0929
.1584
.2299
.3061
.3862
37
$120
.0130
.0346
.0605
.0893
.1532
.2233
.2984
.3774
38
$120
.0121
.0328
.0577
.0856
.1479
.2167
.2906
.3686
39
$120
.0113
.0310
.0550
.0820
.1427
.2101
.2828
.3598
40
$120
.0105
.0292
.0522
.0784
.1374
.2034
.2749
.3509
 
$160
.0104
.0290
.0519
.0779
.1365
.2020
.2731
.3486
41
$120
.0097
.0274
.0495
.0748
.1321
.1967
.2670
.3420
 
$160
.0096
.0272
.0492
.0743
.1312
.1954
.2652
.3397
42
$120
.0089
.0257
.0468
.0711
.1268
.1899
.2590
.3330
 
$160
.0088
.0255
.0465
.0706
.1259
.1887
.2573
.3307
43
$120
.0082
.0240
.0442
.0675
.1215
.1832
.2510
.3239
 
$160
.0081
.0238
.0439
.0670
.1207
.1820
.2493
.3217
44
$120
.0075
.0223
.0415
.0640
.1163
.1765
.2431
.3149
 
$160
.0074
.0222
.0413
.0635
.1155
.1753
.2415
.3128
45
$120
.0067
.0205
.0386
.0600
.1104
.1690
.2342
.3049
 
$160
.0066
.0203
.0383
.0596
.1096
.1679
.2327
.3028
46
$120
.0059
.0186
.0357
.0560
.1045
.1615
.2253
.2953
 
$160
.0059
.0185
.0354
.0556
.1038
.1604
.2238
.2928
47
$120
.0052
.0169
.0329
.0521
.0987
.1541
.2165
.2891
 
$160
.0052
.0168
.0326
.0518
.0981
.1531
.2151
.2829
 
$250
.0051
.0166
.0323
.0512
.0970
.1514
.2127
.2798
48
$120
.0045
.0152
.0301
.0483
.0929
.1466
.2076
.2829
 
$160
.0045
.0151
.0299
.0480
.0923
.1456
.2062
.2728
 
$250
.0044
.0149
.0296
.0475
.0913
.1440
.2040
.2698
 
$275
.0044
.0149
.0295
.0474
.0911
.1437
.2035
.2692
49
$120
.0039
.0136
.0274
.0445
.0872
.1391
.2010
.2767
 
$160
.0039
.0135
.0272
.0442
.0866
.1382
.1973
.2626
 
$250
.0038
.0134
.0269
.0438
.0857
.1367
.1951
.2598
 
$275
.0038
.0133
.0269
.0437
.0855
.1364
.1947
.2591
50
$120
.0033
.0121
.0248
.0409
.0816
.1318
.1952
.2706
 
$160
.0033
.0120
.0247
.0407
.0811
.1309
.1885
.2541
 
$250
.0033
.0119
.0244
.0402
.0802
.1295
.1865
.2498
 
$275
.0033
.0118
.0243
.0401
.0800
.1292
.1860
.2492
51
$120
.0028
.0106
.0224
.0374
.0761
.1245
.1894
.2647
 
$160
.0028
.0106
.0222
.0372
.0756
.1237
.1797
.2474
 
$250
.0028
.0105
.0220
.0368
.0748
.1224
.1778
.2398
 
$275
.0028
.0104
.0219
.0367
.0746
.1221
.1774
.2392
52
$120
.0024
.0093
.0199
.0339
.0705
.1189
.1834
.2588
 
$160
.0023
.0092
.0198
.0337
.0701
.1163
.1711
.2405
 
$250
.0023
.0091
.0196
.0333
.0693
.1150
.1689
.2295
 
$275
.0023
.0091
.0195
.0332
.0692
.1148
.1685
.2289
 
$380
.0023
.0090
.0194
.0330
.0686
.1139
.1672
.2271
53
$120
.0019
.0080
.0176
.0305
.0650
.1136
.1774
.2532
 
$160
.0019
.0079
.0175
.0303
.0646
.1089
.1646
.2336
 
$250
.0019
.0078
.0173
.0300
.0639
.1077
.1599
.2191
 
$275
.0019
.0078
.0173
.0299
.0638
.1075
.1595
.2185
 
$380
.0019
.0077
.0171
.0297
.0633
.1066
.1583
.2168
54
$120
.0016
.0068
.0154
.0273
.0597
.1083
.1716
.2478
 
$160
.0015
.0067
.0153
.0271
.0593
.1016
.1581
.2268
 
$250
.0015
.0067
.0152
.0268
.0586
.1005
.1510
.2086
 
$275
.0015
.0066
.0151
.0267
.0585
.1003
.1506
.2081
 
$380
.0015
.0066
.0150
.0265
.0580
.0995
.1494
.2065
55
$120
.0012
.0057
.0134
.0242
.0547
.1030
.1662
.2425
 
$160
.0012
.0057
.0133
.0240
.0541
.0950
.1518
.2202
 
$250
.0012
.0056
.0132
.0238
.0535
.0935
.1421
.1987
 
$275
.0012
.0056
.0131
.0237
.0534
.0932
.1418
.1978
 
$380
.0012
.0055
.0130
.0235
.0530
.0925
.1407
.1962
 
$500
.0012
.0055
.0129
.0234
.0527
.0920
.1398
.1951
56
$120
.0009
.0047
.0114
.0212
.0506
.0977
.1606
.2371
 
$160
.0009
.0047
.0114
.0210
.0489
.0894
.1452
.2137
 
$250
.0009
.0046
.0112
.0208
.0484
.0862
.1330
.1906
 
$275
.0009
.0046
.0112
.0208
.0483
.0860
.1327
.1874
 
$380
.0009
.0046
.0111
.0206
.0479
.0854
.1317
.1856
 
$500
.0009
.0045
.0111
.0205
.0476
.0849
.1309
.1845
 
$550
.0009
.0045
.0110
.0204
.0475
.0847
.1307
.1842
57
$120
.0007
.0038
.0096
.0183
.0465
.0926
.1552
.2320
 
$160
.0007
.0038
.0096
.0182
.0439
.0838
.1389
.2073
 
$250
.0007
.0037
.0095
.0180
.0434
.0792
.1240
.1826
 
$275
.0007
.0037
.0094
.0180
.0433
.0790
.1237
.1791
 
$380
.0007
.0037
.0094
.0178
.0430
.0784
.1228
.1751
 
$500
.0007
.0037
.0093
.0177
.0427
.0779
.1220
.1741
 
$550
.0007
.0037
.0093
.0177
.0427
.0778
.1218
.1738
58
$120
.0005
.0031
.0081
.0159
.0430
.0881
.1504
.2276
 
$160
.0005
.0031
.0081
.0158
.0394
.0789
.1333
.2017
 
$250
.0005
.0030
.0080
.0156
.0390
.0727
.1174
.1754
 
$275
.0005
.0030
.0080
.0156
.0389
.0725
.1154
.1716
 
$380
.0005
.0030
.0079
.0155
.0386
.0719
.1144
.1652
 
$500
.0005
.0030
.0079
.0154
.0384
.0715
.1138
.1642
 
$550
.0005
.0030
.0079
.0154
.0383
.0714
.1136
.1639
59
$120
.0004
.0025
.0068
.0136
.0395
.0837
.1458
.2233
 
$160
.0004
.0024
.0067
.0135
.0357
.0739
.1278
.1961
 
$250
.0004
.0024
.0067
.0134
.0347
.0662
.1108
.1681
 
$275
.0004
.0024
.0066
.0134
.0346
.0661
.1085
.1641
 
$380
.0004
.0024
.0066
.0133
.0344
.0656
.1061
.1552
 
$500
.0004
.0024
.0065
.0132
.0341
.0652
.1055
.1543
 
$550
.0004
.0024
.0065
.0132
.0341
.0651
.1053
.1540
60
$120
.0003
.0019
.0055
.0116
.0361
.0792
.1411
.2190
 
$160
.0003
.0019
.0055
.0114
.0322
.0690
.1222
.1906
 
$250
.0003
.0019
.0054
.0113
.0305
.0602
.1042
.1608
 
$275
.0003
.0019
.0054
.0112
.0304
.0597
.1017
.1565
 
$380
.0003
.0019
.0054
.0111
.0302
.0592
.0977
.1459
 
$500
.0003
.0018
.0053
.0111
.0300
.0588
.0971
.1442
 
$550
.0003
.0018
.0053
.0111
.0299
.0587
.0970
.1440
 
$800
.0003
.0018
.0053
.0110
.0298
.0585
.0965
.1433
61
$120
.0002
.0014
.0044
.0099
.0328
.0749
.1365
.2148
 
$160
.0002
.0014
.0044
.0094
.0288
.0643
.1168
.1852
 
$250
.0002
.0014
.0043
.0093
.0265
.0550
.0977
.1537
 
$275
.0002
.0014
.0043
.0093
.0264
.0538
.0950
.1490
 
$380
.0002
.0014
.0043
.0092
.0262
.0530
.0894
.1375
 
$500
.0002
.0014
.0043
.0092
.0260
.0527
.0889
.1343
 
$550
.0002
.0014
.0042
.0092
.0260
.0526
.0887
.1340
 
$800
.0002
.0014
.0042
.0091
.0259
.0523
.0883
.1334
62
$120
.0001
.0011
.0034
.0083
.0296
.0705
.1318
.2107
 
$160
.0001
.0010
.0034
.0076
.0255
.0595
.1113
.1797
 
$250
.0001
.0010
.0034
.0075
.0226
.0498
.0911
.1466
 
$275
.0001
.0010
.0033
.0075
.0226
.0486
.0883
.1416
 
$380
.0001
.0010
.0033
.0075
.0224
.0469
.0817
.1292
 
$500
.0001
.0010
.0033
.0074
.0222
.0466
.0807
.1242
 
$550
.0001
.0010
.0033
.0074
.0222
.0465
.0805
.1240
 
$800
.0001
.0010
.0033
.0074
.0221
.0463
.0801
.1234
 
$1,000
.0001
.0010
.0033
.0074
.0221
.0462
.0800
.1233
63
$120
.0001
.0007
.0026
.0068
.0264
.0661
.1271
.2066
 
$160
.0001
.0007
.0025
.0060
.0223
.0548
.1057
.1742
 
$250
.0001
.0007
.0025
.0059
.0190
.0446
.0845
.1393
 
$275
.0001
.0007
.0025
.0059
.0188
.0433
.0815
.1339
 
$380
.0001
.0007
.0025
.0058
.0187
.0408
.0743
.1206
 
$500
.0001
.0007
.0025
.0058
.0186
.0405
.0723
.1147
 
$550
.0001
.0007
.0025
.0058
.0185
.0405
.0722
.1138
 
$800
.0001
.0007
.0024
.0058
.0184
.0403
.0718
.1132
 
$1,000
.0001
.0007
.0024
.0058
.0184
.0402
.0717
.1131
64
$120
.0000
.0005
.0019
.0054
.0234
.0617
.1225
.2026
 
