Chapter 48.21 RCW

GROUP AND BLANKET DISABILITY INSURANCE

Sections

48.21.010"Group disability insurance" definedIssuance.
48.21.015"Group stop loss insurance" defined for the purpose of exemptionScope of application.
48.21.020"Employees," "employer" defined.
48.21.030Health care groups.
48.21.040"Blanket disability insurance" defined.
48.21.045Health plan benefits for small employersCoverageExemption from statutory requirementsPremium ratesRequirements for providing coverage for small employersDefinitions.
48.21.047Requirements for plans offered to small employersDefinitions.
48.21.050Standard provisions required.
48.21.060The contractRepresentations.
48.21.070Payment of premiums.
48.21.075Payment of premiums by employee in event of suspension of compensation due to labor dispute.
48.21.080Certificates of coverage.
48.21.090Age limitations.
48.21.100Examination and autopsy.
48.21.110Payment of benefits.
48.21.120Readjustment of premiumsDividends.
48.21.125When injury caused by intoxication or use of narcotics.
48.21.130Podiatric medicine and surgery.
48.21.140Optometry.
48.21.141Registered nurses or advanced registered nurses.
48.21.142Chiropractic.
48.21.143Diabetes coverageDefinitions.
48.21.144Psychological services.
48.21.146Dentistry.
48.21.147Dental services that are not subject to contract or provider agreement.
48.21.148Denturist services.
48.21.150Dependent child coverageContinuation for incapacity.
48.21.155Dependent child coverageFrom moment of birthCongenital anomaliesNotification of birth.
48.21.157Option to cover dependents under age twenty-six.
48.21.160Chemical dependency benefitsLegislative declaration.
48.21.180Chemical dependency benefitsContracts issued or renewed after January 1, 1988.
48.21.190Chemical dependency benefitsRCW 48.21.160 through 48.21.190, 48.44.240 inapplicable, when.
48.21.195"Chemical dependency" defined.
48.21.197Chemical dependency benefitsRules.
48.21.200Individual or group disability, health care service contract, health maintenance agreementReduction of benefits on basis of other existing coverages.
48.21.220Home health care, hospice care, optional coverage requiredStandards, limitations, restrictionsRulesMedicare supplemental contracts excluded.
48.21.223Prescribed, self-administered anticancer medication.
48.21.225MammogramsInsurance coverage.
48.21.227Prostate cancer screening.
48.21.230Reconstructive breast surgery.
48.21.235Mastectomy, lumpectomy.
48.21.241Mental health servicesGroup health plansDefinitionCoverage required, when.
48.21.242Mental health treatmentWaiver of preauthorization for persons involuntarily committed.
48.21.244Benefits for prenatal diagnosis of congenital disordersContracts entered into or renewed on or after January 1, 1990.
48.21.250Continuation option to be offered.
48.21.260Conversion policy to be offeredExceptions, conditions.
48.21.270Conversion policyRestrictions and requirementsRules.
48.21.280Coverage for adopted children.
48.21.290Cancellation of rider.
48.21.300Phenylketonuria.
48.21.310Neurodevelopmental therapiesEmployer-sponsored group contracts.
48.21.320Temporomandibular joint disordersInsurance coverage.
48.21.325PrescriptionsPreapproval of individual claimsSubsequent rejection prohibitedWritten record required.
48.21.330Nonresident pharmacies.
48.21.370Fixed payment insuranceStandard disclosure form.
48.21.375Fixed payment insuranceBenefit restrictions.
48.21.380Noninsurance benefits.
48.21.900ConstructionChapter applicable to state registered domestic partnerships2009 c 521.

NOTES:

Irrigation district may contract for and pay premiums on group insurance for employees: RCW 87.03.160.
Minimum standards for disability policies may be promulgated by commissioner: RCW 48.18.120.
Payment to person designated in policy or by assignment discharges insurer: RCW 48.18.370.
Policy dividends are payable to real party in interest: RCW 48.18.340.
Policy forms, execution, filing, etc.: Chapter 48.18 RCW.
Refusal to renew or cancellation of disability insurance: RCW 48.18.298, 48.18.299.
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