Chapter 48.20 RCW

DISABILITY INSURANCE

Sections

48.20.002Scope of chapter.
48.20.012Format of disability policies.
48.20.013Return of policy and refund of premiumNotice requiredEffect of return.
48.20.015Endorsements.
48.20.022Policies issued by domestic insurer for delivery in another state.
48.20.025Schedule of rates for individual health benefit plansLoss ratioDefinitions.
48.20.028Calculation of premiumsAdjusted community rating methodDefinitions.
48.20.029Calculation of premiumsMembers of a purchasing poolAdjusted community rating methodDefinitions.
48.20.032Standard provisions requiredSubstitutionsCaptions.
48.20.042Standard provision No. 1Entire contract; changes.
48.20.050Standard provision No. 2Misstatement of age or sex.
48.20.052Standard provision No. 3Time limit on certain defenses.
48.20.062Standard provision No. 4Grace period.
48.20.072Standard provision No. 5Reinstatement.
48.20.082Standard provision No. 6Notice of claim.
48.20.092Standard provision No. 7Claim forms.
48.20.102Standard provision No. 8Proofs of loss.
48.20.112Standard provision No. 9Time of payment of claims.
48.20.122Standard provision No. 10Payment of claims.
48.20.132Standard provision No. 11Physical examination and autopsy.
48.20.142Standard provision No. 12Legal actions.
48.20.152Standard provision No. 13Change of beneficiary.
48.20.162Optional standard provisions.
48.20.172Optional standard provision No. 14Change of occupation.
48.20.192Optional standard provision No. 15Other insurance in this insurer.
48.20.202Optional standard provision No. 16Insurance with other insurers (Provision of service or expense incurred basis).
48.20.212Optional standard provision No. 17Insurance with other insurers.
48.20.222Optional standard provision No. 18Relation of earnings to insurance.
48.20.232Optional standard provision No. 19Unpaid premium.
48.20.242Optional standard provision No. 20Cancellation.
48.20.252Optional standard provision No. 21Conformity with state statutes.
48.20.262Optional standard provision No. 22Illegal occupation.
48.20.282Order of certain policy provisions.
48.20.292Third party ownership.
48.20.302Requirements of other jurisdictions.
48.20.312Age limit.
48.20.340"Family expense disability insurance" defined.
48.20.350"Franchise plan" defined.
48.20.360Extended disability benefit.
48.20.380Incontestability after reinstatement.
48.20.385When injury caused by intoxication or use of narcotics.
48.20.389Prescribed, self-administered anticancer medication.
48.20.390Podiatric medicine and surgery.
48.20.391Diabetes coverage.
48.20.392Prostate cancer screening.
48.20.393MammogramsInsurance coverage.
48.20.395Reconstructive breast surgery.
48.20.397Mastectomy, lumpectomy.
48.20.410Optometry.
48.20.411Registered nurses or advanced registered nurses.
48.20.412Chiropractic.
48.20.414Psychological services.
48.20.416Dentistry.
48.20.417Dental services that are not subject to contract or provider agreement.
48.20.418Denturist services.
48.20.420Dependent child coverageContinuation for incapacity.
48.20.430Dependent child coverageFrom moment of birthCongenital anomaliesNotification of birth.
48.20.435Option to cover dependents under age twenty-six.
48.20.450Standardization and simplification of terms and coveragesDisclosure requirements.
48.20.460Standardization and simplificationMinimum standards for benefits and coverages.
48.20.470Standardization and simplificationOutline of coverageFormat and contents.
48.20.480Standardization and simplificationSimplified application formCoverage of loss from preexisting health condition.
48.20.490Continuation of coverage by former spouse and dependents.
48.20.500Coverage for adopted children.
48.20.510Cancellation of rider.
48.20.520Phenylketonuria.
48.20.525PrescriptionsPreapproval of individual claimsSubsequent rejection prohibitedWritten record required.
48.20.530Nonresident pharmacies.
48.20.550Fixed payment insuranceStandard disclosure form.
48.20.555Fixed payment insuranceBenefit restrictions.
48.20.580Mental health servicesDefinitionCoverage required, when.
48.20.900ConstructionChapter applicable to state registered domestic partnerships2009 c 521.

NOTES:

Approval of policy forms: RCW 48.18.100.
Assignment of policies: RCW 48.18.360.
Exemption of proceeds: RCW 48.18.400.
General provisions regarding filing, approval, contents of policies, execution, applications, etc.: Chapter 48.18 RCW.
Grounds for disapproval of policy forms: RCW 48.18.110.
Insurable interest, personal insurance, nonprofit organizations: RCW 48.18.030.
Minimum standard conditions and terminology for disability policies, established by commissioner: RCW 48.18.120(2).
Minor contracting for life or disability insurance: RCW 48.18.020.
Payment to person designated in policy or by assignment discharges insurer: RCW 48.18.370.
Rates, manuals, classificationsFiling: RCW 48.19.010(2).
Refusal to renew or cancellation of disability insurance: RCW 48.18.298, 48.18.299.
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