$160
.0000
.0005
.0018
.0047
.0192
.0500
.1002
.1688
 
$250
.0000
.0005
.0018
.0045
.0159
.0395
.0780
.1321
 
$275
.0000
.0005
.0018
.0045
.0155
.0381
.0748
.1264
 
$380
.0000
.0005
.0018
.0044
.0152
.0350
.0671
.1120
 
$500
.0000
.0005
.0018
.0044
.0151
.0347
.0641
.1055
 
$550
.0000
.0005
.0018
.0044
.0151
.0346
.0640
.1040
 
$800
.0000
.0005
.0017
.0044
.0150
.0345
.0637
.1031
 
$1,000
.0000
.0005
.0017
.0044
.0150
.0344
.0636
.1029
65
$120
.0000
.0003
.0014
.0042
.0204
.0573
.1178
.1986
 
$160
.0000
.0003
.0012
.0036
.0163
.0454
.0946
.1634
 
$250
.0000
.0003
.0012
.0032
.0130
.0346
.0715
.1248
 
$275
.0000
.0003
.0012
.0032
.0126
.0332
.0681
.1188
 
$380
.0000
.0003
.0012
.0032
.0121
.0299
.0600
.1035
 
$500
.0000
.0003
.0012
.0032
.0120
.0291
.0566
.0964
 
$550
.0000
.0003
.0012
.0032
.0120
.0290
.0559
.0947
 
$800
.0000
.0003
.0012
.0032
.0119
.0289
.0557
.0930
 
$1,000
.0000
.0003
.0012
.0032
.0119
.0289
.0556
.0929
66
$120
.0000
.0002
.0009
.0032
.0175
.0529
.1132
.1948
 
$160
.0000
.0002
.0008
.0026
.0136
.0408
.0890
.1580
 
$250
.0000
.0002
.0008
.0022
.0104
.0299
.0651
.1176
 
$275
.0000
.0002
.0008
.0022
.0100
.0284
.0616
.1112
 
$380
.0000
.0002
.0008
.0022
.0092
.0251
.0531
.0950
 
$500
.0000
.0002
.0008
.0022
.0092
.0238
.0494
.0873
 
$550
.0000
.0002
.0008
.0022
.0092
.0238
.0485
.0855
 
$800
.0000
.0002
.0008
.0022
.0091
.0237
.0479
.0830
 
$1,000
.0000
.0002
.0008
.0022
.0091
.0237
.0479
.0829
67
$120
.0000
.0001
.0006
.0023
.0146
.0482
.1081
.1908
 
$160
.0000
.0001
.0005
.0018
.0108
.0359
.0830
.1523
 
$250
.0000
.0001
.0004
.0014
.0078
.0250
.0582
.1098
 
$275
.0000
.0001
.0004
.0014
.0075
.0236
.0546
.1031
 
$380
.0000
.0001
.0004
.0014
.0067
.0202
.0457
.0860
 
$500
.0000
.0001
.0004
.0014
.0065
.0188
.0418
.0776
 
$550
.0000
.0001
.0004
.0014
.0065
.0186
.0409
.0757
 
$800
.0000
.0001
.0004
.0014
.0065
.0185
.0399
.0724
 
$1,000
.0000
.0001
.0004
.0014
.0065
.0184
.0398
.0722
68
$120
.0000
.0000
.0003
.0015
.0118
.0435
.1030
.1868
 
$160
.0000
.0000
.0002
.0011
.0083
.0311
.0769
.1465
 
$250
.0000
.0000
.0002
.0008
.0056
.0203
.0513
.1018
 
$275
.0000
.0000
.0002
.0008
.0053
.0189
.0476
.0947
 
$380
.0000
.0000
.0002
.0008
.0045
.0156
.0385
.0767
 
$500
.0000
.0000
.0002
.0008
.0043
.0142
.0344
.0679
 
$550
.0000
.0000
.0002
.0008
.0043
.0139
.0334
.0658
 
$800
.0000
.0000
.0002
.0008
.0043
.0137
.0320
.0621
 
$1,000
.0000
.0000
.0002
.0008
.0043
.0137
.0320
.0616
69
$120
.0000
.0000
.0002
.0009
.0093
.0389
.0981
.1832
 
$160
.0000
.0000
.0001
.0006
.0062
.0265
.0709
.1409
 
$250
.0000
.0000
.0001
.0004
.0038
.0161
.0447
.0940
 
$275
.0000
.0000
.0001
.0004
.0035
.0148
.0409
.0867
 
$380
.0000
.0000
.0001
.0004
.0029
.0116
.0318
.0679
 
$500
.0000
.0000
.0001
.0004
.0027
.0103
.0277
.0586
 
$550
.0000
.0000
.0001
.0004
.0026
.0100
.0267
.0564
 
$800
.0000
.0000
.0001
.0004
.0026
.0097
.0251
.0523
 
$1,000
.0000
.0000
.0001
.0004
.0026
.0097
.0250
.0516
70
$120
.0000
.0000
.0001
.0005
.0067
.0335
.0923
.1792
 
$160
.0000
.0000
.0000
.0003
.0040
.0213
.0639
.1345
 
$250
.0000
.0000
.0000
.0002
.0022
.0116
.0371
.0849
 
$275
.0000
.0000
.0000
.0002
.0020
.0104
.0334
.0772
 
$380
.0000
.0000
.0000
.0001
.0015
.0076
.0244
.0576
 
$500
.0000
.0000
.0000
.0001
.0013
.0065
.0204
.0480
 
$550
.0000
.0000
.0000
.0001
.0013
.0062
.0194
.0457
 
$800
.0000
.0000
.0000
.0001
.0013
.0059
.0178
.0413
 
$1,000
.0000
.0000
.0000
.0001
.0013
.0058
.0175
.0405
71
$120
.0000
.0000
.0000
.0002
.0045
.0283
.0867
.1756
 
$160
.0000
.0000
.0000
.0001
.0024
.0165
.0570
.1285
 
$250
.0000
.0000
.0000
.0001
.0011
.0078
.0299
.0760
 
$275
.0000
.0000
.0000
.0000
.0009
.0068
.0263
.0679
 
$380
.0000
.0000
.0000
.0000
.0007
.0045
.0178
.0478
 
$500
.0000
.0000
.0000
.0000
.0005
.0036
.0140
.0380
 
$550
.0000
.0000
.0000
.0000
.0005
.0034
.0132
.0357
 
$800
.0000
.0000
.0000
.0000
.0005
.0031
.0116
.0312
 
$1,000
.0000
.0000
.0000
.0000
.0005
.0031
.0113
.0302
72
$120
.0000
.0000
.0000
.0000
.0021
.0214
.0792
.1715
 
$160
.0000
.0000
.0000
.0000
.0009
.0106
.0476
.1206
 
$250
.0000
.0000
.0000
.0000
.0003
.0038
.0207
.0639
 
$275
.0000
.0000
.0000
.0000
.0002
.0031
.0174
.0554
 
$380
.0000
.0000
.0000
.0000
.0001
.0017
.0101
.0348
 
$500
.0000
.0000
.0000
.0000
.0001
.0012
.0071
.0253
 
$550
.0000
.0000
.0000
.0000
.0001
.0011
.0065
.0232
 
$800
.0000
.0000
.0000
.0000
.0001
.0009
.0053
.0189
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0009
.0050
.0179
73
$120
.0000
.0000
.0000
.0000
.0006
.0141
.0711
.1681
 
$160
.0000
.0000
.0000
.0000
.0002
.0053
.0373
.1127
 
$250
.0000
.0000
.0000
.0000
.0000
.0011
.0117
.0507
 
$275
.0000
.0000
.0000
.0000
.0000
.0008
.0090
.0418
 
$380
.0000
.0000
.0000
.0000
.0000
.0003
.0039
.0217
 
$500
.0000
.0000
.0000
.0000
.0000
.0002
.0022
.0134
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0019
.0117
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0013
.0083
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0012
.0076
74
$120
.0000
.0000
.0000
.0000
.0002
.0095
.0659
.1667
 
