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Chapter 284-34 WAC

Last Update: 1/4/05

CREDIT LIFE AND CREDIT ACCIDENT AND HEALTH INSURANCE

WAC Sections

What is the purpose of this regulation?
What definitions are important throughout this regulation?
What rights do debtors have?
What obligations do insurers have?
How will the commissioner determine if benefits are reasonable in relation to premium charges?
What are the standards for prima facie credit life insurance rates?
What mandatory benefits apply to prima facie credit life insurance rates?
What are the standards for credit accident and health insurance rates?
What mandatory benefits apply to prima facie credit accident and health insurance rates?
What refund formulas are allowed?
Do insurers have to file experience reports?
When will the commissioner adjust prima facie rates, and how will rate changes be implemented?
What rates may an insurer use for its direct business?
What obligations does an insurer have to supervise consumer credit operations?
What practices are insurers prohibited from doing?
What information must be disclosed to debtors?
What is the effective date of this regulation?