Under the long-term care (LTC) partnership program, people who purchase qualified long-term care partnership insurance policies can apply for long-term care medicaid under special rules for determining financial eligibility. These special rules generally allow the person to protect assets up to the insurance benefits received from a partnership policy so that such assets will not be taken into account in determining financial eligibility for long-term care medicaid and will not subsequently be subject to estate recovery for medicaid and long-term care services paid. The Washington long-term care partnership program is effective on December 1, 2011.

The following rules govern long-term care eligibility under the long-term care partnership program:

(1) WAC 182-513-1405 Definitions.

(2) WAC 182-513-1410 LTC partnership policy qualifications.

(3) WAC 182-513-1415 Assets that can't be protected under the LTC partnership provisions.

(4) WAC 182-513-1420 Eligibility for asset protection under a partnership policy.

(5) WAC 182-513-1425 Not qualifying for LTC medicaid if an LTC partnership policy is in pay status.

(6) WAC 182-513-1430 Change of circumstances that must be reported when there is an LTC partnership policy paying a portion of care.

(7) WAC 182-513-1435 When Washington recognizes an LTC partnership policy purchased in another state.

(8) WAC 182-513-1440 Determining how many assets can be protected.

(9) WAC 182-513-1445 Designating a protected asset and required proof.

(10) WAC 182-513-1450 How the transfer of assets affects LTC partnership and medicaid eligibility.

(11) WAC 182-513-1455 Protected assets under an LTC partnership policy after death.