$160
.0000
.0000
.0000
.0000
.0000
.0026
.0303
.1081
 
$250
.0000
.0000
.0000
.0000
.0000
.0003
.0067
.0418
 
$275
.0000
.0000
.0000
.0000
.0000
.0002
.0047
.0328
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0014
.0138
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0070
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0005
.0058
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0035
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0030
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 5
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9440
.9344
.9254
.9170
.9090
.9014
.8941
.8872
.8804
.8739
.8676
.8615
.8555
2
.9404
.9301
.9206
.9117
.9033
.8952
.8876
.8802
.8730
.8661
.8595
.8530
.8466
3
.9357
.9247
.9145
.9050
.8959
.8873
.8791
.8712
.8635
.8561
.8490
.8420
.8352
4
.9310
.9193
.9084
.8981
.8885
.8793
.8705
.8620
.8539
.8460
.8383
.8309
.8236
5
.9262
.9137
.9021
.8912
.8809
.8712
.8618
.8528
.8441
.8357
.8275
.8196
.8119
6
.9214
.9081
.8958
.8843
.8733
.8629
.8530
.8434
.8342
.8253
.8166
.8083
.8001
7
.9165
.9024
.8894
.8771
.8656
.8545
.8440
.8339
.8241
.8146
.8055
.7966
.7881
8
.9116
.8967
.8829
.8700
.8577
.8461
.8349
.8242
.8139
.8040
.7943
.7850
.7760
9
.9067
.8910
.8764
.8628
.8499
.8376
.8258
.8145
.8037
.7932
.7831
.7733
.7638
10
.9017
.8852
.8699
.8555
.8419
.8290
.8166
.8048
.7934
.7824
.7718
.7615
.7515
11
.8967
.8794
.8633
.8482
.8339
.8204
.8074
.7950
.7831
.7716
.7605
.7497
.7393
12
.8917
.8735
.8566
.8408
.8258
.8116
.7980
.7850
.7725
.7605
.7489
.7377
.7268
13
.8865
.8675
.8498
.8332
.8176
.8027
.7885
.7750
.7619
.7494
.7373
.7256
.7142
14
.8813
.8614
.8429
.8255
.8092
.7937
.7789
.7647
.7511
.7380
.7254
.7133
.7015
15
.8761
.8553
.8360
.8179
.8008
.7846
.7692
.7545
.7403
.7267
.7137
.7011
.6889
16
.8709
.8491
.8290
.8101
.7923
.7755
.7594
.7441
.7294
.7153
.7018
.6887
.6761
17
.8655
.8429
.8219
.8022
.7838
.7662
.7496
.7336
.7184
.7038
.6898
.6763
.6633
18
.8602
.8366
.8147
.7943
.7751
.7569
.7396
.7231
.7074
.6923
.6778
.6639
.6505
19
.8547
.8302
.8075
.7863
.7663
.7474
.7295
.7124
.6962
.6806
.6657
.6513
.6376
20
.8493
.8238
.8002
.7782
.7575
.7380
.7194
.7018
.6850
.6690
.6536
.6389
.6248
21
.8437
.8173
.7928
.7700
.7486
.7284
.7092
.6911
.6737
.6572
.6414
.6263
.6118
22
.8381
.8106
.7853
.7616
.7395
.7186
.6988
.6801
.6623
.6453
.6291
.6136
.5987
23
.8324
.8040
.7777
.7533
.7304
.7088
.6885
.6692
.6509
.6334
.6168
.6009
.5857
24
.8266
.7972
.7700
.7447
.7211
.6989
.6779
.6581
.6393
.6214
.6044
.5881
.5726
25
.8208
.7903
.7622
.7361
.7117
.6888
.6672
.6469
.6276
.6093
.5918
.5752
.5593
26
.8149
.7834
.7544
.7274
.7023
.6788
.6566
.6357
.6159
.5972
.5794
.5624
.5462
27
.8090
.7764
.7464
.7186
.6928
.6686
.6458
.6244
.6042
.5850
.5668
.5495
.5330
28
.8029
.7693
.7383
.7098
.6832
.6583
.6350
.6130
.5923
.5727
.5542
.5365
.5197
29
.7969
.7621
.7303
.7009
.6735
.6480
.6241
.6017
.5805
.5605
.5416
.5236
.5065
30
.7907
.7548
.7220
.6917
.6637
.6375
.6130
.5901
.5685
.5480
.5287
.5104
.4930
31
.7844
.7474
.7136
.6825
.6537
.6269
.6019
.5784
.5563
.5355
.5159
.4972
.4795
32
.7780
.7399
.7052
.6732
.6436
.6162
.5906
.5666
.5441
.5228
.5028
.4838
.4658
33
.7716
.7324
.6966
.6638
.6335
.6054
.5792
.5547
.5318
.5102
.4898
.4705
.4522
34
.7651
.7247
.6880
.6543
.6233
.5945
.5678
.5428
.5194
.4974
.4766
.4570
.4384
35
.7585
.7169
.6792
.6447
.6129
.5835
.5562
.5307
.5068
.4844
.4633
.4433
.4244
36
.7519
.7092
.6704
.6351
.6025
.5725
.5446
.5186
.4942
.4714
.4499
.4297
.4104
37
.7451
.7012
.6614
.6252
.5919
.5611
.5327
.5061
.4814
.4581
.4363
.4156
.3961
38
.7382
.6931
.6523
.6152
.5811
.5497
.5206
.4936
.4684
.4447
.4225
.4015
.3816
39
.7314
.6851
.6433
.6052
.5704
.5383
.5086
.4811
.4553
.4313
.4086
.3873
.3671
40
.7245
.6770
.6341
.5951
.5595
.5268
.4965
.4684
.4422
.4177
.3947
.3730
.3526
41
.7176
.6688
.6249
.5850
.5486
.5152
.4843
.4556
.4290
.4040
.3806
.3586
.3379
42
.7106
.6606
.6155
.5747
.5375
.5034
.4719
.4427
.4155
.3901
.3663
.3440
.3231
43
.7036
.6523
.6062
.5644
.5264
.4915
.4594
.4296
.4019
.3761
.3520
.3295
.3084
44
.6968
.6441
.5969
.5542
.5154
.4798
.4470
.4166
.3885
.3623
.3379
.3152
.2940
45
.6890
.6350
.5865
.5428
.5031
.4667
.4332
.4023
.3737
.3472
.3225
.2996
.2783
46
.6813
.6258
.5761
.5314
.4907
.4536
.4194
.3880
.3589
.3320
.3072
.2841
.2628
47
.6736
.6167
.5658
.5200
.4784
.4404
.4056
.3736
.3442
.3171
.2920
.2689
.2476
48
.6659
.6075
.5553
.5083
.4658
.4270
.3916
.3591
.3293
.3019
.2767
.2537
.2325
49
.6582
.5982
.5447
.4966
.4531
.4135
.3774
.3445
.3143
.2868
.2616
.2386
.2177
50
.6506
.5891
.5343
.4850
.4405
.4002
.3635
.3301
.2997
.2720
.2469
.2241
.2034
51
.6431
.5800
.5238
.4733
.4278
.3867
.3494
.3157
.2850
.2574
.2324
.2098
.1895
52
.6354
.5706
.5129
.4612
.4147
.3728
.3350
.3009
.2701
.2425
.2177
.1955
.1755
53
.6277
.5612
.5020
.4490
.4015
.3588
.3205
.2861
.2553
.2278
.2033
.1814
.1619
54
.6202
.5518
.4910
.4367
.3882
.3448
.3060
.2715
.2407
.2134
.1892
.1677
.1488
55
.6127
.5425
.4801
.4246
.3751
.3310
.2918
.2571
.2265
.1994
.1756
.1546
.1362
56
.6052
.5330
.4689
.4120
.3614
.3167
.2772
.2425
.2120
.1852
.1619
.1415
.1237
57
.5977
.5235
.4577
.3994
.3479
.3026
.2629
.2281
.1978
.1715
.1487
.1289
.1118
58
.5909
.5147
.4472
.3876
.3352
.2893
.2493
.2146
.1846
.1587
.1364
.1173
.1009
59
.5841
.5058
.4366
.3756
.3223
.2759
.2358
.2012
.1715
.1461
.1244
.1060
.0904
60
.5774
.4969
.4258
.3635
.3093
.2624
.2222
.1877
.1584
.1336
.1126
.0950
.0802
61
.5708
.4881
.4152
.3515
.2964
.2491
.2087
.1745
.1457
.1215
.1014
.0846
.0707
62
.5643
.4793
.4045
.3394
.2834
.2356
.1952
.1613
.1331
.1097
.0903
.0745
.0615
63
.5578
.4704
.3935
.3269
.2700
.2218
.1814
.1479
.1203
.0978
.0795
.0647
.0527
64
.5516
.4616
.3826
.3145
.2565
.2079
.1676
.1346
.1078
.0863
.0690
.0554
.0446
65
.5456
.4530
.3718
.3019
.2429
.1939
.1539
.1215
.0956
.0751
.0591
.0466
.0370
66
.5400
.4447
.3610
.2894
.2293
.1800
.1402
.1085
.0837
.0645
.0498
.0386
.0301
67
.5344
.4360
.3496
.2758
.2145
.1649
.1254
.0948
.0713
.0536
.0404
.0307
.0235
68
.5293
.4276
.3381
.2620
.1993
.1493
.1105
.0810
.0591
.0431
.0317
.0235
.0177
69
.5250
.4201
.3273
.2486
.1846
.1343
.0962
.0681
.0480
.0339
.0242
.0175
.0131
70
.5208
.4120
.3151
.2330
.1671
.1166
.0797
.0537
.0359
.0242
.0167
.0118
.0087
71
.5179
.4053
.3039
.2180
.1500
.0994
.0639
.0404
.0254
.0163
.0108
.0075
.0055
72
.5155
.3985
.2905
.1984
.1267
.0762
.0437
.0244
.0137
.0080
.0050
.0034
.0025
73
.5146
.3944
.2794
.1786
.1016
.0516
.0239
.0105
.0047
.0022
.0011
.0006
.0003
74
.5146
.3934
.2746
.1671
.0850
.0357
.0126
.0039
.0011
.0003
.0001
.0000
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 5
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0504
.1023
.1555
.2093
.3187
.4295
.5412
.6535
2
.0000
.0496
.1009
.1536
.2070
.3157
.4258
.5369
.6488
3
.0000
.0485
.0991
.1511
.2041
.3119
.4212
.5315
.6427
4
.0000
.0474
.0973
.1487
.2012
.3080
.4164
.5261
.6365
5
.0000
.0463
.0955
.1463
.1982
.3041
.4117
.5205
.6303
6
.0000
.0452
.0936
.1438
.1952
.3001
.4069
.5149
.6240
7
.0000
.0441
.0917
.1414
.1922
.2961
.4020
.5092
.6175
8
.0000
.0429
.0899
.1389
.1892
.2920
.3970
.5035
.6111
9
.0000
.0418
.0880
.1364
.1861
.2880
.3921
.4978
.6046
10
.0000
.0408
.0862
.1340
.1831
.2839
.3871
.4920
.5980
11
.0000
.0397
.0844
.1315
.1800
.2799
.3822
.4862
.5915
12
.0000
.0386
.0825
.1290
.1769
.2757
.3771
.4803
.5847
13
.0000
.0375
.0807
.1265
.1738
.2715
.3720
.4743
.5779
14
.0000
.0364
.0788
.1240
.1707
.2673
.3668
.4682
.5710
15
.0000
.0353
.0770
.1214
.1676
.2631
.3616
.4621
.5641
16
.0000
.0342
.0751
.1189
.1644
.2588
.3563
.4559
.5571
17
.0000
.0332
.0733
.1163
.1612
.2545
.3510
.4497
.5500
18
.0000
.0321
.0714
.1138
.1580
.2502
.3456
.4434
.5429
19
.0000
.0311
.0696
.1112
.1548
.2458
.3402
.4370
.5356
20
.0000
.0300
.0677
.1086
.1516
.2414
.3347
.4306
.5284
21
.0000
.0290
.0659
.1060
.1483
.2369
.3292
.4241
.5210
22
.0000
.0280
.0640
.1034
.1450
.2323
.3235
.4174
.5134
23
.0000
.0269
.0621
.1008
.1417
.2278
.3178
.4108
.5059
24
.0000
.0259
.0602
.0981
.1383
.2231
.3121
.4040
.4982
25
.0000
.0249
.0583
.0955
.1349
.2184
.3062
.3971
.4903
26
.0000
.0239
.0565
.0928
.1315
.2137
.3004
.3902
.4825
27
.0000
.0229
.0546
.0901
.1281
.2090
.2944
.3832
.4746
28
.0000
.0219
.0527
.0874
.1247
.2041
.2884
.3761
.4665
29
.0000
.0209
.0508
.0847
.1212
.1993
.2823
.3689
.4584
30
.0000
.0200
.0489
.0820
.1177
.1943
.2761
.3616
.4502
31
.0000
.0190
.0470
.0792
.1141
.1893
.2698
.3542
.4418
32
.0000
.0180
.0451
.0765
.1105
.1842
.2634
.3467
.4333
33
.0000
.0171
.0432
.0737
.1069
.1791
.2570
.3392
.4248
34
.0000
.0161
.0414
.0709
.1033
.1740
.2505
.3315
.4162
35
.0000
.0152
.0395
.0681
.0996
.1687
.2439
.3237
.4074
36
.0000
.0143
.0376
.0653
.0959
.1635
.2373
.3160
.3986
37
.0000
.0134
.0357
.0624
.0922
.1581
.2305
.3080
.3896
38
.0000
.0125
.0338
.0596
.0884
.1527
.2237
.2999
.3805
39
.0000
.0116
.0320
.0567
.0846
.1473
.2168
.2919
.3714
40
.0000
.0108
.0301
.0539
.0809
.1418
.2100
.2838
.3623
41
.0000
.0100
.0283
.0511
.0772
.1364
.2031
.2756
.3530
42
.0000
.0092
.0265
.0483
.0734
.1309
.1961
.2674
.3437
43
.0000
.0084
.0248
.0456
.0697
.1254
.1891
.2591
.3343
44
.0000
.0077
.0231
.0429
.0660
.1200
.1822
.2509
.3251
45
.0000
.0069
.0211
.0398
.0619
.1139
.1744
.2418
.3147
46
.0000
.0061
.0192
.0368
.0578
.1079
.1667
.2326
.3043
47
.0000
.0054
.0174
.0339
.0538
.1019
.1590
.2235
.2940
48
.0000
.0047
.0157
.0311
.0499
.0959
.1513
.2143
.2834
49
.0000
.0040
.0140
.0283
.0460
.0900
.1436
.2050
.2729
50
.0000
.0034
.0125
.0256
.0423
.0843
.1361
.1959
.2624
51
.0000
.0029
.0110
.0231
.0386
.0786
.1285
.1868
.2519
52
.0000
.0024
.0096
.0206
.0350
.0728
.1209
.1774
.2411
53
.0000
.0020
.0082
.0182
.0315
.0671
.1132
.1680
.2301
54
.0000
.0016
.0070
.0159
.0281
.0616
.1056
.1586
.2192
55
.0000
.0013
.0059
.0138
.0250
.0562
.0982
.1493
.2083
56
.0000
.0010
.0048
.0118
.0219
.0508
.0906
.1397
.1970
57
.0000
.0007
.0039
.0099
.0189
.0456
.0832
.1303
.1859
58
.0000
.0006
.0032
.0084
.0164
.0410
.0764
.1215
.1753
59
.0000
.0004
.0025
.0070
.0141
.0365
.0696
.1126
.1647
60
.0000
.0003
.0020
.0057
.0118
.0320
.0628
.1037
.1540
61
.0000
.0002
.0015
.0045
.0098
.0278
.0562
.0949
.1434
62
.0000
.0001
.0011
.0035
.0079
.0238
.0498
.0861
.1327
63
.0000
.0001
.0008
.0026
.0062
.0198
.0433
.0772
.1217
64
.0000
.0000
.0005
.0019
.0047
.0162
.0370
.0684
.1108
65
.0000
.0000
.0003
.0013
.0034
.0128
.0311
.0598
.0999
66
.0000
.0000
.0002
.0008
.0024
.0098
.0255
.0515
.0892
67
.0000
.0000
.0001
.0005
.0015
.0070
.0199
.0428
.0777
68
.0000
.0000
.0000
.0002
.0008
.0046
.0147
.0344
.0662
69
.0000
.0000
.0000
.0001
.0004
.0028
.0104
.0269
.0554
70
.0000
.0000
.0000
.0000
.0001
.0014
.0063
.0188
.0432
71
.0000
.0000
.0000
.0000
.0000
.0005
.0033
.0121
.0321
72
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0053
.0187
73
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0012
.0075
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0028
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 5
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7857
.7411
.7007
.6637
.6297
.5983
.5691
.5419
.5254
.5136
.5035
.4946
.4869
37
$120
.7787
.7328
.6912
.6533
.6185
.5864
.5567
.5333
.5198
.5082
.4983
.4896
.4825
38
$120
.7715
.7244
.6817
.6429
.6073
.5745
.5441
.5275
.5142
.5029
.4931
.4851
.4789
39
$120
.7644
.7160
.6722
.6325
.5961
.5625
.5372
.5218
.5088
.4976
.4885
.4814
.4756
40
$120
.7572
.7075
.6627
.6220
.5847
.5505
.5314
.5162
.5034
.4928
.4845
.4780
.4726
 
