PRIMARY AND EXCESS CREDIBILITY VALUES
Effective January 1, 2026
Maximum Claim Value = $398,730
Average Death Value = $398,730
Expected Losses | Primary Credibility | Excess Credibility | ||||
0 | - | 6,150 | 12% | 7% | ||
6,151 | - | 6,566 | 13% | 7% | ||
6,567 | - | 6,985 | 14% | 7% | ||
6,986 | - | 7,409 | 15% | 7% | ||
7,410 | - | 7,840 | 16% | 7% | ||
7,841 | - | 8,275 | 17% | 7% | ||
8,276 | - | 8,717 | 18% | 7% | ||
8,718 | - | 9,163 | 19% | 7% | ||
9,164 | - | 9,612 | 20% | 7% | ||
9,613 | - | 10,073 | 21% | 7% | ||
10,074 | - | 10,536 | 22% | 7% | ||
10,537 | - | 11,011 | 23% | 7% | ||
11,012 | - | 11,487 | 24% | 7% | ||
11,488 | - | 11,974 | 25% | 7% | ||
11,975 | - | 12,470 | 26% | 7% | ||
12,471 | - | 12,970 | 27% | 7% | ||
12,971 | - | 13,482 | 28% | 7% | ||
13,483 | - | 14,002 | 29% | 7% | ||
14,003 | - | 14,529 | 30% | 7% | ||
14,530 | - | 15,070 | 31% | 7% | ||
15,071 | - | 15,617 | 32% | 7% | ||
15,618 | - | 16,180 | 33% | 7% | ||
16,181 | - | 16,754 | 34% | 7% | ||
16,755 | - | 17,339 | 35% | 7% | ||
17,340 | - | 17,938 | 36% | 7% | ||
17,939 | - | 18,552 | 37% | 7% | ||
18,553 | - | 19,186 | 38% | 7% | ||
19,187 | - | 19,832 | 39% | 7% | ||
19,833 | - | 20,498 | 40% | 7% | ||
20,499 | - | 21,183 | 41% | 7% | ||
21,184 | - | 21,893 | 42% | 7% | ||
21,894 | - | 22,627 | 43% | 7% | ||
22,628 | - | 23,387 | 44% | 7% | ||
23,388 | - | 24,180 | 45% | 7% | ||
24,181 | - | 25,008 | 46% | 7% | ||
25,009 | - | 25,873 | 47% | 7% | ||
25,874 | - | 26,787 | 48% | 7% | ||
26,788 | - | 27,757 | 49% | 7% | ||
27,758 | - | 28,789 | 50% | 7% | ||
28,790 | - | 29,906 | 51% | 7% | ||
29,907 | - | 31,129 | 52% | 7% | ||
31,130 | - | 32,492 | 53% | 7% | ||
32,493 | - | 32,631 | 54% | 7% | ||
32,632 | - | 34,063 | 54% | 8% | ||
34,064 | - | 35,981 | 55% | 8% | ||
35,982 | - | 54,456 | 56% | 8% | ||
54,457 | - | 60,021 | 57% | 8% | ||
60,022 | - | 85,732 | 57% | 9% | ||
85,733 | - | 88,301 | 57% | 10% | ||
88,302 | - | 111,600 | 58% | 10% | ||
111,601 | - | 122,145 | 58% | 11% | ||
122,146 | - | 137,631 | 59% | 11% | ||
137,632 | - | 155,993 | 59% | 12% | ||
155,994 | - | 163,819 | 60% | 12% | ||
163,820 | - | 189,839 | 60% | 13% | ||
189,840 | - | 190,171 | 61% | 13% | ||
190,172 | - | 216,687 | 61% | 14% | ||
216,688 | - | 223,684 | 61% | 15% | ||
223,685 | - | 243,370 | 62% | 15% | ||
243,371 | - | 257,529 | 62% | 16% | ||
257,530 | - | 270,220 | 63% | 16% | ||
270,221 | - | 291,376 | 63% | 17% | ||
291,377 | - | 297,240 | 64% | 17% | ||
297,241 | - | 324,429 | 64% | 18% | ||
324,430 | - | 325,219 | 64% | 19% | ||
325,220 | - | 351,794 | 65% | 19% | ||
351,795 | - | 359,065 | 65% | 20% | ||
359,066 | - | 379,326 | 66% | 20% | ||
379,327 | - | 392,912 | 66% | 21% | ||
392,913 | - | 407,037 | 67% | 21% | ||
