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Article 3

NEGOTIABLE INSTRUMENTS

Sections

PART 1
GENERAL PROVISIONS AND DEFINITIONS
HTMLPDF 62A.3-101Short title.
HTMLPDF 62A.3-102Subject matter.
HTMLPDF 62A.3-103Definitions.
HTMLPDF 62A.3-104Negotiable instrument.
HTMLPDF 62A.3-105Issue of instrument.
HTMLPDF 62A.3-106Unconditional promise or order.
HTMLPDF 62A.3-107Instrument payable in foreign money.
HTMLPDF 62A.3-108Payable on demand or at definite time.
HTMLPDF 62A.3-109Payable to bearer or to order.
HTMLPDF 62A.3-110Identification of person to whom instrument is payable.
HTMLPDF 62A.3-111Place of payment.
HTMLPDF 62A.3-112Interest.
HTMLPDF 62A.3-113Date of instrument.
HTMLPDF 62A.3-114Contradictory terms of instrument.
HTMLPDF 62A.3-115Incomplete instrument.
HTMLPDF 62A.3-116Joint and several liability; contribution.
HTMLPDF 62A.3-117Other agreements affecting instrument.
HTMLPDF 62A.3-118Statute of limitations.
HTMLPDF 62A.3-119Notice of right to defend action.
PART 2
NEGOTIATION, TRANSFER, AND INDORSEMENT
HTMLPDF 62A.3-201Negotiation.
HTMLPDF 62A.3-202Negotiation subject to rescission.
HTMLPDF 62A.3-203Transfer of instrument; rights acquired by transfer.
HTMLPDF 62A.3-204Indorsement.
HTMLPDF 62A.3-205Special indorsement; blank indorsement; anomalous indorsement.
HTMLPDF 62A.3-206Restrictive indorsement.
HTMLPDF 62A.3-207Reacquisition.
PART 3
ENFORCEMENT OF INSTRUMENTS
HTMLPDF 62A.3-301Person entitled to enforce instrument.
HTMLPDF 62A.3-302Holder in due course.
HTMLPDF 62A.3-303Value and consideration.
HTMLPDF 62A.3-304Overdue instrument.
HTMLPDF 62A.3-305Defenses and claims in recoupment.
HTMLPDF 62A.3-306Claims to an instrument.
HTMLPDF 62A.3-307Notice of breach of fiduciary duty.
HTMLPDF 62A.3-308Proof of signatures and status as holder in due course.
HTMLPDF 62A.3-309Enforcement of lost, destroyed, or stolen instrument.
HTMLPDF 62A.3-310Effect of instrument on obligation for which taken.
HTMLPDF 62A.3-311Accord and satisfaction by use of instrument.
HTMLPDF 62A.3-312Lost, destroyed, or stolen cashier's check, teller's check, or certified check.
PART 4
LIABILITY OF PARTIES
HTMLPDF 62A.3-401Signature necessary for liability on instrument.
HTMLPDF 62A.3-402Signature by representative.
HTMLPDF 62A.3-403Unauthorized signature.
HTMLPDF 62A.3-404Impostors; fictitious payees.
HTMLPDF 62A.3-405Employer's responsibility for fraudulent indorsement by employee.
HTMLPDF 62A.3-406Negligence contributing to forged signature or alteration of instrument.
HTMLPDF 62A.3-407Alteration.
HTMLPDF 62A.3-408Drawee not liable on unaccepted draft.
HTMLPDF 62A.3-409Acceptance of draft; certified check.
HTMLPDF 62A.3-410Acceptance varying draft.
HTMLPDF 62A.3-411Refusal to pay cashier's checks, teller's checks, and certified checks.
HTMLPDF 62A.3-412Obligation of issuer of note or cashier's check.
HTMLPDF 62A.3-413Obligation of acceptor.
HTMLPDF 62A.3-414Obligation of drawer.
HTMLPDF 62A.3-415Obligation of indorser.
HTMLPDF 62A.3-416Transfer warranties.
HTMLPDF 62A.3-417Presentment warranties.
HTMLPDF 62A.3-418Payment or acceptance by mistake.
HTMLPDF 62A.3-419Instruments signed for accommodation.
HTMLPDF 62A.3-420Conversion of instrument.
PART 5
DISHONOR
HTMLPDF 62A.3-501Presentment.
HTMLPDF 62A.3-502Dishonor.
HTMLPDF 62A.3-503Notice of dishonor.
HTMLPDF 62A.3-504Excused presentment and notice of dishonor.
HTMLPDF 62A.3-505Evidence of dishonor.
HTMLPDF 62A.3-512Credit cards—As identification—In lieu of deposit.
HTMLPDF 62A.3-515Checks dishonored by nonacceptance or nonpayment; liability for interest; rate; collection costs and attorneys' fees; satisfaction of claim.
HTMLPDF 62A.3-520Statutory form for notice of dishonor.
HTMLPDF 62A.3-522Notice of dishonor—Affidavit of service by mail.
HTMLPDF 62A.3-525Consequences for failing to comply with requirements.
HTMLPDF 62A.3-530Collection agencies—Checks dishonored by nonacceptance or nonpayment; liability for interest; rate; collection costs and attorneys' fees; satisfaction of claim.
HTMLPDF 62A.3-540Collection agencies—Statutory form for notice of dishonor.
HTMLPDF 62A.3-550Collection agencies—Consequences for failing to comply with requirements.
PART 6
DISCHARGE AND PAYMENT
HTMLPDF 62A.3-601Discharge and effect of discharge.
HTMLPDF 62A.3-602Payment.
HTMLPDF 62A.3-603Tender of payment.
HTMLPDF 62A.3-604Discharge by cancellation or renunciation.
HTMLPDF 62A.3-605Discharge of indorsers and accommodation parties.