$160
.7521
.7028
.6583
.6178
.5808
.5468
.5154
.4863
.4696
.4557
.4438
.4335
.4246
41
$120
.7500
.6990
.6530
.6114
.5733
.5436
.5257
.5107
.4982
.4886
.4809
.4748
.4699
 
$160
.7450
.6943
.6487
.6073
.5695
.5348
.5027
.4791
.4632
.4496
.4380
.4280
.4196
42
$120
.7426
.6903
.6433
.6006
.5617
.5376
.5199
.5052
.4937
.4847
.4776
.4719
.4673
 
$160
.7377
.6857
.6390
.5966
.5580
.5225
.4910
.4725
.4569
.4436
.4323
.4228
.4152
43
$120
.7354
.6817
.6335
.5899
.5529
.5318
.5142
.5004
.4896
.4812
.4745
.4691
.4649
 
$160
.7304
.6772
.6293
.5859
.5464
.5103
.4842
.4661
.4508
.4378
.4269
.4183
.4113
44
$120
.7282
.6732
.6238
.5792
.5471
.5260
.5091
.4960
.4859
.4779
.4716
.4667
.4629
 
$160
.7233
.6687
.6197
.5753
.5350
.4991
.4777
.4599
.4448
.4323
.4223
.4143
.4078
45
$120
.7200
.6636
.6130
.5673
.5403
.5195
.5036
.4913
.4817
.4743
.4685
.4641
.4608
 
$160
.7152
.6592
.6089
.5635
.5222
.4914
.4704
.4528
.4382
.4266
.4174
.4100
.4041
46
$120
.7120
.6540
.6021
.5590
.5336
.5136
.4985
.4868
.4778
.4709
.4658
.4619
.4590
 
$160
.7072
.6496
.5981
.5516
.5094
.4839
.4632
.4460
.4323
.4215
.4129
.4061
.4006
47
$120
.7040
.6445
.5913
.5523
.5272
.5082
.4937
.4827
.4743
.4680
.4634
.4599
.4574
 
$160
.6993
.6402
.5874
.5398
.5014
.4766
.4561
.4397
.4269
.4168
.4088
.4025
.3975
 
$250
.6917
.6333
.5810
.5340
.4913
.4523
.4165
.3912
.3713
.3544
.3400
.3278
.3173
48
$120
.6959
.6348
.5803
.5455
.5212
.5030
.4892
.4787
.4710
.4654
.4612
.4582
.4560
 
$160
.6912
.6306
.5764
.5277
.4938
.4692
.4493
.4339
.4218
.4124
.4050
.3992
.3948
 
$250
.6838
.6238
.5702
.5220
.4783
.4385
.4055
.3824
.3629
.3465
.3326
.3209
.3113
 
$275
.6822
.6223
.5689
.5208
.4772
.4375
.4012
.3740
.3530
.3352
.3202
.3073
.2963
49
$120
.6878
.6252
.5703
.5390
.5156
.4980
.4848
.4751
.4681
.4630
.4593
.4567
.4549
 
$160
.6832
.6210
.5655
.5164
.4864
.4621
.4431
.4284
.4171
.4082
.4014
.3963
.3924
 
$250
.6759
.6143
.5594
.5100
.4653
.4246
.3965
.3738
.3548
.3389
.3255
.3146
.3058
 
$275
.6743
.6128
.5580
.5088
.4642
.4236
.3891
.3647
.3443
.3271
.3125
.3001
.2898
50
$120
.6799
.6157
.5638
.5330
.5103
.4933
.4808
.4719
.4655
.4609
.4577
.4555
.4539
 
$160
.6754
.6116
.5546
.5090
.4791
.4555
.4373
.4234
.4127
.4045
.3984
.3938
.3904
 
$250
.6681
.6050
.5487
.4981
.4524
.4145
.3878
.3656
.3471
.3316
.3191
.3091
.3010
 
$275
.6665
.6035
.5473
.4969
.4513
.4100
.3798
.3560
.3360
.3192
.3051
.2935
.2841
51
$120
.6721
.6061
.5573
.5273
.5051
.4888
.4772
.4689
.4631
.4591
.4563
.4544
.4532
 
$160
.6676
.6021
.5437
.5016
.4720
.4493
.4319
.4186
.4086
.4011
.3956
.3915
.3886
 
$250
.6604
.5956
.5379
.4861
.4394
.4057
.3794
.3575
.3395
.3249
.3132
.3039
.2965
 
$275
.6588
.5942
.5366
.4849
.4383
.3988
.3707
.3474
.3279
.3116
.2983
.2876
.2789
52
$120
.6641
.5963
.5511
.5216
.5000
.4846
.4737
.4662
.4610
.4575
.4551
.4536
.4525
 
$160
.6596
.5924
.5325
.4941
.4652
.4432
.4265
.4140
.4048
.3980
.3931
.3895
.3870
 
$250
.6525
.5860
.5267
.4736
.4283
.3968
.3708
.3494
.3322
.3185
.3077
.2991
.2923
 
$275
.6510
.5846
.5255
.4725
.4249
.3893
.3617
.3388
.3198
.3043
.2919
.2820
.2740
 
$380
.6458
.5800
.5213
.4688
.4215
.3789
.3405
.3101
.2859
.2656
.2484
.2338
.2214
53
$120
.6560
.5865
.5450
.5160
.4952
.4806
.4705
.4637
.4591
.4561
.4541
.4528
.4520
 
$160
.6517
.5826
.5239
.4868
.4586
.4374
.4214
.4098
.4013
.3952
.3909
.3878
.3857
 
$250
.6446
.5763
.5155
.4611
.4192
.3879
.3623
.3417
.3254
.3126
.3025
.2946
.2885
 
$275
.6431
.5749
.5142
.4600
.4131
.3800
.3528
.3303
.3120
.2975
.2859
.2768
.2696
 
$380
.6380
.5704
.5102
.4563
.4081
.3647
.3275
.2995
.2760
.2563
.2396
.2256
.2140
54
$120
.6481
.5784
.5391
.5107
.4907
.4769
.4676
.4615
.4575
.4549
.4533
.4522
.4516
 
$160
.6438
.5728
.5165
.4799
.4523
.4318
.4167
.4059
.3981
.3927
.3889
.3863
.3846
 
$250
.6369
.5666
.5042
.4485
.4103
.3793
.3542
.3345
.3191
.3071
.2978
.2906
.2852
 
$275
.6353
.5653
.5030
.4474
.4037
.3709
.3440
.3222
.3049
.2912
.2805
.2721
.2655
 