407,038 | - | 426,758 | 67% | 22% | ||
426,759 | - | 434,926 | 68% | 22% | ||
434,927 | - | 460,600 | 68% | 23% | ||
460,601 | - | 462,994 | 69% | 23% | ||
462,995 | - | 491,241 | 69% | 24% | ||
491,242 | - | 494,446 | 69% | 25% | ||
494,447 | - | 519,671 | 70% | 25% | ||
519,672 | - | 528,295 | 70% | 26% | ||
528,296 | - | 548,285 | 71% | 26% | ||
548,286 | - | 562,140 | 71% | 27% | ||
562,141 | - | 577,085 | 72% | 27% | ||
577,086 | - | 595,986 | 72% | 28% | ||
595,987 | - | 606,071 | 73% | 28% | ||
606,072 | - | 629,833 | 73% | 29% | ||
629,834 | - | 635,250 | 74% | 29% | ||
635,251 | - | 663,678 | 74% | 30% | ||
663,679 | - | 664,619 | 75% | 30% | ||
664,620 | - | 694,180 | 75% | 31% | ||
694,181 | - | 697,522 | 75% | 32% | ||
697,523 | - | 723,939 | 76% | 32% | ||
723,940 | - | 731,369 | 76% | 33% | ||
731,370 | - | 753,891 | 77% | 33% | ||
753,892 | - | 765,215 | 77% | 34% | ||
765,216 | - | 784,046 | 78% | 34% | ||
784,047 | - | 799,060 | 78% | 35% | ||
799,061 | - | 814,399 | 79% | 35% | ||
814,400 | - | 832,907 | 79% | 36% | ||
832,908 | - | 844,958 | 80% | 36% | ||
844,959 | - | 866,749 | 80% | 37% | ||
866,750 | - | 875,723 | 81% | 37% | ||
875,724 | - | 900,597 | 81% | 38% | ||
900,598 | - | 906,694 | 82% | 38% | ||
906,695 | - | 934,443 | 82% | 39% | ||
934,444 | - | 937,873 | 83% | 39% | ||
937,874 | - | 968,290 | 83% | 40% | ||
968,291 | - | 969,263 | 84% | 40% | ||
969,264 | - | 1,000,869 | 84% | 41% | ||
1,000,870 | - | 1,002,131 | 84% | 42% | ||
1,002,132 | - | 1,032,687 | 85% | 42% | ||
1,032,688 | - | 1,035,977 | 85% | 43% | ||
1,035,978 | - | 1,064,728 | 86% | 43% | ||
1,064,729 | - | 1,069,824 | 86% | 44% | ||
1,069,825 | - | 1,096,987 | 87% | 44% | ||
1,096,988 | - | 1,103,672 | 87% | 45% | ||
1,103,673 | - | 1,129,469 | 88% | 45% | ||
1,129,470 | - | 1,137,516 | 88% | 46% | ||
1,137,517 | - | 1,162,176 | 89% | 46% | ||
1,162,177 | - | 1,171,362 | 89% | 47% | ||
1,171,363 | - | 1,195,111 | 90% | 47% | ||
1,195,112 | - | 1,205,208 | 90% | 48% | ||
1,205,209 | - | 1,228,274 | 91% | 48% | ||
1,228,275 | - | 1,239,053 | 91% | 49% | ||
1,239,054 | - | 1,261,669 | 92% | 49% | ||
1,261,670 | - | 1,272,900 | 92% | 50% | ||
1,272,901 | - | 1,295,299 | 93% | 50% | ||
1,295,300 | - | 1,306,745 | 93% | 51% | ||
1,306,746 | - | 1,329,169 | 94% | 51% | ||
1,329,170 | - | 1,340,589 | 94% | 52% | ||
1,340,590 | - | 1,363,275 | 95% | 52% | ||
1,363,276 | - | 1,374,435 | 95% | 53% | ||
1,374,436 | - | 1,397,623 | 96% | 53% | ||
1,397,624 | - | 1,408,281 | 96% | 54% | ||
1,408,282 | - | 1,432,216 | 97% | 54% | ||
1,432,217 | - | 1,442,127 | 97% | 55% | ||
1,442,128 | - | 1,467,057 | 98% | 55% | ||
1,467,058 | - | 1,475,973 | 98% | 56% | ||
