(1) When you and your DVR counselor agree that you will require customized equipment, devices, or other items to address your disability-related personal needs, your DVR counselor will determine whether it is appropriate to loan those items to you or whether it is appropriate to issue those items directly to you.

(2) If another individual is unlikely to be able to reuse the item because of its disability-related customization, your DVR counselor will issue that equipment, device, or other item directly to you rather than requiring a loan agreement.