$380
.6303
.5608
.4990
.4439
.3946
.3504
.3167
.2893
.2664
.2472
.2312
.2180
.2073
55
$120
.6404
.5724
.5334
.5056
.4864
.4735
.4650
.4595
.4561
.4539
.4526
.4518
.4513
 
$160
.6361
.5632
.5094
.4733
.4463
.4265
.4123
.4023
.3953
.3906
.3873
.3851
.3837
 
$250
.6292
.5571
.4931
.4395
.4015
.3709
.3466
.3278
.3132
.3020
.2935
.2871
.2822
 
$275
.6277
.5558
.4919
.4350
.3946
.3620
.3356
.3146
.2982
.2854
.2755
.2678
.2619
 
$380
.6228
.5514
.4880
.4315
.3812
.3388
.3064
.2795
.2571
.2385
.2234
.2111
.2012
 
$500
.6191
.5481
.4851
.4290
.3789
.3344
.2948
.2617
.2351
.2128
.1939
.1781
.1647
56
$120
.6324
.5665
.5276
.5006
.4823
.4703
.4626
.4578
.4549
.4531
.4520
.4514
.4511
 
$160
.6282
.5533
.5023
.4666
.4403
.4214
.4082
.3990
.3928
.3886
.3859
.3841
.3829
 
$250
.6214
.5473
.4815
.4305
.3926
.3626
.3392
.3212
.3075
.2972
.2895
.2838
.2796
 
$275
.6200
.5460
.4803
.4251
.3852
.3529
.3273
.3073
.2918
.2798
.2707
.2638
.2587
 
$380
.6151
.5417
.4765
.4187
.3674
.3279
.2959
.2695
.2478
.2301
.2159
.2045
.1955
 
$500
.6114
.5385
.4737
.4162
.3652
.3200
.2807
.2498
.2240
.2023
.1842
.1691
.1565
 
$550
.6104
.5375
.4729
.4155
.3646
.3194
.2796
.2454
.2182
.1955
.1763
.1602
.1468
57
$120
.6247
.5606
.5221
.4958
.4784
.4673
.4605
.4563
.4539
.4524
.4516
.4512
.4509
 
$160
.6205
.5434
.4955
.4601
.4346
.4167
.4043
.3960
.3905
.3870
.3847
.3833
.3824
 
$250
.6138
.5376
.4700
.4217
.3840
.3547
.3321
.3151
.3023
.2928
.2859
.2809
.2774
 
$275
.6124
.5363
.4689
.4159
.3760
.3443
.3195
.3004
.2858
.2747
.2665
.2604
.2559
 
$380
.6075
.5321
.4652
.4060
.3556
.3173
.2858
.2599
.2389
.2222
.2090
.1986
.1904
 
$500
.6039
.5289
.4624
.4035
.3515
.3057
.2687
.2385
.2133
.1923
.1750
.1607
.1490
 
$550
.6029
.5280
.4616
.4029
.3509
.3052
.2651
.2333
.2069
.1849
.1665
.1512
.1386
58
$120
.6175
.5555
.5174
.4917
.4752
.4650
.4588
.4552
.4531
.4520
.4513
.4510
.4508
 
$160
.6134
.5370
.4894
.4545
.4298
.4127
.4012
.3937
.3888
.3857
.3838
.3827
.3820
 
$250
.6068
.5285
.4611
.4136
.3764
.3477
.3260
.3098
.2979
.2893
.2831
.2787
.2756
 
$275
.6054
.5273
.4581
.4075
.3678
.3366
.3126
.2944
.2806
.2704
.2630
.2576
.2537
 
$380
.6006
.5231
.4545
.3939
.3458
.3077
.2764
.2512
.2312
.2154
.2031
.1935
.1861
 
$500
.5970
.5200
.4518
.3916
.3386
.2936
.2578
.2281
.2035
.1832
.1667
.1534
.1427
 
$550
.5960
.5191
.4510
.3909
.3380
.2918
.2534
.2224
.1967
.1753
.1576
.1432
.1315
59
$120
.6105
.5504
.5127
.4879
.4723
.4628
.4573
.4542
.4525
.4516
.4511
.4509
.4507
 
$160
.6064
.5310
.4834
.4490
.4251
.4089
.3983
.3915
.3873
.3847
.3831
.3822
.3817
 
$250
.5999
.5194
.4532
.4058
.3689
.3409
.3201
.3048
.2938
.2860
.2805
.2768
.2742
 
$275
.5984
.5182
.4489
.3991
.3597
.3292
.3060
.2886
.2758
.2665
.2598
.2551
.2518
 
$380
.5937
.5141
.4437
.3824
.3360
.2980
.2673
.2430
.2239
.2090
.1975
.1888
.1822
 
$500
.5902
.5111
.4411
.3795
.3257
.2824
.2471
.2179
.1939
.1745
.1590
.1466
.1368
 
$550
.5892
.5102
.4403
.3789
.3251
.2788
.2421
.2117
.1866
.1660
.1492
.1357
.1249
60
$120
.6034
.5454
.5081
.4841
.4694
.4608
.4560
.4534
.4520
.4513
.4510
.4508
.4507
 
$160
.5994
.5250
.4774
.4436
.4205
.4053
.3956
.3896
.3859
.3838
.3825
.3818
.3814
 
$250
.5929
.5103
.4454
.3979
.3615
.3343
.3143
.3000
.2900
.2830
.2782
.2750
.2729
 
$275
.5915
.5090
.4407
.3907
.3517
.3219
.2995
.2832
.2713
.2629
.2570
.2529
.2501
 
$380
.5868
.5050
.4328
.3726
.3260
.2883
.2584
.2349
.2168
.2029
.1924
.1845
.1787
 
$500
.5833
.5020
.4302
.3673
.3138
.2713
.2363
.2077
.1846
.1661
.1516
.1402
.1313
 
$550
.5824
.5012
.4295
.3667
.3120
.2672
.2309
.2010
.1766
.1569
.1411
.1287
.1189
 
$800
.5796
.4988
.4275
.3649
.3105
.2634
.2230
.1886
.1606
.1374
.1182
.1024
.0895
61
$120
.5965
.5404
.5036
.4805
.4668
.4591
.4549
.4527
.4516
.4511
.4508
.4507
.4507
 
$160
.5926
.5192
.4716
.4383
.4162
.4020
.3932
.3879
.3848
.3831
.3821
.3816
.3813
 
$250
.5862
.5012
.4377
.3902
.3543
.3279
.3090
.2957
.2865
.2804
.2763
.2736
.2719
 
$275
.5848
.5000
.4326
.3825
.3439
.3148
.2934
.2781
.2672
.2597
.2545
.2510
.2487
 
$380
.5801
.4961
.4220
.3630
.3163
.2790
.2498
.2272
.2101
.1972
.1877
.1807
.1756
 
$500
.5767
.4931
.4195
.3552
.3028
.2604
.2257
.1978
.1757
.1583
.1448
.1343
.1264
 
$550
.5757
.4923
.4188
.3546
.2996
.2559
.2199
.1906
.1671
.1484
.1337
.1222
.1133
 
$800
.5730
.4900
.4168
.3529
.2975
.2500
.2095
.1764
.1492
.1268
.1085
.0937
.0818
62
$120
.5907
.5354
.4992
.4770
.4643
.4575
.4539
.4522
.4513
.4509
.4508
.4507
.4507
 
$160
.5858
.5133
.4657
.4332
.4120
.3988
.3910
.3864
.3839
.3825
.3817
.3813
.3812
 
$250
.5795
.4922
.4300
.3825
.3472
.3217
.3038
.2916
.2834
.2780
.2746
.2724
.2711
 
$275
.5781
.4910
.4245
.3743
.3361
.3079
.2875
.2732
.2634
.2567
.2523
.2495
.2476
 
$380
.5735
.4872
.4112
.3533
.3066
.2698
.2414
.2198
.2037
.1919
.1834
.1773
.1729
 
$500
.5701
.4843
.4087
.3434
.2917
.2494
.2153
.1883
.1671
.1508
.1384
.1290
.1219
 
$550
.5692
.4834
.4080
.3423
.2882
.2445
.2089
.1804
.1579
.1403
.1266
.1162
.1083
 
$800
.5665
.4812
.4060
.3407
.2845
.2365
.1968
.1644
.1379
.1164
.0992
.0855
.0746
 
$1,000
.5656
.4804
.4054
.3402
.2840
.2362
.1957
.1617
.1340
.1114
.0930
.0782
.0663
63
$120
.5859
.5304
.4947
.4736
.4620
.4560
.4531
.4517
.4511
.4508
.4507
.4507
.4506
 
$160
.5791
.5072
.4598
.4280
.4079
.3959
.3889
.3851
.3830
.3820
.3815
.3812
.3811
 
$250
.5728
.4844
.4221
.3747
.3400
.3155
.2988
.2877
.2805
.2760
.2731
.2714
.2704
 
$275
.5715
.4819
.4163
.3660
.3283
.3010
.2818
.2686
.2598
.2541
.2504
.2481
.2467
 
$380
.5670
.4781
.4019
.3433
.2967
.2604
.2329
.2125
.1976
.1869
.1794
.1742
.1706
 
$500
.5636
.4753
.3976
.3325
.2804
.2382
.2048
.1787
.1587
.1436
.1323
.1240
.1179
 
$550
.5626
.4745
.3969
.3299
.2765
.2328
.1978
.1702
.1488
.1324
.1199
.1106
.1037
 
$800
.5600
.4722
.3950
.3282
.2710
.2229
.1840
.1522
.1266
.1063
.0902
.0776
.0679
 
$1,000
.5591
.4715
.3945
.3277
.2706
.2223
.1818
.1488
.1220
.1004
.0831
.0694
.0587
64
$120
.5811
.5253
.4904
.4704
.4599
.4548
.4524
.4513
.4509
.4507
.4507
.4506
.4506
 
$160
.5726
.5012
.4539
.4230
.4041
.3932
.3872
.3840
.3824
.3816
.3813
.3811
.3810
 
$250
.5664
.4773
.4143
.3670
.3330
.3097
.2941
.2842
.2780
.2742
.2720
.2707
.2699
 
$275
.5651
.4739
.4082
.3577
.3206
.2943
.2763
.2644
.2567
.2518
.2488
.2470
.2460
 
$380
.5606
.4692
.3927
.3335
.2869
.2513
.2248
.2056
.1919
.1824
.1759
.1715
.1687
 
$500
.5573
.4664
.3866
.3215
.2690
.2272
.1945
.1695
.1508
.1369
.1268
.1195
.1144
 
$550
.5563
.4656
.3859
.3186
.2648
.2213
.1870
.1604
.1402
.1250
.1137
.1056
.0997
 
$800
.5537
.4634
.3841
.3157
.2575
.2099
.1713
.1403
.1158
.0966
.0818
.0704
.0619
 
