Chapter 31.45 RCW

CHECK CASHERS AND SELLERS

Sections

31.45.010Definitions.
31.45.020Application of chapter.
31.45.022Privacy or confidentiality of any information or materialFederal or other state's laws.
31.45.030License requiredSmall loan endorsementApplicationFeeBondDeposit in lieu of bondDirector's duties.
31.45.040Application for license or small loan endorsementFinancial responsibilityDirector's investigation.
31.45.043Multistate licensing systemDirector's discretion.
31.45.045ReportsNationwide licensing system.
31.45.050Investigation or examination fee and annual assessment fee requiredAmounts determined by ruleFailure to payNotice requirements of licensee.
31.45.060LicenseeSchedule of fee and chargesRecordkeeping.
31.45.070LicenseePermissible transactionsRestrictions.
31.45.073Making small loansEndorsement requiredDue dateTermination dateMaximum amountInstallment plansInterestFeesPostdated check or draft as security.
31.45.077Small loan endorsementApplicationFormInformationExemption from disclosureFees.
31.45.079Making small loansAgent for a licensee or exempt entityFederal preemption.
31.45.080Trust fundsDeposit requirementsRules.
31.45.082Delinquent small loanRestrictions on collection by licensee or third partyDefinitions.
31.45.084Small loan installment planTermsRestrictions.
31.45.085Loan applicationRequired statementRules.
31.45.086Small loansRight of rescission.
31.45.088Small loansDisclosure requirementsAdvertisingMaking loan.
31.45.090Report requirementsDisclosure of informationRules.
31.45.093Information systemAccessRequired informationFeesRules.
31.45.100Examination or investigationDirector's authorityCosts.
31.45.103Subpoena authorityApplicationContentsNoticeFees.
31.45.105Violations of chapterEnforceability of transaction.
31.45.110Violations or unsound financial practicesStatement of chargesHearingSanctionsDirector's authorityStatute of limitations.
31.45.120Violations or unsound practicesTemporary cease and desist orderDirector's authority.
31.45.130Temporary cease and desist orderLicensee's application for injunction.
31.45.140Violation of temporary cease and desist orderDirector's application for injunction.
31.45.150Licensee's failure to perform obligationsDirector's duty.
31.45.160Director's possession of property and businessAppointment of receiver.
31.45.180ViolationMisdemeanor.
31.45.190ViolationConsumer protection actRemedies.
31.45.200DirectorBroad administrative discretion.
31.45.210Military borrowersLicensee's dutyDefinition.
31.45.900Effective date, implementation1991 c 355.
31.45.901Effective date2009 c 510.
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