1,475,974 | - | 1,502,147 | 99% | 56% | ||
1,502,148 | - | 1,509,818 | 99% | 57% | ||
1,509,819 | - | 1,537,490 | 100% | 57% | ||
1,537,491 | - | 1,573,088 | 100% | 58% | ||
1,573,089 | - | 1,608,946 | 100% | 59% | ||
1,608,947 | - | 1,645,063 | 100% | 60% | ||
1,645,064 | - | 1,681,445 | 100% | 61% | ||
1,681,446 | - | 1,718,093 | 100% | 62% | ||
1,718,094 | - | 1,755,011 | 100% | 63% | ||
1,755,012 | - | 1,792,200 | 100% | 64% | ||
1,792,201 | - | 1,829,666 | 100% | 65% | ||
1,829,667 | - | 1,867,410 | 100% | 66% | ||
1,867,411 | - | 1,905,439 | 100% | 67% | ||
1,905,440 | - | 1,943,748 | 100% | 68% | ||
1,943,749 | - | 1,982,348 | 100% | 69% | ||
1,982,349 | - | 2,021,240 | 100% | 70% | ||
2,021,241 | - | 2,060,426 | 100% | 71% | ||
2,060,427 | - | 2,099,911 | 100% | 72% | ||
2,099,912 | - | 2,139,698 | 100% | 73% | ||
2,139,699 | - | 2,179,790 | 100% | 74% | ||
2,179,791 | - | 2,220,188 | 100% | 75% | ||
2,220,189 | - | 2,260,900 | 100% | 76% | ||
2,260,901 | - | 2,301,926 | 100% | 77% | ||
2,301,927 | - | 2,343,273 | 100% | 78% | ||
2,343,274 | - | 2,384,943 | 100% | 79% | ||
2,384,944 | - | 2,426,941 | 100% | 80% | ||
2,426,942 | - | 2,469,272 | 100% | 81% | ||
2,469,273 | - | 2,511,933 | 100% | 82% | ||
2,511,934 | - | 2,554,937 | 100% | 83% | ||
2,554,938 | - | 2,598,279 | 100% | 84% | ||
2,598,280 | - | 2,641,971 | 100% | 85% | ||
2,641,972 | and higher | 100% | 86% | |||
[Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). WSR 25-24-041, s 296-17-880, filed 11/26/25, effective 1/1/26; WSR 24-24-046, s 296-17-880, filed 11/26/24, effective 1/1/25; WSR 23-24-039, § 296-17-880, filed 11/30/23, effective 1/1/24; WSR 22-24-019, § 296-17-880, filed 11/30/22, effective 1/1/23; WSR 21-24-066, § 296-17-880, filed 11/30/21, effective 1/1/22; WSR 20-24-094, § 296-17-880, filed 11/30/20, effective 1/1/21; WSR 19-24-029, § 296-17-880, filed 11/25/19, effective 1/1/20; WSR 18-24-073, § 296-17-880, filed 11/30/18, effective 1/1/19; WSR 17-24-041, § 296-17-880, filed 11/30/17, effective 1/1/18; WSR 16-24-014, § 296-17-880, filed 11/29/16, effective 1/1/17; WSR 15-24-103, § 296-17-880, filed 12/1/15, effective 1/1/16; WSR 14-24-084, § 296-17-880, filed 12/1/14, effective 1/1/15; WSR 13-24-073, § 296-17-880, filed 11/30/13, effective 1/1/14. Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010, and 51.04.020(1). WSR 12-24-048, § 296-17-880, filed 11/30/12, effective 1/1/13; WSR 11-24-026, § 296-17-880, filed 12/1/11, effective 1/1/12. Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). WSR 11-04-069, § 296-17-880, filed 1/28/11, effective 2/28/11; WSR 09-24-086, § 296-17-880, filed 11/30/09, effective 1/1/10; WSR 08-24-074, § 296-17-880, filed 12/1/08, effective 1/1/09; WSR 07-24-046, § 296-17-880, filed 12/1/07, effective 1/1/08; WSR 06-24-054, § 296-17-880, filed 12/1/06, effective 1/1/07. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.32.073. WSR 05-23-162, § 296-17-880, filed 11/22/05, effective 1/1/06; WSR 04-24-025, § 296-17-880, filed 11/23/04, effective 1/1/05. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, and 51.18.010. WSR 03-24-066, § 296-17-880, filed 12/1/03, effective 1/1/04. Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). WSR 02-24-029, § 296-17-880, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. WSR 01-23-061, § 296-17-880, filed 11/20/01, effective 1/1/02; WSR 00-23-101, § 296-17-880, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. WSR 99-24-055, § 296-17-880, filed 11/29/99, effective 12/31/99; WSR 98-24-094, § 296-17-880, filed 12/1/98, effective 1/1/99; WSR 97-24-062, § 296-17-880, filed 12/1/97, effective 1/1/98; WSR 96-24-063, § 296-17-880, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. WSR 95-23-080, § 296-17-880, filed 11/20/95, effective 1/1/96; WSR 94-24-007, § 296-17-880, filed 11/28/94, effective 1/1/95; WSR 93-24-114, § 296-17-880, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. WSR 92-24-063, § 296-17-880, filed 11/30/92, effective 1/1/93; WSR 91-24-053, § 296-17-880, filed 11/27/91, effective 1/1/92; WSR 90-24-042, § 296-17-880, filed 11/30/90, effective 1/1/91; WSR 89-24-051 (Order 89-22), § 296-17-880, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. WSR 88-24-012 (Order 88-30), § 296-17-880, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. WSR 87-24-060 (Order 87-26), § 296-17-880, filed 12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. WSR 86-24-042 (Order 86-41), § 296-17-880, filed 11/26/86. Statutory Authority: RCW 51.16.035. WSR 85-24-032 (Order 85-33), § 296-17-880, filed 11/27/85, effective 1/1/86; WSR 84-24-016 (Order 84-23), § 296-17-880, filed 11/28/84, effective 1/1/85; WSR 83-24-017 (Order 83-36), § 296-17-880, filed 11/30/83, effective 1/1/84; WSR 82-24-047 (Order 82-38), § 296-17-880, filed 11/29/82, effective 1/1/83; WSR 81-24-042 (Order 81-30), § 296-17-880, filed 11/30/81, effective 1/1/82; WSR 80-17-016 (Order 80-23), § 296-17-880, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. WSR 79-12-086 (Order 79-18), § 296-17-880, filed 11/30/79, effective 1/1/80. Statutory Authority: RCW 51.04.020(1) and 51.16.035. WSR 78-12-043 (Order 78-23), § 296-17-880, filed 11/27/78, effective 1/1/79; Order 77-27, § 296-17-880, filed 11/30/77, effective 1/1/78; Order 76-36, § 296-17-880, filed 11/30/76; Order 75-38, § 296-17-880, filed 11/24/75, effective 1/1/76; Order 74-40, § 296-17-880, filed 11/27/74, effective 1/1/75; Order 73-22, § 296-17-880, filed 11/9/73, effective 1/1/74.]