$1,000
.5529
.4627
.3835
.3152
.2571
.2084
.1684
.1361
.1103
.0898
.0738
.0613
.0518
65
$120
.5764
.5203
.4861
.4674
.4580
.4537
.4518
.4511
.4508
.4507
.4506
.4506
.4506
 
$160
.5664
.4952
.4481
.4181
.4005
.3907
.3856
.3831
.3819
.3814
.3811
.3810
.3810
 
$250
.5603
.4703
.4065
.3593
.3262
.3040
.2898
.2810
.2758
.2727
.2710
.2701
.2696
 
$275
.5590
.4667
.4000
.3495
.3131
.2879
.2712
.2605
.2539
.2499
.2476
.2462
.2455
 
$380
.5545
.4605
.3835
.3236
.2771
.2423
.2169
.1990
.1867
.1784
.1729
.1693
.1671
 
$500
.5513
.4577
.3758
.3105
.2577
.2163
.1845
.1607
.1432
.1307
.1218
.1156
.1114
 
$550
.5503
.4569
.3750
.3074
.2530
.2099
.1763
.1509
.1319
.1181
.1081
.1011
.0962
 
$800
.5477
.4548
.3732
.3031
.2443
.1969
.1587
.1286
.1053
.0874
.0739
.0639
.0565
 
$1,000
.5469
.4541
.3726
.3026
.2435
.1945
.1552
.1237
.0990
.0798
.0651
.0539
.0456
66
$120
.5717
.5153
.4820
.4645
.4564
.4528
.4514
.4509
.4507
.4507
.4506
.4506
.4506
 
$160
.5606
.4893
.4423
.4134
.3971
.3885
.3844
.3824
.3816
.3812
.3811
.3810
.3810
 
$250
.5545
.4634
.3987
.3516
.3195
.2987
.2858
.2782
.2739
.2716
.2703
.2697
.2694
 
$275
.5532
.4596
.3918
.3413
.3057
.2818
.2665
.2571
.2515
.2483
.2466
.2456
.2451
 
$380
.5489
.4520
.3744
.3138
.2675
.2335
.2094
.1929
.1819
.1748
.1703
.1676
.1659
 
$500
.5456
.4493
.3660
.2996
.2465
.2055
.1747
.1522
.1362
.1250
.1174
.1123
.1090
 
$550
.5447
.4485
.3642
.2962
.2414
.1986
.1659
.1417
.1242
.1118
.1032
.0973
.0933
 
$800
.5421
.4464
.3624
.2905
.2314
.1839
.1464
.1173
.0953
.0788
.0668
.0581
.0519
 
$1,000
.5413
.4457
.3619
.2901
.2299
.1810
.1421
.1116
.0881
.0703
.0570
.0473
.0401
67
$120
.5666
.5099
.4776
.4617
.4548
.4521
.4511
.4508
.4507
.4506
.4506
.4506
.4506
 
$160
.5548
.4828
.4361
.4085
.3938
.3865
.3832
.3819
.3813
.3811
.3810
.3810
.3810
 
$250
.5488
.4560
.3902
.3435
.3125
.2932
.2819
.2757
.2723
.2706
.2698
.2694
.2692
 
$275
.5475
.4521
.3830
.3325
.2978
.2755
.2618
.2538
.2494
.2470
.2458
.2451
.2448
 
$380
.5432
.4432
.3646
.3031
.2571
.2242
.2017
.1868
.1774
.1716
.1681
.1661
.1649
 
$500
.5399
.4405
.3556
.2878
.2344
.1940
.1645
.1436
.1292
.1196
.1134
.1094
.1069
 
$550
.5390
.4398
.3535
.2841
.2289
.1865
.1550
.1323
.1165
.1057
.0985
.0938
.0908
 
$800
.5365
.4377
.3509
.2772
.2175
.1700
.1332
.1055
.0850
.0703
.0599
.0526
.0477
 
$1,000
.5357
.4371
.3504
.2765
.2153
.1665
.1282
.0989
.0769
.0608
.0492
.0409
.0352
68
$120
.5614
.5044
.4734
.4592
.4535
.4515
.4509
.4507
.4506
.4506
.4506
.4506
.4506
 
$160
.5494
.4761
.4298
.4037
.3907
.3848
.3824
.3815
.3811
.3810
.3810
.3810
.3810
 
$250
.5435
.4485
.3816
.3352
.3056
.2881
.2785
.2735
.2711
.2699
.2694
.2692
.2691
 
$275
.5422
.4445
.3740
.3235
.2901
.2694
.2575
.2510
.2477
.2460
.2452
.2449
.2447
 
$380
.5379
.4348
.3546
.2923
.2466
.2150
.1942
.1812
.1734
.1689
.1664
.1650
.1643
 
$500
.5347
.4320
.3451
.2757
.2221
.1824
.1544
.1353
.1228
.1149
.1100
.1071
.1054
 
$550
.5338
.4313
.3428
.2717
.2160
.1743
.1442
.1233
.1093
.1003
.0945
.0910
.0889
 
$800
.5313
.4293
.3394
.2639
.2032
.1558
.1201
.0939
.0753
.0624
.0537
.0480
.0443
 
$1,000
.5305
.4286
.3389
.2626
.2005
.1516
.1142
.0864
.0662
.0520
.0421
.0355
.0311
69
$120
.5565
.4991
.4695
.4570
.4525
.4511
.4507
.4507
.4506
.4506
.4506
.4506
.4506
 
$160
.5450
.4697
.4239
.3994
.3881
.3835
.3818
.3812
.3810
.3810
.3810
.3810
.3810
 
$250
.5391
.4414
.3733
.3273
.2992
.2837
.2757
.2719
.2702
.2695
.2692
.2691
.2691
 
$275
.5378
.4374
.3653
.3149
.2828
.2641
.2539
.2488
.2464
.2453
.2449
.2447
.2446
 
$380
.5336
.4275
.3451
.2818
.2366
.2065
.1876
.1765
.1702
.1669
.1652
.1643
.1639
 
$500
.5304
.4244
.3351
.2641
.2102
.1715
.1451
.1280
.1174
.1111
.1075
.1054
.1044
 
$550
.5295
.4237
.3327
.2599
.2037
.1627
.1342
.1152
.1032
.0959
.0915
.0890
.0877
 
$800
.5270
.4217
.3285
.2511
.1894
.1423
.1077
.0833
.0667
.0558
.0488
.0444
.0418
 
$1,000
.5262
.4210
.3281
.2494
.1863
.1374
.1010
.0749
.0567
.0444
.0364
.0312
.0280
70
$120
.5507
.4928
.4652
.4548
.4516
.4508
.4507
.4506
.4506
.4506
.4506
.4506
.4506
 
$160
.5407
.4622
.4170
.3948
.3856
.3823
.3813
.3811
.3810
.3810
.3810
.3810
.3810
 
$250
.5348
.4332
.3634
.3181
.2922
.2791
.2731
.2705
.2696
.2692
.2691
.2691
.2691
 
$275
.5336
.4292
.3551
.3049
.2747
.2584
.2505
.2469
.2455
.2449
.2447
.2446
.2446
 
$380
.5294
.4196
.3340
.2694
.2250
.1970
.1806
.1718
.1674
.1652
.1643
.1639
.1637
 
$500
.5262
.4163
.3236
.2505
.1963
.1589
.1349
.1204
.1122
.1077
.1054
.1042
.1037
 
$550
.5253
.4156
.3212
.2459
.1892
.1493
.1230
.1067
.0972
.0918
.0889
.0875
.0867
 
$800
.5228
.4136
.3164
.2363
.1732
.1265
.0936
.0717
.0578
.0493
.0443
.0414
.0399
 
$1,000
.5221
.4130
.3158
.2342
.1695
.1208
.0859
.0622
.0466
.0369
.0310
.0276
.0256
71
$120
.5451
.4868
.4613
.4531
.4511
.4507
.4506
.4506
.4506
.4506
.4506
.4506
.4506
 
$160
.5376
.4547
.4104
.3907
.3837
.3816
.3811
.3810
.3810
.3810
.3810
.3810
.3810
 
$250
.5318
.4254
.3538
.3094
.2860
.2754
.2712
.2697
.2692
.2691
.2691
.2691
.2691
 
$275
.5305
.4215
.3451
.2952
.2673
.2537
.2479
.2457
.2449
.2447
.2446
.2446
.2446
 
$380
.5263
.4124
.3234
.2574
.2139
.1884
.1748
.1683
.1654
.1643
.1638
.1637
.1636
 
$500
.5232
.4095
.3128
.2372
.1828
.1472
.1259
.1142
.1083
.1054
.1041
.1036
.1034
 
$550
.5223
.4088
.3104
.2324
.1751
.1367
.1131
.0996
.0925
.0890
.0874
.0866
.0863
 
$800
.5198
.4069
.3055
.2219
.1574
.1113
.0807
.0616
.0505
.0444
.0412
.0396
.0389
 
$1,000
.5191
.4063
.3046
.2196
.1532
.1048
.0719
.0509
.0383
.0311
.0272
.0252
.0242
72
$120
.5387
.4786
.4568
.4516
.4507
.4506
.4506
.4506
.4506
.4506
.4506
.4506
.4506
 
$160
.5351
.4446
.4019
.3862
.3820
.3811
.3810
.3810
.3810
.3810
.3810
.3810
.3810
 
$250
.5294
.4155
.3408
.2980
.2787
.2718
.2697
.2692
.2691
.2691
.2691
.2691
.2691
 
$275
.5281
.4119
.3316
.2825
.2584
.2489
.2457
.2449
.2446
.2446
.2446
.2446
.2446
 
$380
.5239
.4050
.3094
.2411
.1995
.1782
.1688
.1653
.1641
.1637
.1636
.1636
.1636
 
$500
.5208
.4026
.2992
.2193
.1648
.1324
.1157
.1080
.1049
.1038
.1034
.1033
.1032
 
$550
.5199
.4019
.2969
.2143
.1562
.1207
.1015
.0923
.0884
.0869
.0864
.0862
.0861
 
$800
.5175
.4000
.2922
.2031
.1362
.0915
.0648
.0504
.0434
.0403
.0390
.0385
.0383
 
$1,000
.5167
.3994
.2912
.2004
.1311
.0837
.0545
.0382
.0299
.0261
.0244
.0237
.0235
73
$120
.5378
.4700
.4532
.4508
.4506
.4506
.4506
.4506
.4506
.4506
.4506
.4506
.4506
 
$160
.5343
.4335
.3934
.3828
.3811
.3810
.3810
.3810
.3810
.3810
.3810
.3810
.3810
 
$250
.5285
.4058
.3265
.2866
.2729
.2697
.2691
.2691
.2691
.2691
.2691
.2691
.2691
 
