(1) To qualify as a pilot program as described in RCW 48.18.558(6), a form for the pilot risk reduction program must be filed with and approved by the commissioner prior to offer to insured.

(2) Within the submitted form of the pilot risk reduction program, the insurer must provide the same information it offers its participants of the pilot risk reduction program, including:

(a) The intent of the pilot risk reduction program;

(b) A description of either the goods or services, or both, offered in the pilot risk reduction program; and

(c) The intended start date of the pilot risk reduction program.