$275
.5272
.4040
.3170
.2693
.2508
.2458
.2448
.2446
.2446
.2446
.2446
.2446
.2446
 
$380
.5231
.4008
.2953
.2235
.1852
.1698
.1650
.1639
.1636
.1636
.1636
.1636
.1636
 
$500
.5200
.3985
.2863
.2003
.1458
.1186
.1078
.1044
.1035
.1033
.1032
.1032
.1032
 
$550
.5191
.3978
.2845
.1951
.1362
.1052
.0922
.0878
.0865
.0862
.0861
.0861
.0861
 
$800
.5166
.3959
.2808
.1837
.1134
.0713
.0507
.0423
.0394
.0385
.0383
.0382
.0382
 
$1,000
.5159
.3953
.2800
.1810
.1075
.0620
.0386
.0286
.0249
.0238
.0234
.0234
.0234
74
$120
.5378
.4643
.4516
.4507
.4506
.4506
.4506
.4506
.4506
.4506
.4506
.4506
.4506
 
$160
.5342
.4259
.3885
.3816
.3810
.3810
.3810
.3810
.3810
.3810
.3810
.3810
.3810
 
$250
.5284
.4040
.3169
.2798
.2705
.2692
.2691
.2691
.2691
.2691
.2691
.2691
.2691
 
$275
.5272
.4030
.3072
.2610
.2473
.2449
.2446
.2446
.2446
.2446
.2446
.2446
.2446
 
$380
.5230
.3998
.2867
.2118
.1767
.1661
.1639
.1636
.1636
.1636
.1636
.1636
.1636
 
$500
.5199
.3975
.2794
.1879
.1337
.1112
.1048
.1035
.1032
.1032
.1032
.1032
.1032
 
$550
.5190
.3968
.2781
.1828
.1232
.0967
.0884
.0865
.0862
.0861
.0861
.0861
.0861
 
$800
.5165
.3949
.2757
.1720
.0984
.0593
.0439
.0394
.0384
.0383
.0382
.0382
.0382
 
$1,000
.5158
.3943
.2753
.1695
.0921
.0488
.0307
.0250
.0237
.0234
.0234
.0233
.0233
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 5
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0149
.0393
.0682
.1002
.1708
.2480
.3302
.4166
37
$120
.0140
.0373
.0652
.0963
.1652
.2409
.3219
.4072
38
$120
.0131
.0353
.0622
.0924
.1595
.2337
.3134
.3976
39
$120
.0122
.0334
.0593
.0885
.1539
.2266
.3050
.3881
40
$120
.0113
.0315
.0564
.0845
.1482
.2194
.2966
.3786
 
$160
.0112
.0313
.0560
.0840
.1472
.2180
.2946
.3761
41
$120
.0104
.0296
.0534
.0806
.1425
.2122
.2880
.3689
 
$160
.0104
.0294
.0531
.0801
.1416
.2108
.2861
.3665
42
$120
.0096
.0277
.0505
.0767
.1368
.2049
.2794
.3592
 
$160
.0095
.0275
.0502
.0762
.1359
.2035
.2775
.3568
43
$120
.0088
.0259
.0476
.0728
.1311
.1976
.2708
.3494
 
$160
.0088
.0257
.0473
.0723
.1302
.1963
.2690
.3471
44
$120
.0081
.0241
.0448
.0690
.1254
.1904
.2622
.3397
 
$160
.0080
.0239
.0445
.0685
.1246
.1891
.2605
.3375
45
$120
.0072
.0221
.0416
.0647
.1191
.1823
.2527
.3289
 
$160
.0071
.0219
.0413
.0642
.1183
.1811
.2510
.3267
46
$120
.0064
.0201
.0385
.0604
.1127
.1742
.2431
.3186
 
$160
.0063
.0200
.0382
.0600
.1120
.1730
.2414
.3159
47
$120
.0056
.0182
.0354
.0562
.1065
.1662
.2336
.3119
 
$160
.0056
.0181
.0352
.0559
.1058
.1651
.2320
.3052
 
$250
.0055
.0179
.0348
.0553
.1047
.1633
.2295
.3019
48
$120
.0049
.0164
.0325
.0521
.1003
.1581
.2239
.3052
 
$160
.0048
.0163
.0322
.0518
.0996
.1571
.2224
.2942
 
$250
.0048
.0161
.0319
.0512
.0985
.1554
.2200
.2911
 
$275
.0048
.0161
.0318
.0511
.0983
.1550
.2195
.2904
49
$120
.0042
.0147
.0295
.0481
.0941
.1501
.2168
.2985
 
$160
.0042
.0146
.0294
.0477
.0934
.1491
.2128
.2833
 
$250
.0041
.0144
.0290
.0472
.0924
.1475
.2105
.2802
 
$275
.0041
.0144
.0290
.0471
.0922
.1471
.2100
.2795
50
$120
.0036
.0130
.0268
.0442
.0881
.1422
.2106
.2919
 
$160
.0036
.0129
.0266
.0439
.0875
.1412
.2034
.2741
 
$250
.0035
.0128
.0263
.0434
.0865
.1397
.2012
.2695
 
$275
.0035
.0128
.0263
.0433
.0863
.1394
.2007
.2689
51
$120
.0030
.0115
.0241
.0404
.0821
.1343
.2043
.2855
 
$160
.0030
.0114
.0240
.0401
.0816
.1334
.1939
.2669
 
$250
.0030
.0113
.0237
.0397
.0807
.1320
.1918
.2587
 
$275
.0030
.0112
.0236
.0396
.0805
.1317
.1914
.2581
52
$120
.0025
.0100
.0215
.0366
.0761
.1283
.1978
.2792
 
$160
.0025
.0099
.0214
.0363
.0756
.1255
.1846
.2595
 
$250
.0025
.0098
.0211
.0360
.0748
.1241
.1822
.2476
 
$275
.0025
.0098
.0211
.0359
.0746
.1238
.1818
.2470
 
$380
.0025
.0097
.0209
.0356
.0740
.1228
.1803
.2450
53
$120
.0021
.0086
.0190
.0329
.0702
.1225
.1914
.2732
 
$160
.0021
.0085
.0189
.0327
.0697
.1175
.1775
.2520
 
$250
.0020
.0084
.0187
.0323
.0689
.1162
.1725
.2363
 
$275
.0020
.0084
.0186
.0323
.0688
.1160
.1721
.2358
 
$380
.0020
.0084
.0185
.0320
.0682
.1150
.1707
.2339
54
$120
.0017
.0073
.0166
.0294
.0644
.1168
.1852
.2673
 
$160
.0017
.0073
.0165
.0292
.0639
.1096
.1706
.2447
 
$250
.0016
.0072
.0163
.0289
.0632
.1084
.1629
.2251
 
$275
.0016
.0072
.0163
.0288
.0631
.1082
.1625
.2245
 
$380
.0016
.0071
.0162
.0286
.0626
.1073
.1612
.2227
55
$120
.0013
.0061
.0144
.0261
.0590
.1111
.1792
.2616
 
$160
.0013
.0061
.0143
.0259
.0584
.1025
.1637
.2376
 
$250
.0013
.0060
.0142
.0256
.0577
.1008
.1533
.2144
 
$275
.0013
.0060
.0142
.0256
.0576
.1006
.1530
.2134
 
$380
.0013
.0060
.0140
.0254
.0571
.0998
.1518
.2117
 
$500
.0013
.0059
.0140
.0252
.0568
.0992
.1509
.2104
56
$120
.0010
.0051
.0123
.0228
.0545
.1054
.1733
.2558
 
$160
.0010
.0050
.0122
.0227
.0528
.0964
.1567
.2305
 
$250
.0010
.0050
.0121
.0224
.0522
.0930
.1435
.2056
 
$275
.0010
.0050
.0121
.0224
.0521
.0928
.1432
.2021
 
$380
.0010
.0049
.0120
.0222
.0517
.0921
.1420
.2003
 
$500
.0010
.0049
.0119
.0221
.0514
.0915
.1412
.1991
 
$550
.0010
.0049
.0119
.0220
.0513
.0914
.1410
.1987
57
$120
.0008
.0041
.0104
.0198
.0502
.0998
.1674
.2503
 
$160
.0008
.0041
.0103
.0197
.0474
.0904
.1498
.2236
 
$250
.0008
.0040
.0102
.0194
.0469
.0854
.1338
.1970
 
$275
.0008
.0040
.0102
.0194
.0468
.0852
.1335
.1932
 
$380
.0008
.0040
.0101
.0192
.0464
.0845
.1324
.1889
 
$500
.0007
.0040
.0101
.0191
.0461
.0840
.1316
.1878
 
$550
.0007
.0040
.0100
.0191
.0460
.0839
.1314
.1875
58
$120
.0006
.0033
.0088
.0172
.0464
.0950
.1623
.2455
 
$160
.0006
.0033
.0087
.0171
.0425
.0851
.1438
.2176
 
$250
.0006
.0033
.0086
.0169
.0421
.0784
.1266
.1892
 
$275
.0006
.0033
.0086
.0168
.0420
.0782
.1244
.1851
 
$380
.0006
.0032
.0085
.0167
.0417
.0776
.1235
.1782
 
$500
.0006
.0032
.0085
.0166
.0414
.0771
.1227
.1771
 
$550
.0006
.0032
.0085
.0166
.0413
.0770
.1225
.1768
59
$120
.0004
.0027
.0073
.0147
.0426
.0903
.1572
.2409
 
$160
.0004
.0026
.0073
.0146
.0386
.0797
.1378
.2116
 
$250
.0004
.0026
.0072
.0144
.0374
.0715
.1195
.1814
 
$275
.0004
.0026
.0072
.0144
.0374
.0713
.1170
.1770
 
$380
.0004
.0026
.0071
.0143
.0371
.0707
.1145
.1674
 
$500
.0004
.0026
.0071
.0142
.0368
.0703
.1138
.1664
 
$550
.0004
.0026
.0071
.0142
.0368
.0702
.1136
.1662
60
$120
.0003
.0021
.0059
.0125
.0390
.0855
.1522
.2362
 
$160
.0003
.0020
.0059
.0123
.0348
.0744
.1318
.2056
 
$250
.0003
.0020
.0058
.0122
.0329
.0650
.1124
.1735
 
$275
.0003
.0020
.0058
.0121
.0328
.0644
.1097
.1688
 
$380
.0003
.0020
.0058
.0120
.0325
.0638
.1054
.1574
 
$500
.0003
.0020
.0058
.0120
.0324
.0635
.1048
.1556
 
$550
.0003
.0020
.0057
.0119
.0323
.0634
.1046
.1553
 
$800
.0003
.0020
.0057
.0119
.0321
.0631
.1041
.1546
61
$120
.0002
.0016
.0047
.0107
.0354
.0808
.1472
.2317
 
$160
.0002
.0015
.0047
.0102
.0311
.0693
.1260
.1997
 
$250
.0002
.0015
.0047
.0101
.0286
.0593
.1053
.1658
 
$275
.0002
.0015
.0047
.0100
.0285
.0581
.1025
.1608
 
$380
.0002
.0015
.0046
.0100
.0283
.0572
.0965
.1484
 
$500
.0002
.0015
.0046
.0099
.0281
.0568
.0959
.1448
 
$550
.0002
.0015
.0046
.0099
.0281
.0567
.0957
.1446
 
$800
.0002
.0015
.0046
.0098
.0279
.0565
.0953
.1439
62
$120
.0001
.0011
.0037
.0089
.0320
.0761
.1422
.2273
 
$160
.0001
.0011
.0037
.0082
.0275
.0642
.1201
.1939
 
$250
.0001
.0011
.0036
.0081
.0244
.0537
.0983
.1581
 
$275
.0001
.0011
.0036
.0081
.0243
.0524
.0953
.1527
 
$380
.0001
.0011
.0036
.0081
.0241
.0506
.0881
.1393
 
$500
.0001
.0011
.0036
.0080
.0240
.0503
.0870
.1340
 
$550
.0001
.0011
.0036
.0080
.0240
.0502
.0869
.1338
 
$800
.0001
.0011
.0035
.0080
.0238
.0499
.0864
.1332
 
$1,000
.0001
.0011
.0035
.0079
.0238
.0499
.0863
.1330
63
$120
.0001
.0008
.0028
.0073
.0285
.0713
.1372
.2229
 
$160
.0001
.0008
.0027
.0065
.0240
.0591
.1140
.1880
 
$250
.0001
.0008
.0027
.0064
.0205
.0481
.0912
.1503
 
$275
.0001
.0008
.0027
.0064
.0203
.0467
.0879
.1445
 
$380
.0001
.0008
.0027
.0063
.0201
.0440
.0802
.1301
 
$500
.0001
.0008
.0027
.0063
.0200
.0437
.0780
.1238
 
$550
.0001
.0008
.0026
.0063
.0200
.0436
.0779
.1227
 
$800
.0001
.0008
.0026
.0062
.0199
.0434
.0775
.1222
 
$1,000
.0001
.0008
.0026
.0062
.0199
.0434
.0774
.1220
64
$120
.0000
.0005
.0021
.0059
.0252
.0666
.1321
.2185
 
$160
.0000
.0005
.0019
.0051
.0207
.0540
.1080
.1821
 
$250
.0000
.0005
.0019
.0048
.0172
.0426
.0841
.1425
 
$275
.0000
.0005
.0019
.0048
.0167
.0411
.0807
.1363
 
$380
.0000
.0005
.0019
.0048
.0164
.0378
.0724
.1208
 
$500
.0000
.0005
.0019
.0047
.0163
.0374
.0692
.1138
 
$550
.0000
.0005
.0019
.0047
.0163
.0374
.0690
.1122
 
$800
.0000
.0005
.0019
.0047
.0162
.0372
.0687
.1112
 
$1,000
.0000
.0005
.0019
.0047
.0162
.0371
.0686
.1111
65
$120
.0000
.0003
.0015
.0046
.0220
.0618
.1271
.2142
 
$160
.0000
.0003
.0013
.0039
.0176
.0489
.1020
.1762
 
$250
.0000
.0003
.0013
.0035
.0140
.0373
.0771
.1346
 
$275
.0000
.0003
.0013
.0035
.0136
.0358
.0735
.1281
 
$380
.0000
.0003
.0013
.0035
.0130
.0323
.0647
.1116
 
$500
.0000
.0003
.0013
.0034
.0129
.0314
.0611
.1040
 
$550
.0000
.0003
.0013
.0034
.0129
.0313
.0604
.1022
 
$800
.0000
.0003
.0013
.0034
.0128
.0312
.0601
.1003
 
$1,000
.0000
.0003
.0013
.0034
.0128
.0311
.0600
.1002
66
$120
.0000
.0002
.0010
.0034
.0189
.0571
.1221
.2101
 
$160
.0000
.0002
.0009
.0028
.0146
.0440
.0961
.1704
 
$250
.0000
.0002
.0008
.0024
.0112
.0323
.0702
.1268
 
$275
.0000
.0002
.0008
.0024
.0108
.0307
.0664
.1200
 
$380
.0000
.0002
.0008
.0024
.0100
.0270
.0572
.1025
 
$500
.0000
.0002
.0008
.0024
.0099
.0257
.0533
.0942
 
$550
.0000
.0002
.0008
.0024
.0099
.0257
.0523
.0922
 
$800
.0000
.0002
.0008
.0024
.0098
.0256
.0517
.0895
 
$1,000
.0000
.0002
.0008
.0024
.0098
.0255
.0516
.0894
67
$120
.0000
.0001
.0006
.0024
.0158
.0520
.1167
.2058
 
$160
.0000
.0001
.0005
.0019
.0117
.0388
.0896
.1643
 
$250
.0000
.0001
.0005
.0015
.0084
.0270
.0628
.1184
 
$275
.0000
.0001
.0005
.0015
.0080
.0254
.0589
.1112
 
$380
.0000
.0001
.0005
.0015
.0072
.0217
.0493
.0927
 
$500
.0000
.0001
.0005
.0015
.0070
.0203
.0451
.0837
 
$550
.0000
.0001
.0005
.0015
.0070
.0200
.0441
.0816
 
$800
.0000
.0001
.0005
.0015
.0070
.0199
.0430
.0781
 
$1,000
.0000
.0001
.0005
.0015
.0070
.0199
.0429
.0779
68
$120
.0000
.0000
.0003
.0016
.0127
.0469
.1112
.2015
 
$160
.0000
.0000
.0003
.0012
.0090
.0335
.0829
.1580
 
$250
.0000
.0000
.0002
.0009
.0060
.0219
.0553
.1098
 
$275
.0000
.0000
.0002
.0009
.0057
.0204
.0513
.1022
 
$380
.0000
.0000
.0002
.0008
.0049
.0168
.0415
.0828
 
$500
.0000
.0000
.0002
.0008
.0047
.0153
.0371
.0732
 
$550
.0000
.0000
.0002
.0008
.0046
.0150
.0361
.0709
 
$800
.0000
.0000
.0002
.0008
.0046
.0148
.0346
.0669
 
$1,000
.0000
.0000
.0002
.0008
.0046
.0147
.0345
.0664
69
$120
.0000
.0000
.0002
.0010
.0100
.0419
.1058
.1976
 
$160
.0000
.0000
.0001
.0007
.0066
.0286
.0765
.1520
 
$250
.0000
.0000
.0001
.0005
.0041
.0174
.0482
.1014
 
$275
.0000
.0000
.0001
.0004
.0038
.0159
.0442
.0935
 
$380
.0000
.0000
.0001
.0004
.0031
.0125
.0343
.0733
 
$500
.0000
.0000
.0001
.0004
.0029
.0111
.0298
.0632
 
$550
.0000
.0000
.0001
.0004
.0029
.0108
.0288
.0609
 
$800
.0000
.0000
.0001
.0004
.0028
.0104
.0271
.0564
 
$1,000
.0000
.0000
.0001
.0004
.0028
.0104
.0269
.0557
70
$120
.0000
.0000
.0001
.0005
.0072
.0361
.0996
.1933
 
$160
.0000
.0000
.0000
.0003
.0043
.0230
.0690
.1451
 
$250
.0000
.0000
.0000
.0002
.0023
.0125
.0400
.0916
 
$275
.0000
.0000
.0000
.0002
.0021
.0112
.0360
.0833
 
$380
.0000
.0000
.0000
.0001
.0016
.0082
.0263
.0622
 
$500
.0000
.0000
.0000
.0001
.0014
.0070
.0220
.0518
 
$550
.0000
.0000
.0000
.0001
.0014
.0067
.0210
.0493
 
$800
.0000
.0000
.0000
.0001
.0014
.0063
.0192
.0446
 
$1,000
.0000
.0000
.0000
.0001
.0014
.0063
.0189
.0436
71
$120
.0000
.0000
.0000
.0002
.0048
.0305
.0936
.1895
 
$160
.0000
.0000
.0000
.0001
.0026
.0178
.0615
.1386
 
$250
.0000
.0000
.0000
.0001
.0012
.0084
.0322
.0820
 
$275
.0000
.0000
.0000
.0000
.0010
.0073
.0283
.0733
 
$380
.0000
.0000
.0000
.0000
.0007
.0049
.0192
.0515
 
$500
.0000
.0000
.0000
.0000
.0006
.0039
.0151
.0410
 
$550
.0000
.0000
.0000
.0000
.0006
.0037
.0142
.0386
 
$800
.0000
.0000
.0000
.0000
.0005
.0034
.0125
.0336
 
$1,000
.0000
.0000
.0000
.0000
.0005
.0033
.0122
.0326
72
$120
.0000
.0000
.0000
.0000
.0023
.0231
.0854
.1850
 
$160
.0000
.0000
.0000
.0000
.0010
.0115
.0514
.1301
 
$250
.0000
.0000
.0000
.0000
.0003
.0041
.0223
.0689
 
$275
.0000
.0000
.0000
.0000
.0002
.0033
.0187
.0597
 
$380
.0000
.0000
.0000
.0000
.0001
.0018
.0109
.0376
 
$500
.0000
.0000
.0000
.0000
.0001
.0013
.0077
.0273
 
$550
.0000
.0000
.0000
.0000
.0001
.0012
.0070
.0251
 
$800
.0000
.0000
.0000
.0000
.0001
.0010
.0057
.0204
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0009
.0054
.0194
73
$120
.0000
.0000
.0000
.0000
.0007
.0152
.0767
.1813
 
$160
.0000
.0000
.0000
.0000
.0002
.0057
.0403
.1216
 
$250
.0000
.0000
.0000
.0000
.0000
.0012
.0126
.0547
 
$275
.0000
.0000
.0000
.0000
.0000
.0009
.0098
.0451
 
$380
.0000
.0000
.0000
.0000
.0000
.0003
.0042
.0234
 
$500
.0000
.0000
.0000
.0000
.0000
.0002
.0024
.0145
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0020
.0126
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0014
.0090
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0013
.0082
74
$120
.0000
.0000
.0000
.0000
.0002
.0103
.0711
.1798
 
$160
.0000
.0000
.0000
.0000
.0000
.0028
.0327
.1166
 
$250
.0000
.0000
.0000
.0000
.0000
.0003
.0072
.0451
 
$275
.0000
.0000
.0000
.0000
.0000
.0002
.0050
.0353
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0015
.0149
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0007
.0076
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0005
.0063
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0038
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0032
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-950, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-950, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-950, filed 10/19/10, effective 11/19/10.]